In ₹ Crore except Per Share 12 Months Ending | Q2 FY24 30/09/2023 | Q3 FY24 31/12/2023 | Q4 FY24 31/03/2024 | Q1 FY25 30/06/2024 | Q2 FY25 30/09/2024 | Q3 FY25 31/12/2024 | Q4 FY25 31/03/2025 | Q1 FY26 30/06/2025 | Q2 FY26 30/09/2025 | Q3 FY26 31/12/2025 | Q4 FY26 31/03/2026 | Q1 FY27 30/06/2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | 1,708.1 | 1,821.4 | 2,155.9 | 1,951.6 | 2,084.7 | 2,190.3 | 2,259.1 | 2,348.9 | 2,385.6 | 2,514.0 | 2,560.4 | 2,644.1 | |
| Other Income | 2.4 | 6.7 | 1.4 | 8.1 | 11.1 | 17.0 | 41.2 | 4.2 | 15.0 | 16.0 | 29.0 | 9.2 | |
| Total Income | 1,710.6 | 1,828.0 | 2,157.3 | 1,959.7 | 2,095.8 | 2,207.4 | 2,300.2 | 2,353.1 | 2,400.7 | 2,530.0 | 2,589.4 | 2,653.3 | |
| Expenses | |||||||||||||
| + Employee Benefit Expense | 199.5 | 215.0 | 221.3 | 229.3 | 231.1 | 246.0 | 239.3 | 256.5 | 255.3 | 263.9 | 283.4 | 306.6 | |
| + Finance Costs | 820.3 | 909.8 | 947.8 | 985.1 | 1,049.8 | 1,087.2 | 1,103.9 | 1,163.1 | 1,176.0 | 1,209.3 | 1,196.9 | 1,246.5 | |
| + Depreciation & Amortisation | 43.6 | 47.7 | 52.9 | 48.3 | 53.1 | 57.9 | 63.3 | 55.9 | 60.0 | 62.8 | 67.0 | 59.5 | |
| + Other Expenses | 102.8 | 96.6 | 118.6 | 81.3 | 91.8 | 92.5 | 113.2 | 91.3 | 92.5 | 98.4 | 104.8 | 99.7 | |
| Total Expenses | 1,240.0 | 1,308.0 | 1,524.9 | 1,435.1 | 1,538.5 | 1,606.6 | 1,535.4 | 1,777.8 | 1,750.5 | 1,780.9 | 1,807.8 | 1,886.2 | |
| EBITDA | 1,332.1 | 1,470.9 | 1,631.7 | 1,549.9 | 1,649.1 | 1,728.8 | 1,890.8 | 1,790.1 | 1,871.1 | 2,005.2 | 2,016.5 | 2,064.1 | |
| EBIT | 1,288.5 | 1,423.2 | 1,578.8 | 1,501.6 | 1,596.0 | 1,670.9 | 1,827.5 | 1,734.3 | 1,811.1 | 1,942.4 | 1,949.6 | 2,004.5 | |
| Profit | |||||||||||||
| PBT before Exceptional Items | 470.6 | 520.0 | 632.3 | 524.6 | 557.3 | 600.8 | 764.8 | 575.3 | 650.1 | 749.1 | 781.6 | 767.2 | |
| + Exceptional Items | 0.0 | 0.0 | -91.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -66.8 | -8.8 | 0.0 | |
| Pretax Income | 470.6 | 520.0 | 540.6 | 524.6 | 557.3 | 600.8 | 764.8 | 575.3 | 650.1 | 682.2 | 772.9 | 767.2 | |
| + Current Tax | 149.7 | 112.8 | 157.6 | 132.5 | 109.0 | 143.9 | 180.8 | 202.8 | 155.6 | 160.8 | 176.1 | 245.3 | |
| + Deferred Tax | -7.0 | 9.1 | -5.7 | -10.2 | 42.4 | 5.7 | 30.5 | -39.3 | 3.5 | -0.5 | 16.2 | -47.0 | |
| Tax Expense | 142.8 | 121.9 | 152.0 | 122.4 | 151.4 | 149.6 | 211.3 | 163.5 | 159.1 | 160.3 | 192.3 | 198.3 | |
| + Share of Associates & JVs | 107.0 | 107.7 | 83.8 | 32.7 | 30.2 | 4.3 | -0.6 | 63.4 | -3.0 | 19.4 | -26.4 | 67.3 | |
| Net Income | 434.8 | 505.8 | 472.4 | 434.9 | 436.2 | 455.5 | 553.0 | 475.2 | 488.1 | 541.4 | 554.2 | 636.2 | |
| + Net Income — Continuing Ops | 327.8 | 398.2 | 388.6 | 402.2 | 405.9 | 451.2 | 553.5 | 411.8 | 491.1 | 522.0 | 580.6 | 568.9 | |
| + Other Comprehensive Income | 173.4 | 357.0 | 696.0 | 243.8 | 490.2 | -210.2 | 39.7 | 889.3 | 308.6 | -615.7 | -507.1 | 417.0 | |
| Total Comprehensive Income | 608.2 | 862.8 | 1,168.4 | 678.6 | 926.3 | 245.3 | 592.7 | 1,364.5 | 796.7 | -74.4 | 47.1 | 1,053.2 | |
| Net Income to Common | 365.4 | 427.5 | — | 434.9 | 436.2 | 455.5 | 553.0 | 475.2 | 488.1 | 541.4 | 554.2 | 636.2 | |
| Minority Interest | 69.4 | 78.4 | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Per Share | |||||||||||||
| Basic EPS | 33.16 | 38.79 | 24.31 | 39.46 | 39.57 | 41.33 | 50.17 | 43.12 | 44.29 | 49.12 | 50.28 | 57.71 | |
| Diluted EPS | 33.16 | 38.79 | 24.31 | 39.46 | 39.57 | 41.33 | 50.17 | 43.12 | 44.29 | 49.12 | 50.28 | 57.71 | |
| Revenue Detail — as filed | |||||||||||||
| + Rental Income | 34.2 | 36.8 | 40.4 | 44.7 | 55.0 | 51.7 | 54.5 | 57.1 | 56.4 | 59.3 | 60.7 | 64.8 | |
