| ₹ crore | Q1 FY27 | Q1 FY26 | Change |
|---|---|---|---|
| Total income | 3,040 | 2,265 | +34.2% |
| Net interest income | 1,724 | 1,380 | +24.9% |
| Net profit | 585 | 132 | +341.4% |
| EPS | ₹6.23 | ₹1.57 | +296.8% |
Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.
| Tap a line for its trend | Currentlast 12M | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
| 27,124 | — | — | — | — | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |
| 10,310 | 9,525 | 10,075 | 8,920 | 6,750 | ||
| — | −5.5% | +12.9% | +32.2% | — | ||
| 5,802 | 5,465 | 6,225 | 5,589 | 4,253 | ||
| — | −12.2% | +11.4% | +31.4% | — | ||
| 8.8% | 8.8% | 13.0% | 13.0% | 11.6% | ||
| 49.4% | 49.4% | 42.9% | 40.7% | 48.0% | ||
| 3.0% | 3.0% | 4.7% | 1.5% | 1.0% | ||
| 1,445 | 993 | 1,204 | 2,197 | 1,500 | ||
| — | −17.5% | −45.2% | +46.5% | — | ||
| ₹15.43 | ₹10.68 | ₹12.95 | ₹23.30 | ₹15.93 | ||
| — | −17.5% | −44.4% | +46.3% | — | ||
| 7.1% | 7.1% | 10.1% | 20.7% | 16.6% | ||
| 1.6% | 1.6% | 2.5% | 5.1% | 4.1% | ||
Balance sheet | ||||||
| 62,844 | 62,844 | 42,252 | 40,948 | 34,195 | ||
| — | +48.7% | +3.2% | +19.7% | — | ||
| 57,246 | 57,246 | 35,404 | 33,653 | 28,483 | ||
| 3.57× | 3.57× | 2.84× | 2.91× | 2.95× | ||
| 4.64× | 4.64× | 3.95× | 4.04× | 4.09× | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Current/LTM TTM · last close | |
|---|---|---|---|---|---|---|
| Market Capitalization | — | — | — | — | 27,123.7 | |
| Total Income | 6,750.0 | 8,920.1 | 10,074.9 | 9,524.7 | 10,310.2 | |
| Growth %, YoY | — | +32.2 | +12.9 | -5.5 | — | |
| Net Interest Income | 4,252.6 | 5,588.9 | 6,225.0 | 5,465.0 | 5,801.7 | |
| Growth %, YoY | — | +31.4 | +11.4 | -12.2 | — | |
| NIM %, on assets | 11.60 | 12.96 | 12.98 | 8.83 | 8.83 | |
| Cost to Income % | 47.97 | 40.73 | 42.93 | 49.38 | 49.38 | |
| Credit Cost %, on avg loans | 0.97 | 1.54 | 4.72 | 2.96 | 2.96 | |
| Net Income | 1,500.2 | 2,197.5 | 1,203.9 | 993.1 | 1,445.4 | |
| Growth %, YoY | — | +46.5 | -45.2 | -17.5 | — | |
| EPS, Adj (current shares) | 15.93 | 23.30 | 12.95 | 10.68 | 15.43 | |
| Growth %, YoY | — | +46.3 | -44.4 | -17.5 | — | |
| ROE % | 16.61 | 20.65 | 10.14 | 7.05 | 7.05 | |
| ROA % | 4.09 | 5.10 | 2.51 | 1.60 | 1.60 | |
| Balance Sheet | ||||||
| Loans | 34,194.5 | 40,947.6 | 42,251.6 | 62,843.6 | 62,843.6 | |
| Growth %, YoY | — | +19.7 | +3.2 | +48.7 | — | |
| Total Borrowings | 28,483.0 | 33,653.5 | 35,404.0 | 57,246.2 | 57,246.2 | |
| Debt/Equity × | 2.95 | 2.91 | 2.84 | 3.57 | 3.57 | |
| Leverage (Assets/Equity) × | 4.09 | 4.04 | 3.95 | 4.64 | 4.64 | |
Prices at the previous close · figures from the company's filings with NSE
Manappuram Finance (NSE: MANAPPURAM) had a market capitalisation of ₹27,124 crore at the previous close (₹288.75 a share), a PE ratio of 18.7 on the last four quarters' profit and a price-to-book ratio of 1.69. In FY26 its consolidated net profit was ₹1,003 crore on revenue of ₹9,509 crore; in Q1 FY27 (April–June 2026) it was ₹585 crore, up 322.4% year on year. Promoters held 41.66% of the shares on 30 September 2026.
