| ₹ crore | Q1 FY27 | Q1 FY26 | Change |
|---|---|---|---|
| Total income | 28,563 | 28,629 | −0.2% |
| Net interest income | 10,696 | 11,054 | −3.2% |
| Net profit | 8,998 | 8,981 | +0.2% |
| EPS | ₹21.25 | ₹20.81 | +2.1% |
Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.
| Tap a line for its trend | Currentlast 12M | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
| 1,04,415 | — | — | — | — | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |
| 1,15,462 | 1,15,527 | 1,06,599 | 91,175 | 77,625 | ||
| — | +8.4% | +16.9% | +17.5% | — | ||
| 43,181 | 43,546 | 40,331 | — | 29,479 | ||
| — | +8.0% | — | — | — | ||
| 3.6% | 3.6% | 3.6% | — | 3.5% | ||
| 8.3% | 8.3% | 5.7% | — | 14.2% | ||
| −0.1% | −0.1% | 0.1% | — | −0.0% | ||
| 33,642 | 33,625 | 30,514 | 26,461 | 21,179 | ||
| — | +10.2% | +15.3% | +24.9% | — | ||
| ₹78.92 | ₹78.49 | ₹69.67 | ₹59.88 | ₹48.15 | ||
| — | +12.7% | +16.3% | +24.4% | — | ||
| 20.7% | 20.7% | 21.0% | 21.3% | 20.4% | ||
| 2.8% | 2.8% | 2.8% | 2.7% | 2.5% | ||
Balance sheet | ||||||
| 11,53,255 | 11,53,255 | 10,91,898 | — | 8,32,903 | ||
| — | +5.6% | — | — | — | ||
| 10,12,503 | 10,12,503 | 9,71,758 | — | 7,51,158 | ||
| 5.84× | 5.84× | 6.26× | — | 6.71× | ||
| 7.18× | 7.18× | 7.59× | — | 8.00× | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Current/LTM TTM · last close | |
|---|---|---|---|---|---|---|
| Market Capitalization | — | — | — | — | 1,04,415.2 | |
| Total Income | 77,625.2 | 91,174.9 | 1,06,598.7 | 1,15,526.9 | 1,15,461.6 | |
| Growth %, YoY | — | +17.5 | +16.9 | +8.4 | — | |
| Net Interest Income | 29,479.2 | — | 40,331.0 | 43,546.1 | 43,180.6 | |
| Growth %, YoY | — | — | — | +8.0 | — | |
| NIM %, on assets | 3.49 | — | 3.64 | 3.59 | 3.59 | |
| Cost to Income % | 14.22 | — | 5.70 | 8.27 | 8.27 | |
| Credit Cost %, on avg loans | -0.02 | — | 0.14 | -0.14 | -0.14 | |
| Net Income | 21,178.6 | 26,461.2 | 30,514.4 | 33,625.3 | 33,641.8 | |
| Growth %, YoY | — | +24.9 | +15.3 | +10.2 | — | |
| EPS, Adj (current shares) | 48.15 | 59.88 | 69.67 | 78.49 | 78.92 | |
| Growth %, YoY | — | +24.4 | +16.3 | +12.7 | — | |
| ROE % | 20.39 | 21.33 | 21.01 | 20.67 | 20.67 | |
| ROA % | 2.51 | 2.74 | 2.75 | 2.78 | 2.78 | |
| Balance Sheet | ||||||
| Loans | 8,32,903.4 | — | 10,91,898.4 | 11,53,254.6 | 11,53,254.6 | |
| Growth %, YoY | — | — | — | +5.6 | — | |
| Total Borrowings | 7,51,157.5 | — | 9,71,758.0 | 10,12,503.5 | 10,12,503.5 | |
| Debt/Equity × | 6.71 | — | 6.26 | 5.84 | 5.84 | |
| Leverage (Assets/Equity) × | 8.00 | — | 7.59 | 7.18 | 7.18 | |
Prices at the 29 October 2026 close · figures from the company's filings with NSE
Power Finance Corporation (NSE: PFC) had a market capitalisation of ₹1,05,801 crore at the 29 October 2026 close (₹320.60 a share), a PE ratio of 4.1 on the last four quarters' profit and a price-to-book ratio of 0.80. In FY26 its consolidated net profit attributable to shareholders was ₹25,901 crore on revenue of ₹1,15,444 crore; in Q1 FY27 (April–June 2026) it was ₹7,012 crore, down 21.9% year on year. Promoters held 55.99% of the shares on 30 September 2026.
