Five-Star Business Finance financials

·Banking & FinanceChart ›
Latest results Q2 FY27 · Jul–Sep 2026
Revenue
₹858cr+7.4% on Q2 FY26
Net profit
₹299cr+4.6% on Q2 FY26
EBITDA margin
62.4%−8.1 pts on Q2 FY26
EPS
₹10.14+4.3% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Revenue858799+7.4%
EBITDA536564−5.0%
EBITDA margin62.4%70.5%−8.1 pts
Profit before tax375382−1.9%
Net profit299286+4.6%
EPS₹10.14₹9.72+4.3%

Over time

Q2 FY27 · Jul–Sep 2026latest
Revenue₹858 crNet profit₹299 crNet margin34.9%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
12,363————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
1,0321,6181,4971,5341,340
8,2008,2007,9226,3164,247
19,531————
3,3193,2182,8482,1831,529
—+13.0%+30.5%+42.8%—
2,1682,2092,1111,5971,088
65.3%68.7%74.1%73.2%71.2%
2,1292,1722,0801,5721,071
1,1171,0991,072836603
33.7%34.1%37.7%38.3%39.5%
₹37.84₹37.22₹36.33₹28.32₹20.45
—+2.4%+28.3%+38.5%—
—−264−1,045−2,122−1,123
—−25.6−82.7−22.4−12.1
−290−290−1,128−2,145−1,135
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

FIVESTAR₹418.85

Five-Star Business Finance Ltd.

· Banking & Finance
₹ CrorePeersAAVASHOMEFIRSTSBFCCUBIIFLKARURVYSYACHOLAHLDNGCDSLMcap ₹12,363 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————12,363.4
- Cash, Equiv & ST Investments1,340.41,534.41,497.21,617.91,032.3
+ Total Debt4,247.36,315.87,922.08,200.48,200.4
Enterprise Value————19,531.5
Revenue1,528.92,182.82,847.83,218.13,319.5
Growth %, YoY—+42.8+30.5+13.0—
EBITDA1,088.31,596.72,110.82,209.22,167.9
Margin %71.1873.1574.1268.6565.31
EBIT1,071.01,572.22,080.42,172.22,129.2
Net Income603.5835.91,072.51,098.71,117.0
Margin %39.4738.2937.6634.1433.65
EPS, Adj (current shares)20.4528.3236.3337.2237.84
Growth %, YoY—+38.5+28.3+2.4—
Cash from Operations-1,122.8-2,122.3-1,045.0-264.3—
Capital Expenditures-12.1-22.4-82.7-25.6—
Free Cash Flow-1,134.9-2,144.7-1,127.7-289.9-289.9
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Five-Star Business Finance financials and key ratios

Prices at the 30 October 2026 close · figures from the company's filings with NSE

Five-Star Business Finance (NSE: FIVESTAR) had a market capitalisation of ₹11,715 crore at the 30 October 2026 close (₹396.85 a share), a PE ratio of 10.5 on the last four quarters' profit and a price-to-book ratio of 1.48. In FY26 its consolidated net profit was ₹1,099 crore on revenue of ₹3,218 crore; in Q2 FY27 (July–September 2026) it was ₹299 crore, up 4.6% year on year. Promoters held 18.61% of the shares on 30 September 2026.

Share price used
₹396.85 · 30 October 2026 close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

Five-Star Business Finance at a glance · consolidated

Market cap
₹11,715 Crat ₹396.85 · 30 Oct close
PE ratio (last 4 quarters)
10.510.7 on FY26 profit
Price to book (PB)
1.48book value ₹267.74 a share
ROE (FY26)
16.1%
Debt to equity
1.01net debt ₹6,840 Cr
Promoter holding
18.61%unchanged vs 30 Jun 202630 September 2026
Dividend yield
0.50%₹2 a share in 12 months
Net worth
₹7,903 Cr+16.1% vs 30 Sep 202530 September 2026
EPS (FY26)
₹37.31

Questions

What is the Five-Star Business Finance PE ratio today?

Five-Star Business Finance's PE ratio is 10.5 at the 30 October 2026 close (₹396.85 a share): a market capitalisation of ₹11,715 crore divided by consolidated net profit of ₹1,117 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹1,099 crore) it is 10.7.

What is the Five-Star Business Finance PB ratio (price to book value)?

Five-Star Business Finance's price-to-book (PB) ratio is 1.48 at the 30 October 2026 close: a market capitalisation of ₹11,715 crore divided by shareholders' equity (book value) of ₹7,903 crore on 30 September 2026. That is a book value of ₹267.74 per share against a share price of ₹396.85.

What is the Five-Star Business Finance net worth?

