Muthoot Finance financials

·Banking & FinanceChart ›
Latest results Q1 FY27 · Apr–Jun 2026
Total income
₹8,695cr+34.1% on Q1 FY26
Net interest income
₹5,099cr+29.6% on Q1 FY26
Net profit
₹2,825cr+43.1% on Q1 FY26
EPS
₹69.72+38.8% on Q1 FY26

Quarterly results

Every quarter ›
₹ croreQ1 FY27Q1 FY26Change
Total income8,6956,485+34.1%
Net interest income5,0993,933+29.6%
Net profit2,8251,974+43.1%
EPS₹69.72₹50.22+38.8%

Over time

Q1 FY27 · Apr–Jun 2026latest
Total income₹8,695 crNet profit₹2,825 crNet interest margin10.4%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
96,059————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
33,55831,26320,32415,16311,975
—+53.8%+34.0%+26.6%—
20,53719,37112,2519,1167,346
—+58.1%+34.4%+24.1%—
11.8%11.8%10.7%10.3%9.2%
24.3%24.3%31.1%32.7%33.5%
0.7%0.7%1.6%0.7%0.3%
11,45710,6075,3524,4683,670
—+98.2%+19.8%+21.7%—
₹283.29₹263.79₹132.83₹107.71₹89.98
—+98.6%+23.3%+19.7%—
30.9%30.9%19.4%18.1%17.7%
6.5%6.5%4.7%5.1%4.6%
Balance sheet
1,78,8571,78,8571,20,57888,18770,554
—+48.3%+36.7%+25.0%—
1,51,7871,51,78799,36968,26155,788
3.82×3.82×3.31×2.65×2.52×
4.92×4.92×4.43×3.75×3.62×
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

MUTHOOTFIN₹2,392.70

Muthoot Finance Ltd.

· Banking & Finance
₹ CrorePeersMANAPPURAMIIFLBAJFINANCEPFCRECLTDBAJAJHLDNGCHOLAFINHDFCAMCMcap ₹96,059 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————96,059.2
Total Income11,975.015,162.720,324.531,263.433,558.0
Growth %, YoY—+26.6+34.0+53.8—
Net Interest Income7,346.49,115.612,250.619,371.320,536.8
Growth %, YoY—+24.1+34.4+58.1—
NIM %, on assets9.1710.3210.6811.7911.79
Cost to Income %33.4932.7031.0724.3424.34
Credit Cost %, on avg loans0.340.701.570.690.69
Net Income3,669.84,467.65,352.410,606.911,457.5
Growth %, YoY—+21.7+19.8+98.2—
EPS, Adj (current shares)89.98107.71132.83263.79283.29
Growth %, YoY—+19.7+23.3+98.6—
ROE %17.6518.0519.3530.9230.92
ROA %4.585.064.676.466.46
Balance Sheet
Loans70,554.488,187.21,20,577.91,78,856.81,78,856.8
Growth %, YoY—+25.0+36.7+48.3—
Total Borrowings55,788.268,261.099,368.81,51,786.61,51,786.6
Debt/Equity ×2.522.653.313.823.82
Leverage (Assets/Equity) ×3.623.754.434.924.92
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Muthoot Finance financials and key ratios

Prices at the 29 October 2026 close · figures from the company's filings with NSE

Muthoot Finance (NSE: MUTHOOTFIN) had a market capitalisation of ₹1,00,251 crore at the 29 October 2026 close (₹2,497.10 a share), a PE ratio of 8.8 on the last four quarters' profit and a price-to-book ratio of 2.56. In FY26 its consolidated net profit attributable to shareholders was ₹10,590 crore on revenue of ₹31,209 crore; in Q1 FY27 (April–June 2026) it was ₹2,799 crore, up 38.8% year on year. Promoters held 73.35% of the shares on 30 September 2026.

Share price used
₹2,497.10 · 29 October 2026 close
Latest balance sheet
31 March 2026
Shareholding pattern
30 September 2026

Muthoot Finance at a glance · consolidated

Market cap
₹1,00,251 Crat ₹2,497.10 · 29 Oct close
PE ratio (last 4 quarters)
8.89.5 on FY26 profit
Price to book (PB)
2.56book value ₹974.68 a share
ROE (FY26)
30.9%
Debt to equity
3.82net debt ₹1,38,919 Cr
Promoter holding
73.35%unchanged vs 30 Jun 202630 September 2026
Dividend yield
1.20%₹30 a share in 12 months
Net worth
₹39,130 Cr+33.2% vs 31 Mar 202531 March 2026
EPS (FY26)
₹263.79

Questions

What is the Muthoot Finance PE ratio today?

Muthoot Finance's PE ratio is 8.8 at the 29 October 2026 close (₹2,497.10 a share): a market capitalisation of ₹1,00,251 crore divided by consolidated net profit attributable to shareholders of ₹11,373 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit attributable to shareholders (₹10,590 crore) it is 9.5.

