Poonawalla Fincorp profitability ratios

Per cent unless marked ×
Tap a line for its trendLast 12Mto Sep 2026FY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
Returns
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
5.9%5.9%−1.2%22.0%10.6%
1.1%1.1%−0.3%7.1%3.5%
Margins & efficiency
7.1%7.1%8.0%8.2%6.2%
52.0%52.0%47.2%36.8%56.8%
2.5%2.5%5.3%0.4%−1.0%
12.2%8.0%−2.4%54.1%35.3%
Leverage
5.82×5.82×4.29×2.95×3.38×
4.65×4.65×3.17×1.85×1.62×
Additional
25.2%25.1%27.4%22.6%24.1%
—0.0%0.0%18.3%4.5%
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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

POONAWALLA₹441.50

Poonawalla Fincorp Ltd.

· Banking & Finance
₹ CrorePeersBAJFINANCECHOLAFINSHRIRAMFINPNBHOUSINGRBLBANKPIRAMALFINAPTUSMANAPPURAMMcap ₹35,671 Cr
ProfitabilityGrowthCreditLiquidityWorking CapitalYield AnalysisDuPont
Ratios — % unless marked ×
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/09/2026
Returns
Return on Common Equity10.5821.96-1.205.855.85
Return on Assets3.457.12-0.331.141.14
Margins & Efficiency
Net Interest Margin (on avg assets)6.158.247.987.087.08
Cost to Income56.8336.7547.1652.0152.01
Credit Cost (impairment / avg loans)-0.960.395.332.492.49
Net Income Margin35.3454.13-2.357.9812.23
Leverage
Leverage (Assets/Equity)3.382.954.295.825.82
Total Debt/Equity1.621.853.174.654.65
Additional
Effective Tax Rate24.1322.6227.3725.1225.19
Dvd Payout Ratio4.4718.26-0.000.00—
No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.