Five-Star Business Finance financials

·Banking & FinanceChart ›
Latest results Q2 FY27 · Jul–Sep 2026
Revenue
₹858cr+7.4% on Q2 FY26
Net profit
₹299cr+4.6% on Q2 FY26
EBITDA margin
62.4%−8.1 pts on Q2 FY26
EPS
₹10.14+4.3% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Revenue858799+7.4%
EBITDA536564−5.0%
EBITDA margin62.4%70.5%−8.1 pts
Profit before tax375382−1.9%
Net profit299286+4.6%
EPS₹10.14₹9.72+4.3%

Over time

Q2 FY27 · Jul–Sep 2026latest
Revenue₹858 crNet profit₹299 crNet margin34.9%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
12,335————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
1,0321,6181,4971,5341,340
8,2008,2007,9226,3164,247
19,503————
3,3193,2182,8482,1831,529
—+13.0%+30.5%+42.8%—
2,1682,2092,1111,5971,088
65.3%68.7%74.1%73.2%71.2%
2,1292,1722,0801,5721,071
1,1171,0991,072836603
33.7%34.1%37.7%38.3%39.5%
₹37.93₹37.31₹36.42₹28.39₹20.49
—+2.4%+28.3%+38.5%—
—−264−1,045−2,122−1,123
—−25.6−82.7−22.4−12.1
−290−290−1,128−2,145−1,135
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

FIVESTAR₹418.85

Five-Star Business Finance Ltd.

· Banking & Finance
₹ CrorePeersAAVASHOMEFIRSTSBFCCUBIIFLKARURVYSYACHOLAHLDNGCDSLMcap ₹12,335 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————12,334.7
- Cash, Equiv & ST Investments1,340.41,534.41,497.21,617.91,032.3
+ Total Debt4,247.36,315.87,922.08,200.48,200.4
Enterprise Value————19,502.8
Revenue1,528.92,182.82,847.83,218.13,319.5
Growth %, YoY—+42.8+30.5+13.0—
EBITDA1,088.31,596.72,110.82,209.22,167.9
Margin %71.1873.1574.1268.6565.31
EBIT1,071.01,572.22,080.42,172.22,129.2
Net Income603.5835.91,072.51,098.71,117.0
Margin %39.4738.2937.6634.1433.65
EPS, Adj (current shares)20.4928.3936.4237.3137.93
Growth %, YoY—+38.5+28.3+2.4—
Cash from Operations-1,122.8-2,122.3-1,045.0-264.3—
Capital Expenditures-12.1-22.4-82.7-25.6—
Free Cash Flow-1,134.9-2,144.7-1,127.7-289.9-289.9
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Five-Star Business Finance financials and key ratios

Prices at the previous close · figures from the company's filings with NSE

Five-Star Business Finance (NSE: FIVESTAR) had a market capitalisation of ₹12,364 crore at the previous close (₹418.85 a share), a PE ratio of 11.1 on the last four quarters' profit and a price-to-book ratio of 1.56. In FY26 its consolidated net profit was ₹1,099 crore on revenue of ₹3,218 crore; in Q2 FY27 (July–September 2026) it was ₹299 crore, up 4.6% year on year. Promoters held 18.61% of the shares on 30 September 2026.

Share price used
₹418.85 · previous close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

Five-Star Business Finance at a glance · consolidated

Market cap
₹12,364 Crat ₹418.85 · previous close
PE ratio (last 4 quarters)
11.111.3 on FY26 profit
Price to book (PB)
1.56book value ₹267.74 a share
ROE (FY26)
16.1%
Debt to equity
1.01net debt ₹6,840 Cr
Promoter holding
18.61%unchanged vs 30 Jun 202630 September 2026
Dividend yield
0.48%₹2 a share in 12 months
Net worth
₹7,903 Cr+16.1% vs 30 Sep 202530 September 2026
EPS (FY26)
₹37.31

Questions

What is the Five-Star Business Finance PE ratio today?

Five-Star Business Finance's PE ratio is 11.1 at the previous close (₹418.85 a share): a market capitalisation of ₹12,364 crore divided by consolidated net profit of ₹1,117 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹1,099 crore) it is 11.3.

What is the Five-Star Business Finance debt to equity ratio?

