HDFC Life Insurance Company financials

·Banking & FinanceChart ›
Latest results Q2 FY27 · Jul–Sep 2026
Revenue
₹24,225cr+18.6% on Q2 FY26
Net profit
₹522cr+16.4% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Revenue24,22520,422+18.6%
EBITDA541468+15.5%
Profit before tax541468+15.5%
Net profit522448+16.4%
EPS₹2.41₹2.08+15.9%

Over time

Q2 FY27 · Jul–Sep 2026latest
Revenue₹24,225 crNet profit₹522 crNet margin2.2%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
1,10,962————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
3,0993,0992,950——
1,14,061————
1,06,83098,77096,184——
—+2.7%———
2,1011,9621,8071,51,0711,18,943
2.0%————
2,1011,9621,8071,51,0711,18,943
2,0481,9121,8111,57,4081,36,828
1.9%————
₹9.49₹8.86₹8.39₹729.29₹633.94
—+5.6%−98.8%+15.0%—
—22,62515,59710,7216,883
—−287−301−136−87.6
22,33822,33815,29610,5856,796
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

HDFCLIFE₹514.10

HDFC Life Insurance Company Ltd.

· Banking & Finance
₹ CrorePeersSBILIFEICICIPRULILICIJIOFINSHRIRAMFINBANKBARODACANBKPNBMcap ₹1.11L Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————1,10,962.0
+ Total Debt——2,950.03,099.03,099.0
Enterprise Value————1,14,061.0
Revenue——96,184.098,770.41,06,830.4
Growth %, YoY———+2.7—
EBITDA1,18,942.71,51,071.51,806.81,962.32,101.4
Margin %————1.97
EBIT1,18,942.71,51,071.51,806.81,962.32,101.4
Net Income1,36,827.71,57,408.21,810.81,912.32,048.5
Margin %————1.92
EPS, Adj (current shares)633.94729.298.398.869.49
Growth %, YoY—+15.0-98.8+5.6—
Cash from Operations6,883.110,721.415,597.122,625.1—
Capital Expenditures-87.6-136.0-300.7-287.1—
Free Cash Flow6,795.610,585.415,296.422,338.022,338.0
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

HDFC Life financials and key ratios

Prices at the 29 October 2026 close · figures from the company's filings with NSE

HDFC Life Insurance (NSE: HDFCLIFE) had a market capitalisation of ₹1,11,895 crore at the 29 October 2026 close (₹517.00 a share), a PE ratio of 54.6 on the last four quarters' profit and a price-to-book ratio of 5.84. In FY26 its consolidated net profit was ₹1,912 crore; in Q2 FY27 (July–September 2026) it was ₹522 crore, up 16.4% year on year. Promoters held 50.53% of the shares on 30 September 2026.

HDFC Life Q2 FY27 results
filed 15 October 2026
Share price used
₹517.00 · 29 October 2026 close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026
Share price and live chart
₹517.00 · 29 Oct close

HDFC Life at a glance · consolidated

Market cap
₹1,11,895 Crat ₹517.00 · 29 Oct close
PE ratio (last 4 quarters)
54.658.5 on FY26 profit
Price to book (PB)
5.84book value ₹88.55 a share
ROE (FY26)
11.3%
Debt to equity
0.16net debt ₹3,099 Cr
Promoter holding
50.53%unchanged vs 30 Jun 202630 September 2026
Dividend yield
0.41%₹2.10 a share in 12 months
Net worth
₹19,166 Cr+786.1% vs 30 Sep 202530 September 2026
EPS (FY26)
₹8.86

Questions

What is the HDFC Life PE ratio today?

HDFC Life's PE ratio is 54.6 at the 29 October 2026 close (₹517.00 a share): a market capitalisation of ₹1,11,895 crore divided by consolidated net profit of ₹2,048 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹1,912 crore) it is 58.5.

What is the HDFC Life debt to equity ratio?

HDFC Life's debt-to-equity ratio was 0.16 on 30 September 2026: borrowings of ₹3,099 crore against total equity of ₹19,466 crore. A year earlier, on 30 September 2025, it was 0.87.

What is the HDFC Life book value per share?

