In ₹ Crore except Per Share Latest Annual	NIACL FY26	GICRE FY26	ICICIGI FY26	STARHEALTH FY26	Peer Average
Valuation — at last close
P/E	19.44×	◆ 5.85×	28.22×	56.22×	30.10× -35%
P/B	1.07×	◆ 0.95×	4.64×	4.13×	3.24× -67%
EV/EBITDA	21.39×	◆ 5.05×	21.88×	42.52×	23.15× -8%
Market Cap	₹26,320 Cr	₹56,539 Cr	₹78,220 Cr	₹31,313 Cr	₹55,357 Cr -52%
Growth
Net Income YoY (latest Q)	-6368.71%	3.21%	15.48%	◆ 382.35%	133.68% -4864%
Profitability
Return on Common Equity	5.73%	◆ 17.90%	17.80%	7.62%	14.44% -60%
Return on Capital Employed	11.80%	◆ 1184.75%	-12.06%	26.73%	399.81% -97%
Return on Assets	2.21%	10.69%	◆ 17.85%	7.14%	11.89% -81%
Credit & Quality
Total Debt/Equity	◆ 0.00×	0.00×	0.00×	0.06×	0.02× -100%
Scale — latest FY
Net Income	₹1,354 Cr	₹9,662 Cr	₹2,772 Cr	₹557 Cr	₹4,330 Cr -69%
Total Assets	₹78,166 Cr	₹92,045 Cr	₹16,072 Cr	₹8,021 Cr	₹38,713 Cr +102%
EPS	₹8.57	₹55.08	₹55.74	₹9.47	₹40.1 -79%
Book Value per Share	₹155.59	₹338.02	₹338.75	₹129.04	₹268.6 -42%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.