| ₹ crore | Q1 FY27 | Q1 FY26 | Change |
|---|---|---|---|
| Total income | 2,653 | 2,353 | +12.8% |
| Net interest income | 963 | 821 | +17.3% |
| Net profit | 636 | 475 | +33.9% |
| EPS | ₹57.71 | ₹43.12 | +33.8% |
Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.
| Tap a line for its trend | Currentlast 12M | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
| 43,249 | — | — | — | — | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |
| 10,173 | 9,873 | 8,563 | 7,286 | 0.0 | ||
| — | +15.3% | +17.5% | — | — | ||
| 3,679 | 3,530 | 2,913 | 2,435 | — | ||
| — | +21.2% | +19.7% | — | — | ||
| 4.4% | 4.4% | 4.2% | 4.1% | — | ||
| 33.0% | 33.0% | 35.7% | 36.8% | — | ||
| 0.8% | 0.8% | 0.4% | 0.6% | — | ||
| 2,220 | 2,059 | 1,879 | 1,842 | 0.0 | ||
| — | +9.5% | +2.0% | — | — | ||
| ₹201.42 | ₹186.81 | ₹170.53 | ₹167.17 | ₹0.00 | ||
| — | +9.5% | +2.0% | — | — | ||
| 14.7% | 14.7% | 15.5% | 15.5% | 0.0% | ||
| 2.6% | 2.6% | 2.7% | 3.1% | 0.0% | ||
Balance sheet | ||||||
| 73,255 | 73,255 | 64,647 | 54,874 | 44,631 | ||
| — | +13.3% | +17.8% | +22.9% | — | ||
| 69,636 | 69,636 | 61,084 | 52,334 | 42,694 | ||
| 4.68× | 4.68× | 4.63× | 4.72× | 3.38× | ||
| 5.76× | 5.76× | 5.71× | 5.80× | — | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Current/LTM TTM · last close | |
|---|---|---|---|---|---|---|
| Market Capitalization | — | — | — | — | 43,248.6 | |
| Total Income | 0.0 | 7,285.5 | 8,563.0 | 9,873.1 | 10,173.4 | |
| Growth %, YoY | — | — | +17.5 | +15.3 | — | |
| Net Interest Income | — | 2,434.5 | 2,913.5 | 3,530.0 | 3,679.2 | |
| Growth %, YoY | — | — | +19.7 | +21.2 | — | |
| NIM %, on assets | — | 4.05 | 4.17 | 4.38 | 4.38 | |
| Cost to Income % | — | 36.76 | 35.67 | 32.99 | 32.99 | |
| Credit Cost %, on avg loans | — | 0.60 | 0.42 | 0.80 | 0.80 | |
| Net Income | 0.0 | 1,842.4 | 1,879.4 | 2,058.9 | 2,219.8 | |
| Growth %, YoY | — | — | +2.0 | +9.5 | — | |
| EPS, Adj (current shares) | 0.00 | 167.17 | 170.53 | 186.81 | 201.42 | |
| Growth %, YoY | — | — | +2.0 | +9.5 | — | |
| ROE % | 0.00 | 15.54 | 15.48 | 14.66 | 14.66 | |
| ROA % | 0.00 | 3.06 | 2.69 | 2.56 | 2.56 | |
| Balance Sheet | ||||||
| Loans | 44,631.1 | 54,873.7 | 64,647.2 | 73,254.8 | 73,254.8 | |
| Growth %, YoY | — | +22.9 | +17.8 | +13.3 | — | |
| Total Borrowings | 42,693.9 | 52,334.2 | 61,083.6 | 69,636.3 | 69,636.3 | |
| Debt/Equity × | 3.38 | 4.72 | 4.63 | 4.68 | 4.68 | |
| Leverage (Assets/Equity) × | — | 5.80 | 5.71 | 5.76 | 5.76 | |
Prices at the 29 October 2026 close · figures from the company's filings with NSE
Sundaram Finance (NSE: SUNDARMFIN) had a market capitalisation of ₹43,523 crore at the 29 October 2026 close (₹3,948.40 a share), a PE ratio of 19.6 on the last four quarters' profit and a price-to-book ratio of 2.92. In FY26 its consolidated net profit was ₹2,059 crore on revenue of ₹9,809 crore; in Q1 FY27 (April–June 2026) it was ₹636 crore, up 33.9% year on year. Its debt-to-equity ratio was 4.68 on 31 March 2026.
Sundaram Finance's PE ratio is 19.6 at the 29 October 2026 close (₹3,948.40 a share): a market capitalisation of ₹43,523 crore divided by consolidated net profit of ₹2,220 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit (₹2,059 crore) it is 21.1.
No. Sundaram Finance had borrowings of ₹69,636 crore on 31 March 2026 (consolidated balance sheet), a debt-to-equity ratio of 4.68. Its cash and current investments were ₹1,520 crore, so its net debt was ₹68,117 crore.
Sundaram Finance's debt-to-equity ratio was 4.68 on 31 March 2026: borrowings, debt securities, deposits and subordinated debt of ₹69,636 crore against total equity of ₹14,894 crore. A year earlier, on 31 March 2025, it was 4.63.
Sundaram Finance's price-to-book (PB) ratio is 2.92 at the 29 October 2026 close: a market capitalisation of ₹43,523 crore divided by shareholders' equity (book value) of ₹14,894 crore on 31 March 2026. That is a book value of ₹1,351.14 per share against a share price of ₹3,948.40.
Sundaram Finance's net worth — shareholders' equity in its consolidated balance sheet — was ₹14,894 crore on 31 March 2026, up 12.9% from ₹13,197 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹43,523 crore at the 29 October 2026 close.
Sundaram Finance's book value per share was ₹1,351.14 on 31 March 2026: shareholders' equity of ₹14,894 crore divided by the 11.02 crore shares in issue, up 12.8% from ₹1,197.43 a year earlier. The share price at the 29 October 2026 close was ₹3,948.40.
Sundaram Finance's market capitalisation was ₹43,523 crore at the 29 October 2026 close: 11.02 crore shares at ₹3,948.40 each.
In FY26, Sundaram Finance's return on equity (ROE) was 14.7%. ROE is net profit divided by average shareholders' equity (the start and end of the year).
Sundaram Finance's basic earnings per share (EPS) were ₹186.81 in FY26, against ₹170.53 in FY25. Over the last four quarters (Q2 FY26 to Q1 FY27) they add up to ₹201.40.
Sundaram Finance's dividend yield is 1.01% at the 29 October 2026 close: dividends of ₹40 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹3,948.40. They were ₹24 on 6 July 2026 and ₹16 on 6 February 2026 (interim).
In 2026, Sundaram Finance has declared two dividends totalling ₹40 a share: ₹16 (interim) with record date 6 February 2026 and ₹24 with record date 6 July 2026.
In FY26 (April 2025–March 2026), Sundaram Finance's consolidated net profit was ₹2,059 crore, up 9.5% from ₹1,879 crore in FY25, on revenue from operations of ₹9,809 crore (up 15.6%).
Sundaram Finance's latest results are for Q1 FY27 (April–June 2026), filed on 3 August 2026: consolidated net profit ₹636 crore, up 33.9% from ₹475 crore in Q1 FY26; revenue from operations ₹2,644 crore, up 12.6% year on year.
Sundaram Finance will announce its Q2 FY27 results (July–September 2026) on Wednesday, 4 November 2026, the date of the board meeting it has notified to the exchanges.
From Sundaram Finance's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.
Consolidated figures from the company's filings with NSE; prices are NSE closing prices.