In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Revenue from Operations | 36,379.5 | 41,834.4 | 48,133.0 | 49,997.1 | |
| Other Income | 33.5 | 25.1 | 59.7 | 71.9 | |
| Total Income | 36,413.0 | 41,859.5 | 48,192.7 | 50,069.0 | |
| Expenses | |||||
| + Employee Benefit Expense | 3,471.5 | 3,651.2 | 4,130.7 | 4,297.7 | |
| + Finance Costs | 15,521.8 | 18,454.6 | 21,521.0 | 21,324.7 | |
| + Depreciation & Amortisation | 587.6 | 645.3 | 698.9 | 708.6 | |
| + Other Expenses | 1,878.2 | 2,275.0 | 2,606.3 | 2,629.4 | |
| Total Expenses | 26,452.8 | 30,910.2 | 34,892.5 | 35,049.3 | |
| EBITDA | 26,036.1 | 30,024.1 | 35,460.4 | 36,981.1 | |
| EBIT | 25,448.5 | 29,378.8 | 34,761.5 | 36,272.5 | |
| Profit | |||||
| PBT before Exceptional Items | 9,960.2 | 10,949.3 | 13,300.2 | 15,019.7 | |
| + Exceptional Items | 0.0 | 1,553.7 | 0.0 | 0.0 | |
| Pretax Income | 9,960.2 | 12,502.9 | 13,300.2 | 15,019.7 | |
| + Current Tax | 3,451.0 | 3,590.9 | 4,160.8 | 4,579.0 | |
| + Deferred Tax | -882.0 | -511.3 | -864.8 | -855.6 | |
| Tax Expense | 2,569.1 | 3,079.6 | 3,296.0 | 3,723.5 | |
| + Share of Associates & JVs | 7.8 | 12.3 | 20.5 | 21.8 | |
| Net Income | 7,398.9 | 9,576.3 | 10,024.2 | 11,317.5 | |
| + Net Income — Continuing Ops | 7,391.1 | 9,423.3 | 10,004.2 | 11,296.2 | |
| + Net Income — Discontinued Ops | 0.0 | 140.7 | -0.6 | -0.5 | |
| + Other Comprehensive Income | -88.2 | -201.4 | 888.2 | 744.6 | |
| Total Comprehensive Income | 7,310.7 | 9,375.0 | 10,912.4 | 12,062.2 | |
| Net Income to Common | 7,366.4 | 9,553.8 | 10,024.2 | 11,317.5 | |
| Minority Interest | 32.5 | 22.5 | -0.0 | 0.0 | |
| Per Share | |||||
| Basic EPS | 196.32 | 50.82 | 53.29 | 56.67 | |
| Diluted EPS | 195.69 | 50.75 | 53.25 | 56.63 | |
| Revenue Detail — as filed | |||||
| + Rental Income | 0.1 | 0.0 | 0.0 | 0.0 | |
| + Dividend Income | 1.5 | 1.7 | 1.8 | 1.8 | |
| + Fees & Commission Income | 542.2 | 681.9 | 493.9 | 521.6 | |
| + Net Gain on Fair Value Changes | 144.7 | 200.9 | 355.0 | 405.4 | |
| + Net Gain on Derecognition — Amortised Cost | 504.8 | 132.6 | 0.0 | 0.0 | |
| Expense Detail — as filed | |||||
| + Fees & Commission Expense | 441.4 | 572.5 | 596.5 | 572.3 | |
| + Impairment on Financial Instruments | 4,552.3 | 5,311.7 | 5,339.0 | 5,516.6 | |
| Continuing & Discontinued Operations | |||||
| + Discontinued Operations — before Tax | 0.0 | 182.8 | -0.6 | -0.5 | |
| + Tax — Discontinued Operations | 0.0 | 42.1 | 0.0 | 0.0 | |
| Other Comprehensive Income — detail | |||||
| + Other Comprehensive Income | -88.2 | -201.4 | 888.2 | 744.6 | |
| + Items NOT to be Reclassified to P&L | -62.0 | 16.9 | 55.4 | 23.9 | |
| + Tax on Items NOT to be Reclassified | — | 4.5 | 11.2 | 4.9 | |
| + Tax on Items NOT to be Reclassified — alt tag | -15.7 | — | — | — | |
| + Items to be Reclassified to P&L | -56.0 | -285.6 | 1,128.0 | 969.7 | |
| + Tax on Items to be Reclassified | — | -71.9 | 283.9 | 244.1 | |
| + Tax on Items to be Reclassified — alt tag | -14.1 | — | — | — | |
| Comprehensive Income — Owners of Parent | 7,278.1 | 9,353.5 | 10,912.4 | 9,748.0 | |
| Comprehensive Income — Non-controlling Interests | 32.5 | 21.4 | -0.0 | 0.0 | |
| Per Share — as-filed variants | |||||
| Basic EPS — Continuing Operations | 196.32 | 50.19 | 53.29 | 56.67 | |
| Diluted EPS — Continuing Operations | 195.69 | 50.12 | 53.25 | 56.63 | |
| Basic EPS — Discontinued Operations | 0.00 | 0.63 | 0.00 | 0.00 | |
| Diluted EPS — Discontinued Operations | 0.00 | 0.63 | 0.00 | 0.00 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||
| Gross Profit | 36,379.5 | 41,834.4 | 48,133.0 | 49,997.1 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||
| Pretax Income (Adjusted, as filed) | 9,960.2 | 10,949.3 | 13,300.2 | 15,019.7 | |
| − Exceptional Items (reconciliation) | 0.0 | 1,553.7 | 0.0 | 0.0 | |
| Net Income Adj (tax-effected) | 7,398.9 | 8,405.3 | 10,024.2 | 11,317.5 | |
| EPS Adj | 196.32 | 44.61 | 53.29 | 56.67 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Face Value | 10.00 | 2.00 | 2.00 | 2.00 | |
| Filed Debt Equity | 0.04 | 0.04 | 0.04 | 0.02 | |
| Interest Earned | 34,698.4 | 40,307.6 | 46,657.8 | 48,400.5 | |
| Paid Up Equity Capital | 375.8 | 376.1 | 376.3 | 470.6 | |