| ₹ crore | Q1 FY27 | Q1 FY26 | Change |
|---|---|---|---|
| Total income | 3,040 | 2,265 | +34.2% |
| Net interest income | 1,724 | 1,380 | +24.9% |
| Net profit | 585 | 132 | +341.4% |
| EPS | ₹6.23 | ₹1.57 | +296.8% |
Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.
| Tap a line for its trend | Currentlast 12M | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
| 28,378 | — | — | — | — | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |
| 10,310 | 9,525 | 10,075 | 8,920 | 6,750 | ||
| — | −5.5% | +12.9% | +32.2% | — | ||
| 5,802 | 5,465 | 6,225 | 5,589 | 4,253 | ||
| — | −12.2% | +11.4% | +31.4% | — | ||
| 8.8% | 8.8% | 13.0% | 13.0% | 11.6% | ||
| 49.4% | 49.4% | 42.9% | 40.7% | 48.0% | ||
| 3.0% | 3.0% | 4.7% | 1.5% | 1.0% | ||
| 1,445 | 993 | 1,204 | 2,197 | 1,500 | ||
| — | −17.5% | −45.2% | +46.5% | — | ||
| ₹15.43 | ₹10.68 | ₹12.95 | ₹23.30 | ₹15.93 | ||
| — | −17.5% | −44.4% | +46.3% | — | ||
| 7.1% | 7.1% | 10.1% | 20.7% | 16.6% | ||
| 1.6% | 1.6% | 2.5% | 5.1% | 4.1% | ||
Balance sheet | ||||||
| 62,844 | 62,844 | 42,252 | 40,948 | 34,195 | ||
| — | +48.7% | +3.2% | +19.7% | — | ||
| 57,246 | 57,246 | 35,404 | 33,653 | 28,483 | ||
| 3.57× | 3.57× | 2.84× | 2.91× | 2.95× | ||
| 4.64× | 4.64× | 3.95× | 4.04× | 4.09× | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Current/LTM TTM · last close | |
|---|---|---|---|---|---|---|
| Market Capitalization | — | — | — | — | 28,377.8 | |
| Total Income | 6,750.0 | 8,920.1 | 10,074.9 | 9,524.7 | 10,310.2 | |
| Growth %, YoY | — | +32.2 | +12.9 | -5.5 | — | |
| Net Interest Income | 4,252.6 | 5,588.9 | 6,225.0 | 5,465.0 | 5,801.7 | |
| Growth %, YoY | — | +31.4 | +11.4 | -12.2 | — | |
| NIM %, on assets | 11.60 | 12.96 | 12.98 | 8.83 | 8.83 | |
| Cost to Income % | 47.97 | 40.73 | 42.93 | 49.38 | 49.38 | |
| Credit Cost %, on avg loans | 0.97 | 1.54 | 4.72 | 2.96 | 2.96 | |
| Net Income | 1,500.2 | 2,197.5 | 1,203.9 | 993.1 | 1,445.4 | |
| Growth %, YoY | — | +46.5 | -45.2 | -17.5 | — | |
| EPS, Adj (current shares) | 15.93 | 23.30 | 12.95 | 10.68 | 15.43 | |
| Growth %, YoY | — | +46.3 | -44.4 | -17.5 | — | |
| ROE % | 16.61 | 20.65 | 10.14 | 7.05 | 7.05 | |
| ROA % | 4.09 | 5.10 | 2.51 | 1.60 | 1.60 | |
| Balance Sheet | ||||||
| Loans | 34,194.5 | 40,947.6 | 42,251.6 | 62,843.6 | 62,843.6 | |
| Growth %, YoY | — | +19.7 | +3.2 | +48.7 | — | |
| Total Borrowings | 28,483.0 | 33,653.5 | 35,404.0 | 57,246.2 | 57,246.2 | |
| Debt/Equity × | 2.95 | 2.91 | 2.84 | 3.57 | 3.57 | |
| Leverage (Assets/Equity) × | 4.09 | 4.04 | 3.95 | 4.64 | 4.64 | |
Prices at the 30 October 2026 close · figures from the company's filings with NSE
Manappuram Finance (NSE: MANAPPURAM) had a market capitalisation of ₹27,147 crore at the 30 October 2026 close (₹289.00 a share), a PE ratio of 18.7 on the last four quarters' profit and a price-to-book ratio of 1.69. In FY26 its consolidated net profit was ₹1,003 crore on revenue of ₹9,509 crore; in Q1 FY27 (April–June 2026) it was ₹585 crore, up 322.4% year on year. Promoters held 41.66% of the shares on 30 September 2026.
