Bajaj Finance financials

·Banking & FinanceChart ›
Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹24,576cr+21.8% on Q2 FY26
Net interest income
₹13,335cr+23.6% on Q2 FY26
Net profit
₹6,367cr+28.7% on Q2 FY26
EPS
₹10.07+28.3% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income24,57620,181+21.8%
Net interest income13,33510,785+23.6%
Net profit6,3674,948+28.7%
EPS₹10.07₹7.85+28.3%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹24,576 crNet profit₹6,367 crNet interest margin8.3%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
5,70,337————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
90,56381,99069,72554,98341,406
—+17.6%+26.8%+32.8%—
49,00444,11036,39329,582—
—+21.2%+23.0%——
8.6%8.6%8.7%9.1%—
26.5%26.5%27.4%28.7%—
2.1%2.1%2.2%1.4%—
22,06619,33216,77914,45111,508
—+15.2%+16.1%+25.6%—
₹34.89₹30.58₹26.76₹23.24₹18.51
—+14.3%+15.1%+25.6%—
18.1%18.1%19.2%22.1%23.5%
3.8%3.8%4.0%4.4%4.7%
Balance sheet
5,74,1744,98,9444,07,8443,26,293—
—+22.3%+25.0%——
4,35,1124,35,1123,61,2492,93,346—
3.72×3.72×3.65×3.82×—
4.79×4.79×4.71×4.90×—
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

BAJFINANCE₹917.25

Bajaj Finance Ltd.

· Banking & Finance
₹ CrorePeersCHOLAFINSHRIRAMFINJIOFINBAJAJFINSVKOTAKBANKICICIBANKHDFCBANKAXISBANKMcap ₹5.70L Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————5,70,336.9
Total Income41,405.754,982.569,724.881,989.590,563.3
Growth %, YoY—+32.8+26.8+17.6—
Net Interest Income—29,581.936,392.844,110.149,003.7
Growth %, YoY——+23.0+21.2—
NIM %, on assets—9.098.658.608.60
Cost to Income %—28.6727.4226.4826.48
Credit Cost %, on avg loans—1.422.172.092.09
Net Income11,507.714,451.216,779.519,332.422,066.5
Growth %, YoY—+25.6+16.1+15.2—
EPS, Adj (current shares)18.5123.2426.7630.5834.89
Growth %, YoY—+25.6+15.1+14.3—
ROE %23.4622.0519.1918.0518.05
ROA %4.724.443.993.773.77
Balance Sheet
Loans—3,26,293.34,07,844.14,98,943.55,74,174.4
Growth %, YoY——+25.0+22.3—
Total Borrowings—2,93,345.83,61,248.74,35,112.54,35,112.5
Debt/Equity ×—3.823.653.723.72
Leverage (Assets/Equity) ×—4.904.714.794.79
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 199%.

Bajaj Finance financials and key ratios

Prices at the 29 October 2026 close · figures from the company's filings with NSE

Bajaj Finance (NSE: BAJFINANCE) had a market capitalisation of ₹5,84,362 crore at the 29 October 2026 close (₹938.90 a share), a PE ratio of 26.9 on the last four quarters' profit and a price-to-book ratio of 4.74. In FY26 its consolidated net profit attributable to shareholders was ₹19,017 crore on revenue of ₹81,982 crore; in Q2 FY27 (July–September 2026) it was ₹6,266 crore, up 28.5% year on year. Promoters held 54.67% of the shares on 30 September 2026.

Bajaj Finance Q2 FY27 results
filed 19 October 2026
Share price used
₹938.90 · 29 October 2026 close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026
Share price and live chart
₹938.90 · 29 Oct close

Bajaj Finance at a glance · consolidated

Market cap
₹5,84,362 Crat ₹938.90 · 29 Oct close
PE ratio (last 4 quarters)
26.930.7 on FY26 profit
Price to book (PB)
4.74book value ₹197.91 a share
ROE (FY26)
18.1%
Debt to equity
3.97net debt ₹4,86,404 Cr
Promoter holding
54.67%unchanged vs 30 Jun 202630 September 2026
Dividend yield
0.64%₹6 a share in 12 months
Net worth
₹1,23,180 Cr+19.3% vs 30 Sep 202530 September 2026
EPS (FY26)
₹30.60

Questions

What is the Bajaj Finance PE ratio today?

Bajaj Finance's PE ratio is 26.9 at the 29 October 2026 close (₹938.90 a share): a market capitalisation of ₹5,84,362 crore divided by consolidated net profit attributable to shareholders of ₹21,694 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit attributable to shareholders (₹19,017 crore) it is 30.7.

What is the Bajaj Finance debt to equity ratio?

Bajaj Finance's debt-to-equity ratio was 3.97 on 30 September 2026: borrowings, debt securities, deposits and subordinated debt of ₹5,01,982 crore against total equity of ₹1,26,365 crore. A year earlier, on 30 September 2025, it was 3.76.

