UNIONBANK financials

Chart ›
Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹33,471cr+3.9% on Q2 FY26
Net interest income
₹10,765cr+20.2% on Q2 FY26
Net profit
₹5,570cr+30.1% on Q2 FY26
EPS
₹7.57+30.5% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income33,47132,215+3.9%
Net interest income10,7658,958+20.2%
Operating profit8,1516,845+19.1%
Net profit5,5704,281+30.1%
EPS₹7.57₹5.80+30.5%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹33,471 crNet profit₹5,570 crNet interest margin2.7%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
1,39,680————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
1,09,3001,06,7991,08,4171,00,37681,163
—−1.5%+8.0%+23.7%—
40,10737,32237,68437,01233,130
—−1.0%+1.8%+11.7%—
2.4%2.4%2.6%2.8%2.6%
31,12728,71631,20228,31925,558
21,30118,78117,92113,7098,430
—+4.8%+30.7%+62.6%—
₹28.82₹25.45₹23.62₹18.07₹11.15
—+7.8%+30.7%+62.1%—
15.7%15.7%17.1%14.1%—
Balance sheet & asset quality
13,22,31013,09,75913,12,29112,24,59311,20,322
11,36,28010,57,1889,56,7298,74,0807,64,277
—2.8%3.6%4.8%—
—0.5%0.6%1.0%—
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

UNIONBANK₹182.98

UNIONBANK

₹ CroreMcap ₹1.40L Cr
HighlightsMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————1,39,679.8
Interest Earned81,163.21,00,375.61,08,417.31,06,798.91,09,300.0
Growth %, YoY—+23.7+8.0-1.5—
Net Interest Income33,130.337,011.937,684.037,321.640,106.5
Growth %, YoY—+11.7+1.8-1.0—
NIM %, on assets2.572.752.592.412.41
Operating Profit (PPOP)25,558.428,318.831,201.828,716.531,126.9
Net Income8,430.413,708.917,921.218,780.621,301.3
Growth %, YoY—+62.6+30.7+4.8—
EPS, Adj (current shares)11.1518.0723.6225.4528.82
Growth %, YoY—+62.1+30.7+7.8—
ROE %—14.1417.0615.7215.72
Balance Sheet & Asset Quality
Deposits11,20,321.912,24,593.413,12,291.413,09,758.713,22,309.7
Advances7,64,276.78,74,079.79,56,728.710,57,187.511,36,280.4
Gross NPA %—4.763.602.82—
Net NPA %—1.030.630.48—
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). NPA/CAR sourced from bank-level (standalone) filings. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Union Bank of India financials and key ratios

Prices at the 29 October 2026 close · figures from the company's filings with NSE

Union Bank of India (NSE: UNIONBANK) had a market capitalisation of ₹1,42,367 crore at the 29 October 2026 close (₹186.50 a share), a PE ratio of 6.5 on the last four quarters' profit and a price-to-book ratio of 0.99. In FY26 its standalone net profit was ₹18,697 crore on net interest income of ₹36,659 crore; in Q2 FY27 (July–September 2026) it was ₹5,537 crore, up 30.3% year on year. Gross NPAs were 2.42% of advances on 30 September 2026. Promoters held 74.76% of the shares on 30 September 2026.

Share price used
₹186.50 · 29 October 2026 close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

Union Bank of India at a glance · consolidated

Market cap
₹1,42,367 Crat ₹186.50 · 29 Oct close
PE ratio (last 4 quarters)
6.57.3 on FY26 profit
Price to book (PB)
0.99book value ₹188.88 a share
ROE (FY26)
15.7%−1.3 pts vs FY25
Gross NPA
2.42%3.29% in Q2 FY26net NPA 0.42% · Q2 FY27
Promoter holding
74.76%unchanged vs 30 Jun 202630 September 2026
Dividend yield
2.68%₹5 a share in 12 months
Net worth
₹1,44,180 Cr+14.5% vs 30 Sep 202530 September 2026
CET1 ratio
16.05%30 September 2026

Questions

What is the Union Bank of India PE ratio today?

Union Bank of India's PE ratio is 6.5 at the 29 October 2026 close (₹186.50 a share): a market capitalisation of ₹1,42,367 crore divided by consolidated net profit attributable to shareholders of ₹21,999 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit attributable to shareholders (₹19,430 crore) it is 7.3.

