Poonawalla Fincorp financials

·Banking & FinanceChart ›
Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹2,625cr+70.1% on Q2 FY26
Net interest income
₹1,380cr+80.5% on Q2 FY26
Net profit
₹375cr+405.2% on Q2 FY26
EPS
₹4.27+349.5% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income2,6251,543+70.1%
Net interest income1,380764+80.5%
Net profit37574.2+405.2%
EPS₹4.27₹0.95+349.5%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹2,625 crNet profit₹375 crNet interest margin7.4%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
32,581————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
8,9016,7964,2233,1472,008
—+60.9%+34.2%+56.7%—
4,5473,3742,3591,9491,220
—+43.0%+21.0%+59.8%—
7.1%7.1%8.0%8.2%6.2%
52.0%52.0%47.2%36.8%56.8%
2.5%2.5%5.3%0.4%−1.0%
1,088542−98.31,683685
—+651.0%−105.8%+145.7%—
₹13.46₹6.71−₹1.22₹20.44₹8.47
—+651.0%−106.0%+141.5%—
5.9%5.9%−1.2%22.0%10.6%
1.1%1.1%−0.3%7.1%3.5%
Balance sheet
69,56355,95132,69522,04615,219
—+71.1%+48.3%+44.9%—
48,09848,09825,88115,08011,120
4.65×4.65×3.17×1.85×1.62×
5.82×5.82×4.29×2.95×3.38×
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

POONAWALLA₹403.25

Poonawalla Fincorp Ltd.

· Banking & Finance
₹ CrorePeersBAJFINANCECHOLAFINSHRIRAMFINPNBHOUSINGRBLBANKPIRAMALFINAPTUSMANAPPURAMMcap ₹32,581 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————32,580.6
Total Income2,008.33,147.34,222.86,795.78,900.6
Growth %, YoY—+56.7+34.2+60.9—
Net Interest Income1,219.91,949.32,359.43,374.14,547.3
Growth %, YoY—+59.8+21.0+43.0—
NIM %, on assets6.158.247.987.087.08
Cost to Income %56.8336.7547.1652.0152.01
Credit Cost %, on avg loans-0.960.395.332.492.49
Net Income685.01,683.1-98.3541.81,087.6
Growth %, YoY—+145.7-105.8+651.0—
EPS, Adj (current shares)8.4720.44-1.226.7113.46
Growth %, YoY—+141.5-106.0+651.0—
ROE %10.5821.96-1.205.855.85
ROA %3.457.12-0.331.141.14
Balance Sheet
Loans15,218.522,046.432,695.055,951.569,562.7
Growth %, YoY—+44.9+48.3+71.1—
Total Borrowings11,119.615,080.125,880.648,098.348,098.3
Debt/Equity ×1.621.853.174.654.65
Leverage (Assets/Equity) ×3.382.954.295.825.82
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Poonawalla Fincorp financials and key ratios

Prices at the 29 October 2026 close · figures from the company's filings with NSE

Poonawalla Fincorp (NSE: POONAWALLA) had a market capitalisation of ₹38,878 crore at the 29 October 2026 close (₹441.50 a share), a PE ratio of 35.7 on the last four quarters' profit and a price-to-book ratio of 2.83. In FY26 its consolidated net profit was ₹542 crore on revenue of ₹6,790 crore; in Q2 FY27 (July–September 2026) it was ₹375 crore, up 405.2% year on year. Promoters held 59.01% of the shares on 30 September 2026.

Share price used
₹441.50 · 29 October 2026 close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

Poonawalla Fincorp at a glance · consolidated

Market cap
₹38,878 Crat ₹441.50 · 29 Oct close
PE ratio (last 4 quarters)
35.771.8 on FY26 profit
Price to book (PB)
2.83book value ₹156.19 a share
ROE (FY26)
5.9%
Debt to equity
4.28net debt ₹58,642 Cr
Promoter holding
59.01%unchanged vs 30 Jun 202630 September 2026

Questions

What is the Poonawalla Fincorp PE ratio today?

Poonawalla Fincorp's PE ratio is 35.7 at the 29 October 2026 close (₹441.50 a share): a market capitalisation of ₹38,878 crore divided by consolidated net profit of ₹1,088 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹542 crore) it is 71.8.

What is the Poonawalla Fincorp debt to equity ratio?

Poonawalla Fincorp's debt-to-equity ratio was 4.28 on 30 September 2026: borrowings, debt securities, deposits and subordinated debt of ₹58,865 crore against total equity of ₹13,754 crore. A year earlier, on 30 September 2025, it was 3.62.

