Shriram Finance financials

·Banking & FinanceChart ›
Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹13,802cr+15.8% on Q2 FY26
Net interest income
₹8,421cr+39.7% on Q2 FY26
Net profit
₹3,684cr+59.2% on Q2 FY26
EPS
₹15.66+27.3% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income13,80211,921+15.8%
Net interest income8,4216,027+39.7%
Net profit3,6842,314+59.2%
EPS₹15.66₹12.30+27.3%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹13,802 crNet profit₹3,684 crNet interest margin9.5%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
1,56,648————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
51,94948,19341,85936,41330,508
—+15.1%+15.0%+19.4%—
29,47025,13721,85319,17716,275
—+15.0%+14.0%+17.8%—
8.2%8.2%8.1%8.4%9.2%
27.9%27.9%28.1%28.4%27.8%
2.0%2.0%2.3%2.3%2.8%
12,68710,0249,5767,3996,020
—+4.7%+29.4%+22.9%—
₹67.43₹53.28₹50.78₹39.15₹31.95
—+4.9%+29.7%+22.5%—
16.4%16.4%18.0%15.8%17.2%
3.3%3.3%3.5%3.2%3.4%
Balance sheet
3,07,8342,82,4522,45,3932,18,6961,78,685
—+15.1%+12.2%+22.4%—
2,50,6922,50,6922,34,1971,95,4961,64,202
3.80×3.80×4.15×3.94×3.75×
4.88×4.88×5.20×5.00×4.81×
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

SHRIRAMFIN₹832.55

Shriram Finance Ltd.

· Banking & Finance
₹ CrorePeersCHOLAFINM&MFINSUNDARMFINSBILIFEJIOFINHDFCLIFEBANKBARODACANBKMcap ₹1.57L Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————1,56,648.4
Total Income30,508.436,413.041,859.548,192.751,949.5
Growth %, YoY—+19.4+15.0+15.1—
Net Interest Income16,274.619,176.721,853.125,136.829,470.2
Growth %, YoY—+17.8+14.0+15.0—
NIM %, on assets9.228.368.068.178.17
Cost to Income %27.7728.4228.0827.8827.88
Credit Cost %, on avg loans2.822.292.292.022.02
Net Income6,020.07,398.99,576.310,024.212,687.2
Growth %, YoY—+22.9+29.4+4.7—
EPS, Adj (current shares)31.9539.1550.7853.2867.43
Growth %, YoY—+22.5+29.7+4.9—
ROE %17.2015.7618.0016.3816.38
ROA %3.413.223.533.263.26
Balance Sheet
Loans1,78,685.12,18,695.62,45,392.82,82,452.43,07,833.6
Growth %, YoY—+22.4+12.2+15.1—
Total Borrowings1,64,202.21,95,496.12,34,197.32,50,692.02,50,692.0
Debt/Equity ×3.753.944.153.803.80
Leverage (Assets/Equity) ×4.815.005.204.884.88
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 145%.

Shriram Finance financials and key ratios

Prices at the 29 October 2026 close · figures from the company's filings with NSE

Shriram Finance (NSE: SHRIRAMFIN) had a market capitalisation of ₹1,97,915 crore at the 29 October 2026 close (₹841.10 a share), a PE ratio of 15.6 on the last four quarters' profit and a price-to-book ratio of 1.78. In FY26 its consolidated net profit was ₹10,024 crore on revenue of ₹48,133 crore; in Q2 FY27 (July–September 2026) it was ₹3,684 crore, up 59.2% year on year. Promoters held 20.30% of the shares on 30 September 2026.

Shriram Finance Q2 FY27 results
filed 23 October 2026
Share price used
₹841.10 · 29 October 2026 close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026
Share price and live chart
₹841.10 · 29 Oct close

Shriram Finance at a glance · consolidated

Market cap
₹1,97,915 Crat ₹841.10 · 29 Oct close
PE ratio (last 4 quarters)
15.619.7 on FY26 profit
Price to book (PB)
1.78book value ₹473.57 a share
ROE (FY26)
16.4%
Debt to equity
2.12net debt ₹2,23,689 Cr
Promoter holding
20.30%unchanged vs 30 Jun 202630 September 2026

Questions

What is the Shriram Finance PE ratio today?

Shriram Finance's PE ratio is 15.6 at the 29 October 2026 close (₹841.10 a share): a market capitalisation of ₹1,97,915 crore divided by consolidated net profit of ₹12,687 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹10,024 crore) it is 19.7.

What is the Shriram Finance debt to equity ratio?

