Aptus Value Housing Finance India financials

·Banking & FinanceChart ›
Latest results Q1 FY27 · Apr–Jun 2026
Total income
₹611cr+15.2% on Q1 FY26
Net interest income
₹359cr+16.3% on Q1 FY26
Net profit
₹261cr+19.0% on Q1 FY26
EPS
₹5.21+18.7% on Q1 FY26

Quarterly results

Every quarter ›
₹ croreQ1 FY27Q1 FY26Change
Total income611530+15.2%
Net interest income359309+16.3%
Net profit261219+19.0%
EPS₹5.21₹4.39+18.7%

Over time

Q1 FY27 · Apr–Jun 2026latest
Total income₹611 crNet profit₹261 crNet interest margin11.0%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
9,946————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
2,3262,2451,7981,4171,129
—+24.9%+26.9%+25.5%—
1,3461,2951,129——
—+14.7%———
10.7%10.7%11.2%——
20.3%20.3%20.3%——
0.6%0.6%0.3%——
985943751612503
—+25.5%+22.8%+21.6%—
₹19.66₹18.83₹15.00₹12.22₹10.05
—+25.5%+22.8%+21.6%—
20.1%20.1%18.6%17.2%16.1%
7.8%7.8%7.4%7.6%7.8%
Balance sheet
11,93011,93010,630—6,592
—+12.2%———
7,8747,8746,847—3,786
1.56×1.56×1.59×—1.13×
2.58×2.58×2.60×——
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

APTUS₹198.62

Aptus Value Housing Finance India Ltd.

· Banking & Finance
₹ CrorePeersAAVASHOMEFIRSTAADHARHFCCENTRALBKCGCLCREDITACCRBLBANKPOONAWALLAMcap ₹9,946 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————9,945.7
Total Income1,129.01,416.81,798.42,245.52,326.0
Growth %, YoY—+25.5+26.9+24.9—
Net Interest Income——1,129.11,295.41,345.7
Growth %, YoY———+14.7—
NIM %, on assets——11.1510.6710.67
Cost to Income %——20.2520.3120.31
Credit Cost %, on avg loans——0.270.550.55
Net Income503.0611.9751.2942.9984.6
Growth %, YoY—+21.6+22.8+25.5—
EPS, Adj (current shares)10.0512.2215.0018.8319.66
Growth %, YoY—+21.6+22.8+25.5—
ROE %16.0817.2218.5820.1120.11
ROA %7.827.567.427.767.76
Balance Sheet
Loans6,592.1—10,630.311,929.511,929.5
Growth %, YoY———+12.2—
Total Borrowings3,786.1—6,846.87,873.77,873.7
Debt/Equity ×1.13—1.591.561.56
Leverage (Assets/Equity) ×——2.602.582.58
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Aptus Value Housing Finance India financials and key ratios

Prices at the 29 October 2026 close · figures from the company's filings with NSE

Aptus Value Housing Finance India (NSE: APTUS) had a market capitalisation of ₹10,032 crore at the 29 October 2026 close (₹200.32 a share), a PE ratio of 10.2 on the last four quarters' profit and a price-to-book ratio of 1.98. In FY26 its consolidated net profit was ₹943 crore on revenue of ₹2,245 crore; in Q1 FY27 (April–June 2026) it was ₹261 crore, up 19.0% year on year. Promoters held 23.86% of the shares on 30 September 2026.

Share price used
₹200.32 · 29 October 2026 close
Latest balance sheet
31 March 2026
Shareholding pattern
30 September 2026

Aptus Value Housing Finance India at a glance · consolidated

Market cap
₹10,032 Crat ₹200.32 · 29 Oct close
PE ratio (last 4 quarters)
10.210.6 on FY26 profit
Price to book (PB)
1.98book value ₹101.04 a share
ROE (FY26)
20.1%+1.5 pts vs FY25
Debt to equity
1.56net debt ₹7,283 Cr
Promoter holding
23.86%unchanged vs 30 Jun 202630 September 2026
Dividend yield
2.25%₹4.50 a share in 12 months
Net worth
₹5,060 Cr+17.2% vs 31 Mar 202531 March 2026
EPS (FY26)
₹18.84

Questions

What is the Aptus Value Housing Finance India PE ratio today?

Aptus Value Housing Finance India's PE ratio is 10.2 at the 29 October 2026 close (₹200.32 a share): a market capitalisation of ₹10,032 crore divided by consolidated net profit of ₹985 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit (₹943 crore) it is 10.6.

What is the Aptus Value Housing Finance India PB ratio (price to book value)?

Aptus Value Housing Finance India's price-to-book (PB) ratio is 1.98 at the 29 October 2026 close: a market capitalisation of ₹10,032 crore divided by shareholders' equity (book value) of ₹5,060 crore on 31 March 2026. That is a book value of ₹101.04 per share against a share price of ₹200.32.

What is the Aptus Value Housing Finance India net worth?

Aptus Value Housing Finance India's net worth — shareholders' equity in its consolidated balance sheet — was ₹5,060 crore on 31 March 2026, up 17.2% from ₹4,317 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹10,032 crore at the 29 October 2026 close.

