POONAWALLA448.95

Poonawalla Fincorp Ltd.

· Banking & Finance
₹ CrorePeersBAJFINANCECHOLAFINSHRIRAMFINPNBHOUSINGRBLBANKPIRAMALFINAPTUSMANAPPURAMMcap ₹36,273 Cr
Comp Set
In ₹ Crore except Per Share
Latest Annual
POONAWALLA
FY26
BAJFINANCE
FY26
CHOLAFIN
FY26
SHRIRAMFIN
FY26
Peer
Median
Valuation — at last close
P/E65.64×33.89×30.01×19.39×30.01× +119%
P/B3.51×5.51×5.20×2.95×5.20× -33%
Market Cap₹36,273 Cr₹6.45L Cr₹1.59L Cr₹1.94L Cr₹1.94L Cr -81%
Growth
Revenue CAGR 3Y51.87%25.58%34.10%16.45%25.58% +103%
Revenue CAGR 5Y23.97%25.18%26.53%22.54%25.18% -5%
Net Income CAGR 3Y-7.52%18.88%25.22%18.53%18.88% -140%
Revenue YoY (latest Q)77.85%18.65%21.87%16.16%18.65% +317%
Net Income YoY (latest Q)391.55%27.60%45.56%59.90%45.56% +759%
Profitability
EBITDA Margin52.71%67.98%68.15%73.67%68.15% -23%
Net Income Margin7.98%23.58%16.84%20.83%20.83% -62%
Return on Common Equity5.24%16.26%17.18%15.21%16.26% -68%
Return on Assets0.90%3.45%2.13%3.12%3.12% -71%
Credit & Quality
Interest Coverage1.26×1.91×1.45×1.62×1.62× -22%
Scale — latest FY
Revenue / Total Income₹6,790 Cr₹81,982 Cr₹31,073 Cr₹48,133 Cr₹48,133 Cr -86%
Net Income₹542 Cr₹19,332 Cr₹5,233 Cr₹10,024 Cr₹10,024 Cr -95%
Total Assets₹60,272 Cr₹5.60L Cr₹2.45L Cr₹3.21L Cr₹3.21L Cr -81%
EPS₹6.84₹30.6₹61.98₹53.29₹53.29 -87%
Book Value per Share₹128.08₹188.14₹357.33₹350.34₹350.34 -63%
◆ best value in the comp set per metric · Δ = subject vs median of the other companies.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 95%.