Home First Finance Company India financials

Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹567cr+18.4% on Q2 FY26
Net interest income
₹267cr+29.1% on Q2 FY26
Net profit
₹170cr+29.1% on Q2 FY26
EPS
₹16.28+27.6% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income567479+18.4%
Net interest income267206+29.1%
Net profit170132+29.1%
EPS₹16.28₹12.76+27.6%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹567 crNet profit₹170 crNet interest margin6.2%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
10,583————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
2,0951,9231,5391,157796
—+24.9%+33.1%+45.4%—
991872639528418
—+36.5%+21.0%+26.3%—
6.4%6.4%5.9%6.5%7.1%
32.4%32.4%35.6%35.2%35.5%
0.5%0.5%0.3%0.4%0.4%
620540382306228
—+41.4%+25.0%+33.9%—
₹59.40₹51.80₹36.62₹29.30₹21.88
—+41.4%+25.0%+33.9%—
15.7%15.7%16.5%15.5%2.6%
4.0%4.0%3.5%3.8%3.9%
Balance sheet
14,91913,13310,6498,1435,996
—+23.3%+30.8%+35.8%—
10,59010,5909,5517,3024,813
2.43×2.43×3.79×3.44×2.65×
3.48×3.48×4.84×4.49×3.71×
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

HOMEFIRST₹1,014.40

Home First Finance Company India Ltd.

· Banking & Finance
₹ CrorePeersAAVASAPTUSINDIASHLTRIEXGODIGITJ&KBANKCHOICEINNIVABUPAMcap ₹10,583 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————10,583.2
Total Income795.61,156.51,539.21,922.72,095.3
Growth %, YoY—+45.4+33.1+24.9—
Net Interest Income417.9527.8638.8871.7991.3
Growth %, YoY—+26.3+21.0+36.5—
NIM %, on assets7.056.495.876.376.37
Cost to Income %35.5335.2235.6332.3632.36
Credit Cost %, on avg loans0.420.360.310.480.48
Net Income228.3305.7382.1540.4619.7
Growth %, YoY—+33.9+25.0+41.4—
EPS, Adj (current shares)21.8829.3036.6251.8059.40
Growth %, YoY—+33.9+25.0+41.4—
ROE %2.6015.5216.4615.7115.71
ROA %3.853.763.513.953.95
Balance Sheet
Loans5,995.78,143.410,648.713,132.614,919.1
Growth %, YoY—+35.8+30.8+23.3—
Total Borrowings4,813.57,302.19,550.710,590.010,590.0
Debt/Equity ×2.653.443.792.432.43
Leverage (Assets/Equity) ×3.714.494.843.483.48
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Home First Finance Company India financials and key ratios

Prices at the 29 October 2026 close · figures from the company's filings with NSE

Home First Finance Company India (NSE: HOMEFIRST) had a market capitalisation of ₹11,114 crore at the 29 October 2026 close (₹1,062.90 a share), a PE ratio of 17.9 on the last four quarters' profit and a price-to-book ratio of 2.38. In FY26 its consolidated net profit was ₹540 crore on revenue of ₹1,915 crore; in Q2 FY27 (July–September 2026) it was ₹170 crore, up 29.1% year on year. Promoters held 6.97% of the shares on 30 September 2026.

Share price used
₹1,062.90 · 29 October 2026 close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

Home First Finance Company India at a glance · consolidated

Market cap
₹11,114 Crat ₹1,062.90 · 29 Oct close
PE ratio (last 4 quarters)
17.920.6 on FY26 profit
Price to book (PB)
2.38book value ₹446.15 a share
ROE (FY26)
15.7%
Debt to equity
2.63net debt ₹11,058 Cr
Promoter holding
6.97%unchanged vs 30 Jun 202630 September 2026
Dividend yield
0.49%₹5.20 a share in 12 months
Net worth
₹4,665 Cr+16.2% vs 30 Sep 202530 September 2026
EPS (FY26)
₹52.35

Questions

What is the Home First Finance Company India PE ratio today?

Home First Finance Company India's PE ratio is 17.9 at the 29 October 2026 close (₹1,062.90 a share): a market capitalisation of ₹11,114 crore divided by consolidated net profit of ₹620 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹540 crore) it is 20.6.

What is the Home First Finance Company India PB ratio (price to book value)?

Home First Finance Company India's price-to-book (PB) ratio is 2.38 at the 29 October 2026 close: a market capitalisation of ₹11,114 crore divided by shareholders' equity (book value) of ₹4,665 crore on 30 September 2026. That is a book value of ₹446.15 per share against a share price of ₹1,062.90.

What is the Home First Finance Company India net worth?