What is the Poonawalla Fincorp net worth?

Poonawalla Fincorp's net worth — shareholders' equity in its consolidated balance sheet — was ₹13,754 crore on 30 September 2026, up 39.3% from ₹9,873 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹38,878 crore at the 29 October 2026 close.

What is the Poonawalla Fincorp PB ratio (price to book value)?

Poonawalla Fincorp's price-to-book (PB) ratio is 2.83 at the 29 October 2026 close: a market capitalisation of ₹38,878 crore divided by shareholders' equity (book value) of ₹13,754 crore on 30 September 2026. That is a book value of ₹156.19 per share against a share price of ₹441.50.

What is the Poonawalla Fincorp book value per share?

Poonawalla Fincorp's book value per share was ₹156.19 on 30 September 2026: shareholders' equity of ₹13,754 crore divided by the 88.06 crore shares in issue, up 27.7% from ₹122.28 a year earlier. The share price at the 29 October 2026 close was ₹441.50.

What is the Poonawalla Fincorp promoter holding?

Promoters held 59.01% of Poonawalla Fincorp on 30 September 2026, down 0.01 percentage points from 59.02% the previous quarter and down 4.95 percentage points from 63.96% a year earlier, according to the shareholding pattern filed with NSE.

What is the Poonawalla Fincorp market cap?

Poonawalla Fincorp's market capitalisation was ₹38,878 crore at the 29 October 2026 close: 88.06 crore shares at ₹441.50 each.

What is the Poonawalla Fincorp ROE?

In FY26, Poonawalla Fincorp's return on equity (ROE) was 5.9%. ROE is net profit divided by average shareholders' equity (the start and end of the year).

What is the Poonawalla Fincorp EPS?

Poonawalla Fincorp's basic earnings per share (EPS) were ₹6.84 in FY26. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹12.83.

What is the Poonawalla Fincorp shareholding pattern?

On 30 September 2026, Poonawalla Fincorp's shares were held by promoters 59.01%, foreign portfolio investors (FII/FPI) 11.64%, domestic institutions (DII) 17.16% (including mutual funds at 11.75%) and retail and other non-institutional investors 12.19%. Over the year, FII holding was up 1.08 percentage points from 10.56% and DII holding was up 4.88 percentage points from 12.28%.

How does the Poonawalla Fincorp PE ratio compare with its peers?

At the 29 October 2026 closing prices, on FY26 net profit, Poonawalla Fincorp's PE ratio is 71.8, the highest of the four: Bajaj Finance 30.7, Cholamandalam Finance 26.3 and Shriram Finance 19.7, a peer average of 25.6. Each is the company's market capitalisation at that price divided by its FY26 net profit.

Poonawalla Fincorp vs Bajaj Finance: how do they compare?

In FY26, Poonawalla Fincorp earned net profit of ₹542 crore on revenue of ₹6,790 crore, against ₹19,017 crore on ₹81,982 crore for Bajaj Finance. At the 29 October 2026 close, Poonawalla Fincorp's market capitalisation was ₹38,878 crore against ₹5,84,362 crore for Bajaj Finance, and its PE ratio on FY26 profit 71.8 against 30.7.

What are the Poonawalla Fincorp latest quarterly results?

Poonawalla Fincorp's latest results are for Q2 FY27 (July–September 2026), filed on 9 October 2026: consolidated net profit ₹375 crore, up 405.2% from ₹74.2 crore in Q2 FY26; revenue from operations ₹2,625 crore, up 70.2% year on year.

What is the Poonawalla Fincorp revenue and profit in FY26?

In FY26 (April 2025–March 2026), Poonawalla Fincorp's consolidated net profit was ₹542 crore, against a loss of ₹98.3 crore in FY25, on revenue from operations of ₹6,790 crore (up 62.1%). Over three years, from FY23, net profit was down 20.8%.

When are the Poonawalla Fincorp next results?

Poonawalla Fincorp has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

How does Poonawalla Fincorp compare with its peers?

On FY26 consolidated figures, against Bajaj Finance, Cholamandalam Finance and Shriram Finance: Poonawalla Fincorp's return on equity of 5.9% is the lowest of the four (Bajaj Finance 18.1%, Cholamandalam Finance 19.3%, Shriram Finance 16.4%; peer average 17.9%); its revenue growth over three years of 51.9% a year is the highest of the four (Bajaj Finance 25.6% a year, Cholamandalam Finance 34.1% a year, Shriram Finance 16.5% a year; peer average 25.4% a year).

Where do these Poonawalla Fincorp figures come from?

From Poonawalla Fincorp's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.