In ₹ Crore except Per Share Latest Annual	POONAWALLA FY26	BAJFINANCE FY26	CHOLAFIN FY26	SHRIRAMFIN FY26	Peer Average
Valuation — at last close
P/E	58.95×	29.98×	24.93×	◆ 15.62×	23.51× +151%
P/B	3.15×	5.00×	4.32×	◆ 2.38×	3.90× -19%
Market Cap	₹32,581 Cr	₹5.70L Cr	₹1.32L Cr	₹1.57L Cr	₹2.86L Cr -89%
Growth
Revenue CAGR 3Y	◆ 51.87%	25.58%	34.10%	16.45%	25.38% +104%
Revenue CAGR 5Y	23.97%	25.18%	◆ 26.53%	22.54%	24.75% -3%
Net Income CAGR 3Y	-7.52%	18.88%	◆ 25.22%	18.53%	20.88% -136%
Revenue YoY (latest Q)	◆ 70.17%	21.64%	25.40%	15.78%	20.94% +235%
Net Income YoY (latest Q)	◆ 405.19%	28.68%	40.59%	59.19%	42.82% +846%
Profitability
NIM (banks)	7.08%	◆ 8.60%	6.27%	8.17%	7.68% -8%
Net Income Margin	7.98%	◆ 23.58%	16.84%	20.83%	20.42% -61%
Return on Common Equity	5.85%	18.05%	◆ 19.33%	16.38%	17.92% -67%
Return on Assets	1.14%	◆ 3.77%	2.34%	3.26%	3.12% -64%
Credit & Quality
Total Debt/Equity	4.65×	◆ 3.72×	6.96×	3.80×	4.83× -4%
Cost/Income (banks)	52.01%	◆ 26.48%	38.74%	27.88%	31.03% +68%
Scale — latest FY
Revenue / Total Income	₹6,790 Cr	₹81,982 Cr	₹31,073 Cr	₹48,133 Cr	₹53,729 Cr -87%
Net Income	₹542 Cr	₹19,332 Cr	₹5,233 Cr	₹10,024 Cr	₹11,530 Cr -95%
Total Assets	₹60,272 Cr	₹5.60L Cr	₹2.45L Cr	₹3.21L Cr	₹3.76L Cr -84%
EPS	₹6.84	₹30.6	₹61.98	₹53.29	₹48.62 -86%
Book Value per Share	₹128.08	₹183.34	₹357.33	₹350.34	₹297 -57%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.