What is the Bajaj Finance net worth?

Bajaj Finance's net worth — shareholders' equity in its consolidated balance sheet — was ₹1,23,180 crore (₹1.23 lakh crore) on 30 September 2026, up 19.3% from ₹1,03,213 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹5,84,362 crore at the 29 October 2026 close.

What is the Bajaj Finance PB ratio (price to book value)?

Bajaj Finance's price-to-book (PB) ratio is 4.74 at the 29 October 2026 close: a market capitalisation of ₹5,84,362 crore divided by shareholders' equity (book value) of ₹1,23,180 crore on 30 September 2026. That is a book value of ₹197.91 per share against a share price of ₹938.90.

What is the Bajaj Finance book value per share?

Bajaj Finance's book value per share was ₹197.91 on 30 September 2026: shareholders' equity of ₹1,23,180 crore divided by the 622.39 crore shares in issue, up 19.2% from ₹166.07 a year earlier. The share price at the 29 October 2026 close was ₹938.90.

What is the Bajaj Finance shareholding pattern?

On 30 September 2026, Bajaj Finance's shares were held by promoters 54.67%, foreign portfolio investors (FII/FPI) 19.79%, domestic institutions (DII) 17.05% (including mutual funds at 10.32%) and retail and other non-institutional investors 8.46%. Over the year, FII holding was down 2.18 percentage points from 21.97% and DII holding was up 2.58 percentage points from 14.47%.

What is the Bajaj Finance market cap?

Bajaj Finance's market capitalisation was ₹5,84,362 crore (₹5.84 lakh crore) at the 29 October 2026 close: 622.39 crore shares at ₹938.90 each.

What is the Bajaj Finance EPS?

Bajaj Finance's basic earnings per share (EPS) were ₹30.60 in FY26. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹34.88.

What is the Bajaj Finance dividend in 2026 and its record date?

In 2026, Bajaj Finance has declared one dividend: ₹6 with record date 30 June 2026.

What is the Bajaj Finance ROE?

In FY26, Bajaj Finance's return on equity (ROE) was 18.1%. ROE is net profit attributable to shareholders divided by average shareholders' equity (the start and end of the year).

What is the Bajaj Finance dividend yield?

Bajaj Finance's dividend yield is 0.64% at the 29 October 2026 close: dividends of ₹6 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹938.90. They were ₹6 on 30 June 2026.

What is the Bajaj Finance promoter holding?

Promoters held 54.67% of Bajaj Finance on 30 September 2026, unchanged from the previous quarter and up 0.01 percentage points from 54.66% a year earlier, according to the shareholding pattern filed with NSE.

What are the Bajaj Finance latest quarterly results?

Bajaj Finance's latest results are for Q2 FY27 (July–September 2026), filed on 19 October 2026: consolidated net profit attributable to shareholders ₹6,266 crore, up 28.5% from ₹4,875 crore in Q2 FY26; revenue from operations ₹24,546 crore, up 21.6% year on year.

What is the Bajaj Finance revenue and profit in FY26?

In FY26 (April 2025–March 2026), Bajaj Finance's consolidated net profit attributable to shareholders was ₹19,017 crore, up 14.3% from ₹16,638 crore in FY25, on revenue from operations of ₹81,982 crore (up 17.6%). Over three years, from FY23, net profit was up 65.3%.

When are the Bajaj Finance next results?

Bajaj Finance has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

How does Bajaj Finance compare with its peers?

On FY26 consolidated figures, against Cholamandalam Finance, Shriram Finance and Jio Financial: Bajaj Finance's return on equity of 18.1% is the second highest of the four (Cholamandalam Finance 19.3%, Shriram Finance 16.4%, Jio Financial 1.2%; peer average 12.3%).

How does the Bajaj Finance PE ratio compare with its peers?

At the 29 October 2026 closing prices, on FY26 net profit attributable to shareholders, Bajaj Finance's PE ratio is 30.7, the second highest of the four: Cholamandalam Finance 26.3, Shriram Finance 19.7 and Jio Financial 87.6, a peer average of 44.5. Each is the company's market capitalisation at that price divided by its FY26 net profit.

Bajaj Finance vs Cholamandalam Finance: how do they compare?

In FY26, Bajaj Finance earned net profit attributable to shareholders of ₹19,017 crore on revenue of ₹81,982 crore, against ₹5,233 crore on ₹31,073 crore for Cholamandalam Finance. At the 29 October 2026 close, Bajaj Finance's market capitalisation was ₹5,84,362 crore against ₹1,37,616 crore for Cholamandalam Finance, and its PE ratio on FY26 profit 30.7 against 26.3.

Where do these Bajaj Finance figures come from?

From Bajaj Finance's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.