SUNDARMFIN4,693.90

Sundaram Finance Ltd.

· Banking & Finance
₹ CrorePeersSHRIRAMFINCHOLAFINM&MFINNIACLNAM-INDIAICICIPRULIHDBFSGICREMcap ₹51,731 Cr
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In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/06/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation182.9222.6245.7
+ Impairment Loss / (Reversal)298.4251.9553.3
+ Finance Costs3,417.94,226.04,745.3
+ Interest Income-193.5-263.5-372.8
+ Dividend Income-17.7-42.9-40.4
+ Fair Value (Gains) / Losses-195.1-123.8-143.6
+ Share-based Payments5.66.55.3
+ Other Non-cash Items0.00.0-161.4
+ Other — Cash Effects are Investing / Financing-51.3-633.10.0
+ Other Reconciling Items2.2-34.42.5
Changes in Working Capital
+ Trade Receivables — Current-31.3-23.224.0
+ Other Financial Assets — Current-8,724.9-10,363.6-62.6
+ Other Financial Assets — Non-current0.0-32.3-9,155.7
+ Other Current Assets-36.9-179.8-599.0
+ Other Non-current Assets-70.30.0-192.4
+ Other Bank Balances-1,906.7-772.9828.0
+ Trade Payables — Current35.062.7-30.9
+ Other Financial Liabilities — Current0.00.079.4
+ Other Current Liabilities108.982.30.0
+ Provisions — Current0.024.461.1
Cash from Operating Activities
Profit Before Tax (per I/S)1,961.12,447.42,680.62,872.4
+ Total Adjustments (incl. Working Capital)-7,177.1-7,593.3-4,214.4
Cash from Operations (pre-tax)-5,215.9-5,145.9-1,533.8
+ Interest Paid — Operating2,884.23,672.74,053.9
+ Income Taxes Paid385.7166.7304.5
Cash from Operating Activities-8,485.9-8,985.2-5,892.2
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)83.446.154.9
+ Acq of Intangible Assets0.011.37.5
+ Disp of Fixed Assets12.543.733.3
+ Acq of Other Long-term Assets34,063.60.00.0
+ Disp of Other Long-term Assets33,903.30.00.0
+ Purchase of Investments (Equity / Debt)0.031,559.548,697.5
+ Sale of Investments (Equity / Debt)0.00.046,971.1
+ Disp of Interests in Joint Ventures0.032,230.00.0
+ Acq of Subsidiaries / Businesses (net)2.30.00.0
+ Disp of Subsidiaries / Businesses (net)151.30.00.0
+ Dividends Received — Investing15.772.159.5
+ Interest Received — Investing155.3202.2324.8
Cash from Investing Activities88.9931.1-1,371.4
Cash from Financing Activities
+ Proceeds from Borrowings40,107.941,190.046,404.5
+ Repayment of Borrowings30,987.332,989.438,470.9
+ Payment of Lease Liabilities47.349.047.4
+ Dividends Paid319.0330.7407.8
Cash from Financing Activities8,754.37,820.97,478.5
Net Changes in Cash (pre-FX)357.4-233.2214.9
Net Changes in Cash357.4-233.2214.9
Closing Cash545.7525.6
Reference Items
EBITDA5,635.26,818.67,683.07,956.9
EBITDA Margin %77.5480.3578.3378.75
Free Cash Flow (CFO − Capex)-8,569.2-9,042.6-5,954.7-5,954.7
Free Cash Flow per Basic Share-777.54-820.49-540.30-540.30
Cash Flow to Net Income-4.61-4.78-2.86
Cash Paid for Taxes385.7166.7304.5
As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.
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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 95%.