In ₹ Crore except Per Share Latest Annual	UNIONBANK FY26	PNB FY26	CANBK FY26	BANKBARODA FY26	Peer Average
Valuation — at last close
P/E	7.33×	7.74×	◆ 5.51×	6.29×	6.51× +12%
P/B	1.07×	0.95×	0.92×	◆ 0.75×	0.88× +22%
Market Cap	₹1.42L Cr	₹1.42L Cr	₹1.09L Cr	₹1.25L Cr	₹1.25L Cr +14%
Growth
Revenue CAGR 3Y	9.77%	◆ 14.69%	11.24%	12.28%	12.74% -23%
Revenue CAGR 5Y	9.06%	9.49%	10.33%	◆ 12.00%	10.61% -15%
Net Income CAGR 3Y	30.60%	◆ 77.26%	16.57%	9.86%	34.56% -11%
Revenue YoY (latest Q)	3.90%	5.74%	-2.56%	◆ 7.58%	3.59% +9%
Net Income YoY (latest Q)	◆ 30.11%	14.69%	6.50%	-53.08%	-10.63% +383%
Profitability
NIM (banks)	2.41%	2.20%	2.06%	◆ 2.65%	2.30% +5%
Net Income Margin	◆ 14.63%	11.44%	11.18%	12.42%	11.68% +25%
Return on Common Equity	15.72%	12.99%	◆ 16.02%	12.47%	13.83% +14%
Return on Assets	◆ 1.21%	0.88%	0.95%	0.98%	0.94% +29%
Credit & Quality
Gross NPA (banks)	2.82%	2.95%	◆ 1.84%	1.89%	2.23% +27%
Cost/Income (banks)	51.26%	51.84%	◆ 48.70%	51.65%	50.73% +1%
Scale — latest FY
Revenue / Total Income	₹1.28L Cr	₹1.49L Cr	₹1.53L Cr	₹1.57L Cr	₹1.53L Cr -16%
Net Income	₹18,781 Cr	₹17,096 Cr	₹17,118 Cr	₹19,477 Cr	₹17,897 Cr +5%
Total Assets	₹15.88L Cr	₹20.33L Cr	₹18.87L Cr	₹21.02L Cr	₹20.07L Cr -21%
EPS	₹25.45	₹16	₹21.73	₹38.38	₹25.37 0%
Book Value per Share	₹174.95	₹130.49	₹129.76	₹320.35	₹193.53 -10%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.