Five-Star Business Finance quarterly results

Q2 FY27 · Jul–Sep 2026

₹ crore	Q2 FY27	Q2 FY26	Change
Revenue	858	799	+7.4%
EBITDA	536	564	−5.0%
EBITDA margin	62.4%	70.5%	−8.1 pts
Profit before tax	375	382	−1.9%
Net profit	299	286	+4.6%
EPS	₹10.14	₹9.72	+4.3%

Every quarter

₹ crore except per share

Tap a line for its trend	Q2 FY27Sep 2026	Q1 FY27Jun 2026	Q4 FY26Mar 2026	Q3 FY26Dec 2025	Q2 FY26Sep 2025	Q1 FY26Jun 2025	Q4 FY25Mar 2025	Q3 FY25Dec 2024	Q2 FY25Sep 2024	Q1 FY25Jun 2024	Q4 FY24Mar 2024	Q3 FY24Dec 2023	Earlier quartersAlpha Plus

Expenses
	858	829	817	815	799	787	752	727	702	666	616	567	Earlier quartersEvery year the company has filed comes with Alpha Plus.
	16.5	9.8	9.1	7.2	7.1	4.5	7.5	3.7	3.8	3.2	2.9	2.7
	875	839	826	822	807	791	760	731	706	669	619	570
	204	189	170	160	144	156	144	129	125	123	114	110
	168	172	181	189	180	187	175	171	163	158	138	129
	9.8	9.2	10.1	9.6	9.1	8.2	9.0	8.3	6.7	6.4	7.4	6.6
	54.4	45.4	46.6	38.5	40.8	36.9	34.8	33.7	31.2	27.3	27.1	24.8
	500	477	469	453	425	436	389	366	348	333	306	280
	536	533	540	560	564	546	548	541	524	498	455	423
	526	524	529	550	555	538	539	533	518	491	448	416
Profit
	375	362	357	369	382	355	371	365	358	336	313	290
	375	362	357	369	382	355	371	365	358	336	313	290
	90.5	95.8	59.6	109	94.8	101	92.2	88.8	98.7	91.9	83.8	75.0
	−15.1	−5.3	28.3	−17.7	1.0	−12.5	−0.3	2.5	−8.4	−7.3	−6.6	−1.8
	75.4	90.5	87.9	91.8	95.8	88.6	91.9	91.3	90.3	84.6	77.1	73.1
	299	271	269	277	286	266	279	274	268	252	236	217
	299	271	269	277	286	266	279	274	268	252	236	217
	7.0	−0.9	7.9	−5.4	6.8	−1.5	−1.5	−1.3	0.4	−0.5	−0.1	−0.6
	306	271	277	272	293	265	278	273	268	251	236	216
Per share
	₹10.14	₹9.19	₹9.14	₹9.41	₹9.72	₹9.04	₹9.49	₹9.36	₹9.16	₹8.60	₹8.07	₹7.42
	₹10.13	₹9.18	₹9.16	₹9.38	₹9.69	₹9.02	₹9.55	₹9.35	₹9.07	₹8.53	₹8.01	₹7.37
Revenue detail — as filed
	18.4	13.6	14.1	11.6	11.2	9.6	10.9	8.0	6.7	6.5	8.4	3.9
	6.6	7.8	7.4	7.6	15.1	12.4	6.6	8.1	16.1	18.5	8.6	13.9
Expense detail — as filed
	64.3	61.8	60.4	57.1	51.0	47.8	25.4	23.3	21.8	18.5	19.4	10.2
Other comprehensive income — detail
	7.0	−0.9	7.9	−5.4	6.8	−1.5	−1.5	−1.3	0.4	−0.5	−0.1	−0.6
	1.2	−0.3	2.9	−0.1	6.6	−0.7	−2.1	—	—	−0.3	—	−1.0
	0.3	−0.1	0.7	−0.0	1.7	−0.2	−0.5	—	—	—	—	—
	—	—	—	—	—	—	—	—	—	−0.1	—	−0.2
	8.1	−0.9	7.7	−7.2	2.5	−1.3	0.1	—	—	−0.4	—	0.1
	2.0	−0.2	1.9	−1.8	0.6	−0.3	0.0	—	—	—	—	—
	—	—	—	—	—	—	—	—	—	−0.1	—	0.0
Per share — as-filed variants
	₹10.14	₹9.19	₹9.14	₹9.41	₹9.72	₹9.04	₹9.49	₹9.36	₹9.16	₹8.60	₹8.07	₹7.42
	₹10.13	₹9.18	₹9.16	₹9.38	₹9.69	₹9.02	₹9.55	₹9.35	₹9.07	₹8.53	₹8.01	₹7.37
Regulatory disclosures — filed alongside, not part of the P&L
	6.2	—	4.6	—	5.8	—	5.2	—	—	—	—	—
Adjusted (ex-exceptional items) — derived
	375	362	357	369	382	355	371	365	358	336	313	290
	299	271	269	277	286	266	279	274	268	252	236	217
	₹10.14	₹9.19	₹9.14	₹9.41	₹9.72	₹9.04	₹9.49	₹9.36	₹9.16	₹8.60	₹8.07	₹7.42

Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

FIVESTAR₹418.85

Five-Star Business Finance Ltd.

· Banking & Finance

Annual Quarterly₹ CrorePeersAAVAS HOMEFIRST SBFC CUB IIFL KARURVYSYA CHOLAHLDNG CDSLMcap ₹12,363 Cr

View

In ₹ Crore except Per Share 3 Months Ending	Q3 FY24 31/12/2023	Q4 FY24 31/03/2024	Q1 FY25 30/06/2024	Q2 FY25 30/09/2024	Q3 FY25 31/12/2024	Q4 FY25 31/03/2025	Q1 FY26 30/06/2025	Q2 FY26 30/09/2025	Q3 FY26 31/12/2025	Q4 FY26 31/03/2026	Q1 FY27 30/06/2026	Q2 FY27 30/09/2026
Revenue from Operations	567.4	616.3	666.1	702.0	727.4	752.3	786.7	799.4	815.1	816.9	829.0	858.5
Other Income	2.7	2.9	3.2	3.8	3.7	7.5	4.5	7.1	7.2	9.1	9.8	16.5
Total Income	570.0	619.1	669.4	705.8	731.1	759.7	791.2	806.5	822.2	826.1	838.7	875.0
Expenses
+ Employee Benefit Expense	109.8	114.3	122.8	124.8	129.2	144.2	156.1	143.6	159.7	170.5	188.9	204.1
+ Finance Costs	128.7	137.7	158.2	163.1	171.4	175.3	187.3	180.0	188.5	181.4	171.5	167.7
+ Depreciation & Amortisation	6.6	7.4	6.4	6.7	8.3	9.0	8.2	9.1	9.6	10.1	9.2	9.8
+ Other Expenses	24.8	27.1	27.3	31.2	33.7	34.8	36.9	40.8	38.5	46.6	45.4	54.4
Total Expenses	280.1	306.0	333.2	347.6	365.9	388.7	436.2	424.6	453.4	468.9	476.8	500.3
EBITDA	422.6	455.5	497.5	524.2	541.1	547.9	546.0	563.9	559.8	539.5	532.9	535.7
EBIT	416.0	448.1	491.1	517.6	532.8	538.9	537.7	554.8	550.2	529.4	523.7	525.9
Profit
PBT before Exceptional Items	289.9	313.2	336.2	358.2	365.1	371.1	355.0	381.9	368.8	357.1	362.0	374.8
Pretax Income	289.9	313.2	336.2	358.2	365.1	371.1	355.0	381.9	368.8	357.1	362.0	374.8
+ Current Tax	75.0	83.8	91.9	98.7	88.8	92.2	101.1	94.8	109.5	59.6	95.8	90.5
+ Deferred Tax	-1.8	-6.6	-7.3	-8.4	2.5	-0.3	-12.5	1.0	-17.7	28.3	-5.3	-15.1
Tax Expense	73.1	77.1	84.6	90.3	91.3	91.9	88.6	95.8	91.8	87.9	90.5	75.4
Net Income	216.8	236.1	251.6	267.9	273.9	279.1	266.3	286.1	277.0	269.3	271.4	299.3
+ Net Income — Continuing Ops	216.8	236.1	251.6	267.9	273.9	279.1	266.3	286.1	277.0	269.3	271.4	299.3
+ Other Comprehensive Income	-0.6	-0.1	-0.5	0.4	-1.3	-1.5	-1.5	6.8	-5.4	7.9	-0.9	7.0
Total Comprehensive Income	216.2	236.0	251.1	268.4	272.6	277.6	264.8	293.0	271.6	277.2	270.5	306.3
Per Share
Basic EPS	7.42	8.07	8.60	9.16	9.36	9.49	9.04	9.72	9.41	9.14	9.19	10.14
Diluted EPS	7.37	8.01	8.53	9.07	9.35	9.55	9.02	9.69	9.38	9.16	9.18	10.13
Revenue Detail — as filed
+ Fees & Commission Income	3.9	8.4	6.5	6.7	8.0	10.9	9.6	11.2	11.6	14.1	13.6	18.4