| + Dividend Income | 0.8 | 0.0 | 17.0 | 16.7 | 9.4 | 0.0 | 16.9 | 2.7 | 7.1 | 0.0 | 30.6 | 0.0 | |
| + Fees & Commission Income | 72.2 | 67.5 | 79.2 | 72.3 | 87.8 | 91.3 | 79.2 | 78.0 | 91.2 | 96.5 | 106.5 | 95.7 | |
| + Net Gain on Fair Value Changes | 46.7 | 48.8 | 48.1 | 40.7 | 47.9 | 21.5 | 13.7 | 43.7 | 28.3 | 43.4 | 25.0 | 64.9 | |
| + Net Gain on Derecognition — Amortised Cost | 0.0 | 0.0 | 214.6 | 16.4 | 13.4 | 31.5 | 25.9 | 34.6 | 25.0 | 31.1 | 22.6 | 43.1 | |
| Expense Detail — as filed | |||||||||||||
| + Fees & Commission Expense | 20.2 | 21.6 | 34.3 | 25.2 | 22.6 | 21.6 | 21.2 | 24.5 | 40.1 | 30.0 | 32.0 | 34.0 | |
| + Impairment on Financial Instruments | 53.6 | 17.3 | 150.1 | 65.9 | 90.0 | 101.4 | -5.5 | 186.6 | 126.7 | 116.3 | 123.7 | 139.8 | |
| Other Comprehensive Income — detail | |||||||||||||
| + Other Comprehensive Income | 173.4 | 357.0 | 696.0 | 243.8 | 490.2 | -210.2 | 39.7 | 889.3 | 308.6 | -615.7 | -507.1 | 417.0 | |
| + Items NOT to be Reclassified to P&L | 204.7 | 412.9 | 1,009.6 | 310.5 | 425.9 | -260.0 | 27.1 | 1,038.2 | 389.9 | -723.7 | -580.3 | 464.7 | |
| + Tax on Items NOT to be Reclassified | — | — | — | — | — | — | 3.2 | 147.7 | 55.6 | -103.8 | -82.9 | 65.2 | |
| + Tax on Items NOT to be Reclassified — alt tag | 35.5 | 55.5 | 195.3 | 72.4 | -36.8 | -42.6 | — | — | — | — | — | — | |
| + Items to be Reclassified to P&L | 5.4 | -0.1 | -164.5 | 5.7 | 23.5 | 11.4 | 9.0 | -5.9 | -24.6 | 7.8 | 3.7 | 9.9 | |
| + Tax on Items to be Reclassified | — | — | — | — | — | — | -6.8 | -4.7 | 1.1 | 3.6 | 13.5 | -7.6 | |
| + Tax on Items to be Reclassified — alt tag | 1.2 | 0.3 | -46.2 | 0.0 | -3.9 | 4.1 | — | — | — | — | — | — | |
| Comprehensive Income — Owners of Parent | 403.7 | 516.7 | 901.2 | 678.6 | 490.2 | -210.2 | 39.7 | 1,364.5 | 308.6 | -615.7 | -507.1 | 417.0 | |
| Comprehensive Income — Non-controlling Interests | 204.6 | 346.0 | 267.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Per Share — as-filed variants | |||||||||||||
| Basic EPS — Continuing Operations | 33.16 | 38.79 | 24.31 | 39.46 | 39.57 | 41.33 | 50.17 | 43.12 | 44.29 | 49.12 | 50.28 | 57.71 | |
| Diluted EPS — Continuing Operations | 33.16 | 38.79 | 24.31 | 39.46 | 39.57 | 41.33 | 50.17 | 43.12 | 44.29 | 49.12 | 50.28 | 57.71 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||||||||||
| Gross Profit | 1,708.1 | 1,821.4 | 2,155.9 | 1,951.6 | 2,084.7 | 2,190.3 | 2,259.1 | 2,348.9 | 2,385.6 | 2,514.0 | 2,560.4 | 2,644.1 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||||||||||
| Pretax Income (Adjusted, as filed) | 470.6 | 520.0 | 632.3 | 524.6 | 557.3 | 600.8 | 764.8 | 575.3 | 650.1 | 749.1 | 781.6 | 767.2 | |
| − Exceptional Items (reconciliation) | 0.0 | 0.0 | -91.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -66.8 | -8.8 | 0.0 | |
| Net Income Adj (tax-effected) | 434.8 | 505.8 | 538.3 | 434.9 | 436.2 | 455.5 | 553.0 | 475.2 | 488.1 | 592.5 | 560.8 | 636.2 | |
| EPS Adj | 33.16 | 38.79 | 27.70 | 39.46 | 39.57 | 41.33 | 50.17 | 43.12 | 44.29 | 53.76 | 50.88 | 57.71 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||||||||||
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | |
| Filed Debt Equity | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.05 | 0.05 | — | |
| Interest Earned | 1,428.3 | 1,534.4 | 1,582.1 | 1,637.7 | 1,733.6 | 1,856.5 | 1,911.6 | 1,984.2 | 2,019.2 | 2,122.3 | 2,156.9 | 2,209.5 | |
| Paid Up Equity Capital | 110.2 | 110.2 | 110.2 | 110.2 | 110.2 | 110.2 | 110.2 | 110.2 | 110.2 | 110.2 | 110.2 | 110.2 | |