| ₹ crore | Q2 FY27 | Q2 FY26 | Change |
|---|---|---|---|
| Total income | 5,402 | 4,442 | +21.6% |
| Net interest income | 2,131 | 1,552 | +37.4% |
| Operating profit | 1,417 | 745 | +90.2% |
| Net profit | 498 | 192 | +158.9% |
| EPS | ₹3.22 | ₹3.15 | +2.2% |
Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.
| Tap a line for its trend | Currentlast 12M | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
| 22,308 | — | — | — | — | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |
| 15,550 | 14,337 | 14,041 | 12,394 | 9,550 | ||
| — | +2.1% | +13.3% | +29.8% | — | ||
| 7,116 | 6,362 | 6,465 | 6,044 | 4,871 | ||
| — | −1.6% | +7.0% | +24.1% | — | ||
| 3.9% | 3.9% | 4.5% | 4.4% | — | ||
| 4,227 | 3,366 | 3,654 | 3,127 | 2,243 | ||
| 1,205 | 879 | 717 | 1,260 | 920 | ||
| — | +22.6% | −43.1% | +37.0% | — | ||
| ₹19.49 | ₹14.22 | ₹11.60 | ₹20.38 | ₹14.88 | ||
| — | +22.6% | −43.1% | +37.0% | — | ||
| 5.4% | 5.4% | 4.7% | 8.5% | — | ||
Balance sheet & asset quality | ||||||
| 1,56,104 | 1,38,959 | 1,10,933 | 1,03,470 | — | ||
| 1,42,314 | 1,14,232 | 92,618 | 83,987 | — | ||
| — | 1.5% | 2.6% | 2.7% | 3.4% | ||
| — | 0.4% | 0.3% | 0.7% | 1.1% | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Current/LTM TTM · last close | |
|---|---|---|---|---|---|---|
| Market Capitalization | — | — | — | — | 22,307.6 | |
| Interest Earned | 9,549.6 | 12,393.8 | 14,041.1 | 14,336.8 | 15,550.0 | |
| Growth %, YoY | — | +29.8 | +13.3 | +2.1 | — | |
| Net Interest Income | 4,870.9 | 6,043.8 | 6,464.9 | 6,362.1 | 7,116.4 | |
| Growth %, YoY | — | +24.1 | +7.0 | -1.6 | — | |
| NIM %, on assets | — | 4.37 | 4.53 | 3.89 | 3.89 | |
| Operating Profit (PPOP) | 2,243.1 | 3,127.2 | 3,654.5 | 3,365.6 | 4,226.6 | |
| Net Income | 919.5 | 1,259.9 | 717.1 | 879.1 | 1,205.0 | |
| Growth %, YoY | — | +37.0 | -43.1 | +22.6 | — | |
| EPS, Adj (current shares) | 14.88 | 20.38 | 11.60 | 14.22 | 19.49 | |
| Growth %, YoY | — | +37.0 | -43.1 | +22.6 | — | |
| ROE % | — | 8.49 | 4.70 | 5.43 | 5.43 | |
| Balance Sheet & Asset Quality | ||||||
| Deposits | — | 1,03,470.4 | 1,10,932.9 | 1,38,959.4 | 1,56,103.8 | |
| Advances | — | 83,986.9 | 92,618.3 | 1,14,231.9 | 1,42,314.1 | |
| Gross NPA % | 3.37 | 2.65 | 2.60 | 1.45 | — | |
| Net NPA % | 1.10 | 0.74 | 0.29 | 0.39 | — | |
Prices at the previous close · figures from the company's filings with NSE
RBL Bank (NSE: RBLBANK) had a market capitalisation of ₹55,999 crore at the previous close (₹360.90 a share), a PE ratio of 46.5 on the last four quarters' profit and a price-to-book ratio of 1.29. In FY26 its standalone net profit was ₹822 crore on net interest income of ₹6,360 crore; in Q2 FY27 (July–September 2026) it was ₹482 crore, up 169.9% year on year. Gross NPAs were 1.02% of advances on 30 September 2026. Promoters held 59.88% of the shares on 30 September 2026.