+ Net Gain on Fair Value Changes	13.9	8.6	18.5	16.1	8.1	6.6	12.4	15.1	7.6	7.4	7.8	6.6
Expense Detail — as filed
+ Impairment on Financial Instruments	10.2	19.4	18.5	21.8	23.3	25.4	47.8	51.0	57.1	60.4	61.8	64.3
Other Comprehensive Income — detail
+ Other Comprehensive Income	-0.6	-0.1	-0.5	0.4	-1.3	-1.5	-1.5	6.8	-5.4	7.9	-0.9	7.0
+ Items NOT to be Reclassified to P&L	-1.0	—	-0.3	—	—	-2.1	-0.7	6.6	-0.1	2.9	-0.3	1.2
+ Tax on Items NOT to be Reclassified	—	—	—	—	—	-0.5	-0.2	1.7	-0.0	0.7	-0.1	0.3
+ Tax on Items NOT to be Reclassified — alt tag	-0.2	—	-0.1	—	—	—	—	—	—	—	—	—
+ Items to be Reclassified to P&L	0.1	—	-0.4	—	—	0.1	-1.3	2.5	-7.2	7.7	-0.9	8.1
+ Tax on Items to be Reclassified	—	—	—	—	—	0.0	-0.3	0.6	-1.8	1.9	-0.2	2.0
+ Tax on Items to be Reclassified — alt tag	0.0	—	-0.1	—	—	—	—	—	—	—	—	—
Per Share — as-filed variants
Basic EPS — Continuing Operations	7.42	8.07	8.60	9.16	9.36	9.49	9.04	9.72	9.41	9.14	9.19	10.14
Diluted EPS — Continuing Operations	7.37	8.01	8.53	9.07	9.35	9.55	9.02	9.69	9.38	9.16	9.18	10.13
Regulatory Disclosures — filed alongside, not part of the P&L
Related-party Transactions — During the Period	—	—	—	—	—	5.2	—	5.8	—	4.6	—	6.2
Adjusted (ex-Exceptional Items) — derived
Pretax Income (Adjusted, as filed)	289.9	313.2	336.2	358.2	365.1	371.1	355.0	381.9	368.8	357.1	362.0	374.8
Net Income Adj (tax-effected)	216.8	236.1	251.6	267.9	273.9	279.1	266.3	286.1	277.0	269.3	271.4	299.3
EPS Adj	7.42	8.07	8.60	9.16	9.36	9.49	9.04	9.72	9.41	9.14	9.19	10.14
Other Filed Concepts — mapped but not yet placed in the schedule
Face Value	1.00	—	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
Filed Debt Equity	1.00	0.00	1.00	1.00	1.00	1.26	120.00	1.23	1.16	111.00	103.00	101.00
Interest Earned	549.5	599.2	641.1	679.3	711.2	734.7	764.7	773.1	795.9	795.5	807.6	833.4
Paid Up Equity Capital	—	—	—	—	—	29.4	29.4	—	—	29.5	29.5	29.5

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: Q2 FY27 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Five-Star Business Finance Q2 FY27 results (July–September 2026)

Filed with NSE on Monday, 26 October 2026 at 5:11 pm IST

Five-Star Business Finance (NSE: FIVESTAR) reported its Q2 FY27 results (July–September 2026) on Monday, 26 October 2026 at 5:11 pm IST. Consolidated net profit was ₹299 crore, up 4.6% from ₹286 crore in Q2 FY26 and up 10.3% from ₹271 crore in Q1 FY27. Revenue from operations was ₹858 crore, up 7.4% year on year and up 3.6% from the previous quarter.