Five-Star Business Finance's net worth — shareholders' equity in its consolidated balance sheet — was ₹7,903 crore on 30 September 2026, up 16.1% from ₹6,807 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹11,715 crore at the 30 October 2026 close.

What is the Five-Star Business Finance market cap?

Five-Star Business Finance's market capitalisation was ₹11,715 crore at the 30 October 2026 close: 29.52 crore shares at ₹396.85 each.

What is the Five-Star Business Finance ROE?

In FY26, Five-Star Business Finance's return on equity (ROE) was 16.1%. ROE is net profit divided by average shareholders' equity (the start and end of the year).

What is the Five-Star Business Finance EPS?

Five-Star Business Finance's basic earnings per share (EPS) were ₹37.31 in FY26, against ₹36.61 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹37.88.

What is the Five-Star Business Finance debt to equity ratio?

Five-Star Business Finance's debt-to-equity ratio was 1.01 on 30 September 2026: borrowings, debt securities, deposits and subordinated debt of ₹7,968 crore against total equity of ₹7,903 crore. A year earlier, on 30 September 2025, it was 1.23.

What is the Five-Star Business Finance book value per share?

Five-Star Business Finance's book value per share was ₹267.74 on 30 September 2026: shareholders' equity of ₹7,903 crore divided by the 29.52 crore shares in issue, up 15.8% from ₹231.22 a year earlier. The share price at the 30 October 2026 close was ₹396.85.

What is the Five-Star Business Finance dividend yield?

Five-Star Business Finance's dividend yield is 0.50% at the 30 October 2026 close: dividends of ₹2 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹396.85. They were ₹2 on 31 July 2026.

What is the Five-Star Business Finance dividend in 2026 and its record date?

In 2026, Five-Star Business Finance has declared one dividend: ₹2 with record date 31 July 2026.

What is the Five-Star Business Finance promoter holding?

Promoters held 18.61% of Five-Star Business Finance on 30 September 2026, unchanged from the previous quarter and up 0.04 percentage points from 18.57% a year earlier, according to the shareholding pattern filed with NSE.

What are the Five-Star Business Finance latest quarterly results?

Five-Star Business Finance's latest results are for Q2 FY27 (July–September 2026), filed on 26 October 2026: consolidated net profit ₹299 crore, up 4.6% from ₹286 crore in Q2 FY26; revenue from operations ₹858 crore, up 7.4% year on year.

What is the Five-Star Business Finance shareholding pattern?

On 30 September 2026, Five-Star Business Finance's shares were held by promoters 18.61%, foreign portfolio investors (FII/FPI) 43.54%, domestic institutions (DII) 23.54% (including mutual funds at 19.18%) and retail and other non-institutional investors 14.31%. Over the year, FII holding was down 12.27 percentage points from 55.81% and DII holding was up 11.37 percentage points from 12.17%.

How does Five-Star Business Finance compare with its peers?

On FY26 consolidated figures, against Aavas Financiers and Home First Finance Company India: Five-Star Business Finance's return on equity of 16.1% is the highest of the three (Aavas Financiers 13.9%, Home First Finance Company India 15.7%; peer average 14.8%); its revenue growth over three years of 28.2% a year is the second highest of the three (Aavas Financiers 18.6% a year, Home First Finance Company India 34.3% a year; peer average 26.4% a year).

Five-Star Business Finance vs Aavas Financiers: how do they compare?

In FY26, Five-Star Business Finance earned net profit of ₹1,099 crore on revenue of ₹3,218 crore, against ₹655 crore on ₹2,683 crore for Aavas Financiers. At the 30 October 2026 close, Five-Star Business Finance's market capitalisation was ₹11,715 crore against ₹8,428 crore for Aavas Financiers, and its PE ratio on FY26 profit 10.7 against 12.9.

What is the Five-Star Business Finance revenue and profit in FY26?

In FY26 (April 2025–March 2026), Five-Star Business Finance's consolidated net profit was ₹1,099 crore, up 2.4% from ₹1,072 crore in FY25, on revenue from operations of ₹3,218 crore (up 13.0%). Over three years, from FY23, net profit was up 82.1%.

When are the Five-Star Business Finance next results?

Five-Star Business Finance has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

How does the Five-Star Business Finance PE ratio compare with its peers?

At the 30 October 2026 closing prices, on FY26 net profit, Five-Star Business Finance's PE ratio is 10.7, the lowest of the three: Aavas Financiers 12.9 and Home First Finance Company India 20.7, a peer average of 16.8. Each is the company's market capitalisation at that price divided by its FY26 net profit.

Where do these Five-Star Business Finance figures come from?

From Five-Star Business Finance's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 30 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.