alphaveSBILIFE₹1,691.00

SBI Life Insurance Company Ltd.

Annual Quarterly₹ CrorePeersHDFCLIFE ICICIPRULI LICI SHRIRAMFIN JIOFIN BANKBARODA CANBK PNB

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In ₹ Crore except Per Share 12 Months Ending	Q4 FY25 31/03/2025	Q1 FY26 30/06/2025	Q2 FY26 30/09/2025	Q3 FY26 31/12/2025	Q4 FY26 31/03/2026	Q1 FY27 30/06/2026
Total Income	24,169.4	38,695.9	22,809.2	45,803.0	5,657.7	46,090.7
Expenses
Total Expenses	22,606.2	38,227.7	22,609.1	45,375.7	3,463.9	45,550.8
Profit
+ Current Tax	60.0	45.2	18.6	44.4	51.2	47.3
Revenue Detail — as filed
+ Investment Income	251.1	292.9	322.3	356.3	326.0	281.6
+ Income from Investments (net)	-1,040.8	21,525.1	-2,055.3	15,531.0	-23,938.7	25,977.0
Expense Detail — as filed
+ Advertisement & Publicity	76.0	43.8	42.1	56.6	95.7	54.3
+ Employee Remuneration & Welfare	681.9	709.2	827.9	1,007.8	706.9	798.6
+ Commission	997.8	666.0	1,240.3	1,610.2	859.1	929.6
+ Commission (net)	776.8	786.1	1,240.3	1,610.2	859.1	929.6
+ Provision — Diminution in Investments	6.5	-12.4	42.1	-0.8	-21.1	-0.3
+ Provision — Doubtful Debts & Write-offs	0.1	0.3	0.2	0.2	0.3	0.1
Profit Build-up — Alternate / Pre-Ind-AS Tags
Profit / (Loss) before Tax	840.6	610.9	513.2	597.5	815.8	745.9
+ Current Taxes	27.1	16.6	18.6	20.8	11.1	20.9
+ Provision for Tax	60.0	45.2	18.6	44.4	51.2	47.3
+ Provisions for Taxes	27.1	16.6	18.6	20.8	11.1	20.9
PAT before Extraordinary Items	813.5	594.4	494.6	576.7	804.6	724.9
PAT after Extraordinary Items	813.5	594.4	494.6	576.7	804.6	724.9
Profit Carried to Balance Sheet	15,630.6	16,224.9	16,719.5	17,296.2	17,830.1	18,555.0
Per Share — as-filed variants
Basic & Diluted EPS before Extraordinary (not annualised)	8.12	5.93	4.93	5.75	8.02	7.23
Basic & Diluted EPS after Extraordinary (not annualised)	8.11	5.93	4.93	5.75	8.02	7.22
Appropriations & Transfers
Reserves & Surplus excl. Revaluation Reserve	15,790.7	16,405.0	16,921.2	17,523.3	18,083.1	18,822.0
+ Interim Dividend	0.0	0.0	0.0	0.0	0.0	0.0
Insurance — Revenue Account (Policyholders')
+ Gross Premium Income	24,001.5	17,813.9	25,083.9	30,449.5	27,938.9	21,289.7
+ Net Premium Income	23,860.7	17,178.5	24,848.3	30,245.3	27,683.8	20,078.2
+ First-year Premium	4,858.7	3,539.5	5,289.5	7,919.3	5,092.7	4,954.9
+ Renewal Premium	14,680.3	10,546.3	14,002.8	17,471.7	16,714.0	12,381.8
+ Single Premium	4,462.5	3,728.1	5,791.6	5,058.4	6,132.2	3,952.9
+ Commission — First-year Premium	567.1	393.5	795.3	1,085.8	416.2	612.4
+ Commission — Renewal Premium	370.8	223.9	354.2	433.8	440.3	251.5
+ Commission — Single Premium	59.9	48.7	90.8	90.6	2.6	65.7
+ Expenses of Management	2,015.1	1,915.2	2,759.2	3,519.4	2,527.4	2,565.0
+ Operating Expenses — Insurance Business	1,238.3	1,129.1	1,518.9	1,909.2	1,668.3	1,635.5
+ Expenses — Non-insurance	10.4	7.5	14.6	4.9	2.7	6.9
