| Tap a line for its trend | Last 12Mto Jun 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Returns | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| 20.7% | 20.7% | 21.0% | 21.3% | 20.4% | ||
| 2.8% | 2.8% | 2.8% | 2.7% | 2.5% | ||
Margins & efficiency | ||||||
| 3.6% | 3.6% | 3.6% | — | 3.5% | ||
| 8.3% | 8.3% | 5.7% | — | 14.2% | ||
| −0.1% | −0.1% | 0.1% | — | −0.0% | ||
| 29.1% | 29.1% | 28.7% | 29.1% | 27.3% | ||
Leverage | ||||||
| 7.18× | 7.18× | 7.59× | — | 8.00× | ||
| 5.84× | 5.84× | 6.26× | — | 6.71× | ||
Additional | ||||||
| 21.6% | 21.5% | 21.0% | 21.2% | 20.1% | ||
| — | 26.4% | 26.7% | 23.2% | 19.4% | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|---|
| Returns | ||||||
| Return on Common Equity | 20.39 | 21.33 | 21.01 | 20.67 | 20.67 | |
| Return on Assets | 2.51 | 2.74 | 2.75 | 2.78 | 2.78 | |
| Margins & Efficiency | ||||||
| Net Interest Margin (on avg assets) | 3.49 | — | 3.64 | 3.59 | 3.59 | |
| Cost to Income | 14.22 | — | 5.70 | 8.27 | 8.27 | |
| Credit Cost (impairment / avg loans) | -0.02 | — | 0.14 | -0.14 | -0.14 | |
| Net Income Margin | 27.30 | 29.05 | 28.65 | 29.13 | 29.14 | |
| Leverage | ||||||
| Leverage (Assets/Equity) | 8.00 | — | 7.59 | 7.18 | 7.18 | |
| Total Debt/Equity | 6.71 | — | 6.26 | 5.84 | 5.84 | |
| Additional | ||||||
| Effective Tax Rate | 20.07 | 21.22 | 21.01 | 21.53 | 21.60 | |
| Dvd Payout Ratio | 19.44 | 23.24 | 26.69 | 26.43 | — | |