Manappuram Finance's PE ratio is 18.7 at the 30 October 2026 close (₹289.00 a share): a market capitalisation of ₹27,147 crore divided by consolidated net profit of ₹1,450 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit (₹1,003 crore) it is 27.1.
Manappuram Finance's debt-to-equity ratio was 3.57 on 31 March 2026: borrowings, debt securities, deposits and subordinated debt of ₹57,246 crore against total equity of ₹16,057 crore. A year earlier, on 31 March 2025, it was 2.84.
Manappuram Finance's net worth — shareholders' equity in its consolidated balance sheet — was ₹16,051 crore on 31 March 2026, up 29.1% from ₹12,432 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹27,147 crore at the 30 October 2026 close.
Manappuram Finance's price-to-book (PB) ratio is 1.69 at the 30 October 2026 close: a market capitalisation of ₹27,147 crore divided by shareholders' equity (book value) of ₹16,051 crore on 31 March 2026. That is a book value of ₹170.87 per share against a share price of ₹289.00.
Manappuram Finance's book value per share was ₹170.87 on 31 March 2026: shareholders' equity of ₹16,051 crore divided by the 93.94 crore shares in issue, up 16.3% from ₹146.87 a year earlier. The share price at the 30 October 2026 close was ₹289.00.
In 2026, Manappuram Finance has declared three dividends totalling ₹2 a share: ₹0.50 (interim) with record date 6 February 2026, ₹0.50 (interim) with record date 11 May 2026 and ₹1 (interim) with record date 17 August 2026.
Manappuram Finance's market capitalisation was ₹27,147 crore at the 30 October 2026 close: 93.94 crore shares at ₹289.00 each.
In FY26, Manappuram Finance's return on equity (ROE) was 7.1%. ROE is net profit divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 10.1%.
Manappuram Finance's basic earnings per share (EPS) were ₹11.72 in FY26, against ₹14.22 in FY25.
Promoters held 41.66% of Manappuram Finance on 30 September 2026, unchanged from the previous quarter and up 6.41 percentage points from 35.25% a year earlier, according to the shareholding pattern filed with NSE.
Manappuram Finance's latest results are for Q1 FY27 (April–June 2026), filed on 11 August 2026: consolidated net profit ₹585 crore, up 322.4% from ₹138 crore in Q1 FY26; revenue from operations ₹3,034 crore, up 34.1% year on year.
In FY26 (April 2025–March 2026), Manappuram Finance's consolidated net profit was ₹1,003 crore, down 17.5% from ₹1,216 crore in FY25, on revenue from operations of ₹9,509 crore (down 5.3%). Over three years, from FY23, net profit was down 33.1%.
On 30 September 2026, Manappuram Finance's shares were held by promoters 41.66%, foreign portfolio investors (FII/FPI) 21.04%, domestic institutions (DII) 17.55% (including mutual funds at 15.76%) and retail and other non-institutional investors 19.76%. Over the year, FII holding was down 9.12 percentage points from 30.16% and DII holding was up 8.38 percentage points from 9.17%.
At the 30 October 2026 closing prices, on FY26 net profit, Manappuram Finance's PE ratio is 27.1, the second highest of the four: Muthoot Finance 9.1, Kfin Technologies 42.8 and Karur Vysya Bank 13.7, a peer average of 21.9. Each is the company's market capitalisation at that price divided by its FY26 net profit.
In FY26, Manappuram Finance earned net profit of ₹1,003 crore on revenue of ₹9,509 crore, against ₹10,590 crore on ₹31,209 crore for Muthoot Finance. At the 30 October 2026 close, Manappuram Finance's market capitalisation was ₹27,147 crore against ₹96,698 crore for Muthoot Finance, and its PE ratio on FY26 profit 27.1 against 9.1.
Manappuram Finance has not yet announced the date of its Q2 FY27 results (July–September 2026); under SEBI's listing rules (Regulation 33) they are due by 14 November 2026.
On FY26 consolidated figures, against Muthoot Finance, Kfin Technologies and Karur Vysya Bank: Manappuram Finance's return on equity of 7.1% is the lowest of the four (Muthoot Finance 30.9%, Kfin Technologies 22.3%, Karur Vysya Bank 19.3%; peer average 24.2%).
From Manappuram Finance's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 30 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.
Consolidated figures from the company's filings with NSE; prices are NSE closing prices.