| ₹ crore | Q1 FY27 | Q1 FY26 | Change |
|---|---|---|---|
| EBITDA | −179 | 391 | — |
| Profit before tax | −179 | 391 | — |
| Net profit | −244 | 392 | — |
| EPS | −₹1.47 | ₹2.43 | — |
L = lakh crore, K = thousand crore. Touch the chart to read any period.
| Tap a line for its trend | Currentlast 12M | FY26Mar 2026 | FY25Mar 2025 |
|---|
| 26,320 | — | — | |
| 51.8 | 51.8 | 47.2 | |
| 26,320 | — | — | |
| 663 | 1,233 | 1,023 | |
| 663 | 1,233 | 1,023 | |
| 717 | 1,354 | 972 | |
| ₹4.54 | ₹8.57 | ₹6.16 | |
| — | +39.2% | — | |
| — | −4,532 | −3,390 | |
| — | −80.0 | −116 | |
| −4,612 | −4,612 | −3,506 | |
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY25 31/03/2025 | FY26 31/03/2026 | Current/LTM TTM · last close | |
|---|---|---|---|---|
| Market Capitalization | — | — | 26,319.6 | |
| + Minority Interest | 47.2 | 51.8 | 51.8 | |
| Enterprise Value | — | — | 26,319.6 | |
| EBITDA | 1,022.5 | 1,232.8 | 663.0 | |
| EBIT | 1,022.5 | 1,232.8 | 663.0 | |
| Net Income | 972.2 | 1,353.6 | 717.2 | |
| EPS, Adj (current shares) | 6.16 | 8.57 | 4.54 | |
| Growth %, YoY | — | +39.2 | — | |
| Cash from Operations | -3,389.7 | -4,532.1 | — | |
| Capital Expenditures | -115.9 | -80.0 | — | |
| Free Cash Flow | -3,505.6 | -4,612.1 | -4,612.1 | |
Prices at the 29 October 2026 close · figures from the company's filings with NSE
The New India Assurance (NSE: NIACL) had a market capitalisation of ₹26,375 crore at the 29 October 2026 close (₹158.94 a share), a PE ratio of 36.8 on the last four quarters' profit and a price-to-book ratio of 1.07. In FY26 its consolidated net profit was ₹1,354 crore; in Q1 FY27 (April–June 2026) it was a loss of ₹244 crore. It had no borrowings on 31 March 2026. Promoters held 85.44% of the shares on 30 September 2026.
The New India Assurance's PE ratio is 36.8 at the 29 October 2026 close (₹158.94 a share): a market capitalisation of ₹26,375 crore divided by consolidated net profit of ₹717 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit (₹1,354 crore) it is 19.5.
The New India Assurance's price-to-book (PB) ratio is 1.07 at the 29 October 2026 close: a market capitalisation of ₹26,375 crore divided by shareholders' equity (book value) of ₹24,626 crore on 31 March 2026. That is a book value of ₹148.40 per share against a share price of ₹158.94.
In FY26, The New India Assurance's return on equity (ROE) was 5.7% and its return on capital employed (ROCE) was 11.8%. ROE is net profit divided by average shareholders' equity (the start and end of the year); ROCE is operating profit (EBIT) divided by average capital employed (total assets less current liabilities).
The New India Assurance's market capitalisation was ₹26,375 crore at the 29 October 2026 close: 165.95 crore shares at ₹158.94 each.
Yes. The New India Assurance had no borrowings on 31 March 2026 (consolidated balance sheet), and it held ₹0 lakh of cash, bank balances and current investments.
The New India Assurance's basic earnings per share (EPS) were ₹8.57 in FY26, against ₹6.29 in FY25. Over the last four quarters (Q2 FY26 to Q1 FY27) they add up to ₹4.68.
The New India Assurance's debt-to-equity ratio was 0.00 on 31 March 2026: no borrowings against total equity of ₹24,626 crore. A year earlier, on 31 March 2025, it was 0.00.
The New India Assurance's book value per share was ₹148.40 on 31 March 2026: shareholders' equity of ₹24,626 crore divided by the 165.95 crore shares in issue. The share price at the 29 October 2026 close was ₹158.94.
Promoters held 85.44% of The New India Assurance on 30 September 2026, unchanged from both the previous quarter and a year earlier, according to the shareholding pattern filed with NSE.
The New India Assurance's net worth — shareholders' equity in its consolidated balance sheet — was ₹24,626 crore on 31 March 2026, up 8.2% from ₹22,756 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹26,375 crore at the 29 October 2026 close.
The New India Assurance's dividend yield is 0.94% at the 29 October 2026 close: dividends of ₹1.50 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹158.94. They were ₹1.50 on 10 July 2026.
In FY26, The New India Assurance generated ₹4,532 crore of cash from operations and spent ₹80 crore on capital expenditure (property, plant, equipment and intangibles), leaving free cash flow of −₹4,612 crore. In FY25 it was −₹3,506 crore.
In 2026, The New India Assurance has declared one dividend: ₹1.50 with record date 10 July 2026.
The New India Assurance's latest results are for Q1 FY27 (April–June 2026), filed on 24 July 2026: consolidated net loss ₹244 crore, against a profit of ₹392 crore in Q1 FY26.
In FY26 (April 2025–March 2026), The New India Assurance's consolidated net profit was ₹1,354 crore, up 39.2% from ₹972 crore in FY25.
On 30 September 2026, The New India Assurance's shares were held by promoters 85.44%, foreign portfolio investors (FII/FPI) 0.92%, domestic institutions (DII) 11.19% (including mutual funds at 0.12%) and retail and other non-institutional investors 2.46%. Over the year, FII holding was down 0.09 percentage points from 1.01% and DII holding was up 0.01 percentage points from 11.18%.
At the 29 October 2026 closing prices, on FY26 net profit, The New India Assurance's PE ratio is 19.5, the third highest of the four: GIC Re 5.6, ICICI Lombard 28.5 and Star Health and Allied Insurance 56.0, a peer average of 30.1. Each is the company's market capitalisation at that price divided by its FY26 net profit.
In FY26, The New India Assurance earned net profit of ₹1,354 crore, against ₹9,662 crore for GIC Re. At the 29 October 2026 close, The New India Assurance's market capitalisation was ₹26,375 crore against ₹54,529 crore for GIC Re, and its PE ratio on FY26 profit 19.5 against 5.6.
The New India Assurance will announce its Q2 FY27 results (July–September 2026) on Friday, 30 October 2026, the date of the board meeting it has notified to the exchanges.
On FY26 consolidated figures, against GIC Re, ICICI Lombard and Star Health and Allied Insurance: The New India Assurance's return on equity of 5.7% is the lowest of the four (GIC Re 17.9%, ICICI Lombard 17.8%, Star Health and Allied Insurance 7.6%; peer average 14.4%).
From The New India Assurance's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.
Consolidated figures from the company's filings with NSE; prices are NSE closing prices.