+ Benefits Paid (net)	12,528.3	10,118.4	13,482.1	14,468.4	16,254.6	13,126.7
+ Change in Actuarial Liability	7,706.0	25,899.9	6,039.2	27,347.4	-15,348.4	29,811.6
+ Bonus Allocated to Policyholders	1,967.2	0.0	0.0	0.0	2,060.5	0.0
+ Interim Bonus Paid	18.2	6.4	8.7	6.3	8.4	6.8
+ Terminal Bonus Paid	163.7	83.5	147.9	183.2	258.9	127.6
+ GST on Linked Charges	290.2	261.1	267.7	-3.4	-0.1	0.4
Surplus in the Revenue Account	1,563.2	468.2	200.2	427.3	2,193.8	539.9
Net Surplus / (Deficit)	1,563.2	468.2	200.2	427.3	2,193.8	539.9
+ Funds for Future Appropriation	-384.4	146.6	-5.6	158.1	-169.8	82.1
+ Policyholders' Liabilities to Shareholders' Fund	0.3	0.3	0.3	0.3	0.2	25.1
Insurance — Shareholders' Account
+ Income under Shareholders' Account	251.3	292.9	322.3	356.3	326.0	281.7
+ Shareholders' Account Income	2,199.0	614.4	528.1	625.5	2,689.6	739.5
+ Shareholders' Account Expenses	1,358.4	3.5	14.9	28.0	1,873.8	-6.3
+ Shareholders' Provision — Diminution in Investments	2.1	-4.1	0.2	23.1	-2.8	-13.3
+ Transfer from Policyholders' Account	1,947.7	321.5	205.7	269.2	2,363.6	457.8
+ Transfer of Funds to Policyholders' Account	1,345.9	0.0	0.0	0.0	1,873.9	0.0
+ Transferred to Shareholders' Account	1,947.7	321.5	205.7	269.2	2,363.6	457.8
Shareholders' Fund — with Unrealised Gains	0.0	0.0	0.0	0.0	-0.0	0.2
Shareholders' Fund — without Unrealised Gains	0.0	0.0	0.0	0.0	0.0	0.1
Insurance — Fund NPAs
+ Linked Non-participating — with Unrealised Gains	-0.0	0.0	-0.0	0.0	-0.0	0.0
+ Linked Non-participating — without Unrealised Gains	0.0	0.0	0.0	0.0	0.0	0.0
+ Non-linked Participating — with Unrealised Gains	0.0	0.0	-0.0	0.0	-0.0	0.0
+ Non-linked Participating — without Unrealised Gains	0.0	0.0	0.0	0.0	0.0	0.0
+ Non-linked Non-participating — with Unrealised Gains	0.0	0.0	-0.0	0.0	-0.0	0.0
+ Non-linked Non-participating — without Unrealised Gains	0.0	0.0	0.0	0.0	0.0	0.0
Insurance — IRDAI Ratios (as filed, not percentages)
Solvency Ratio	0.02	0.02	0.02	0.02	0.02	1.96
Conservation Ratio	0.01	0.01	0.01	0.01	0.01	0.88
Expenses of Management Ratio	0.00	0.00	0.00	0.00	0.00	0.12
Persistency — 13th Month	0.01	0.01	0.01	0.01	0.01	0.84
Persistency — 25th Month	0.01	0.01	0.01	0.01	0.01	0.77
Persistency — 37th Month	0.01	0.01	0.01	0.01	0.01	0.71
Persistency — 49th Month	0.01	0.01	0.01	0.01	0.01	0.68
Persistency — 61st Month	0.01	0.01	0.01	0.01	0.01	0.59
Regulatory Disclosures — filed alongside, not part of the P&L
Investor Complaints — Received	0.00	4.00	5.00	0.00	3.00	7.00
Investor Complaints — Disposed	0.00	4.00	5.00	0.00	3.00	7.00
Related-party Transactions — During the Period	8,176.8	—	5,470.8	—	7,058.9	—
Other Filed Concepts — mapped but not yet placed in the schedule
Other Operating Expenses	480.5	376.2	649.0	844.8	865.7	782.5

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.