In ₹ Crore except Per Share 12 Months Ending | Q4 FY25 31/03/2025 | Q1 FY26 30/06/2025 | Q2 FY26 30/09/2025 | Q3 FY26 31/12/2025 | Q4 FY26 31/03/2026 | Q1 FY27 30/06/2026 | |
|---|---|---|---|---|---|---|---|
| Revenue Detail — as filed | |||||||
| + Operating Income | 11,008.7 | 11,080.5 | 12,339.7 | 11,428.6 | 11,840.1 | 11,300.1 | |
| + Income from Investments (net) | 1,656.3 | 1,656.5 | 2,884.3 | 1,657.7 | 1,818.3 | 1,552.8 | |
| Expense Detail — as filed | |||||||
| + Employee Remuneration & Welfare | 263.5 | 666.4 | 1,514.6 | 1,308.6 | 997.6 | 796.3 | |
| + Commission (net) | 1,094.5 | 933.5 | 922.0 | 1,048.2 | 961.7 | 954.0 | |
| + Commission & Brokerage (net) | 1,094.5 | 933.5 | 922.0 | 1,048.2 | 961.7 | 954.0 | |
| + Provision — Diminution in Investments | 34.8 | 11.2 | 16.6 | 16.6 | 18.5 | 17.1 | |
| + Provision — Doubtful Debts & Write-offs | -92.0 | 1.0 | 0.4 | 0.3 | 2.4 | -0.4 | |
| + Non-operating Expense | 725.4 | 351.4 | 307.0 | 351.2 | 672.2 | 15.1 | |
| + Non-operating Provision — Diminution in Investments | 14.3 | 4.4 | 6.4 | 6.4 | 7.0 | 6.5 | |
| + Non-operating Provision — Doubtful Debts | 712.9 | 186.3 | 0.2 | 0.1 | 0.9 | -0.2 | |
| Profit Build-up — Alternate / Pre-Ind-AS Tags | |||||||
| Profit before Extraordinary Items | 502.4 | 391.1 | 23.4 | 372.2 | 446.1 | -178.7 | |
| Profit / (Loss) before Tax — alt tag | 502.4 | 391.1 | 23.4 | 372.2 | 446.1 | -178.7 | |
| + Provision for Tax | 180.8 | -1.3 | 3.3 | -4.7 | -118.0 | 65.3 | |
| Profit / (Loss) after Tax | 321.6 | 392.4 | 20.1 | 376.9 | 564.2 | -243.9 | |
| Profit Carried to Balance Sheet | 358.6 | 400.3 | 54.1 | 380.0 | 577.9 | -242.7 | |
| Per Share — as-filed variants | |||||||
| Basic & Diluted EPS before Extraordinary (not annualised) | 2.18 | 2.43 | 0.33 | 2.31 | 3.51 | -1.47 | |
| Basic & Diluted EPS after Extraordinary (not annualised) | 2.18 | 2.43 | 0.33 | 2.31 | 3.51 | -1.47 | |
| Appropriations & Transfers | |||||||
| + Transfer to Profit & Loss Account | 495.5 | -97.8 | -671.9 | -82.9 | -12.5 | -789.7 | |
| Reserves & Surplus excl. Revaluation Reserve | 21,932.1 | 22,373.4 | 22,232.2 | 22,699.0 | 23,802.1 | 23,654.1 | |
| + Final Dividend | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Insurance — Revenue Account (Policyholders') | |||||||
| Premium Earned | 9,352.5 | 9,424.0 | 9,455.4 | 9,771.0 | 10,021.8 | 9,747.3 | |
| + Gross Premiums Written | 11,528.2 | 13,445.5 | 10,644.7 | 11,762.8 | 11,727.0 | 13,835.1 | |
| + Net Premium Written | 9,800.2 | 10,902.3 | 8,869.4 | 9,716.7 | 10,062.6 | 11,297.9 | |
| + Operating Expenses — Insurance Business | 587.6 | 863.8 | 1,842.7 | 1,605.5 | 1,316.6 | 1,099.9 | |
| + Non-operating Expenses — Non-insurance | -1.8 | 160.8 | 300.4 | 344.7 | 664.2 | 8.8 | |
| + Claims Paid | 8,637.9 | 8,286.1 | 8,772.1 | 8,770.2 | 8,817.6 | 9,369.7 | |
| + Incurred Claims | 8,831.2 | 9,381.0 | 10,246.9 | 8,858.0 | 9,574.2 | 10,035.9 | |
| + Change in Outstanding Claims | 193.3 | 1,094.9 | 1,474.8 | 87.8 | 756.6 | 666.2 | |
| Insurance — Shareholders' Account | |||||||
| + Income — Shareholders' Account | 1,227.8 | 742.5 | 330.3 | 723.4 | 1,118.3 | -163.6 | |
| + Shareholders' Investment Income | 655.5 | 638.5 | 1,110.0 | 640.6 | 703.8 | 599.6 | |
| + Transfer from Policyholders' Fund | 495.5 | -97.8 | -671.9 | -82.9 | -12.5 | -789.7 | |
| With Unrealised Gains | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Without Unrealised Gains | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | |
| Insurance — Fund NPAs | |||||||
| + Gross NPAs — Policyholders' Fund | 150.6 | 150.6 | 150.6 | 150.6 | 150.3 | 146.3 | |
| Insurance — IRDAI Ratios (as filed, not percentages) | |||||||
| Solvency Ratio | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | |
| Combined Ratio | 1.12 | 1.16 | 1.40 | 1.18 | 1.18 | 1.21 | |
| Incurred Claim Ratio | 0.94 | 1.00 | 1.08 | 0.91 | 0.96 | 1.03 | |
| Net Retention Ratio | 0.85 | 0.81 | 0.83 | 0.83 | 0.86 | 0.82 | |
| Expenses of Management Ratio | 0.15 | 0.15 | 0.28 | 0.17 | 0.21 | 0.17 | |
| Regulatory Disclosures — filed alongside, not part of the P&L | |||||||
| Investor Complaints — Received | 0.00 | 0.00 | 3.00 | 1.00 | 0.00 | 0.00 | |
| Investor Complaints — Disposed | 0.00 | 0.00 | 3.00 | 1.00 | 0.00 | 0.00 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||||
| Operating Expenses | 10,513.3 | 11,178.3 | 13,011.6 | 11,511.6 | 11,852.5 | 12,089.8 | |
| Other Operating Expenses | 324.0 | 197.4 | 328.1 | 296.9 | 319.0 | 303.6 | |