| ₹ crore | Q2 FY27 | Q2 FY26 | Change |
|---|---|---|---|
| Total income | 567 | 479 | +18.4% |
| Net interest income | 267 | 206 | +29.1% |
| Net profit | 170 | 132 | +29.1% |
| EPS | ₹16.28 | ₹12.76 | +27.6% |
Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.
| Tap a line for its trend | Currentlast 12M | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
| 10,583 | — | — | — | — | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |
| 2,095 | 1,923 | 1,539 | 1,157 | 796 | ||
| — | +24.9% | +33.1% | +45.4% | — | ||
| 991 | 872 | 639 | 528 | 418 | ||
| — | +36.5% | +21.0% | +26.3% | — | ||
| 6.4% | 6.4% | 5.9% | 6.5% | 7.1% | ||
| 32.4% | 32.4% | 35.6% | 35.2% | 35.5% | ||
| 0.5% | 0.5% | 0.3% | 0.4% | 0.4% | ||
| 620 | 540 | 382 | 306 | 228 | ||
| — | +41.4% | +25.0% | +33.9% | — | ||
| ₹59.40 | ₹51.80 | ₹36.62 | ₹29.30 | ₹21.88 | ||
| — | +41.4% | +25.0% | +33.9% | — | ||
| 15.7% | 15.7% | 16.5% | 15.5% | 2.6% | ||
| 4.0% | 4.0% | 3.5% | 3.8% | 3.9% | ||
Balance sheet | ||||||
| 14,919 | 13,133 | 10,649 | 8,143 | 5,996 | ||
| — | +23.3% | +30.8% | +35.8% | — | ||
| 10,590 | 10,590 | 9,551 | 7,302 | 4,813 | ||
| 2.43× | 2.43× | 3.79× | 3.44× | 2.65× | ||
| 3.48× | 3.48× | 4.84× | 4.49× | 3.71× | ||
From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Current/LTM TTM · last close | |
|---|---|---|---|---|---|---|
| Market Capitalization | — | — | — | — | 10,583.2 | |
| Total Income | 795.6 | 1,156.5 | 1,539.2 | 1,922.7 | 2,095.3 | |
| Growth %, YoY | — | +45.4 | +33.1 | +24.9 | — | |
| Net Interest Income | 417.9 | 527.8 | 638.8 | 871.7 | 991.3 | |
| Growth %, YoY | — | +26.3 | +21.0 | +36.5 | — | |
| NIM %, on assets | 7.05 | 6.49 | 5.87 | 6.37 | 6.37 | |
| Cost to Income % | 35.53 | 35.22 | 35.63 | 32.36 | 32.36 | |
| Credit Cost %, on avg loans | 0.42 | 0.36 | 0.31 | 0.48 | 0.48 | |
| Net Income | 228.3 | 305.7 | 382.1 | 540.4 | 619.7 | |
| Growth %, YoY | — | +33.9 | +25.0 | +41.4 | — | |
| EPS, Adj (current shares) | 21.88 | 29.30 | 36.62 | 51.80 | 59.40 | |
| Growth %, YoY | — | +33.9 | +25.0 | +41.4 | — | |
| ROE % | 2.60 | 15.52 | 16.46 | 15.71 | 15.71 | |
| ROA % | 3.85 | 3.76 | 3.51 | 3.95 | 3.95 | |
| Balance Sheet | ||||||
| Loans | 5,995.7 | 8,143.4 | 10,648.7 | 13,132.6 | 14,919.1 | |
| Growth %, YoY | — | +35.8 | +30.8 | +23.3 | — | |
| Total Borrowings | 4,813.5 | 7,302.1 | 9,550.7 | 10,590.0 | 10,590.0 | |
| Debt/Equity × | 2.65 | 3.44 | 3.79 | 2.43 | 2.43 | |
| Leverage (Assets/Equity) × | 3.71 | 4.49 | 4.84 | 3.48 | 3.48 | |
Prices at the 29 October 2026 close · figures from the company's filings with NSE
Home First Finance Company India (NSE: HOMEFIRST) had a market capitalisation of ₹11,114 crore at the 29 October 2026 close (₹1,062.90 a share), a PE ratio of 17.9 on the last four quarters' profit and a price-to-book ratio of 2.38. In FY26 its consolidated net profit was ₹540 crore on revenue of ₹1,915 crore; in Q2 FY27 (July–September 2026) it was ₹170 crore, up 29.1% year on year. Promoters held 6.97% of the shares on 30 September 2026.
