RBL Bank financials

Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹5,402cr+21.6% on Q2 FY26
Net interest income
₹2,131cr+37.4% on Q2 FY26
Net profit
₹498cr+158.9% on Q2 FY26
EPS
₹3.22+2.2% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income5,4024,442+21.6%
Net interest income2,1311,552+37.4%
Operating profit1,417745+90.2%
Net profit498192+158.9%
EPS₹3.22₹3.15+2.2%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹5,402 crNet profit₹498 crNet interest margin3.8%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
22,308————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
15,55014,33714,04112,3949,550
—+2.1%+13.3%+29.8%—
7,1166,3626,4656,0444,871
—−1.6%+7.0%+24.1%—
3.9%3.9%4.5%4.4%—
4,2273,3663,6543,1272,243
1,2058797171,260920
—+22.6%−43.1%+37.0%—
₹19.49₹14.22₹11.60₹20.38₹14.88
—+22.6%−43.1%+37.0%—
5.4%5.4%4.7%8.5%—
Balance sheet & asset quality
1,56,1041,38,9591,10,9331,03,470—
1,42,3141,14,23292,61883,987—
—1.5%2.6%2.7%3.4%
—0.4%0.3%0.7%1.1%
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

RBLBANK₹360.90

RBL Bank Ltd.

· Banking & Finance
₹ CrorePeersIDFCFIRSTBFEDERALBNKBANDHANBNKPOONAWALLAPNBHOUSINGPIRAMALFINAPTUSMANAPPURAMMcap ₹22,308 Cr
HighlightsMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————22,307.6
Interest Earned9,549.612,393.814,041.114,336.815,550.0
Growth %, YoY—+29.8+13.3+2.1—
Net Interest Income4,870.96,043.86,464.96,362.17,116.4
Growth %, YoY—+24.1+7.0-1.6—
NIM %, on assets—4.374.533.893.89
Operating Profit (PPOP)2,243.13,127.23,654.53,365.64,226.6
Net Income919.51,259.9717.1879.11,205.0
Growth %, YoY—+37.0-43.1+22.6—
EPS, Adj (current shares)14.8820.3811.6014.2219.49
Growth %, YoY—+37.0-43.1+22.6—
ROE %—8.494.705.435.43
Balance Sheet & Asset Quality
Deposits—1,03,470.41,10,932.91,38,959.41,56,103.8
Advances—83,986.992,618.31,14,231.91,42,314.1
Gross NPA %3.372.652.601.45—
Net NPA %1.100.740.290.39—
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). NPA/CAR sourced from bank-level (standalone) filings. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

RBL Bank financials and key ratios

Prices at the previous close · figures from the company's filings with NSE

RBL Bank (NSE: RBLBANK) had a market capitalisation of ₹55,999 crore at the previous close (₹360.90 a share), a PE ratio of 46.5 on the last four quarters' profit and a price-to-book ratio of 1.29. In FY26 its standalone net profit was ₹822 crore on net interest income of ₹6,360 crore; in Q2 FY27 (July–September 2026) it was ₹482 crore, up 169.9% year on year. Gross NPAs were 1.02% of advances on 30 September 2026. Promoters held 59.88% of the shares on 30 September 2026.

RBL Bank Q2 FY27 results
filed 12 October 2026
Share price used
₹360.90 · previous close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

RBL Bank at a glance · consolidated

Market cap
₹55,999 Crat ₹360.90 · previous close
PE ratio (last 4 quarters)
46.563.7 on FY26 profit
Price to book (PB)
1.29book value ₹280.05 a share
ROE (FY26)
5.4%+0.7 pts vs FY25
Gross NPA
1.02%2.32% in Q2 FY26net NPA 0.29% · Q2 FY27
Promoter holding
59.88%−0.1 pts vs 30 Jun 202630 September 2026
Net worth
₹43,454 Cr+169.6% vs 30 Sep 202530 September 2026
CET1 ratio
29.04%30 September 2026
EPS (FY26)
₹14.34

Questions

What is the RBL Bank PE ratio today?

RBL Bank's PE ratio is 46.5 at the previous close (₹360.90 a share): a market capitalisation of ₹55,999 crore divided by consolidated net profit of ₹1,205 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹879 crore) it is 63.7.

What is the RBL Bank PB ratio (price to book value)?

RBL Bank's price-to-book (PB) ratio is 1.29 at the previous close: a market capitalisation of ₹55,999 crore divided by shareholders' equity (book value) of ₹43,454 crore on 30 September 2026. That is a book value of ₹280.05 per share against a share price of ₹360.90.

