In ₹ Crore except Per Share Latest Annual	FEDERALBNK FY26	SOUTHBANK FY26	CUB FY26	KARURVYSYA FY26	Peer Average
Valuation — at last close
P/E	19.68×	◆ 10.17×	12.69×	13.65×	12.17× +62%
P/B	2.08×	◆ 1.30×	1.60×	2.43×	1.77× +17%
Market Cap	₹85,696 Cr	₹14,808 Cr	₹16,860 Cr	₹34,268 Cr	₹21,978 Cr +290%
Growth
Revenue CAGR 3Y	◆ 19.18%	13.80%	—	—	13.80% +39%
Revenue CAGR 5Y	◆ 16.06%	—	10.32%	—	10.32% +56%
Net Income CAGR 3Y	12.18%	◆ 23.37%	—	—	23.37% -48%
Revenue YoY (latest Q)	19.01%	11.68%	◆ 27.73%	10.54%	16.65% +14%
Net Income YoY (latest Q)	◆ 53.42%	21.26%	26.58%	37.24%	28.36% +88%
Profitability
NIM (banks)	3.12%	2.58%	3.24%	◆ 3.86%	3.23% -3%
Net Income Margin	13.08%	12.28%	16.77%	◆ 19.08%	16.04% -18%
Return on Common Equity	11.35%	13.54%	13.24%	◆ 19.28%	15.35% -26%
Return on Assets	1.18%	1.09%	1.52%	◆ 1.96%	1.52% -23%
Credit & Quality
Gross NPA (banks)	1.62%	1.43%	1.91%	◆ 0.75%	1.36% +19%
Cost/Income (banks)	52.52%	56.41%	47.93%	◆ 41.98%	48.77% +8%
Scale — latest FY
Revenue / Total Income	₹34,272 Cr	₹11,855 Cr	₹7,909 Cr	₹13,159 Cr	₹10,974 Cr +212%
Net Income	₹4,483 Cr	₹1,456 Cr	₹1,326 Cr	₹2,510 Cr	₹1,764 Cr +154%
Total Assets	₹4.02L Cr	₹1.42L Cr	₹97,024 Cr	₹1.37L Cr	₹1.25L Cr +221%
EPS	₹17.67	₹5.56	₹17.88	₹25.98	₹16.47 +7%
Book Value per Share	₹166.83	₹43.57	₹142.18	₹145.95	₹110.57 +51%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.