| ₹ crore | Q1 FY27 | Q1 FY26 | Change |
|---|---|---|---|
| Total income | 41,317 | 38,404 | +7.6% |
| Net interest income | 13,813 | 12,560 | +10.0% |
| Operating profit | 10,584 | 8,586 | +23.3% |
| Net profit | 1,573 | 3,352 | −53.1% |
| EPS | ₹3.45 | ₹6.71 | −48.6% |
Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.
| Tap a line for its trend | Currentlast 12M | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
| 1,20,028 | — | — | — | — | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |
| 1,36,546 | 1,34,298 | 1,27,945 | 1,18,379 | 94,139 | ||
| — | +5.0% | +8.1% | +25.7% | — | ||
| 53,692 | 52,438 | 49,680 | 48,480 | — | ||
| — | +5.6% | +2.5% | — | — | ||
| 2.7% | 2.7% | 2.8% | 2.9% | — | ||
| 38,246 | 36,248 | 37,898 | 37,543 | 30,191 | ||
| 17,698 | 19,477 | 20,459 | 18,410 | 14,688 | ||
| — | −4.8% | +11.1% | +25.3% | — | ||
| ₹34.78 | ₹37.62 | ₹40.01 | ₹36.25 | ₹28.79 | ||
| — | −6.0% | +10.4% | +25.9% | — | ||
| 12.5% | 12.5% | 15.5% | 15.5% | — | ||
Balance sheet & asset quality | ||||||
| 16,75,895 | 16,75,895 | 14,96,688 | 13,51,802 | 12,34,682 | ||
| 14,40,458 | 14,40,458 | 12,37,240 | 10,88,983 | — | ||
| — | 1.9% | 2.3% | 2.9% | 3.8% | ||
| — | 0.5% | 0.6% | 0.7% | 0.9% | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Current/LTM TTM · last close | |
|---|---|---|---|---|---|---|
| Market Capitalization | — | — | — | — | 1,20,028.3 | |
| Interest Earned | 94,138.6 | 1,18,379.2 | 1,27,944.8 | 1,34,298.1 | 1,36,546.3 | |
| Growth %, YoY | — | +25.7 | +8.1 | +5.0 | — | |
| Net Interest Income | — | 48,480.1 | 49,679.9 | 52,438.2 | 53,691.8 | |
| Growth %, YoY | — | — | +2.5 | +5.6 | — | |
| NIM %, on assets | — | 2.93 | 2.83 | 2.65 | 2.65 | |
| Operating Profit (PPOP) | 30,191.4 | 37,542.8 | 37,898.5 | 36,248.1 | 38,246.4 | |
| Net Income | 14,687.9 | 18,409.6 | 20,459.4 | 19,477.2 | 17,697.9 | |
| Growth %, YoY | — | +25.3 | +11.1 | -4.8 | — | |
| EPS, Adj (current shares) | 28.79 | 36.25 | 40.01 | 37.62 | 34.78 | |
| Growth %, YoY | — | +25.9 | +10.4 | -6.0 | — | |
| ROE % | — | 15.54 | 15.50 | 12.47 | 12.47 | |
| Balance Sheet & Asset Quality | ||||||
| Deposits | 12,34,682.0 | 13,51,801.8 | 14,96,688.0 | 16,75,895.1 | 16,75,895.1 | |
| Advances | — | 10,88,983.4 | 12,37,240.4 | 14,40,458.3 | 14,40,458.3 | |
| Gross NPA % | 3.79 | 2.92 | 2.26 | 1.89 | — | |
| Net NPA % | 0.89 | 0.68 | 0.58 | 0.45 | — | |
Prices at the 29 October 2026 close · figures from the company's filings with NSE
Bank of Baroda (NSE: BANKBARODA) had a market capitalisation of ₹1,24,942 crore at the 29 October 2026 close (₹241.31 a share), a PE ratio of 6.9 on the last four quarters' profit and a price-to-book ratio of 0.75. In FY26 its standalone net profit was ₹20,021 crore on net interest income of ₹47,682 crore; in Q1 FY27 (April–June 2026) it was ₹1,278 crore, down 71.9% year on year. Gross NPAs were 1.99% of advances on 30 June 2026. Promoters held 63.97% of the shares on 30 September 2026.
Bank of Baroda's PE ratio is 6.9 at the 29 October 2026 close (₹241.31 a share): a market capitalisation of ₹1,24,942 crore divided by consolidated net profit attributable to shareholders of ₹18,008 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit attributable to shareholders (₹19,477 crore) it is 6.4. These four quarters include net exceptional items of −₹5,680 crore (one-off charges reported separately), so the ratio on recurring profit would differ.
