| ₹ crore | Q2 FY27 | Q2 FY26 | Change |
|---|---|---|---|
| Total income | 33,471 | 32,215 | +3.9% |
| Net interest income | 10,765 | 8,958 | +20.2% |
| Operating profit | 8,151 | 6,845 | +19.1% |
| Net profit | 5,570 | 4,281 | +30.1% |
| EPS | ₹7.57 | ₹5.80 | +30.5% |
| Tap a line for its trend | Q2 FY27Sep 2026 | Q1 FY27Jun 2026 | Q4 FY26Mar 2026 | Q3 FY26Dec 2025 | Q2 FY26Sep 2025 | Q1 FY26Jun 2025 | Q4 FY25Mar 2025 | Q3 FY25Dec 2024 | Q2 FY25Sep 2024 | Q1 FY25Jun 2024 | Q4 FY24Mar 2024 | Q3 FY24Dec 2023 | Earlier quartersAlpha Plus |
|---|
Interest income | Earlier quartersEvery year the company has filed comes with Alpha Plus. | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 22,020 | 21,070 | 20,346 | 19,931 | 19,677 | 20,144 | 20,394 | 20,023 | 19,431 | 19,408 | 19,499 | 18,428 | ||
| 5,738 | 5,765 | 5,610 | 5,954 | 5,364 | 5,945 | 5,908 | 5,901 | 6,021 | 5,801 | 5,704 | 5,751 | ||
| 293 | 271 | 442 | 723 | 1,537 | 1,296 | 1,470 | 1,099 | 1,331 | 1,225 | 1,209 | 1,219 | ||
| 327 | 321 | 278 | 210 | 86.6 | 90.2 | 96.7 | 113 | 103 | 93.2 | 97.0 | 122 | ||
| 28,378 | 27,427 | 26,676 | 26,819 | 26,665 | 27,475 | 27,869 | 27,135 | 26,887 | 26,527 | 26,510 | 25,521 | ||
| 17,612 | 17,206 | 17,005 | 17,370 | 17,707 | 18,231 | 18,245 | 17,765 | 17,720 | 17,004 | 16,966 | 16,236 | ||
| 10,765 | 10,221 | 9,671 | 9,449 | 8,958 | 9,244 | 9,624 | 9,370 | 9,167 | 9,523 | 9,544 | 9,285 | ||
| 5,094 | 5,233 | 5,999 | 5,183 | 5,550 | 4,869 | 6,223 | 4,614 | 5,926 | 4,799 | 5,102 | 4,281 | ||
| 33,471 | 32,660 | 32,675 | 32,002 | 32,215 | 32,344 | 34,092 | 31,749 | 32,812 | 31,325 | 31,612 | 29,802 | ||
Operating | |||||||||||||
| 4,064 | 3,925 | 3,539 | 4,114 | 4,003 | 4,032 | 4,148 | 3,554 | 3,678 | 3,617 | 4,791 | 3,377 | ||
| 3,644 | 3,489 | 4,154 | 3,558 | 3,661 | 3,145 | 3,965 | 2,920 | 3,269 | 2,893 | 3,321 | 2,854 | ||
| 7,708 | 7,414 | 7,693 | 7,672 | 7,663 | 7,177 | 8,113 | 6,474 | 6,947 | 6,510 | 8,112 | 6,232 | ||
| 8,151 | 8,040 | 7,976 | 6,960 | 6,845 | 6,936 | 7,735 | 7,511 | 8,145 | 7,811 | 6,534 | 7,335 | ||
| 702 | 973 | 1,050 | 322 | 1,392 | 1,667 | 1,560 | 1,622 | 1,739 | 2,857 | 1,253 | 1,781 | ||
Profit | |||||||||||||
| 7,449 | 7,067 | 6,926 | 6,638 | 5,453 | 5,269 | 6,175 | 5,889 | 6,406 | 4,954 | 5,281 | 5,554 | ||
| 1,878 | 1,699 | 1,592 | 1,609 | 1,171 | 1,132 | 1,174 | 1,292 | 1,684 | 1,354 | 1,971 | 1,944 | ||
| 5,570 | 5,368 | 5,334 | 5,029 | 4,281 | 4,137 | 5,001 | 4,597 | 4,722 | 3,601 | 3,310 | 3,610 | ||
| 5,781 | 5,642 | 5,504 | 5,073 | 4,426 | 4,428 | 5,011 | 4,623 | 4,751 | 3,642 | 3,328 | 3,625 | ||
Per share | |||||||||||||
| ₹7.57 | ₹7.39 | ₹7.21 | ₹6.65 | ₹5.80 | ₹5.80 | ₹6.56 | ₹6.06 | ₹6.22 | ₹4.77 | ₹4.44 | ₹4.89 | ||
| ₹7.57 | ₹7.39 | ₹7.21 | ₹6.65 | ₹5.80 | ₹5.80 | ₹6.56 | ₹6.06 | ₹6.22 | ₹4.77 | ₹4.44 | ₹4.89 | ||
