| ₹ crore | Q2 FY27 | Q2 FY26 | Change |
|---|---|---|---|
| Total income | 2,625 | 1,543 | +70.1% |
| Net interest income | 1,380 | 764 | +80.5% |
| Net profit | 375 | 74.2 | +405.2% |
| EPS | ₹4.27 | ₹0.95 | +349.5% |
| Tap a line for its trend | Q2 FY27Sep 2026 | Q1 FY27Jun 2026 | Q4 FY26Mar 2026 | Q3 FY26Dec 2025 | Q2 FY26Sep 2025 | Q1 FY26Jun 2025 | Q4 FY25Mar 2025 | Q3 FY25Dec 2024 | Q2 FY25Sep 2024 | Q1 FY25Jun 2024 | Q4 FY24Mar 2024 | Q3 FY24Dec 2023 | Earlier quartersAlpha Plus |
|---|
Revenue from operations | Earlier quartersEvery year the company has filed comes with Alpha Plus. | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2,416 | 2,118 | 1,894 | 1,660 | 1,402 | 1,185 | 1,068 | 999 | 911 | 896 | 844 | 714 | ||
| 1.0 | 1.6 | 1.0 | 1.6 | 2.8 | 3.1 | 3.4 | 3.7 | 4.7 | 5.1 | 5.6 | 6.1 | ||
| 207 | 159 | 139 | 116 | 102 | 62.8 | 67.1 | 54.3 | 45.6 | 25.3 | 23.2 | 16.0 | ||
| 0.5 | 0.4 | 4.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1.3 | 0.8 | ||
| 0.0 | 50.9 | 77.9 | 41.5 | 34.8 | 62.7 | 27.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | ||
| — | 6.7 | — | — | — | — | — | — | — | — | — | — | ||
| 2,625 | 2,337 | 2,115 | 1,818 | 1,542 | 1,314 | 1,166 | 1,057 | 989 | 978 | 915 | 763 | ||
| 0.3 | 0.0 | 4.9 | 0.1 | 0.5 | 0.0 | 7.0 | 0.1 | 7.6 | 18.3 | 6.7 | 11.2 | ||
| 2,625 | 2,337 | 2,120 | 1,818 | 1,543 | 1,314 | 1,173 | 1,057 | 997 | 996 | 922 | 774 | ||
Expenses | |||||||||||||
| 1,035 | 922 | 844 | 739 | 638 | 546 | 458 | 385 | 352 | 320 | 281 | 224 | ||
| 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | −1.3 | 8.3 | 4.8 | 2.0 | 0.0 | 0.0 | ||
| 29.3 | 19.8 | 43.7 | 32.1 | 30.0 | 0.0 | 94.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | ||
| 346 | 354 | 310 | 295 | 258 | 241 | 158 | 348 | 910 | 42.5 | 23.9 | −6.5 | ||
| 302 | 294 | 263 | 285 | 256 | 213 | 173 | 148 | 212 | 102 | 117 | 113 | ||
| 34.5 | 30.4 | 25.5 | 24.1 | 22.5 | 22.0 | 19.5 | 15.3 | 15.8 | 14.5 | 13.9 | 15.2 | ||
| 376 | 306 | 293 | 243 | 240 | 208 | 190 | 127 | 133 | 125 | 100 | 71.7 | ||
| 2,124 | 1,926 | 1,779 | 1,618 | 1,444 | 1,231 | 1,093 | 1,032 | 1,627 | 606 | 536 | 417 | ||
| 1,380 | 1,197 | 1,050 | 921 | 764 | 639 | 610 | 614 | 559 | 576 | 563 | 491 | ||
| 848 | 765 | 651 | 496 | 357 | 325 | 238 | 373 | 279 | 432 | 409 | 350 | ||
Profit | |||||||||||||
| 501 | 411 | 341 | 200 | 98.9 | 83.4 | 80.2 | 25.2 | −630 | 390 | 385 | 357 | ||
| 501 | 411 | 341 | 200 | 98.9 | 83.4 | 80.2 | 25.2 | −630 | 390 | 385 | 357 | ||
| 140 | 115 | −3.5 | 31.9 | 15.7 | 13.3 | −22.3 | −2.6 | −35.6 | 60.7 | 90.6 | 65.2 | ||
| −13.4 | −11.0 | 89.8 | 18.1 | 9.0 | 7.6 | 40.2 | 9.1 | −124 | 37.3 | −36.8 | 26.4 | ||
