| ₹ crore | Q2 FY27 | Q2 FY26 | Change |
|---|---|---|---|
| Total income | 3,670 | 3,320 | +10.5% |
| Net interest income | 1,497 | 1,261 | +18.7% |
| Operating profit | 1,162 | 1,017 | +14.2% |
| Net profit | 788 | 574 | +37.2% |
| EPS | ₹8.15 | ₹5.94 | +37.2% |
Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.
| Tap a line for its trend | Currentlast 12M | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
| 33,852 | — | — | — | — | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |
| 11,983 | 11,074 | 9,678 | 8,204 | — | ||
| — | +14.4% | +18.0% | — | — | ||
| 5,518 | 4,939 | 4,260 | 3,809 | — | ||
| — | +15.9% | +11.8% | — | — | ||
| 3.9% | 3.9% | 3.8% | 3.6% | — | ||
| 4,510 | 4,075 | 3,212 | 2,829 | — | ||
| 2,958 | 2,510 | 1,942 | 1,605 | — | ||
| — | +29.3% | +21.0% | — | — | ||
| ₹30.60 | ₹25.97 | ₹20.09 | ₹16.60 | — | ||
| — | +29.3% | +21.0% | — | — | ||
| 19.3% | 19.3% | 17.7% | 16.0% | — | ||
Balance sheet & asset quality | ||||||
| 1,28,123 | 1,15,666 | 1,02,078 | 89,113 | 76,637 | ||
| 1,11,015 | 98,191 | 84,005 | 73,667 | 63,134 | ||
| — | 0.8% | 0.8% | 1.4% | — | ||
| — | 0.2% | 0.2% | 0.4% | — | ||
From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Current/LTM TTM · last close | |
|---|---|---|---|---|---|---|
| Market Capitalization | — | — | — | — | 33,852.1 | |
| Interest Earned | — | 8,203.9 | 9,678.0 | 11,074.4 | 11,982.7 | |
| Growth %, YoY | — | — | +18.0 | +14.4 | — | |
| Net Interest Income | — | 3,809.2 | 4,259.9 | 4,938.6 | 5,518.1 | |
| Growth %, YoY | — | — | +11.8 | +15.9 | — | |
| NIM %, on assets | — | 3.61 | 3.79 | 3.86 | 3.86 | |
| Operating Profit (PPOP) | — | 2,829.1 | 3,212.3 | 4,075.0 | 4,509.9 | |
| Net Income | — | 1,604.8 | 1,941.6 | 2,510.3 | 2,958.3 | |
| Growth %, YoY | — | — | +21.0 | +29.3 | — | |
| EPS, Adj (current shares) | — | 16.60 | 20.09 | 25.97 | 30.60 | |
| Growth %, YoY | — | — | +21.0 | +29.3 | — | |
| ROE % | — | 15.98 | 17.68 | 19.28 | 19.28 | |
| Balance Sheet & Asset Quality | ||||||
| Deposits | 76,637.0 | 89,112.7 | 1,02,078.0 | 1,15,665.7 | 1,28,123.3 | |
| Advances | 63,134.0 | 73,667.5 | 84,004.5 | 98,190.6 | 1,11,015.2 | |
| Gross NPA % | — | 1.40 | 0.76 | 0.75 | — | |
| Net NPA % | — | 0.40 | 0.20 | 0.19 | — | |
Prices at the 29 October 2026 close · figures from the company's filings with NSE
Karur Vysya Bank (NSE: KARURVYSYA) had a market capitalisation of ₹34,270 crore at the 29 October 2026 close (₹354.50 a share), a PE ratio of 11.6 on the last four quarters' profit and a price-to-book ratio of 2.23. In FY26 its standalone net profit was ₹2,510 crore on net interest income of ₹4,939 crore; in Q2 FY27 (July–September 2026) it was ₹788 crore, up 37.2% year on year. Gross NPAs were 0.69% of advances on 30 September 2026. Promoters held 1.95% of the shares on 30 September 2026.
Karur Vysya Bank's PE ratio is 11.6 at the 29 October 2026 close (₹354.50 a share): a market capitalisation of ₹34,270 crore divided by consolidated net profit of ₹2,958 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹2,510 crore) it is 13.7.
Karur Vysya Bank's net worth — shareholders' equity in its consolidated balance sheet — was ₹15,393 crore on 30 September 2026, up 20.3% from ₹12,796 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹34,270 crore at the 29 October 2026 close.
In FY26, Karur Vysya Bank's return on equity (ROE) was 19.3%. ROE is net profit divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 17.7%.
Karur Vysya Bank's price-to-book (PB) ratio is 2.23 at the 29 October 2026 close: a market capitalisation of ₹34,270 crore divided by shareholders' equity (book value) of ₹15,393 crore on 30 September 2026. That is a book value of ₹159.23 per share against a share price of ₹354.50.
Karur Vysya Bank's book value per share was ₹159.23 on 30 September 2026: shareholders' equity of ₹15,393 crore divided by the 96.67 crore shares in issue, up 20.3% from ₹132.41 a year earlier. The share price at the 29 October 2026 close was ₹354.50.
On 30 September 2026, Karur Vysya Bank's deposits were ