The New India Assurance Company profit and loss

Latest FY26

EBITDA: ₹1,233cr+20.6% on FY25
Net profit: ₹1,354cr+39.2% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025

Expenses
	−566	1,233	1,023
	−566	1,233	1,023
Profit
	−566	1,233	1,023
	−563	1,354	972
Per share
	−₹3.24	₹8.57	₹6.29
Revenue detail — as filed
	47,170	46,689	41,238
	7,939	8,017	5,701
Expense detail — as filed
	3,817	4,487	2,632
	3,918	3,865	3,641
	3,918	3,865	3,641
	72.3	63.0	73.2
	4.2	4.2	−83.0
	1,116	1,887	968
	27.6	24.1	30.0
	1.6	1.6	717
Profit build-up — alternate / pre-Ind-AS tags
	−566	1,233	1,023
	−566	1,233	1,023
	−3.4	−121	50.3
	−563	1,354	972
	−1,251	1,412	1,037
Per share — as-filed variants
	−₹7.59	₹8.57	₹6.29
	−₹7.59	₹8.57	₹6.29
Appropriations & transfers
	−3,197	−865	−435
	22,255	—	—
	0.0	0.0	0.0
Insurance — revenue account (Policyholders')
	39,231	38,672	35,537
	48,521	47,580	43,977
	39,988	39,551	36,509
	5,083	5,629	3,750
	1,087	1,861	221
	36,457	34,646	32,189
	41,365	38,060	34,282
	4,909	3,414	2,093
Insurance — Shareholders' account
	550	3,120	1,990
	3,064	3,093	2,333
	−3,197	−865	−435
	0.0	0.1	0.1
	0.1	0.2	0.1
Insurance — result & transfers
	−11,136	−8,882	−6,136
	−3,197	−865	−435
	683	892	92.6
Insurance — fund NPAs
	593	150	151
	₹0.00	₹0.00	₹0.00
Insurance — IRDAI ratios (as filed, not percentages)
	1.84×	1.84×	1.91×
	₹0.02	₹0.02	₹0.02
	₹1.56	₹1.22	₹1.17
	₹1.33	₹0.98	₹0.96
	₹0.80	₹0.83	₹0.83
	₹0.20	₹0.22	₹0.18
Direct-method operating receipts — filed in the P&L block
	—	54,781	51,609
	—	26.9	36.8
	—	63.2	84.2
Regulatory disclosures — filed alongside, not part of the P&L
	₹0.00	₹4.00	₹0.00
	₹0.00	₹4.00	₹0.00
	0.9%	0.9%	0.9%

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

NIACL₹166.64

The New India Assurance Company Ltd.

· Banking & Finance

Annual Quarterly₹ CrorePeersGICRE ICICIGI STARHEALTH NAM-INDIA SUNDARMFIN ICICIPRULI HDBFS CRISILMcap ₹26,320 Cr

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In ₹ Crore except Per Share 12 Months Ending	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Expenses
EBITDA	1,022.5	1,232.8	-566.3
EBIT	1,022.5	1,232.8	-566.3
Profit
Pretax Income	1,022.5	1,232.8	-566.3
Net Income	972.2	1,353.6	-562.9
Per Share
Basic EPS	6.29	8.57	-3.24
Revenue Detail — as filed
+ Operating Income	41,238.2	46,688.9	47,169.6
+ Income from Investments (net)	5,700.8	8,016.8	7,938.9
Expense Detail — as filed
+ Employee Remuneration & Welfare	2,632.4	4,487.2	3,817.5
+ Commission (net)	3,641.5	3,865.4	3,918.3
+ Commission & Brokerage (net)	3,641.5	3,865.4	3,918.3
+ Provision — Diminution in Investments	73.2	63.0	72.3
+ Provision — Doubtful Debts & Write-offs	-83.0	4.2	4.2
+ Non-operating Expense	967.8	1,887.1	1,116.4
+ Non-operating Provision — Diminution in Investments	30.0	24.1	27.6
+ Non-operating Provision — Doubtful Debts	716.6	1.6	1.6
Profit Build-up — Alternate / Pre-Ind-AS Tags
Profit before Extraordinary Items	1,022.5	1,232.8	-566.3
Profit / (Loss) before Tax — alt tag	1,022.5	1,232.8	-566.3
+ Provision for Tax	50.3	-120.7	-3.4
Profit / (Loss) after Tax	972.2	1,353.6	-562.9
Profit Carried to Balance Sheet	1,036.6	1,412.3	-1,250.8
Per Share — as-filed variants
Basic & Diluted EPS before Extraordinary (not annualised)	6.29	8.57	-7.59
Basic & Diluted EPS after Extraordinary (not annualised)	6.29	8.57	-7.59
Appropriations & Transfers
+ Transfer to Profit & Loss Account	-435.1	-865.1	-3,197.1
Reserves & Surplus excl. Revaluation Reserve	—	—	22,255.4
+ Final Dividend	0.0	0.0	0.0
Insurance — Revenue Account (Policyholders')
Premium Earned	35,537.4	38,672.1	39,230.7
+ Gross Premiums Written	43,977.5	47,580.1	48,521.3
+ Net Premium Written	36,509.3	39,551.0	39,987.5
+ Operating Expenses — Insurance Business	3,749.9	5,628.6	5,082.9
+ Non-operating Expenses — Non-insurance	221.2	1,861.4	1,087.3
+ Claims Paid	32,188.6	34,645.9	36,456.8
+ Incurred Claims	34,281.9	38,060.0	41,365.5
+ Change in Outstanding Claims	2,093.3	3,414.1	4,908.7
Insurance — Shareholders' Account
+ Income — Shareholders' Account	1,990.3	3,119.9	550.2
+ Shareholders' Investment Income	2,332.8	3,092.8	3,064.1
+ Transfer from Policyholders' Fund	-435.1	-865.1	-3,197.1
With Unrealised Gains	0.1	0.1	0.0
Without Unrealised Gains	0.1	0.2	0.1
Insurance — Result & Transfers
Underwriting Profit / (Loss)	-6,135.9	-8,881.9	-11,136.0
Operating Profit / (Loss)	-435.1	-865.1	-3,197.1
+ Other Income — Shareholders' Account	92.6	892.1	683.2
Insurance — Fund NPAs
+ Gross NPAs — Policyholders' Fund	150.6	150.3	593.4
+ Gross NPA % — Policyholders' Fund	0.00	0.00	0.00
Insurance — IRDAI Ratios (as filed, not percentages)
Solvency Ratio (x, one scale)	1.91	1.84	1.84
Solvency Ratio (as filed)	0.02	0.02	0.02
Combined Ratio	1.17	1.22	1.56
Incurred Claim Ratio	0.96	0.98	1.33
Net Retention Ratio	0.83	0.83	0.80
Expenses of Management Ratio	0.18	0.22	0.20
Direct-method Operating Receipts — filed in the P&L block
+ Receipts — Sales of Goods & Services	51,609.1	54,781.3	—
+ Other Operating Cash Receipts	36.8	26.9	—
+ Other Operating Cash Payments	84.2	63.2	—
Regulatory Disclosures — filed alongside, not part of the P&L
Investor Complaints — Received	0.00	4.00	0.00
Investor Complaints — Disposed	0.00	4.00	0.00
Government of India Shareholding %	0.85	0.85	0.85
Other Filed Concepts — mapped but not yet placed in the schedule
Operating Expenses	41,673.3	47,554.0	50,366.7
Other Operating Expenses	1,117.5	1,141.4	1,265.4

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.