| 126 | 104 | 86.3 | 50.0 | 24.7 | 20.8 | 17.9 | 6.5 | −159 | 98.0 | 53.8 | 91.6 | ||
| 375 | 308 | 255 | 150 | 74.2 | 62.6 | 62.3 | 18.7 | −471 | 292 | 332 | 265 | ||
| 375 | 308 | 255 | 150 | 74.2 | 62.6 | 62.3 | 18.7 | −471 | 292 | 332 | 265 | ||
| 24.9 | −7.4 | 32.2 | −0.3 | 8.8 | −16.0 | −15.9 | 2.2 | 0.2 | −0.5 | −0.0 | −0.4 | ||
| 400 | 300 | 287 | 150 | 83.0 | 46.6 | 46.4 | 20.9 | −471 | 291 | 332 | 265 | ||
| 375 | 308 | 255 | 150 | 74.2 | 62.6 | 62.3 | 18.7 | — | — | 332 | 265 | ||
Per share | |||||||||||||
| ₹4.27 | ₹3.55 | ₹3.15 | ₹1.86 | ₹0.95 | ₹0.81 | ₹0.81 | ₹0.24 | −₹6.10 | ₹3.79 | ₹4.31 | ₹3.45 | ||
| ₹4.26 | ₹3.54 | ₹3.14 | ₹1.85 | ₹0.95 | ₹0.81 | ₹0.81 | ₹0.24 | −₹6.10 | ₹3.77 | ₹4.26 | ₹3.41 | ||
Other comprehensive income — detail | |||||||||||||
| 24.9 | −7.4 | 32.2 | −0.3 | 8.8 | −16.0 | −15.9 | 2.2 | 0.2 | −0.5 | −0.0 | −0.4 | ||
| 1.0 | −2.7 | 1.0 | −1.2 | 0.4 | −2.1 | −0.7 | −0.4 | −0.0 | −0.9 | −0.1 | −0.5 | ||
| 0.3 | −0.7 | 0.3 | −0.3 | 0.1 | −0.5 | −0.2 | — | — | — | — | — | ||
| — | — | — | — | — | — | — | −0.1 | −0.0 | −0.2 | −0.0 | −0.1 | ||
| 32.2 | −7.2 | 42.1 | 0.9 | 11.3 | −19.3 | −20.6 | 3.3 | 0.3 | 0.2 | 0.0 | 0.0 | ||
| 8.1 | −1.8 | 10.6 | 0.2 | 2.9 | −4.9 | −5.2 | — | — | — | — | — | ||
| — | — | — | — | — | — | — | 0.8 | 0.1 | 0.0 | 0.0 | 0.0 | ||
| 400 | 300 | 287 | 150 | 83.0 | 46.6 | — | — | — | — | 332 | 265 | ||
Per share — as-filed variants | |||||||||||||
| ₹4.27 | ₹3.55 | ₹3.15 | ₹1.86 | ₹0.95 | ₹0.81 | ₹0.81 | ₹0.24 | −₹6.10 | ₹3.79 | ₹4.31 | ₹3.45 | ||
| ₹4.26 | ₹3.54 | ₹3.14 | ₹1.85 | ₹0.95 | ₹0.81 | ₹0.81 | ₹0.24 | −₹6.10 | ₹3.77 | ₹4.26 | ₹3.41 | ||
Adjusted (ex-exceptional items) — derived | |||||||||||||
| 501 | 411 | 341 | 200 | 98.9 | 83.4 | 80.2 | 25.2 | −630 | 390 | 385 | 357 | ||
| 375 | 308 | 255 | 150 | 74.2 | 62.6 | 62.3 | 18.7 | −471 | 292 | 332 | 265 | ||
| ₹4.27 | ₹3.55 | ₹3.15 | ₹1.86 | ₹0.95 | ₹0.81 | ₹0.81 | ₹0.24 | −₹6.10 | ₹3.79 | ₹4.31 | ₹3.45 | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 3 Months Ending | Q3 FY24 31/12/2023 | Q4 FY24 31/03/2024 | Q1 FY25 30/06/2024 | Q2 FY25 30/09/2024 | Q3 FY25 31/12/2024 | Q4 FY25 31/03/2025 | Q1 FY26 30/06/2025 | Q2 FY26 30/09/2025 | Q3 FY26 31/12/2025 | Q4 FY26 31/03/2026 | Q1 FY27 30/06/2026 | Q2 FY27 30/09/2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | |||||||||||||
| + Interest Income | 714.4 | 843.6 | 896.2 | 910.7 | 999.1 | 1,068.5 | 1,185.3 | 1,402.2 | 1,659.7 | 1,893.6 | 2,118.4 | 2,415.5 | |
| + Rental Income | 6.1 | 5.6 | 5.1 | 4.7 | 3.7 | 3.4 | 3.1 | 2.8 | 1.6 | 1.0 | 1.6 | 1.0 | |
| + Fees & Commission Income | 16.0 | 23.2 | 25.3 | 45.6 | 54.3 | 67.1 | 62.8 | 102.5 | 115.7 | 138.8 | 158.8 | 207.5 | |