What is the Aptus Value Housing Finance India market cap?

Aptus Value Housing Finance India's market capitalisation was ₹10,032 crore at the 29 October 2026 close: 50.08 crore shares at ₹200.32 each.

What is the Aptus Value Housing Finance India ROE?

In FY26, Aptus Value Housing Finance India's return on equity (ROE) was 20.1%. ROE is net profit divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 18.6%.

What is the Aptus Value Housing Finance India dividend in 2026 and its record date?

In 2026, Aptus Value Housing Finance India has declared one dividend: ₹2.50 (interim) with record date 15 May 2026.

What is the Aptus Value Housing Finance India debt to equity ratio?

Aptus Value Housing Finance India's debt-to-equity ratio was 1.56 on 31 March 2026: borrowings, debt securities, deposits and subordinated debt of ₹7,874 crore against total equity of ₹5,060 crore. A year earlier, on 31 March 2025, it was 1.59.

What is the Aptus Value Housing Finance India book value per share?

Aptus Value Housing Finance India's book value per share was ₹101.04 on 31 March 2026: shareholders' equity of ₹5,060 crore divided by the 50.08 crore shares in issue, up 17.0% from ₹86.37 a year earlier. The share price at the 29 October 2026 close was ₹200.32.

What is the Aptus Value Housing Finance India promoter holding?

Promoters held 23.86% of Aptus Value Housing Finance India on 30 September 2026, unchanged from the previous quarter and down 0.01 percentage points from 23.87% a year earlier, according to the shareholding pattern filed with NSE.

What is the Aptus Value Housing Finance India EPS?

Aptus Value Housing Finance India's basic earnings per share (EPS) were ₹18.84 in FY26, against ₹15.04 in FY25. Over the last four quarters (Q2 FY26 to Q1 FY27) they add up to ₹19.69.

What are the Aptus Value Housing Finance India latest quarterly results?

Aptus Value Housing Finance India's latest results are for Q1 FY27 (April–June 2026), filed on 31 July 2026: consolidated net profit ₹261 crore, up 19.0% from ₹219 crore in Q1 FY26; revenue from operations ₹600 crore, up 15.4% year on year.

When are the Aptus Value Housing Finance India next results?

Aptus Value Housing Finance India will announce its Q2 FY27 results (July–September 2026) on Wednesday, 4 November 2026, the date of the board meeting it has notified to the exchanges.

What is the Aptus Value Housing Finance India dividend yield?

Aptus Value Housing Finance India's dividend yield is 2.25% at the 29 October 2026 close: dividends of ₹4.50 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹200.32. They were ₹2.50 on 15 May 2026 (interim) and ₹2 on 7 November 2025 (interim).

What is the Aptus Value Housing Finance India revenue and profit in FY26?

In FY26 (April 2025–March 2026), Aptus Value Housing Finance India's consolidated net profit was ₹943 crore, up 25.5% from ₹751 crore in FY25, on revenue from operations of ₹2,245 crore (up 28.3%). Over three years, from FY23, net profit was up 87.5%.

How does the Aptus Value Housing Finance India PE ratio compare with its peers?

At the 29 October 2026 closing prices, on FY26 net profit, Aptus Value Housing Finance India's PE ratio is 10.6, the lowest of the four: Aavas Financiers 13.5, Home First Finance Company India 20.6 and Aadhar Housing Finance 17.6, a peer average of 17.2. Each is the company's market capitalisation at that price divided by its FY26 net profit.

What is the Aptus Value Housing Finance India shareholding pattern?

On 30 September 2026, Aptus Value Housing Finance India's shares were held by promoters 23.86%, foreign portfolio investors (FII/FPI) 30.54%, domestic institutions (DII) 27.82% (including mutual funds at 22.39%) and retail and other non-institutional investors 17.77%. Over the year, FII holding was down 4.81 percentage points from 35.35% and DII holding was up 1.94 percentage points from 25.88%.

How does Aptus Value Housing Finance India compare with its peers?

On FY26 consolidated figures, against Aavas Financiers, Home First Finance Company India and Aadhar Housing Finance: Aptus Value Housing Finance India's return on equity of 20.1% is the highest of the four (Aavas Financiers 13.9%, Home First Finance Company India 15.7%, Aadhar Housing Finance 15.8%; peer average 15.1%); its revenue growth over three years of 27.1% a year is the second highest of the four (Aavas Financiers 18.6% a year, Home First Finance Company India 34.3% a year, Aadhar Housing Finance 21.6% a year; peer average 24.8% a year).

Aptus Value Housing Finance India vs Aavas Financiers: how do they compare?

In FY26, Aptus Value Housing Finance India earned net profit of ₹943 crore on revenue of ₹2,245 crore, against ₹655 crore on ₹2,683 crore for Aavas Financiers. At the 29 October 2026 close, Aptus Value Housing Finance India's market capitalisation was ₹10,032 crore against ₹8,814 crore for Aavas Financiers, and its PE ratio on FY26 profit 10.6 against 13.5.

Where do these Aptus Value Housing Finance India figures come from?

From Aptus Value Housing Finance India's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.