In ₹ Crore except Per Share Latest Annual	MUTHOOTFIN FY26	MANAPPURAM FY26	IIFL FY26	BAJFINANCE FY26	Peer Average
Valuation — at last close
P/E	◆ 9.47×	25.78×	14.39×	30.68×	23.62× -60%
P/B	2.56×	1.77×	◆ 1.72×	5.12×	2.87× -11%
Market Cap	₹1.00L Cr	₹28,378 Cr	₹23,910 Cr	₹5.84L Cr	₹2.12L Cr -53%
Growth
Revenue CAGR 3Y	◆ 37.91%	12.47%	17.36%	25.58%	18.47% +105%
Revenue CAGR 5Y	22.04%	8.48%	17.98%	◆ 25.18%	17.21% +28%
Net Income CAGR 3Y	◆ 42.45%	-12.85%	4.16%	18.88%	3.40% +1150%
Revenue YoY (latest Q)	◆ 34.44%	34.11%	28.48%	21.64%	28.08% +23%
Net Income YoY (latest Q)	43.08%	◆ 341.44%	92.61%	28.68%	154.24% -72%
Profitability
NIM (banks)	◆ 11.79%	8.83%	7.70%	8.60%	8.38% +41%
Net Income Margin	◆ 33.99%	10.44%	13.61%	23.58%	15.88% +114%
Return on Common Equity	◆ 30.92%	7.05%	12.61%	18.05%	12.57% +146%
Return on Assets	◆ 6.46%	1.60%	2.32%	3.77%	2.56% +152%
Credit & Quality
Total Debt/Equity	3.82×	◆ 3.57×	4.43×	3.72×	3.91× -2%
Cost/Income (banks)	◆ 24.34%	49.38%	45.84%	26.48%	40.57% -40%
Scale — latest FY
Revenue / Total Income	₹31,209 Cr	₹9,509 Cr	₹13,351 Cr	₹81,982 Cr	₹34,948 Cr -11%
Net Income	₹10,607 Cr	₹993 Cr	₹1,817 Cr	₹19,332 Cr	₹7,381 Cr +44%
Total Assets	₹1.96L Cr	₹74,559 Cr	₹89,059 Cr	₹5.60L Cr	₹2.41L Cr -19%
EPS	₹263.79	₹11.72	₹39.07	₹30.6	₹27.13 +872%
Book Value per Share	₹974.68	₹170.87	₹327.3	₹183.34	₹227.17 +329%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.