| + Net Gain on Fair Value Changes | 0.8 | 1.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 4.3 | 0.4 | 0.5 | |
| + Net Gain on Derecognition — Amortised Cost | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 27.4 | 62.7 | 34.8 | 41.5 | 77.9 | 50.9 | 0.0 | |
| + Other Operating Revenue | — | — | — | — | — | — | — | — | — | — | 6.7 | — | |
| Revenue from Operations | 762.6 | 915.0 | 977.6 | 988.9 | 1,057.0 | 1,166.3 | 1,314.0 | 1,542.3 | 1,818.4 | 2,115.5 | 2,336.9 | 2,624.5 | |
| Other Income | 11.2 | 6.7 | 18.3 | 7.6 | 0.1 | 7.0 | 0.0 | 0.5 | 0.1 | 4.9 | 0.0 | 0.3 | |
| Total Income | 773.8 | 921.7 | 995.9 | 996.5 | 1,057.2 | 1,173.3 | 1,314.0 | 1,542.8 | 1,818.5 | 2,120.4 | 2,336.9 | 2,624.8 | |
| Expenses | |||||||||||||
| + Finance Costs | 223.7 | 281.1 | 320.1 | 351.6 | 385.0 | 458.4 | 546.1 | 637.8 | 738.7 | 844.1 | 921.7 | 1,035.5 | |
| + Net Loss on Fair Value Changes | 0.0 | 0.0 | 2.0 | 4.8 | 8.3 | -1.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| + Net Loss on Derecognition — Amortised Cost | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 94.4 | 0.0 | 30.0 | 32.1 | 43.7 | 19.8 | 29.3 | |
| + Impairment on Financial Instruments | -6.5 | 23.9 | 42.5 | 909.6 | 347.9 | 158.2 | 241.1 | 257.7 | 295.5 | 309.9 | 353.6 | 346.4 | |
| + Employee Benefit Expense | 113.0 | 117.1 | 102.2 | 212.1 | 148.5 | 173.4 | 213.2 | 256.4 | 284.9 | 263.1 | 293.8 | 301.5 | |
| + Depreciation & Amortisation | 15.2 | 13.9 | 14.5 | 15.8 | 15.3 | 19.5 | 22.0 | 22.5 | 24.1 | 25.5 | 30.4 | 34.5 | |
| + Other Expenses | 71.7 | 100.2 | 124.9 | 133.1 | 127.1 | 190.5 | 208.2 | 239.6 | 243.0 | 293.0 | 306.5 | 376.4 | |
| Total Expenses | 417.0 | 536.3 | 606.2 | 1,627.0 | 1,032.0 | 1,093.1 | 1,230.6 | 1,443.9 | 1,618.3 | 1,779.3 | 1,925.7 | 2,123.5 | |
| Net Interest Income | 490.7 | 562.5 | 576.1 | 559.2 | 614.1 | 610.1 | 639.3 | 764.4 | 920.9 | 1,049.5 | 1,196.8 | 1,380.1 | |
| Pre-provision Operating Profit (derived) | 350.2 | 409.4 | 432.1 | 279.2 | 373.1 | 238.4 | 324.5 | 356.6 | 495.7 | 651.0 | 764.8 | 847.7 | |
| Profit | |||||||||||||
| PBT before Exceptional Items | 356.8 | 385.5 | 389.7 | -630.5 | 25.2 | 80.2 | 83.4 | 98.9 | 200.2 | 341.1 | 411.3 | 501.3 | |
| Pretax Income | 356.8 | 385.5 | 389.7 | -630.5 | 25.2 | 80.2 | 83.4 | 98.9 | 200.2 | 341.1 | 411.3 | 501.3 | |
| + Current Tax | 65.2 | 90.6 | 60.7 | -35.6 | -2.6 | -22.3 | 13.3 | 15.7 | 31.9 | -3.5 | 114.5 | 139.8 | |
| + Deferred Tax | 26.4 | -36.8 | 37.3 | -123.8 | 9.1 | 40.2 | 7.6 | 9.0 | 18.1 | 89.8 | -11.0 | -13.4 | |
| Tax Expense | 91.6 | 53.8 | 98.0 | -159.4 | 6.5 | 17.9 | 20.8 | 24.7 | 50.0 | 86.3 | 103.6 | 126.5 | |