| 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | ||
Per share — as-filed variants | |||||||||||||
| ₹7.57 | ₹7.39 | ₹7.21 | ₹6.65 | ₹5.80 | ₹5.80 | ₹6.56 | ₹6.06 | ₹6.22 | ₹4.77 | ₹4.44 | ₹4.89 | ||
| ₹7.57 | ₹7.39 | ₹7.21 | ₹6.65 | ₹5.80 | ₹5.80 | ₹6.56 | ₹6.06 | ₹6.22 | ₹4.77 | ₹4.44 | ₹4.89 | ||
Regulatory disclosures — filed alongside, not part of the P&L | |||||||||||||
| 0.7% | 0.7% | 0.7% | 0.7% | — | — | — | — | — | — | — | — | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 3 Months Ending | Q3 FY24 31/12/2023 | Q4 FY24 31/03/2024 | Q1 FY25 30/06/2024 | Q2 FY25 30/09/2024 | Q3 FY25 31/12/2024 | Q4 FY25 31/03/2025 | Q1 FY26 30/06/2025 | Q2 FY26 30/09/2025 | Q3 FY26 31/12/2025 | Q4 FY26 31/03/2026 | Q1 FY27 30/06/2026 | Q2 FY27 30/09/2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | |||||||||||||
| + Interest on Advances / Bills | 18,428.4 | 19,499.2 | 19,408.0 | 19,431.2 | 20,022.5 | 20,394.2 | 20,143.9 | 19,677.4 | 19,931.4 | 20,345.8 | 21,069.6 | 22,019.9 | |
| + Income on Investments | 5,751.3 | 5,704.4 | 5,800.8 | 6,021.4 | 5,900.6 | 5,908.0 | 5,944.7 | 5,364.0 | 5,954.3 | 5,609.8 | 5,765.3 | 5,738.1 | |
| + Interest on RBI / Interbank | 1,219.3 | 1,209.4 | 1,224.9 | 1,331.2 | 1,098.6 | 1,470.1 | 1,296.2 | 1,536.9 | 723.2 | 442.2 | 270.9 | 293.1 | |
| + Other Interest | 122.0 | 97.0 | 93.2 | 102.9 | 113.1 | 96.7 | 90.2 | 86.6 | 210.4 | 278.2 | 321.4 | 326.6 | |
| Interest Earned | 25,520.9 | 26,509.9 | 26,526.9 | 26,886.6 | 27,134.8 | 27,869.0 | 27,474.9 | 26,664.8 | 26,819.2 | 26,676.0 | 27,427.1 | 28,377.7 | |
| Interest Expended | 16,235.5 | 16,965.8 | 17,004.0 | 17,719.9 | 17,764.6 | 18,244.8 | 18,231.1 | 17,706.9 | 17,369.9 | 17,005.4 | 17,205.7 | 17,612.4 | |
| Net Interest Income | 9,285.4 | 9,544.1 | 9,523.0 | 9,166.6 | 9,370.2 | 9,624.2 | 9,243.8 | 8,957.9 | 9,449.3 | 9,670.5 | 10,221.4 | 10,765.3 | |
| Other Income | 4,281.1 | 5,101.7 | 4,798.6 | 5,925.5 | 4,614.4 | 6,223.5 | 4,869.0 | 5,550.3 | 5,182.7 | 5,998.6 | 5,233.1 | 5,093.6 | |
| Total Income | 29,802.0 | 31,611.6 | 31,325.5 | 32,812.1 | 31,749.2 | 34,092.5 | 32,343.9 | 32,215.1 | 32,001.9 | 32,674.5 | 32,660.2 | 33,471.3 | |
| Operating | |||||||||||||
| + Employee Cost | 3,377.1 | 4,791.3 | 3,617.1 | 3,678.0 | 3,553.7 | 4,147.6 | 4,031.9 | 4,002.5 | 4,113.9 | 3,539.0 | 3,925.2 | 4,063.5 | |
| + Other Operating Expenses | 2,854.5 | 3,320.6 | 2,893.2 | 3,269.3 | 2,920.3 | 3,965.1 | 3,145.0 | 3,660.9 | 3,558.3 | 4,154.2 | 3,489.2 | 3,644.4 | |
| Operating Expenses | 6,231.6 | 8,111.9 | 6,510.3 | 6,947.3 | 6,474.0 | 8,112.7 | 7,176.9 | 7,663.4 | 7,672.1 | 7,693.3 | 7,414.3 | 7,707.9 | |
| Operating Profit (PPOP) | 7,334.9 | 6,533.9 | 7,811.3 | 8,144.9 | 7,510.6 | 7,735.0 | 6,936.0 | 6,844.8 | 6,959.9 | 7,975.9 | 8,040.3 | 8,151.0 | |
