| ₹ crore | Q2 FY27 | Q2 FY26 | Change |
|---|---|---|---|
| Total income | 9,903 | 8,321 | +19.0% |
| Net interest income | 3,599 | 2,787 | +29.2% |
| Operating profit | 2,475 | 1,770 | +39.8% |
| Net profit | 1,564 | 1,019 | +53.4% |
| EPS | ₹6.07 | ₹4.04 | +50.2% |
Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.
| Tap a line for its trend | Currentlast 12M | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
| 85,265 | — | — | — | — | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |
| 31,552 | 29,674 | 28,106 | 23,565 | 17,812 | ||
| — | +5.6% | +19.3% | +32.3% | — | ||
| 13,428 | 11,903 | 10,475 | 9,071 | 7,837 | ||
| — | +13.6% | +15.5% | +15.8% | — | ||
| 3.1% | 3.1% | 3.1% | 2.9% | — | ||
| 8,926 | 7,834 | 6,507 | 5,521 | 5,062 | ||
| 5,379 | 4,483 | 4,201 | 3,928 | 3,176 | ||
| — | +6.7% | +7.0% | +23.7% | — | ||
| ₹21.06 | ₹17.63 | ₹16.88 | ₹15.75 | ₹12.84 | ||
| — | +4.5% | +7.2% | +22.6% | — | ||
| 11.4% | 11.4% | 12.5% | 12.6% | — | ||
Balance sheet & asset quality | ||||||
| 3,42,189 | 3,13,491 | 2,83,484 | 2,52,455 | 2,12,989 | ||
| 3,12,823 | 2,77,381 | 2,44,995 | 2,18,110 | 1,81,957 | ||
| — | 1.6% | 1.8% | 2.1% | 2.4% | ||
| — | 0.2% | 0.4% | 0.6% | 0.7% | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Current/LTM TTM · last close | |
|---|---|---|---|---|---|---|
| Market Capitalization | — | — | — | — | 85,264.8 | |
| Interest Earned | 17,811.8 | 23,565.5 | 28,106.1 | 29,674.1 | 31,551.5 | |
| Growth %, YoY | — | +32.3 | +19.3 | +5.6 | — | |
| Net Interest Income | 7,836.5 | 9,070.8 | 10,474.8 | 11,902.5 | 13,428.1 | |
| Growth %, YoY | — | +15.8 | +15.5 | +13.6 | — | |
| NIM %, on assets | — | 2.85 | 3.09 | 3.12 | 3.12 | |
| Operating Profit (PPOP) | 5,061.6 | 5,520.6 | 6,507.0 | 7,834.2 | 8,926.4 | |
| Net Income | 3,175.8 | 3,927.5 | 4,201.5 | 4,483.4 | 5,378.9 | |
| Growth %, YoY | — | +23.7 | +7.0 | +6.7 | — | |
| EPS, Adj (current shares) | 12.84 | 15.75 | 16.88 | 17.63 | 21.06 | |
| Growth %, YoY | — | +22.6 | +7.2 | +4.5 | — | |
| ROE % | — | 12.55 | 12.53 | 11.35 | 11.35 | |
| Balance Sheet & Asset Quality | ||||||
| Deposits | 2,12,988.5 | 2,52,455.0 | 2,83,483.6 | 3,13,490.9 | 3,42,188.9 | |
| Advances | 1,81,956.7 | 2,18,110.3 | 2,44,995.4 | 2,77,380.7 | 3,12,823.2 | |
| Gross NPA % | 2.36 | 2.13 | 1.84 | 1.62 | — | |
| Net NPA % | 0.69 | 0.60 | 0.44 | 0.20 | — | |
Prices at the 29 October 2026 close · figures from the company's filings with NSE
Federal Bank (NSE: FEDERALBNK) had a market capitalisation of ₹85,988 crore at the 29 October 2026 close (₹347.75 a share), a PE ratio of 16.6 on the last four quarters' profit and a price-to-book ratio of 1.96. In FY26 its consolidated net profit attributable to shareholders was ₹4,345 crore on net interest income of ₹11,903 crore; in Q2 FY27 (July–September 2026) it was ₹1,499 crore, up 51.1% year on year. Gross NPAs were 1.32% of advances on 30 September 2026.