What is the Muthoot Finance PB ratio (price to book value)?

Muthoot Finance's price-to-book (PB) ratio is 2.56 at the 29 October 2026 close: a market capitalisation of ₹1,00,251 crore divided by shareholders' equity (book value) of ₹39,130 crore on 31 March 2026. That is a book value of ₹974.68 per share against a share price of ₹2,497.10.

What is the Muthoot Finance debt to equity ratio?

Muthoot Finance's debt-to-equity ratio was 3.82 on 31 March 2026: borrowings, debt securities, deposits and subordinated debt of ₹1,51,787 crore against total equity of ₹39,774 crore. A year earlier, on 31 March 2025, it was 3.31.

What is the Muthoot Finance market cap?

Muthoot Finance's market capitalisation was ₹1,00,251 crore (₹1.00 lakh crore) at the 29 October 2026 close: 40.15 crore shares at ₹2,497.10 each.

What is the Muthoot Finance ROE?

In FY26, Muthoot Finance's return on equity (ROE) was 30.9%. ROE is net profit attributable to shareholders divided by average shareholders' equity (the start and end of the year).

What is the Muthoot Finance dividend in 2026 and its record date?

In 2026, Muthoot Finance has declared one dividend: ₹30 (interim) with record date 17 April 2026.

What is the Muthoot Finance net worth?

Muthoot Finance's net worth — shareholders' equity in its consolidated balance sheet — was ₹39,130 crore on 31 March 2026, up 33.2% from ₹29,367 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹1,00,251 crore at the 29 October 2026 close.

What is the Muthoot Finance book value per share?

Muthoot Finance's book value per share was ₹974.68 on 31 March 2026: shareholders' equity of ₹39,130 crore divided by the 40.15 crore shares in issue, up 33.2% from ₹731.49 a year earlier. The share price at the 29 October 2026 close was ₹2,497.10.

What are the Muthoot Finance latest quarterly results?

Muthoot Finance's latest results are for Q1 FY27 (April–June 2026): consolidated net profit attributable to shareholders ₹2,799 crore, up 38.8% from ₹2,016 crore in Q1 FY26; revenue from operations ₹8,672 crore, up 34.4% year on year.

What is the Muthoot Finance EPS?

Muthoot Finance's basic earnings per share (EPS) were ₹263.79 in FY26, against ₹132.84 in FY25. Over the last four quarters (Q2 FY26 to Q1 FY27) they add up to ₹283.28.

What is the Muthoot Finance dividend yield?

Muthoot Finance's dividend yield is 1.20% at the 29 October 2026 close: dividends of ₹30 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹2,497.10. They were ₹30 on 17 April 2026 (interim).

What is the Muthoot Finance promoter holding?

Promoters held 73.35% of Muthoot Finance on 30 September 2026, unchanged from both the previous quarter and a year earlier, according to the shareholding pattern filed with NSE.

What is the Muthoot Finance shareholding pattern?

On 30 September 2026, Muthoot Finance's shares were held by promoters 73.35%, foreign portfolio investors (FII/FPI) 9.72%, domestic institutions (DII) 12.55% (including mutual funds at 11.20%) and retail and other non-institutional investors 4.39%. Over the year, FII holding was down 1.86 percentage points from 11.58% and DII holding was up 1.18 percentage points from 11.37%.

What is the Muthoot Finance revenue and profit in FY26?

In FY26 (April 2025–March 2026), Muthoot Finance's consolidated net profit attributable to shareholders was ₹10,590 crore, up 98.6% from ₹5,333 crore in FY25, on revenue from operations of ₹31,209 crore (up 54.4%). Over three years, from FY23, net profit was up 193.2%.

How does Muthoot Finance compare with its peers?

On FY26 consolidated figures, against Manappuram Finance, IIFL Finance and Bajaj Finance: Muthoot Finance's return on equity of 30.9% is the highest of the four (Manappuram Finance 7.1%, IIFL Finance 12.6%, Bajaj Finance 18.1%; peer average 12.6%); its revenue growth over three years of 37.9% a year is the highest of the four (Manappuram Finance 12.5% a year, IIFL Finance 17.4% a year, Bajaj Finance 25.6% a year; peer average 18.5% a year).

When are the Muthoot Finance next results?

Muthoot Finance will announce its Q2 FY27 results (July–September 2026) on Saturday, 31 October 2026, the date of the board meeting it has notified to the exchanges.

Muthoot Finance vs Manappuram Finance: how do they compare?

In FY26, Muthoot Finance earned net profit attributable to shareholders of ₹10,590 crore on revenue of ₹31,209 crore, against ₹1,003 crore on ₹9,509 crore for Manappuram Finance.

Where do these Muthoot Finance figures come from?

From Muthoot Finance's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.