| Provisions & Contingencies | 1,780.6 | 1,252.7 | 2,856.8 | 1,739.0 | 1,621.9 | 1,560.2 | 1,667.3 | 1,392.3 | 322.1 | 1,050.3 | 973.4 | 702.2 | |
| Profit | |||||||||||||
| Pretax Income | 5,554.3 | 5,281.2 | 4,954.5 | 6,405.9 | 5,888.7 | 6,174.8 | 5,268.7 | 5,452.5 | 6,637.8 | 6,925.5 | 7,066.9 | 7,448.8 | |
| Tax Expense | 1,943.9 | 1,971.4 | 1,353.5 | 1,684.1 | 1,291.6 | 1,173.5 | 1,132.1 | 1,171.2 | 1,608.9 | 1,591.6 | 1,698.7 | 1,878.4 | |
| Net Income | 3,610.4 | 3,309.9 | 3,601.0 | 4,721.8 | 4,597.2 | 5,001.2 | 4,136.6 | 4,281.3 | 5,028.8 | 5,334.0 | 5,368.2 | 5,570.4 | |
| Net Income to Common | 3,625.4 | 3,328.3 | 3,641.8 | 4,750.9 | 4,623.0 | 5,011.2 | 4,427.9 | 4,426.0 | 5,072.7 | 5,503.6 | 5,641.5 | 5,781.0 | |
| Per Share | |||||||||||||
| Basic EPS | 4.89 | 4.44 | 4.77 | 6.22 | 6.06 | 6.56 | 5.80 | 5.80 | 6.65 | 7.21 | 7.39 | 7.57 | |
| Diluted EPS | 4.89 | 4.44 | 4.77 | 6.22 | 6.06 | 6.56 | 5.80 | 5.80 | 6.65 | 7.21 | 7.39 | 7.57 | |
| Book Value per Share | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Per Share — as-filed variants | |||||||||||||
| Basic EPS before Extraordinary Items | 4.89 | 4.44 | 4.77 | 6.22 | 6.06 | 6.56 | 5.80 | 5.80 | 6.65 | 7.21 | 7.39 | 7.57 | |
| Diluted EPS before Extraordinary Items | 4.89 | 4.44 | 4.77 | 6.22 | 6.06 | 6.56 | 5.80 | 5.80 | 6.65 | 7.21 | 7.39 | 7.57 | |
| Regulatory Disclosures — filed alongside, not part of the P&L | |||||||||||||
| Government of India Shareholding % | — | — | — | — | — | — | — | — | 0.75 | 0.75 | 0.75 | 0.75 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||||||||||
| At1 Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Cet1 Ratio | 0.12 | 0.14 | 0.14 | 0.14 | 0.14 | 0.15 | 0.16 | 0.15 | 0.15 | 0.16 | 0.17 | 0.17 | |
| Expenditure Ex Provisions | 22,467.1 | 25,077.7 | 23,514.2 | 24,667.2 | 24,238.6 | 26,357.5 | 25,408.0 | 25,370.3 | 25,042.1 | 24,698.7 | 24,620.0 | 25,320.3 | |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | |
| Filed Roa | — | 0.01 | — | — | — | — | — | — | — | — | — | — | |
| Gnpa Pct | — | 0.05 | — | — | — | — | — | — | — | — | — | — | |
| Gross Npa | — | 43,097.7 | — | — | — | — | — | — | — | — | — | — | |
| Net Npa | — | 8,989.9 | — | — | — | — | — | — | — | — | — | — | |
| Nnpa Pct | — | 0.01 | — | — | — | — | — | — | — | — | — | — | |
| Paid Up Equity Capital | 7,412.5 | 7,633.6 | 7,633.6 | 7,633.6 | 7,633.6 | 7,633.6 | 7,633.6 | 7,633.6 | 7,633.6 | 7,633.6 | 7,633.6 | 7,633.6 | |
| Pat Ordinary | 3,610.4 | 3,309.9 | 3,601.0 | 4,721.8 | 4,597.2 | 5,001.2 | 4,136.6 | 4,281.3 | 5,028.8 | 5,334.0 | 5,368.2 | 5,570.4 | |
| Share Of Associates | 15.0 | 18.4 | 40.8 | 29.1 | 25.9 | 10.0 | 291.4 | 144.7 | 43.9 | 169.7 | 273.4 | 210.6 | |
