alphavePOONAWALLA₹448.95

Poonawalla Fincorp Ltd.

Annual Quarterly₹ CrorePeersBAJFINANCE CHOLAFIN SHRIRAMFIN PNBHOUSING RBLBANK PIRAMALFIN APTUS MANAPPURAMMcap ₹36,273 Cr

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In ₹ Crore except Per Share 12 Months Ending	Q2 FY24 30/09/2023	Q3 FY24 31/12/2023	Q4 FY24 31/03/2024	Q1 FY25 30/06/2024	Q2 FY25 30/09/2024	Q3 FY25 31/12/2024	Q4 FY25 31/03/2025	Q1 FY26 30/06/2025	Q2 FY26 30/09/2025	Q3 FY26 31/12/2025	Q4 FY26 31/03/2026	Q1 FY27 30/06/2026
Revenue from Operations	738.7	762.6	915.0	977.6	988.9	1,057.0	1,166.3	1,314.0	1,542.3	1,818.4	2,115.5	2,336.9
Other Income	6.6	11.2	6.7	18.3	7.6	0.1	7.0	0.0	0.5	0.1	4.9	0.0
Total Income	745.3	773.8	921.7	995.9	996.5	1,057.2	1,173.3	1,314.0	1,542.8	1,818.5	2,120.4	2,336.9
Expenses
+ Employee Benefit Expense	109.3	113.0	117.1	102.2	212.1	148.5	173.4	213.2	256.4	284.9	263.1	293.8
+ Finance Costs	215.5	223.7	281.1	320.1	351.6	385.0	458.4	546.1	637.8	738.7	844.1	921.7
+ Depreciation & Amortisation	14.7	15.2	13.9	14.5	15.8	15.3	19.5	22.0	22.5	24.1	25.5	30.4
+ Other Expenses	68.9	71.7	100.2	124.9	133.1	127.1	190.5	208.2	239.6	243.0	293.0	306.5
Total Expenses	437.2	417.0	536.3	606.2	1,627.0	1,032.0	1,093.1	1,230.6	1,443.9	1,618.3	1,779.3	1,925.7
EBITDA	531.7	584.5	673.7	706.0	-270.7	425.3	551.1	651.5	758.7	963.0	1,205.8	1,363.3
EBIT	517.0	569.3	659.8	691.5	-286.5	410.1	531.6	629.5	736.2	938.9	1,180.2	1,332.9
Profit
PBT before Exceptional Items	308.1	356.8	385.5	389.7	-630.5	25.2	80.2	83.4	98.9	200.2	341.1	411.3
+ Exceptional Items	816.5	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Pretax Income	1,124.6	356.8	385.5	389.7	-630.5	25.2	80.2	83.4	98.9	200.2	341.1	411.3
+ Current Tax	403.9	65.2	90.6	60.7	-35.6	-2.6	-22.3	13.3	15.7	31.9	-3.5	114.5
+ Deferred Tax	-133.9	26.4	-36.8	37.3	-123.8	9.1	40.2	7.6	9.0	18.1	89.8	-11.0
Tax Expense	270.0	91.6	53.8	98.0	-159.4	6.5	17.9	20.8	24.7	50.0	86.3	103.6
Net Income	860.2	265.1	331.7	291.6	-471.0	18.7	62.3	62.6	74.2	150.2	254.8	307.7
+ Net Income — Continuing Ops	854.6	265.1	331.7	291.6	-471.0	18.7	62.3	62.6	74.2	150.2	254.8	307.7
+ Net Income — Discontinued Ops	5.6	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
+ Other Comprehensive Income	0.3	-0.4	-0.0	-0.5	0.2	2.2	-15.9	-16.0	8.8	-0.3	32.2	-7.4
Total Comprehensive Income	860.5	264.8	331.7	291.1	-470.8	20.9	46.4	46.6	83.0	150.0	287.0	300.3
Net Income to Common	860.2	265.1	331.7	—	—	0.0	0.0	62.6	74.2	150.2	254.8	307.7
Minority Interest	0.1	0.0	0.0	—	—	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Per Share
Basic EPS	11.20	3.45	4.31	3.79	-6.10	0.24	0.81	0.81	0.95	1.86	3.15	3.55
Diluted EPS	11.07	3.41	4.26	3.77	-6.10	0.24	0.81	0.81	0.95	1.85	3.14	3.54
Revenue Detail — as filed
+ Rental Income	6.7	6.1	5.6	5.1	4.7	3.7	3.4	3.1	2.8	1.6	1.0	1.6
+ Fees & Commission Income	20.0	16.0	23.2	25.3	45.6	54.3	67.1	62.8	102.5	115.7	138.8	158.8
+ Net Gain on Fair Value Changes	0.0	0.8	1.3	0.0	0.0	0.0	0.0	0.0	0.0	0.0	4.3	0.4