Five-Star Business Finance's debt-to-equity ratio was 1.01 on 30 September 2026: borrowings, debt securities, deposits and subordinated debt of ₹7,968 crore against total equity of ₹7,903 crore. A year earlier, on 30 September 2025, it was 1.23.

What is the Five-Star Business Finance book value per share?

Five-Star Business Finance's book value per share was ₹267.74 on 30 September 2026: shareholders' equity of ₹7,903 crore divided by the 29.52 crore shares in issue, up 15.8% from ₹231.22 a year earlier. The share price at the previous close was ₹418.85.

What is the Five-Star Business Finance PB ratio (price to book value)?

Five-Star Business Finance's price-to-book (PB) ratio is 1.56 at the previous close: a market capitalisation of ₹12,364 crore divided by shareholders' equity (book value) of ₹7,903 crore on 30 September 2026. That is a book value of ₹267.74 per share against a share price of ₹418.85.

What is the Five-Star Business Finance net worth?

Five-Star Business Finance's net worth — shareholders' equity in its consolidated balance sheet — was ₹7,903 crore on 30 September 2026, up 16.1% from ₹6,807 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹12,364 crore at the previous close.

What is the Five-Star Business Finance dividend yield?

Five-Star Business Finance's dividend yield is 0.48% at the previous close: dividends of ₹2 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹418.85. They were ₹2 on 31 July 2026.

What is the Five-Star Business Finance market cap?

Five-Star Business Finance's market capitalisation was ₹12,364 crore at the previous close: 29.52 crore shares at ₹418.85 each.

What is the Five-Star Business Finance ROE?

In FY26, Five-Star Business Finance's return on equity (ROE) was 16.1%. ROE is net profit divided by average shareholders' equity (the start and end of the year).

What is the Five-Star Business Finance EPS?

Five-Star Business Finance's basic earnings per share (EPS) were ₹37.31 in FY26, against ₹36.61 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹37.88.

What is the Five-Star Business Finance dividend in 2026 and its record date?

In 2026, Five-Star Business Finance has declared one dividend: ₹2 with record date 31 July 2026.

What is the Five-Star Business Finance promoter holding?

Promoters held 18.61% of Five-Star Business Finance on 30 September 2026, unchanged from the previous quarter and up 0.04 percentage points from 18.57% a year earlier, according to the shareholding pattern filed with NSE.

Five-Star Business Finance vs Aavas Financiers: how do they compare?

In FY26, Five-Star Business Finance earned net profit of ₹1,099 crore on revenue of ₹3,218 crore, against ₹655 crore on ₹2,683 crore for Aavas Financiers.

What is the Five-Star Business Finance shareholding pattern?

On 30 September 2026, Five-Star Business Finance's shares were held by promoters 18.61%, foreign portfolio investors (FII/FPI) 43.54%, domestic institutions (DII) 23.54% (including mutual funds at 19.18%) and retail and other non-institutional investors 14.31%. Over the year, FII holding was down 12.27 percentage points from 55.81% and DII holding was up 11.37 percentage points from 12.17%.

What are the Five-Star Business Finance latest quarterly results?

Five-Star Business Finance's latest results are for Q2 FY27 (July–September 2026), filed on 26 October 2026: consolidated net profit ₹299 crore, up 4.6% from ₹286 crore in Q2 FY26; revenue from operations ₹858 crore, up 7.4% year on year.

How does Five-Star Business Finance compare with its peers?

On FY26 consolidated figures, against Aavas Financiers and Home First Finance Company India: Five-Star Business Finance's return on equity of 16.1% is the highest of the three (Aavas Financiers 13.9%, Home First Finance Company India 15.7%; peer average 14.8%); its revenue growth over three years of 28.2% a year is the second highest of the three (Aavas Financiers 18.6% a year, Home First Finance Company India 34.3% a year; peer average 26.4% a year).

What is the Five-Star Business Finance revenue and profit in FY26?

In FY26 (April 2025–March 2026), Five-Star Business Finance's consolidated net profit was ₹1,099 crore, up 2.4% from ₹1,072 crore in FY25, on revenue from operations of ₹3,218 crore (up 13.0%). Over three years, from FY23, net profit was up 82.1%.

When are the Five-Star Business Finance next results?

Five-Star Business Finance has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

Where do these Five-Star Business Finance figures come from?

From Five-Star Business Finance's own consolidated results, balance sheets and shareholding patterns filed with NSE. Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.