Bank of Baroda's price-to-book (PB) ratio is 0.75 at the 29 October 2026 close: a market capitalisation of ₹1,24,942 crore divided by shareholders' equity (book value) of ₹1,65,868 crore on 31 March 2026. That is a book value of ₹320.35 per share against a share price of ₹241.31.
Bank of Baroda's net worth — shareholders' equity in its consolidated balance sheet — was ₹1,65,868 crore (₹1.66 lakh crore) on 31 March 2026, up 13.2% from ₹1,46,503 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹1,24,942 crore at the 29 October 2026 close.
Bank of Baroda's market capitalisation was ₹1,24,942 crore (₹1.25 lakh crore) at the 29 October 2026 close: 517.77 crore shares at ₹241.31 each.
Bank of Baroda's basic earnings per share (EPS) were ₹38.38 in FY26, against ₹40.06 in FY25. Over the last four quarters (Q2 FY26 to Q1 FY27) they add up to ₹35.13.
Bank of Baroda's common equity tier 1 (CET1) ratio was 13.90% on 30 June 2026.
In FY26, Bank of Baroda's return on equity (ROE) was 12.5%. ROE is net profit attributable to shareholders divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 15.5%.
Bank of Baroda's gross non-performing assets (NPAs) were ₹28,150 crore, 1.99% of gross advances, on 30 June 2026 (2.28% a year earlier). Net NPAs were 0.50% of net advances (0.60% a year earlier).
Bank of Baroda's credit-deposit ratio was 85.5% on 30 June 2026: advances divided by deposits, from its standalone balance sheet.
Bank of Baroda's book value per share was ₹320.35 on 31 March 2026: shareholders' equity of ₹1,65,868 crore divided by the 517.77 crore shares in issue, up 13.2% from ₹282.95 a year earlier. The share price at the 29 October 2026 close was ₹241.31.
Bank of Baroda's latest results are for Q1 FY27 (April–June 2026), filed on 24 July 2026: standalone net profit ₹1,278 crore, down 71.9% from ₹4,541 crore in Q1 FY26; net interest income ₹12,525 crore, up 9.5% year on year.
In FY26 (April 2025–March 2026), Bank of Baroda's standalone net profit was ₹20,021 crore, up 2.2% from ₹19,581 crore in FY25, on net interest income of ₹47,682 crore (up 4.4%). Over three years, from FY23, net profit was up 41.9%.
Bank of Baroda's dividend yield is 3.52% at the 29 October 2026 close: dividends of ₹8.50 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹241.31. They were ₹8.50 on 5 June 2026.
In 2026, Bank of Baroda has declared one dividend: ₹8.50 with record date 5 June 2026.
Promoters held 63.97% of Bank of Baroda on 30 September 2026, unchanged from both the previous quarter and a year earlier, according to the shareholding pattern filed with NSE.
On 30 September 2026, Bank of Baroda's shares were held by promoters 63.97%, foreign portfolio investors (FII/FPI) 10.30%, domestic institutions (DII) 17.92% (including mutual funds at 9.49%) and retail and other non-institutional investors 7.82%. Over the year, FII holding was up 1.59 percentage points from 8.71% and DII holding was down 1.09 percentage points from 19.01%.
At the 29 October 2026 closing prices, on FY26 net profit attributable to shareholders, Bank of Baroda's PE ratio is 6.4, the third highest of the four: SBI 10.8, PNB 7.7 and Canara Bank 6.1, a peer average of 8.2. Each is the company's market capitalisation at that price divided by its FY26 net profit.
In FY26, Bank of Baroda earned net profit attributable to shareholders of ₹19,477 crore, against ₹83,299 crore for SBI. Bank of Baroda's return on equity was 12.5% (SBI 15.4%) and its gross NPA ratio 1.89% (SBI 1.49%). At the 29 October 2026 close, Bank of Baroda's market capitalisation was ₹1,24,942 crore against ₹8,97,122 crore for SBI, and its PE ratio on FY26 profit 6.4 against 10.8.
Bank of Baroda will announce its Q2 FY27 results (July–September 2026) on Friday, 30 October 2026, the date of the board meeting it has notified to the exchanges.
On FY26 consolidated figures, against SBI, PNB and Canara Bank: Bank of Baroda's return on equity of 12.5% is the lowest of the four (SBI 15.4%, PNB 13.0%, Canara Bank 16.0%; peer average 14.8%); its return on assets of 0.98% is the second highest of the four (SBI 1.07%, PNB 0.88%, Canara Bank 0.95%; peer average 0.97%); its gross NPA ratio of 1.89% is the second highest of the four (SBI 1.49%, PNB 2.95%, Canara Bank 1.84%; peer average 2.09%).
From Bank of Baroda's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.
Consolidated figures from the company's filings with NSE; prices are NSE closing prices.