Shriram Finance's debt-to-equity ratio was 2.12 on 30 September 2026: borrowings, debt securities, deposits and subordinated debt of ₹2,36,272 crore against total equity of ₹1,11,434 crore. A year earlier, on 30 September 2025, it was 3.87.

What is the Shriram Finance book value per share?

Shriram Finance's book value per share was ₹473.57 on 30 September 2026: shareholders' equity of ₹1,11,434 crore divided by the 235.31 crore shares in issue. The share price at the 29 October 2026 close was ₹841.10.

What is the Shriram Finance PB ratio (price to book value)?

Shriram Finance's price-to-book (PB) ratio is 1.78 at the 29 October 2026 close: a market capitalisation of ₹1,97,915 crore divided by shareholders' equity (book value) of ₹1,11,434 crore on 30 September 2026. That is a book value of ₹473.57 per share against a share price of ₹841.10.

What is the Shriram Finance net worth?

Shriram Finance's net worth — shareholders' equity in its consolidated balance sheet — was ₹1,11,434 crore (₹1.11 lakh crore) on 30 September 2026, up 83.9% from ₹60,603 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹1,97,915 crore at the 29 October 2026 close.

What is the Shriram Finance shareholding pattern?

On 30 September 2026, Shriram Finance's shares were held by promoters 20.30%, foreign portfolio investors (FII/FPI) 55.65%, domestic institutions (DII) 19.01% (including mutual funds at 13.11%) and retail and other non-institutional investors 5.03%. Over the year, FII holding was up 6.04 percentage points from 49.61% and DII holding was up 0.35 percentage points from 18.66%.

What is the Shriram Finance market cap?

Shriram Finance's market capitalisation was ₹1,97,915 crore (₹1.98 lakh crore) at the 29 October 2026 close: 235.31 crore shares at ₹841.10 each.

What is the Shriram Finance ROE?

In FY26, Shriram Finance's return on equity (ROE) was 16.4%. ROE is net profit divided by average shareholders' equity (the start and end of the year).

What is the Shriram Finance EPS?

Shriram Finance's basic earnings per share (EPS) were ₹53.29 in FY26, against ₹50.82 in FY25.

What is the Shriram Finance dividend in 2026 and its record date?

In 2026, Shriram Finance has declared two dividends totalling ₹12.50 a share: ₹6 with record date 3 July 2026 and ₹6.50 (interim) with record date 29 October 2026.

What is the Shriram Finance promoter holding?

Promoters held 20.30% of Shriram Finance on 30 September 2026, unchanged from the previous quarter and down 5.09 percentage points from 25.39% a year earlier, according to the shareholding pattern filed with NSE.

When are the Shriram Finance next results?

Shriram Finance has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

What are the Shriram Finance latest quarterly results?

Shriram Finance's latest results are for Q2 FY27 (July–September 2026), filed on 23 October 2026: consolidated net profit ₹3,684 crore, up 59.2% from ₹2,314 crore in Q2 FY26; revenue from operations ₹13,792 crore, up 15.8% year on year.

What is the Shriram Finance revenue and profit in FY26?

In FY26 (April 2025–March 2026), Shriram Finance's consolidated net profit was ₹10,024 crore, up 4.9% from ₹9,554 crore in FY25, on revenue from operations of ₹48,133 crore (up 15.1%). Over three years, from FY23, net profit was up 66.8%.

How does Shriram Finance compare with its peers?

On FY26 consolidated figures, against Cholamandalam Finance, M&M Finance and Sundaram Finance: Shriram Finance's return on equity of 16.4% is the second highest of the four (Cholamandalam Finance 19.3%, M&M Finance 11.9%, Sundaram Finance 14.7%; peer average 15.3%).

How does the Shriram Finance PE ratio compare with its peers?

At the 29 October 2026 closing prices, on FY26 net profit, Shriram Finance's PE ratio is 19.7, the third highest of the four: Cholamandalam Finance 26.3, M&M Finance 12.9 and Sundaram Finance 21.1, a peer average of 20.1. Each is the company's market capitalisation at that price divided by its FY26 net profit.

Shriram Finance vs Cholamandalam Finance: how do they compare?

In FY26, Shriram Finance earned net profit of ₹10,024 crore on revenue of ₹48,133 crore, against ₹5,233 crore on ₹31,073 crore for Cholamandalam Finance. At the 29 October 2026 close, Shriram Finance's market capitalisation was ₹1,97,915 crore against ₹1,37,616 crore for Cholamandalam Finance, and its PE ratio on FY26 profit 19.7 against 26.3.

Where do these Shriram Finance figures come from?

From Shriram Finance's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.