Federal Bank's PE ratio is 16.6 at the 29 October 2026 close (₹347.75 a share): a market capitalisation of ₹85,988 crore divided by consolidated net profit attributable to shareholders of ₹5,190 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit attributable to shareholders (₹4,345 crore) it is 19.8.
Federal Bank's price-to-book (PB) ratio is 1.96 at the 29 October 2026 close: a market capitalisation of ₹85,988 crore divided by shareholders' equity (book value) of ₹43,948 crore on 30 September 2026. That is a book value of ₹177.73 per share against a share price of ₹347.75.
Federal Bank's net worth — shareholders' equity in its consolidated balance sheet — was ₹43,948 crore on 30 September 2026, up 18.0% from ₹37,250 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹85,988 crore at the 29 October 2026 close.
Federal Bank's market capitalisation was ₹85,988 crore at the 29 October 2026 close: 247.27 crore shares at ₹347.75 each.
Federal Bank's basic earnings per share (EPS) were ₹17.67 in FY26, against ₹16.98 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹21.05.
In 2026, Federal Bank has declared one dividend: ₹1.20 with record date 14 August 2026.
In FY26, Federal Bank's return on equity (ROE) was 11.4%. ROE is net profit attributable to shareholders divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 12.5%.
Federal Bank's book value per share was ₹177.73 on 30 September 2026: shareholders' equity of ₹43,948 crore divided by the 247.27 crore shares in issue, up 17.3% from ₹151.46 a year earlier. The share price at the 29 October 2026 close was ₹347.75.
Federal Bank's gross non-performing assets (NPAs) were ₹3,990 crore, 1.32% of gross advances, on 30 September 2026 (1.83% a year earlier). Net NPAs were 0.17% of net advances (0.48% a year earlier).
On 30 September 2026, Federal Bank's deposits were ₹3,42,189 crore, up 18.5% from a year earlier, and its advances (loans) were ₹3,12,823 crore, up 22.7% from a year earlier.
Federal Bank's dividend yield is 0.35% at the 29 October 2026 close: dividends of ₹1.20 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹347.75. They were ₹1.20 on 14 August 2026.
Federal Bank has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.
Federal Bank's latest results are for Q2 FY27 (July–September 2026), filed on 16 October 2026: consolidated net profit attributable to shareholders ₹1,499 crore, up 51.1% from ₹992 crore in Q2 FY26; net interest income ₹3,599 crore, up 29.2% year on year.
In FY26 (April 2025–March 2026), Federal Bank's consolidated net profit attributable to shareholders was ₹4,345 crore, up 4.5% from ₹4,159 crore in FY25, on net interest income of ₹11,903 crore (up 13.6%). Over three years, from FY23, net profit was up 37.3%.
At the 29 October 2026 closing prices, on FY26 net profit attributable to shareholders, Federal Bank's PE ratio is 19.8, the highest of the four: South Indian Bank 10.2, City Union Bank 17.0 and Karur Vysya Bank 13.7, a peer average of 13.6. Each is the company's market capitalisation at that price divided by its FY26 net profit.
On FY26 consolidated figures, against South Indian Bank, City Union Bank and Karur Vysya Bank: Federal Bank's return on equity of 11.4% is the lowest of the four (South Indian Bank 13.5%, City Union Bank 13.2%, Karur Vysya Bank 19.3%; peer average 15.4%); its return on assets of 1.18% is the third highest of the four (South Indian Bank 1.09%, City Union Bank 1.52%, Karur Vysya Bank 1.96%; peer average 1.52%); its gross NPA ratio of 1.62% is the second highest of the four (South Indian Bank 1.43%, City Union Bank 1.91%, Karur Vysya Bank 0.75%; peer average 1.36%).
In FY26, Federal Bank earned net profit attributable to shareholders of ₹4,345 crore, against ₹1,456 crore for South Indian Bank. Federal Bank's return on equity was 11.4% (South Indian Bank 13.5%) and its gross NPA ratio 1.62% (South Indian Bank 1.43%). At the 29 October 2026 close, Federal Bank's market capitalisation was ₹85,988 crore against ₹14,819 crore for South Indian Bank, and its PE ratio on FY26 profit 19.8 against 10.2.
From Federal Bank's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.
Consolidated figures from the company's filings with NSE; prices are NSE closing prices.