Q2 FY26 results (a year earlier): 29 October 2025
Q3 FY27 results due by: 14 February 2027

Q2 FY27 at a glance · consolidated

Net profit: ₹299 Cr+4.6% vs Q2 FY26+10.3% vs Q1 FY27
Revenue from operations: ₹858 Cr+7.4% vs Q2 FY26+3.6% vs Q1 FY27
Earnings per share (basic): ₹10.14+4.3% vs Q2 FY26+10.3% vs Q1 FY27
Net profit margin: 34.9%−0.9 pts vs Q2 FY26+2.1 pts vs Q1 FY27

Questions

What was Five-Star Business Finance's net profit in Q2 FY27?

Consolidated net profit was ₹299 crore, up 4.6% from ₹286 crore in Q2 FY26 and up 10.3% from ₹271 crore in Q1 FY27.

What was Five-Star Business Finance's revenue in Q2 FY27?

Revenue from operations was ₹858 crore, up 7.4% year on year and up 3.6% from the previous quarter.

How were Five-Star Business Finance's Q2 FY27 results?

Both grew from a year earlier: net profit was up 4.6% at ₹299 crore and revenue was up 7.4% at ₹858 crore. Against Q1 FY27, net profit was up 10.3% and revenue up 3.6%.

What was Five-Star Business Finance's EPS in Q2 FY27?

Basic earnings per share were ₹10.14, against ₹9.72 in Q2 FY26.

What was Five-Star Business Finance's net profit in the first half of FY27?

Consolidated net profit for the first half of FY27 (April–September 2026) was ₹571 crore, up 3.3% from ₹552 crore in the same months a year earlier. Revenue from operations was ₹1,687 crore, up 6.4%.

When did Five-Star Business Finance announce its Q2 FY27 results?

On Monday, 26 October 2026 at 5:11 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 29 October 2025.

What is Five-Star Business Finance's net profit margin?

Five-Star Business Finance's net profit margin was 34.9% in Q2 FY27 (net profit as a share of revenue from operations), against 35.8% in Q2 FY26 (down 0.9 percentage points). For FY26 as a whole it was 34.1%.

What was Five-Star Business Finance's net profit in FY26?

Consolidated net profit was ₹1,099 crore in FY26 (April 2025–March 2026), up 2.4% from ₹1,072 crore in FY25. It was ₹836 crore in FY24 and ₹603 crore in FY23: up 82.1% over three years, 22.1% a year on average.

What was Five-Star Business Finance's revenue in FY26?

Revenue from operations was ₹3,218 crore in FY26 (April 2025–March 2026), up 13.0% from ₹2,848 crore in FY25. It was ₹2,183 crore in FY24 and ₹1,529 crore in FY23: up 110.5% over three years, 28.2% a year on average.

How has Five-Star Business Finance's profit changed over the last four quarters?

Net profit by quarter: ₹277 crore in Q3 FY26, ₹269 crore in Q4 FY26, ₹271 crore in Q1 FY27 and ₹299 crore in Q2 FY27. That is ₹1,117 crore over the four quarters, up 1.0% from ₹1,105 crore in the four quarters before. Revenue from operations: ₹815 crore, ₹817 crore, ₹829 crore and ₹858 crore.

When will Five-Star Business Finance announce its Q3 FY27 results?

Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.

Where do these Five-Star Business Finance figures come from?

From Five-Star Business Finance's own consolidated results filings to NSE, in ₹ crore as filed (Q2 FY27 on 26 October 2026). Growth compares the same consolidated figures a year and a quarter earlier.

Consolidated figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.