RBL Bank's PE ratio is 46.5 at the previous close (₹360.90 a share): a market capitalisation of ₹55,999 crore divided by consolidated net profit of ₹1,205 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹879 crore) it is 63.7.
RBL Bank's price-to-book (PB) ratio is 1.29 at the previous close: a market capitalisation of ₹55,999 crore divided by shareholders' equity (book value) of ₹43,454 crore on 30 September 2026. That is a book value of ₹280.05 per share against a share price of ₹360.90.
RBL Bank's net worth — shareholders' equity in its consolidated balance sheet — was ₹43,454 crore on 30 September 2026, up 169.6% from ₹16,120 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹55,999 crore at the previous close.
RBL Bank's market capitalisation was ₹55,999 crore at the previous close: 155.16 crore shares at ₹360.90 each.
RBL Bank's basic earnings per share (EPS) were ₹14.34 in FY26, against ₹11.81 in FY25.
RBL Bank's common equity tier 1 (CET1) ratio was 29.04% on 30 September 2026.
In FY26, RBL Bank's return on equity (ROE) was 5.4%. ROE is net profit divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 4.7%.
RBL Bank's book value per share was ₹280.05 on 30 September 2026: shareholders' equity of ₹43,454 crore divided by the 155.16 crore shares in issue. The share price at the previous close was ₹360.90.
RBL Bank's gross non-performing assets (NPAs) were ₹1,456 crore, 1.02% of gross advances, on 30 September 2026 (2.32% a year earlier). Net NPAs were 0.29% of net advances (0.57% a year earlier).
RBL Bank's credit-deposit ratio was 91.1% on 30 September 2026: advances divided by deposits, from its standalone balance sheet.
On 30 September 2026, RBL Bank's deposits were ₹1,56,272 crore, up 33.9% from a year earlier, and its advances (loans) were ₹1,42,314 crore, up 41.6% from a year earlier.
RBL Bank has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.
In 2026, RBL Bank has declared one dividend: ₹1 with record date 14 August 2026.
Promoters held 59.88% of RBL Bank on 30 September 2026, down 0.12 percentage points from 60.00% the previous quarter and up 59.88 percentage points from 0.00% a year earlier, according to the shareholding pattern filed with NSE.
RBL Bank's latest results are for Q2 FY27 (July–September 2026), filed on 12 October 2026: standalone net profit ₹482 crore, up 169.9% from ₹179 crore in Q2 FY26; net interest income ₹2,131 crore, up 37.4% year on year.
On 30 September 2026, RBL Bank's shares were held by promoters 59.88%, foreign portfolio investors (FII/FPI) 8.70%, domestic institutions (DII) 18.52% (including mutual funds at 15.97%) and retail and other non-institutional investors 12.89%. Over the year, FII holding was down 6.78 percentage points from 15.48% and DII holding was down 17.11 percentage points from 35.63%.
In FY26 (April 2025–March 2026), RBL Bank's standalone net profit was ₹822 crore, up 18.3% from ₹695 crore in FY25, on net interest income of ₹6,360 crore (down 1.6%). Over three years, from FY23, net profit was down 6.8%.
In FY26, RBL Bank earned net profit of ₹879 crore, against ₹1,611 crore for IDFC First Bank. RBL Bank's return on equity was 5.4% (IDFC First Bank 3.8%) and its gross NPA ratio 1.45% (IDFC First Bank 1.61%).
On FY26 consolidated figures, against IDFC First Bank, Federal Bank and Bandhan Bank: RBL Bank's return on equity of 5.4% is the second highest of the four (IDFC First Bank 3.8%, Federal Bank 11.4%, Bandhan Bank 4.9%; peer average 6.7%); its return on assets of 0.54% is the third highest of the four (IDFC First Bank 0.43%, Federal Bank 1.18%, Bandhan Bank 0.61%; peer average 0.74%); its gross NPA ratio of 1.45% is the lowest of the four (IDFC First Bank 1.61%, Federal Bank 1.62%, Bandhan Bank 3.27%; peer average 2.17%).
From RBL Bank's own consolidated results, balance sheets and shareholding patterns filed with NSE. Ratios are calculated by Alphave from those filings as each answer describes.
Consolidated figures from the company's filings with NSE; prices are NSE closing prices.