+ Net Loss on Fair Value Changes	0.7	0.0	0.0	2.0	4.8	8.3	-1.3	0.0	0.0	0.0	0.0	0.0
+ Net Gain on Derecognition — Amortised Cost	0.0	0.0	0.0	0.0	0.0	0.0	27.4	62.7	34.8	41.5	77.9	50.9
+ Net Loss on Derecognition — Amortised Cost	0.0	0.0	0.0	0.0	0.0	0.0	94.4	0.0	30.0	32.1	43.7	19.8
Expense Detail — as filed
+ Impairment on Financial Instruments	28.1	-6.5	23.9	42.5	909.6	347.9	158.2	241.1	257.7	295.5	309.9	353.6
Continuing & Discontinued Operations
+ Discontinued Operations — before Tax	7.5	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
+ Tax — Discontinued Operations	1.9	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Comprehensive Income — detail
+ Other Comprehensive Income	0.3	-0.4	-0.0	-0.5	0.2	2.2	-15.9	-16.0	8.8	-0.3	32.2	-7.4
+ Items NOT to be Reclassified to P&L	0.5	-0.5	-0.1	-0.9	-0.0	-0.4	-0.7	-2.1	0.4	-1.2	1.0	-2.7
+ Tax on Items NOT to be Reclassified	—	—	—	—	—	—	-0.2	-0.5	0.1	-0.3	0.3	-0.7
+ Tax on Items NOT to be Reclassified — alt tag	0.1	-0.1	-0.0	-0.2	-0.0	-0.1	—	—	—	—	—	—
+ Items to be Reclassified to P&L	-0.1	0.0	0.0	0.2	0.3	3.3	-20.6	-19.3	11.3	0.9	42.1	-7.2
+ Tax on Items to be Reclassified	—	—	—	—	—	—	-5.2	-4.9	2.9	0.2	10.6	-1.8
+ Tax on Items to be Reclassified — alt tag	-0.0	0.0	0.0	0.0	0.1	0.8	—	—	—	—	—	—
Comprehensive Income — Owners of Parent	860.4	264.8	331.7	0.0	0.0	0.0	0.0	46.6	83.0	150.0	287.0	300.3
Comprehensive Income — Non-controlling Interests	0.1	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Per Share — as-filed variants
Basic EPS — Continuing Operations	11.13	3.45	4.31	3.79	-6.10	0.24	0.81	0.81	0.95	1.86	3.15	3.55
Diluted EPS — Continuing Operations	11.00	3.41	4.26	3.77	-6.10	0.24	0.81	0.81	0.95	1.85	3.14	3.54
Basic EPS — Discontinued Operations	0.07	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Diluted EPS — Discontinued Operations	0.07	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories)
Gross Profit	738.7	762.6	915.0	977.6	988.9	1,057.0	1,166.3	1,314.0	1,542.3	1,818.4	2,115.5	2,336.9
Gross Margin %	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00
Adjusted (ex-Exceptional Items) — derived
Pretax Income (Adjusted, as filed)	308.1	356.8	385.5	389.7	-630.5	25.2	80.2	83.4	98.9	200.2	341.1	411.3
− Exceptional Items (reconciliation)	816.5	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Net Income Adj (tax-effected)	239.7	265.1	331.7	291.6	-471.0	18.7	62.3	62.6	74.2	150.2	254.8	307.7
EPS Adj	3.12	3.45	4.31	3.79	-6.10	0.24	0.81	0.81	0.95	1.86	3.15	3.55
Other Filed Concepts — mapped but not yet placed in the schedule
Face Value	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00
Filed Debt Equity	0.01	0.02	0.02	0.02	0.02	0.03	—	—	—	—	—	0.04
Interest Earned	690.6	714.4	843.6	896.2	910.7	999.1	1,068.5	1,185.3	1,402.2	1,659.7	1,893.6	2,118.4
Paid Up Equity Capital	153.7	153.8	154.1	154.0	154.5	154.6	154.6	154.8	161.5	161.6	161.6	175.2

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.