Home First Finance Company India's PE ratio is 17.9 at the 29 October 2026 close (₹1,062.90 a share): a market capitalisation of ₹11,114 crore divided by consolidated net profit of ₹620 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹540 crore) it is 20.6.
Home First Finance Company India's price-to-book (PB) ratio is 2.38 at the 29 October 2026 close: a market capitalisation of ₹11,114 crore divided by shareholders' equity (book value) of ₹4,665 crore on 30 September 2026. That is a book value of ₹446.15 per share against a share price of ₹1,062.90.
Home First Finance Company India's net worth — shareholders' equity in its consolidated balance sheet — was ₹4,665 crore on 30 September 2026, up 16.2% from ₹4,014 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹11,114 crore at the 29 October 2026 close.
Home First Finance Company India's market capitalisation was ₹11,114 crore at the 29 October 2026 close: 10.46 crore shares at ₹1,062.90 each.
In FY26, Home First Finance Company India's return on equity (ROE) was 15.7%. ROE is net profit divided by average shareholders' equity (the start and end of the year).
Home First Finance Company India's basic earnings per share (EPS) were ₹52.35 in FY26, against ₹42.83 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹59.46.
Home First Finance Company India's debt-to-equity ratio was 2.63 on 30 September 2026: borrowings, debt securities, deposits and subordinated debt of ₹12,246 crore against total equity of ₹4,665 crore. A year earlier, on 30 September 2025, it was 2.40.
Home First Finance Company India's book value per share was ₹446.15 on 30 September 2026: shareholders' equity of ₹4,665 crore divided by the 10.46 crore shares in issue, up 15.1% from ₹387.64 a year earlier. The share price at the 29 October 2026 close was ₹1,062.90.
Home First Finance Company India's dividend yield is 0.49% at the 29 October 2026 close: dividends of ₹5.20 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹1,062.90. They were ₹5.20 on 29 May 2026.
In 2026, Home First Finance Company India has declared one dividend: ₹5.20 with record date 29 May 2026.
Promoters held 6.97% of Home First Finance Company India on 30 September 2026, unchanged from the previous quarter and down 5.42 percentage points from 12.39% a year earlier, according to the shareholding pattern filed with NSE.
Home First Finance Company India's latest results are for Q2 FY27 (July–September 2026), filed on 27 October 2026: consolidated net profit ₹170 crore, up 29.1% from ₹132 crore in Q2 FY26; revenue from operations ₹567 crore, up 18.8% year on year.
On 30 September 2026, Home First Finance Company India's shares were held by promoters 6.97%, foreign portfolio investors (FII/FPI) 42.45%, domestic institutions (DII) 32.94% (including mutual funds at 22.88%) and retail and other non-institutional investors 17.64%. Over the year, FII holding was up 2.46 percentage points from 39.99% and DII holding was up 4.11 percentage points from 28.83%.
At the 29 October 2026 closing prices, on FY26 net profit, Home First Finance Company India's PE ratio is 20.6, the highest of the four: Aavas Financiers 13.5, Aptus Value Housing Finance India 10.6 and India Shelter Finance Corporation 13.6, a peer average of 12.6. Each is the company's market capitalisation at that price divided by its FY26 net profit.
In FY26, Home First Finance Company India earned net profit of ₹540 crore on revenue of ₹1,915 crore, against ₹655 crore on ₹2,683 crore for Aavas Financiers. At the 29 October 2026 close, Home First Finance Company India's market capitalisation was ₹11,114 crore against ₹8,814 crore for Aavas Financiers, and its PE ratio on FY26 profit 20.6 against 13.5.
In FY26 (April 2025–March 2026), Home First Finance Company India's consolidated net profit was ₹540 crore, up 41.4% from ₹382 crore in FY25, on revenue from operations of ₹1,915 crore (up 25.1%). Over three years, from FY23, net profit was up 136.7%.
Home First Finance Company India has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.
On FY26 consolidated figures, against Aavas Financiers, Aptus Value Housing Finance India and India Shelter Finance Corporation: Home First Finance Company India's return on equity of 15.7% is the third highest of the four (Aavas Financiers 13.9%, Aptus Value Housing Finance India 20.1%, India Shelter Finance Corporation 17.0%; peer average 17.0%); its revenue growth over three years of 34.3% a year is the second highest of the four (Aavas Financiers 18.6% a year, Aptus Value Housing Finance India 27.1% a year, India Shelter Finance Corporation 36.1% a year; peer average 27.3% a year).
From Home First Finance Company India's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.
Consolidated figures from the company's filings with NSE; prices are NSE closing prices.