| ₹ crore | Q2 FY27 | Q2 FY26 | Change |
|---|---|---|---|
| Revenue | 24,292 | 22,809 | +6.5% |
| EBITDA | 554 | 513 | +7.9% |
| Profit before tax | 554 | 513 | +7.9% |
| Net profit | 549 | 495 | +11.0% |
| EPS | ₹5.47 | ₹4.93 | +11.0% |
Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.
| Tap a line for its trend | Currentlast 12M | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
| 1,67,232 | — | — | — | — | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |
| 1,67,232 | — | — | — | — | ||
| 1,21,843 | 1,12,966 | 1,17,119 | — | 3,502 | ||
| — | −3.5% | — | — | — | ||
| 2,713 | 2,537 | 2,493 | — | 1,758 | ||
| 2.2% | — | — | — | — | ||
| 2,713 | 2,537 | 2,493 | — | 1,758 | ||
| 2,656 | 2,470 | 2,413 | — | 1,721 | ||
| 2.2% | — | — | — | — | ||
| ₹26.47 | ₹24.62 | ₹24.05 | — | ₹17.15 | ||
| — | +2.4% | — | — | — | ||
| — | 34,523 | 25,547 | 29,12,186 | 28,656 | ||
| — | −185 | −106 | −11,439 | −63.2 | ||
| 34,338 | 34,338 | 25,440 | 29,00,747 | 28,593 | ||
From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Current/LTM TTM · last close | |
|---|---|---|---|---|---|---|
| Market Capitalization | — | — | — | — | 1,67,231.9 | |
| Enterprise Value | — | — | — | — | 1,67,231.9 | |
| Revenue | 3,502.4 | — | 1,17,118.7 | 1,12,965.9 | 1,21,843.1 | |
| Growth %, YoY | — | — | — | -3.5 | — | |
| EBITDA | 1,757.7 | — | 2,493.3 | 2,537.4 | 2,712.9 | |
| Margin % | — | — | — | — | 2.23 | |
| EBIT | 1,757.7 | — | 2,493.3 | 2,537.4 | 2,712.9 | |
| Net Income | 1,720.6 | — | 2,413.3 | 2,470.3 | 2,655.5 | |
| Margin % | — | — | — | — | 2.18 | |
| EPS, Adj (current shares) | 17.15 | — | 24.05 | 24.62 | 26.47 | |
| Growth %, YoY | — | — | — | +2.4 | — | |
| Cash from Operations | 28,656.1 | 29,12,186.3 | 25,546.7 | 34,522.7 | — | |
| Capital Expenditures | -63.2 | -11,439.0 | -106.2 | -185.0 | — | |
| Free Cash Flow | 28,592.9 | 29,00,747.4 | 25,440.5 | 34,337.7 | 34,337.7 | |
Prices at the 29 October 2026 close · figures from the company's filings with NSE
SBI Life Insurance (NSE: SBILIFE) had a market capitalisation of ₹1,65,874 crore at the 29 October 2026 close (₹1,652.00 a share), a PE ratio of 62.5 on the last four quarters' profit and a price-to-book ratio of 8.13. In FY26 its consolidated net profit was ₹2,470 crore; in Q2 FY27 (July–September 2026) it was ₹549 crore, up 11.0% year on year. Promoters held 55.31% of the shares on 30 September 2026.
SBI Life's PE ratio is 62.5 at the 29 October 2026 close (₹1,652.00 a share): a market capitalisation of ₹1,65,874 crore divided by consolidated net profit of ₹2,656 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹2,470 crore) it is 67.1.
SBI Life's book value per share was ₹203.11 on 30 September 2026: shareholders' equity of ₹20,394 crore divided by the 100.41 crore shares in issue, up 13.7% from ₹178.66 a year earlier. The share price at the 29 October 2026 close was ₹1,652.00.
SBI Life's dividend yield is 0.16% at the 29 October 2026 close: dividends of ₹2.70 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹1,652.00. They were ₹2.70 on 6 March 2026 (interim).
SBI Life's price-to-book (PB) ratio is 8.13 at the 29 October 2026 close: a market capitalisation of ₹1,65,874 crore divided by shareholders' equity (book value) of ₹20,394 crore on 30 September 2026. That is a book value of ₹203.11 per share against a share price of ₹1,652.00.
SBI Life's net worth — shareholders' equity in its consolidated balance sheet — was ₹20,394 crore on 30 September 2026, up 13.8% from ₹17,924 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹1,65,874 crore at the 29 October 2026 close.
On 30 September 2026, SBI Life's shares were held by promoters 55.31%, foreign portfolio investors (FII/FPI) 20.68%, domestic institutions (DII) 20.07% (including mutual funds at 15.77%) and retail and other non-institutional investors 3.94%. Over the year, FII holding was down 1.17 percentage points from 21.85% and DII holding was up 1.38 percentage points from 18.69%.
SBI Life's market capitalisation was ₹1,65,874 crore (₹1.66 lakh crore) at the 29 October 2026 close: 100.41 crore shares at ₹1,652.00 each.
In FY26, SBI Life's return on equity (ROE) was 13.7%. ROE is net profit divided by average shareholders' equity (the start and end of the year).
SBI Life's basic earnings per share (EPS) were ₹24.62 in FY26, against ₹24.07 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹26.46.
SBI Life's debt-to-equity ratio was 0.00 on 30 September 2026: no borrowings against total equity of ₹20,539 crore. A year earlier, on 30 September 2025, it was 0.00.
SBI Life's latest results are for Q2 FY27 (July–September 2026), filed on 27 October 2026: consolidated net profit ₹549 crore, up 11.0% from ₹495 crore in Q2 FY26.
SBI Life has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.
In 2026, SBI Life has declared one dividend: ₹2.70 (interim) with record date 6 March 2026.
Promoters held 55.31% of SBI Life on 30 September 2026, down 0.01 percentage points from 55.32% the previous quarter and down 0.05 percentage points from 55.36% a year earlier, according to the shareholding pattern filed with NSE.
In FY26 (April 2025–March 2026), SBI Life's consolidated net profit was ₹2,470 crore, up 2.4% from ₹2,413 crore in FY25. Over three years, from FY23, net profit was up 43.6%.
On FY26 consolidated figures, against HDFC Life, ICICI Prudential Life and LIC: SBI Life's return on equity of 13.7% is the second highest of the four (HDFC Life 11.3%, ICICI Prudential Life 12.5%, LIC 37.8%; peer average 20.5%).
At the 29 October 2026 closing prices, on FY26 net profit, SBI Life's PE ratio is 67.1, the highest of the four: HDFC Life 58.5, ICICI Prudential Life 37.3 and LIC 8.7, a peer average of 34.9. Each is the company's market capitalisation at that price divided by its FY26 net profit.
In FY26, SBI Life earned net profit of ₹2,470 crore, against ₹1,912 crore for HDFC Life. At the 29 October 2026 close, SBI Life's market capitalisation was ₹1,65,874 crore against ₹1,11,895 crore for HDFC Life, and its PE ratio on FY26 profit 67.1 against 58.5.
From SBI Life Insurance's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.
Consolidated figures from the company's filings with NSE; prices are NSE closing prices.