Union Bank of India profit and loss

Latest FY26

Total income: ₹1,28,400cr−1.2% on FY25
Net interest income: ₹37,322cr−1.0% on FY25
Net profit: ₹18,781cr+4.8% on FY25
EPS: ₹25.45+7.7% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Operating
Interest income						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	83,367	80,098	79,256	72,156	56,875
	23,067	22,873	23,631	22,829	21,636
	1,729	3,162	5,125	4,891	2,132
	1,137	665	406	499	521
	1,09,300	1,06,799	1,08,417	1,00,376	81,163
	69,193	69,477	70,733	63,364	48,033
	40,107	37,322	37,684	37,012	33,130
	21,508	21,601	21,562	17,813	15,915
	1,30,808	1,28,400	1,29,979	1,18,188	97,079
	15,642	15,687	14,996	14,593	12,524
	14,846	14,518	13,048	11,913	10,963
	30,488	30,206	28,044	26,506	23,487
	31,127	28,716	31,202	28,319	25,558
	3,048	4,432	7,778	6,811	13,412
Profit
	28,079	24,285	23,424	21,508	12,146
	6,778	5,504	5,503	7,799	3,716
	21,301	18,781	17,921	13,709	8,430
	21,999	19,430	18,027	13,797	8,512
Per share
	₹28.82	₹25.45	₹23.62	₹19.15	₹12.45
	₹28.82	₹25.45	₹23.62	₹19.15	₹12.45
	0.0	0.0	0.0	0.0	—
Revenue detail — as filed
	—	650	106	88.2	81.3
Profit build-up — alternate / pre-Ind-AS tags
	—	5,393	5,219	7,701	15,012
Per share — as-filed variants
	₹28.82	₹25.45	₹23.62	₹19.15	₹12.45
	₹28.82	₹25.45	₹23.62	₹19.15	₹12.45
Regulatory disclosures — filed alongside, not part of the P&L
	0.7%	0.7%	—	—	—

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

UNIONBANK₹186.50

Union Bank of India

· Banking & Finance

Annual Quarterly₹ CrorePeersPNB CANBK BANKBARODA CHOLAFIN MUTHOOTFIN PFC SHRIRAMFIN RECLTDMcap ₹1.42L Cr

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In ₹ Crore except Per Share 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Interest Income
+ Interest on Advances / Bills	56,874.6	72,156.3	79,255.8	80,098.5	83,366.7
+ Income on Investments	21,635.7	22,829.0	23,630.8	22,872.7	23,067.4
+ Interest on RBI / Interbank	2,131.8	4,890.9	5,124.8	3,162.4	1,729.4
+ Other Interest	521.2	499.3	405.9	665.3	1,136.5
Interest Earned	81,163.2	1,00,375.6	1,08,417.3	1,06,798.9	1,09,300.0
Interest Expended	48,032.8	63,363.7	70,733.3	69,477.3	69,193.4
Net Interest Income	33,130.3	37,011.9	37,684.0	37,321.6	40,106.5
Other Income	15,915.4	17,812.8	21,562.0	21,600.6	21,508.0
Total Income	97,078.5	1,18,188.4	1,29,979.3	1,28,399.5	1,30,808.0
Operating
+ Employee Cost	12,524.0	14,593.2	14,996.3	15,687.3	15,641.6
+ Other Operating Expenses	10,963.3	11,912.6	13,047.9	14,518.4	14,846.1
Operating Expenses	23,487.3	26,505.8	28,044.2	30,205.7	30,487.6
Operating Profit (PPOP)	25,558.4	28,318.8	31,201.8	28,716.5	31,126.9
Provisions & Contingencies	13,411.9	6,810.6	7,777.9	4,432.0	3,048.0
Profit
Pretax Income	12,146.5	21,508.2	23,423.9	24,284.5	28,078.9
Tax Expense	3,716.1	7,799.3	5,502.7	5,503.9	6,777.6
Net Income	8,430.4	13,708.9	17,921.2	18,780.6	21,301.3
Net Income to Common	8,511.7	13,797.1	18,027.0	19,430.2	21,998.8
Per Share
Basic EPS	12.45	19.15	23.62	25.45	28.82
Diluted EPS	12.45	19.15	23.62	25.45	28.82
Book Value per Share	—	0.0	0.0	0.0	0.0
Revenue Detail — as filed
+ Share of P&L — Partnership Firms / LLPs	81.3	88.2	105.8	649.6	—
Profit Build-up — Alternate / Pre-Ind-AS Tags
+ Adjustments to Profit / (Loss)	15,012.2	7,700.9	5,218.9	5,392.6	—
Per Share — as-filed variants
Basic EPS before Extraordinary Items	12.45	19.15	23.62	25.45	28.82
Diluted EPS before Extraordinary Items	12.45	19.15	23.62	25.45	28.82
Regulatory Disclosures — filed alongside, not part of the P&L
Government of India Shareholding %	—	—	—	0.75	0.75
Other Filed Concepts — mapped but not yet placed in the schedule
At1 Ratio	0.02	0.01	0.01	0.01	0.01
Cet1 Ratio	0.12	0.14	0.15	0.16	0.17
Expenditure Ex Provisions	71,520.1	89,869.5	98,777.5	99,683.1	99,681.1
Face Value	10.00	10.00	10.00	10.00	10.00
Filed Roa	—	0.01	—	—	—
Gnpa Pct	—	0.05	—	—	—
Gross Npa	—	43,097.7	—	—	—
Net Npa	—	8,989.9	—	—	—
Nnpa Pct	—	0.01	—	—	—
Paid Up Equity Capital	6,834.8	7,633.6	7,633.6	7,633.6	7,633.6
Pat Ordinary	8,430.4	13,708.9	17,921.2	18,780.6	21,301.3
Pbt Before Exceptional	—	—	23,423.9	24,284.5	—
Share Of Associates	81.3	88.2	105.8	649.6	697.5

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.