What is the RBL Bank net worth?

RBL Bank's net worth — shareholders' equity in its consolidated balance sheet — was ₹43,454 crore on 30 September 2026, up 169.6% from ₹16,120 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹55,999 crore at the previous close.

What is the RBL Bank market cap?

RBL Bank's market capitalisation was ₹55,999 crore at the previous close: 155.16 crore shares at ₹360.90 each.

What is the RBL Bank EPS?

RBL Bank's basic earnings per share (EPS) were ₹14.34 in FY26, against ₹11.81 in FY25.

What is the RBL Bank capital adequacy ratio?

RBL Bank's common equity tier 1 (CET1) ratio was 29.04% on 30 September 2026.

What is the RBL Bank ROE?

In FY26, RBL Bank's return on equity (ROE) was 5.4%. ROE is net profit divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 4.7%.

What is the RBL Bank book value per share?

RBL Bank's book value per share was ₹280.05 on 30 September 2026: shareholders' equity of ₹43,454 crore divided by the 155.16 crore shares in issue. The share price at the previous close was ₹360.90.

What is the RBL Bank NPA?

RBL Bank's gross non-performing assets (NPAs) were ₹1,456 crore, 1.02% of gross advances, on 30 September 2026 (2.32% a year earlier). Net NPAs were 0.29% of net advances (0.57% a year earlier).

What is the RBL Bank CD ratio (credit-deposit ratio)?

RBL Bank's credit-deposit ratio was 91.1% on 30 September 2026: advances divided by deposits, from its standalone balance sheet.

What are the RBL Bank deposits and advances?

On 30 September 2026, RBL Bank's deposits were ₹1,56,272 crore, up 33.9% from a year earlier, and its advances (loans) were ₹1,42,314 crore, up 41.6% from a year earlier.

When are the RBL Bank next results?

RBL Bank has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

What is the RBL Bank dividend in 2026 and its record date?

In 2026, RBL Bank has declared one dividend: ₹1 with record date 14 August 2026.

What is the RBL Bank promoter holding?

Promoters held 59.88% of RBL Bank on 30 September 2026, down 0.12 percentage points from 60.00% the previous quarter and up 59.88 percentage points from 0.00% a year earlier, according to the shareholding pattern filed with NSE.

What are the RBL Bank latest quarterly results?

RBL Bank's latest results are for Q2 FY27 (July–September 2026), filed on 12 October 2026: standalone net profit ₹482 crore, up 169.9% from ₹179 crore in Q2 FY26; net interest income ₹2,131 crore, up 37.4% year on year.

What is the RBL Bank shareholding pattern?

On 30 September 2026, RBL Bank's shares were held by promoters 59.88%, foreign portfolio investors (FII/FPI) 8.70%, domestic institutions (DII) 18.52% (including mutual funds at 15.97%) and retail and other non-institutional investors 12.89%. Over the year, FII holding was down 6.78 percentage points from 15.48% and DII holding was down 17.11 percentage points from 35.63%.

What is the RBL Bank revenue and profit in FY26?

In FY26 (April 2025–March 2026), RBL Bank's standalone net profit was ₹822 crore, up 18.3% from ₹695 crore in FY25, on net interest income of ₹6,360 crore (down 1.6%). Over three years, from FY23, net profit was down 6.8%.

RBL Bank vs IDFC First Bank: how do they compare?

In FY26, RBL Bank earned net profit of ₹879 crore, against ₹1,611 crore for IDFC First Bank. RBL Bank's return on equity was 5.4% (IDFC First Bank 3.8%) and its gross NPA ratio 1.45% (IDFC First Bank 1.61%).

How does RBL Bank compare with its peers?

On FY26 consolidated figures, against IDFC First Bank, Federal Bank and Bandhan Bank: RBL Bank's return on equity of 5.4% is the second highest of the four (IDFC First Bank 3.8%, Federal Bank 11.4%, Bandhan Bank 4.9%; peer average 6.7%); its return on assets of 0.54% is the third highest of the four (IDFC First Bank 0.43%, Federal Bank 1.18%, Bandhan Bank 0.61%; peer average 0.74%); its gross NPA ratio of 1.45% is the lowest of the four (IDFC First Bank 1.61%, Federal Bank 1.62%, Bandhan Bank 3.27%; peer average 2.17%).

Where do these RBL Bank figures come from?

From RBL Bank's own consolidated results, balance sheets and shareholding patterns filed with NSE. Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.