Home First Finance Company India's net worth — shareholders' equity in its consolidated balance sheet — was ₹4,665 crore on 30 September 2026, up 16.2% from ₹4,014 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹11,114 crore at the 29 October 2026 close.

What is the Home First Finance Company India market cap?

Home First Finance Company India's market capitalisation was ₹11,114 crore at the 29 October 2026 close: 10.46 crore shares at ₹1,062.90 each.

What is the Home First Finance Company India ROE?

In FY26, Home First Finance Company India's return on equity (ROE) was 15.7%. ROE is net profit divided by average shareholders' equity (the start and end of the year).

What is the Home First Finance Company India EPS?

Home First Finance Company India's basic earnings per share (EPS) were ₹52.35 in FY26, against ₹42.83 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹59.46.

What is the Home First Finance Company India debt to equity ratio?

Home First Finance Company India's debt-to-equity ratio was 2.63 on 30 September 2026: borrowings, debt securities, deposits and subordinated debt of ₹12,246 crore against total equity of ₹4,665 crore. A year earlier, on 30 September 2025, it was 2.40.

What is the Home First Finance Company India book value per share?

Home First Finance Company India's book value per share was ₹446.15 on 30 September 2026: shareholders' equity of ₹4,665 crore divided by the 10.46 crore shares in issue, up 15.1% from ₹387.64 a year earlier. The share price at the 29 October 2026 close was ₹1,062.90.

What is the Home First Finance Company India dividend yield?

Home First Finance Company India's dividend yield is 0.49% at the 29 October 2026 close: dividends of ₹5.20 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹1,062.90. They were ₹5.20 on 29 May 2026.

What is the Home First Finance Company India dividend in 2026 and its record date?

In 2026, Home First Finance Company India has declared one dividend: ₹5.20 with record date 29 May 2026.

What is the Home First Finance Company India promoter holding?

Promoters held 6.97% of Home First Finance Company India on 30 September 2026, unchanged from the previous quarter and down 5.42 percentage points from 12.39% a year earlier, according to the shareholding pattern filed with NSE.

What are the Home First Finance Company India latest quarterly results?

Home First Finance Company India's latest results are for Q2 FY27 (July–September 2026), filed on 27 October 2026: consolidated net profit ₹170 crore, up 29.1% from ₹132 crore in Q2 FY26; revenue from operations ₹567 crore, up 18.8% year on year.

What is the Home First Finance Company India shareholding pattern?

On 30 September 2026, Home First Finance Company India's shares were held by promoters 6.97%, foreign portfolio investors (FII/FPI) 42.45%, domestic institutions (DII) 32.94% (including mutual funds at 22.88%) and retail and other non-institutional investors 17.64%. Over the year, FII holding was up 2.46 percentage points from 39.99% and DII holding was up 4.11 percentage points from 28.83%.

How does the Home First Finance Company India PE ratio compare with its peers?

At the 29 October 2026 closing prices, on FY26 net profit, Home First Finance Company India's PE ratio is 20.6, the highest of the four: Aavas Financiers 13.5, Aptus Value Housing Finance India 10.6 and India Shelter Finance Corporation 13.6, a peer average of 12.6. Each is the company's market capitalisation at that price divided by its FY26 net profit.

Home First Finance Company India vs Aavas Financiers: how do they compare?

In FY26, Home First Finance Company India earned net profit of ₹540 crore on revenue of ₹1,915 crore, against ₹655 crore on ₹2,683 crore for Aavas Financiers. At the 29 October 2026 close, Home First Finance Company India's market capitalisation was ₹11,114 crore against ₹8,814 crore for Aavas Financiers, and its PE ratio on FY26 profit 20.6 against 13.5.

What is the Home First Finance Company India revenue and profit in FY26?

In FY26 (April 2025–March 2026), Home First Finance Company India's consolidated net profit was ₹540 crore, up 41.4% from ₹382 crore in FY25, on revenue from operations of ₹1,915 crore (up 25.1%). Over three years, from FY23, net profit was up 136.7%.

When are the Home First Finance Company India next results?

Home First Finance Company India has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

How does Home First Finance Company India compare with its peers?

On FY26 consolidated figures, against Aavas Financiers, Aptus Value Housing Finance India and India Shelter Finance Corporation: Home First Finance Company India's return on equity of 15.7% is the third highest of the four (Aavas Financiers 13.9%, Aptus Value Housing Finance India 20.1%, India Shelter Finance Corporation 17.0%; peer average 17.0%); its revenue growth over three years of 34.3% a year is the second highest of the four (Aavas Financiers 18.6% a year, Aptus Value Housing Finance India 27.1% a year, India Shelter Finance Corporation 36.1% a year; peer average 27.3% a year).

Where do these Home First Finance Company India figures come from?

From Home First Finance Company India's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.