PFC's PE ratio is 4.1 at the 29 October 2026 close (₹320.60 a share): a market capitalisation of ₹1,05,801 crore divided by consolidated net profit attributable to shareholders of ₹26,046 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit attributable to shareholders (₹25,901 crore) it is 4.1.
PFC's price-to-book (PB) ratio is 0.80 at the 29 October 2026 close: a market capitalisation of ₹1,05,801 crore divided by shareholders' equity (book value) of ₹1,32,861 crore on 31 March 2026. That is a book value of ₹402.60 per share against a share price of ₹320.60.
PFC's net worth — shareholders' equity in its consolidated balance sheet — was ₹1,32,861 crore (₹1.33 lakh crore) on 31 March 2026, up 12.8% from ₹1,17,738 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹1,05,801 crore at the 29 October 2026 close.
PFC's market capitalisation was ₹1,05,801 crore (₹1.06 lakh crore) at the 29 October 2026 close: 330.01 crore shares at ₹320.60 each.
PFC's basic earnings per share (EPS) were ₹78.49 in FY26, against ₹69.67 in FY25. Over the last four quarters (Q2 FY26 to Q1 FY27) they add up to ₹78.93.
Promoters held 55.99% of PFC on 30 September 2026, unchanged from both the previous quarter and a year earlier, according to the shareholding pattern filed with NSE.
PFC's debt-to-equity ratio was 5.84 on 31 March 2026: borrowings, debt securities, deposits and subordinated debt of ₹10,12,503 crore against total equity of ₹1,73,441 crore. A year earlier, on 31 March 2025, it was 6.26.
PFC's book value per share was ₹402.60 on 31 March 2026: shareholders' equity of ₹1,32,861 crore divided by the 330.01 crore shares in issue, up 12.8% from ₹356.77 a year earlier. The share price at the 29 October 2026 close was ₹320.60.
PFC's latest results are for Q1 FY27 (April–June 2026): consolidated net profit attributable to shareholders ₹7,012 crore, down 21.9% from ₹8,981 crore in Q1 FY26; revenue from operations ₹28,527 crore, unchanged year on year.
In FY26, PFC's return on equity (ROE) was 20.7%. ROE is net profit attributable to shareholders divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 21.0%.
In FY26 (April 2025–March 2026), PFC's consolidated net profit attributable to shareholders was ₹25,901 crore, up 12.7% from ₹22,991 crore in FY25, on revenue from operations of ₹1,15,444 crore (up 8.4%). Over three years, from FY23, net profit was up 63.0%.
On FY26 consolidated figures, against REC, IREDA and IRFC: PFC's return on equity of 20.7% is the highest of the four (REC 20.0%, IREDA 15.6%, IRFC 12.8%; peer average 16.1%).
PFC's dividend yield is 5.85% at the 29 October 2026 close: dividends of ₹18.75 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹320.60. They were ₹3.90 on 27 August 2026 (interim), ₹3.95 on 31 July 2026, ₹3.25 on 23 March 2026 (interim), ₹4 on 20 February 2026 (interim) and ₹3.65 on 26 November 2025 (interim).
On 30 September 2026, PFC's shares were held by promoters 55.99%, foreign portfolio investors (FII/FPI) 17.83%, domestic institutions (DII) 15.75% (including mutual funds at 8.99%) and retail and other non-institutional investors 10.42%. Over the year, FII holding was down 1.01 percentage points from 18.84% and DII holding was down 0.28 percentage points from 16.03%.
At the 29 October 2026 closing prices, on FY26 net profit attributable to shareholders, PFC's PE ratio is 4.1, the lowest of the four: REC 4.8, IREDA 15.2 and IRFC 14.1, a peer average of 11.4. Each is the company's market capitalisation at that price divided by its FY26 net profit.
In 2026, PFC has declared four dividends totalling ₹15.10 a share: ₹4 (interim) with record date 20 February 2026, ₹3.25 (interim) with record date 23 March 2026, ₹3.95 with record date 31 July 2026 and ₹3.90 (interim) with record date 27 August 2026.
PFC has not yet announced the date of its Q2 FY27 results (July–September 2026); under SEBI's listing rules (Regulation 33) they are due by 14 November 2026.
In FY26, PFC earned net profit attributable to shareholders of ₹25,901 crore on revenue of ₹1,15,444 crore, against ₹16,308 crore on ₹59,584 crore for REC. At the 29 October 2026 close, PFC's market capitalisation was ₹1,05,801 crore against ₹77,983 crore for REC, and its PE ratio on FY26 profit 4.1 against 4.8.
From Power Finance Corporation's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.
Consolidated figures from the company's filings with NSE; prices are NSE closing prices.