| Net Income | 265.1 | 331.7 | 291.6 | -471.0 | 18.7 | 62.3 | 62.6 | 74.2 | 150.2 | 254.8 | 307.7 | 374.9 | |
| + Net Income — Continuing Ops | 265.1 | 331.7 | 291.6 | -471.0 | 18.7 | 62.3 | 62.6 | 74.2 | 150.2 | 254.8 | 307.7 | 374.9 | |
| + Other Comprehensive Income | -0.4 | -0.0 | -0.5 | 0.2 | 2.2 | -15.9 | -16.0 | 8.8 | -0.3 | 32.2 | -7.4 | 24.9 | |
| Total Comprehensive Income | 264.8 | 331.7 | 291.1 | -470.8 | 20.9 | 46.4 | 46.6 | 83.0 | 150.0 | 287.0 | 300.3 | 399.7 | |
| Net Income to Common | 265.1 | 331.7 | — | — | 18.7 | 62.3 | 62.6 | 74.2 | 150.2 | 254.8 | 307.7 | 374.9 | |
| Per Share | |||||||||||||
| Basic EPS | 3.45 | 4.31 | 3.79 | -6.10 | 0.24 | 0.81 | 0.81 | 0.95 | 1.86 | 3.15 | 3.55 | 4.27 | |
| Diluted EPS | 3.41 | 4.26 | 3.77 | -6.10 | 0.24 | 0.81 | 0.81 | 0.95 | 1.85 | 3.14 | 3.54 | 4.26 | |
| Other Comprehensive Income — detail | |||||||||||||
| + Other Comprehensive Income | -0.4 | -0.0 | -0.5 | 0.2 | 2.2 | -15.9 | -16.0 | 8.8 | -0.3 | 32.2 | -7.4 | 24.9 | |
| + Items NOT to be Reclassified to P&L | -0.5 | -0.1 | -0.9 | -0.0 | -0.4 | -0.7 | -2.1 | 0.4 | -1.2 | 1.0 | -2.7 | 1.0 | |
| + Tax on Items NOT to be Reclassified | — | — | — | — | — | -0.2 | -0.5 | 0.1 | -0.3 | 0.3 | -0.7 | 0.3 | |
| + Tax on Items NOT to be Reclassified — alt tag | -0.1 | -0.0 | -0.2 | -0.0 | -0.1 | — | — | — | — | — | — | — | |
| + Items to be Reclassified to P&L | 0.0 | 0.0 | 0.2 | 0.3 | 3.3 | -20.6 | -19.3 | 11.3 | 0.9 | 42.1 | -7.2 | 32.2 | |
| + Tax on Items to be Reclassified | — | — | — | — | — | -5.2 | -4.9 | 2.9 | 0.2 | 10.6 | -1.8 | 8.1 | |
| + Tax on Items to be Reclassified — alt tag | 0.0 | 0.0 | 0.0 | 0.1 | 0.8 | — | — | — | — | — | — | — | |
| Comprehensive Income — Owners of Parent | 264.8 | 331.7 | — | — | — | — | 46.6 | 83.0 | 150.0 | 287.0 | 300.3 | 399.7 | |
| Per Share — as-filed variants | |||||||||||||
| Basic EPS — Continuing Operations | 3.45 | 4.31 | 3.79 | -6.10 | 0.24 | 0.81 | 0.81 | 0.95 | 1.86 | 3.15 | 3.55 | 4.27 | |
| Diluted EPS — Continuing Operations | 3.41 | 4.26 | 3.77 | -6.10 | 0.24 | 0.81 | 0.81 | 0.95 | 1.85 | 3.14 | 3.54 | 4.26 | |
| Adjusted (ex-Exceptional Items) — derived | |||||||||||||
| Pretax Income (Adjusted, as filed) | 356.8 | 385.5 | 389.7 | -630.5 | 25.2 | 80.2 | 83.4 | 98.9 | 200.2 | 341.1 | 411.3 | 501.3 | |
| Net Income Adj (tax-effected) | 265.1 | 331.7 | 291.6 | -471.0 | 18.7 | 62.3 | 62.6 | 74.2 | 150.2 | 254.8 | 307.7 | 374.9 | |
| EPS Adj | 3.45 | 4.31 | 3.79 | -6.10 | 0.24 | 0.81 | 0.81 | 0.95 | 1.86 | 3.15 | 3.55 | 4.27 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||||||||||
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | |
| Filed Debt Equity | 2.00 | 2.00 | 2.00 | 2.00 | 3.00 | — | — | — | — | 4.65 | 3.80 | 4.28 | |
| Paid Up Equity Capital | 153.8 | 154.1 | 154.0 | 154.5 | 154.6 | 154.6 | 154.8 | 161.5 | 161.6 | 161.6 | 175.2 | 176.1 | |
Filed with NSE on Friday, 9 October 2026 at 4:26 pm IST
Poonawalla Fincorp (NSE: POONAWALLA) reported its Q2 FY27 results (July–September 2026) on Friday, 9 October 2026 at 4:26 pm IST. Consolidated net profit was ₹375 crore, up 405.2% from ₹74.2 crore in Q2 FY26 and up 21.8% from ₹308 crore in Q1 FY27. Revenue from operations was ₹2,625 crore, up 70.2% year on year and up 12.3% from the previous quarter.
Consolidated net profit was ₹375 crore, up 405.2% from ₹74.2 crore in Q2 FY26 and up 21.8% from ₹308 crore in Q1 FY27.
Both grew from a year earlier: net profit was up 405.2% at ₹375 crore and revenue was up 70.2% at ₹2,625 crore. Against Q1 FY27, net profit was up 21.8% and revenue up 12.3%.
Revenue from operations was ₹6,790 crore in FY26 (April 2025–March 2026), up 62.1% from ₹4,190 crore in FY25. It was ₹3,109 crore in FY24 and ₹1,939 crore in FY23: up 250.3% over three years, 51.9% a year on average.
Revenue from operations was ₹2,625 crore, up 70.2% year on year and up 12.3% from the previous quarter.
Basic earnings per share were ₹4.27, against ₹0.95 in Q2 FY26.
On Friday, 9 October 2026 at 4:26 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 17 October 2025.
Consolidated net profit for the first half of FY27 (April–September 2026) was ₹683 crore, up 398.9% from ₹137 crore in the same months a year earlier. Revenue from operations was ₹4,961 crore, up 73.7%.
Poonawalla Fincorp's net profit margin was 14.3% in Q2 FY27 (net profit as a share of revenue from operations), against 4.8% in Q2 FY26 (up 9.5 percentage points). For FY26 as a whole it was 8.0%.
Consolidated net profit was ₹542 crore in FY26 (April 2025–March 2026), against a loss of ₹98.3 crore in FY25. It was a profit of ₹1,652 crore in FY24 and a profit of ₹684 crore in FY23: down 20.8% over three years, an average fall of 7.5% a year.
Net profit by quarter: ₹150 crore in Q3 FY26, ₹255 crore in Q4 FY26, ₹308 crore in Q1 FY27 and ₹375 crore in Q2 FY27. That is ₹1,088 crore over the four quarters, up 399.2% from ₹218 crore in the four quarters before. Revenue from operations: ₹1,818 crore, ₹2,115 crore, ₹2,337 crore and ₹2,625 crore.
Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.
From Poonawalla Fincorp's own consolidated results filings to NSE, in ₹ crore as filed (Q2 FY27 on 9 October 2026). Growth compares the same consolidated figures a year and a quarter earlier.
Consolidated figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.