HDFC Life's book value per share was ₹88.55 on 30 September 2026: shareholders' equity of ₹19,166 crore divided by the 216.43 crore shares in issue, up 782.4% from ₹10.04 a year earlier. The share price at the 29 October 2026 close was ₹517.00.

What is the HDFC Life PB ratio (price to book value)?

HDFC Life's price-to-book (PB) ratio is 5.84 at the 29 October 2026 close: a market capitalisation of ₹1,11,895 crore divided by shareholders' equity (book value) of ₹19,166 crore on 30 September 2026. That is a book value of ₹88.55 per share against a share price of ₹517.00.

What is the HDFC Life net worth?

HDFC Life's net worth — shareholders' equity in its consolidated balance sheet — was ₹19,166 crore on 30 September 2026, up 786.1% from ₹2,163 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹1,11,895 crore at the 29 October 2026 close.

What is the HDFC Life shareholding pattern?

On 30 September 2026, HDFC Life's shares were held by promoters 50.53%, foreign portfolio investors (FII/FPI) 18.75%, domestic institutions (DII) 20.54% (including mutual funds at 16.87%) and retail and other non-institutional investors 10.15%. Over the year, FII holding was down 6.06 percentage points from 24.81% and DII holding was up 5.94 percentage points from 14.60%.

What is the HDFC Life market cap?

HDFC Life's market capitalisation was ₹1,11,895 crore (₹1.12 lakh crore) at the 29 October 2026 close: 216.43 crore shares at ₹517.00 each.

What is the HDFC Life ROE?

In FY26, HDFC Life's return on equity (ROE) was 11.3%. ROE is net profit divided by average shareholders' equity (the start and end of the year).

What is the HDFC Life EPS?

HDFC Life's basic earnings per share (EPS) were ₹8.86 in FY26, against ₹8.41 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹9.48.

What is the HDFC Life dividend yield?

HDFC Life's dividend yield is 0.41% at the 29 October 2026 close: dividends of ₹2.10 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹517.00. They were ₹2.10 on 19 June 2026.

What are the HDFC Life latest quarterly results?

HDFC Life's latest results are for Q2 FY27 (July–September 2026), filed on 15 October 2026: consolidated net profit ₹522 crore, up 16.4% from ₹448 crore in Q2 FY26.

When are the HDFC Life next results?

HDFC Life has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

What is the HDFC Life dividend in 2026 and its record date?

In 2026, HDFC Life has declared one dividend: ₹2.10 with record date 19 June 2026.

What is the HDFC Life promoter holding?

Promoters held 50.53% of HDFC Life on 30 September 2026, down 0.01 percentage points from 50.54% the previous quarter and up 0.28 percentage points from 50.25% a year earlier, according to the shareholding pattern filed with NSE.

How does HDFC Life compare with its peers?

On FY26 consolidated figures, against SBI Life, ICICI Prudential Life and LIC: HDFC Life's return on equity of 11.3% is the lowest of the four (SBI Life 13.7%, ICICI Prudential Life 12.5%, LIC 37.8%; peer average 21.3%).

What is the HDFC Life revenue and profit in FY26?

In FY26 (April 2025–March 2026), HDFC Life's consolidated net profit was ₹1,912 crore, up 5.6% from ₹1,811 crore in FY25. Over three years, from FY23, net profit was down 98.6%.

How does the HDFC Life PE ratio compare with its peers?

At the 29 October 2026 closing prices, on FY26 net profit, HDFC Life's PE ratio is 58.5, the second highest of the four: SBI Life 67.1, ICICI Prudential Life 37.3 and LIC 8.7, a peer average of 37.7. Each is the company's market capitalisation at that price divided by its FY26 net profit.

HDFC Life vs SBI Life: how do they compare?

In FY26, HDFC Life earned net profit of ₹1,912 crore, against ₹2,470 crore for SBI Life. At the 29 October 2026 close, HDFC Life's market capitalisation was ₹1,11,895 crore against ₹1,65,874 crore for SBI Life, and its PE ratio on FY26 profit 58.5 against 67.1.

Where do these HDFC Life figures come from?

From HDFC Life Insurance's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.