Filed with NSE on Monday, 19 October 2026 at 12:03 pm IST
Union Bank of India (NSE: UNIONBANK) reported its Q2 FY27 results (July–September 2026) on Monday, 19 October 2026 at 12:03 pm IST. Standalone net profit was ₹5,537 crore, up 30.3% from ₹4,249 crore in Q2 FY26 and up 3.8% from ₹5,332 crore in Q1 FY27. Net interest income (interest earned less interest paid) was ₹10,583 crore, up 20.1% on the year.
Standalone net profit was ₹5,537 crore, up 30.3% from ₹4,249 crore in Q2 FY26 and up 3.8% from ₹5,332 crore in Q1 FY27.
Net interest income (interest earned less interest paid) was ₹10,583 crore, up 20.1% on the year. Operating profit before provisions was ₹8,108 crore, and provisions were ₹701 crore.
Gross non-performing assets (NPAs) were ₹27,916 crore, 2.42% of gross advances, against 3.29% a year earlier and 2.65% in Q1 FY27. Net NPAs were 0.42% of net advances (0.55% a year earlier).
Both grew from a year earlier: net profit was up 30.3% at ₹5,537 crore and net interest income was up 20.1% at ₹10,583 crore. Gross NPAs were 2.42% of advances, against 3.29% a year earlier. Against Q1 FY27, net profit was up 3.8% and net interest income up 5.4%.
On 30 September 2026, deposits were ₹13,19,455 crore, up 6.9% from ₹12,34,621 crore a year earlier, and advances (loans) were ₹11,32,728 crore, up 19.4% from ₹9,48,331 crore a year earlier.
Standalone net profit for the first half of FY27 (April–September 2026) was ₹10,870 crore, up 29.9% from ₹8,365 crore in the same months a year earlier. Net interest income was ₹20,620 crore, up 15.0%.
Basic earnings per share were ₹7.25, against ₹5.57 in Q2 FY26.
Standalone net profit was ₹18,697 crore in FY26 (April 2025–March 2026), up 3.9% from ₹17,987 crore in FY25. It was ₹13,648 crore in FY24 and ₹8,433 crore in FY23: up 121.7% over three years, 30.4% a year on average.
On Monday, 19 October 2026 at 12:03 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 30 October 2025.
Net profit by quarter: ₹5,017 crore in Q3 FY26, ₹5,316 crore in Q4 FY26, ₹5,332 crore in Q1 FY27 and ₹5,537 crore in Q2 FY27. That is ₹21,202 crore over the four quarters, up 18.1% from ₹17,953 crore in the four quarters before. Net interest income: ₹9,328 crore, ₹9,406 crore, ₹10,037 crore and ₹10,583 crore.
Net interest income was ₹36,659 crore in FY26 (April 2025–March 2026), down 1.5% from ₹37,214 crore in FY25. It was ₹36,570 crore in FY24 and ₹32,765 crore in FY23: up 11.9% over three years, 3.8% a year on average.
Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.
From Union Bank of India's own standalone results filings to NSE, in ₹ crore as filed (Q2 FY27 on 19 October 2026). Growth compares the same standalone figures a year and a quarter earlier.
Standalone figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.