What is the Union Bank of India PB ratio (price to book value)?

Union Bank of India's price-to-book (PB) ratio is 0.99 at the 29 October 2026 close: a market capitalisation of ₹1,42,367 crore divided by shareholders' equity (book value) of ₹1,44,180 crore on 30 September 2026. That is a book value of ₹188.88 per share against a share price of ₹186.50.

What is the Union Bank of India net worth?

Union Bank of India's net worth — shareholders' equity in its consolidated balance sheet — was ₹1,44,180 crore (₹1.44 lakh crore) on 30 September 2026, up 14.5% from ₹1,25,895 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹1,42,367 crore at the 29 October 2026 close.

What is the Union Bank of India market cap?

Union Bank of India's market capitalisation was ₹1,42,367 crore (₹1.42 lakh crore) at the 29 October 2026 close: 763.36 crore shares at ₹186.50 each.

What is the Union Bank of India ROE?

In FY26, Union Bank of India's return on equity (ROE) was 15.7%. ROE is net profit attributable to shareholders divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 17.1%.

What is the Union Bank of India capital adequacy ratio?

Union Bank of India's common equity tier 1 (CET1) ratio was 16.05% on 30 September 2026.

What is the Union Bank of India book value per share?

Union Bank of India's book value per share was ₹188.88 on 30 September 2026: shareholders' equity of ₹1,44,180 crore divided by the 763.36 crore shares in issue, up 14.5% from ₹164.92 a year earlier. The share price at the 29 October 2026 close was ₹186.50.

What are the Union Bank of India deposits and advances?

On 30 September 2026, Union Bank of India's deposits were ₹13,19,455 crore, up 6.9% from a year earlier, and its advances (loans) were ₹11,32,728 crore, up 19.4% from a year earlier.

What is the Union Bank of India dividend yield?

Union Bank of India's dividend yield is 2.68% at the 29 October 2026 close: dividends of ₹5 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹186.50. They were ₹5 on 3 July 2026.

What is the Union Bank of India EPS?

Union Bank of India's basic earnings per share (EPS) were ₹25.45 in FY26, against ₹23.62 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹28.82.

What is the Union Bank of India NPA?

Union Bank of India's gross non-performing assets (NPAs) were ₹27,916 crore, 2.42% of gross advances, on 30 September 2026 (3.29% a year earlier). Net NPAs were 0.42% of net advances (0.55% a year earlier).

What is the Union Bank of India CD ratio (credit-deposit ratio)?

Union Bank of India's credit-deposit ratio was 85.9% on 30 September 2026: advances divided by deposits, from its standalone balance sheet.

What is the Union Bank of India dividend in 2026 and its record date?

In 2026, Union Bank of India has declared one dividend: ₹5 with record date 3 July 2026.

What is the Union Bank of India promoter holding?

Promoters held 74.76% of Union Bank of India on 30 September 2026, unchanged from both the previous quarter and a year earlier, according to the shareholding pattern filed with NSE.

When are the Union Bank of India next results?

Union Bank of India has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

What is the Union Bank of India shareholding pattern?

On 30 September 2026, Union Bank of India's shares were held by promoters 74.76%, foreign portfolio investors (FII/FPI) 9.40%, domestic institutions (DII) 11.64% (including mutual funds at 5.43%) and retail and other non-institutional investors 4.20%. Over the year, FII holding was up 1.54 percentage points from 7.86% and DII holding was down 0.07 percentage points from 11.71%.

What are the Union Bank of India latest quarterly results?

Union Bank of India's latest results are for Q2 FY27 (July–September 2026), filed on 19 October 2026: standalone net profit ₹5,537 crore, up 30.3% from ₹4,249 crore in Q2 FY26; net interest income ₹10,583 crore, up 20.1% year on year.

What is the Union Bank of India revenue and profit in FY26?

In FY26 (April 2025–March 2026), Union Bank of India's standalone net profit was ₹18,697 crore, up 3.9% from ₹17,987 crore in FY25, on net interest income of ₹36,659 crore (down 1.5%). Over three years, from FY23, net profit was up 121.7%.

Where do these Union Bank of India figures come from?

From Union Bank of India's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.