Manappuram Finance's PE ratio is 18.7 at the previous close (₹288.75 a share): a market capitalisation of ₹27,124 crore divided by consolidated net profit of ₹1,450 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit (₹1,003 crore) it is 27.0.
Manappuram Finance's price-to-book (PB) ratio is 1.69 at the previous close: a market capitalisation of ₹27,124 crore divided by shareholders' equity (book value) of ₹16,051 crore on 31 March 2026. That is a book value of ₹170.87 per share against a share price of ₹288.75.
Manappuram Finance's net worth — shareholders' equity in its consolidated balance sheet — was ₹16,051 crore on 31 March 2026, up 29.1% from ₹12,432 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹27,124 crore at the previous close.
Manappuram Finance's market capitalisation was ₹27,124 crore at the previous close: 93.94 crore shares at ₹288.75 each.
In FY26, Manappuram Finance's return on equity (ROE) was 7.1%. ROE is net profit divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 10.1%.
Manappuram Finance's basic earnings per share (EPS) were ₹11.72 in FY26, against ₹14.22 in FY25.
Manappuram Finance's debt-to-equity ratio was 3.57 on 31 March 2026: borrowings, debt securities, deposits and subordinated debt of ₹57,246 crore against total equity of ₹16,057 crore. A year earlier, on 31 March 2025, it was 2.84.
Manappuram Finance's book value per share was ₹170.87 on 31 March 2026: shareholders' equity of ₹16,051 crore divided by the 93.94 crore shares in issue, up 16.3% from ₹146.87 a year earlier. The share price at the previous close was ₹288.75.
In 2026, Manappuram Finance has declared three dividends totalling ₹2 a share: ₹0.50 (interim) with record date 6 February 2026, ₹0.50 (interim) with record date 11 May 2026 and ₹1 (interim) with record date 17 August 2026.
Promoters held 41.66% of Manappuram Finance on 30 September 2026, unchanged from the previous quarter and up 6.41 percentage points from 35.25% a year earlier, according to the shareholding pattern filed with NSE.
Manappuram Finance's latest results are for Q1 FY27 (April–June 2026), filed on 11 August 2026: consolidated net profit ₹585 crore, up 322.4% from ₹138 crore in Q1 FY26; revenue from operations ₹3,034 crore, up 34.1% year on year.
In FY26 (April 2025–March 2026), Manappuram Finance's consolidated net profit was ₹1,003 crore, down 17.5% from ₹1,216 crore in FY25, on revenue from operations of ₹9,509 crore (down 5.3%). Over three years, from FY23, net profit was down 33.1%.
On 30 September 2026, Manappuram Finance's shares were held by promoters 41.66%, foreign portfolio investors (FII/FPI) 21.04%, domestic institutions (DII) 17.55% (including mutual funds at 15.76%) and retail and other non-institutional investors 19.76%. Over the year, FII holding was down 9.12 percentage points from 30.16% and DII holding was up 8.38 percentage points from 9.17%.
Manappuram Finance has not yet announced the date of its Q2 FY27 results (July–September 2026); under SEBI's listing rules (Regulation 33) they are due by 14 November 2026.
On FY26 consolidated figures, against Muthoot Finance, Kfin Technologies and Karur Vysya Bank: Manappuram Finance's return on equity of 7.1% is the lowest of the four (Muthoot Finance 30.9%, Kfin Technologies 22.3%, Karur Vysya Bank 19.3%; peer average 24.2%).
In FY26, Manappuram Finance earned net profit of ₹1,003 crore on revenue of ₹9,509 crore, against ₹10,590 crore on ₹31,209 crore for Muthoot Finance.
From Manappuram Finance's own consolidated results, balance sheets and shareholding patterns filed with NSE. Ratios are calculated by Alphave from those filings as each answer describes.
Consolidated figures from the company's filings with NSE; prices are NSE closing prices.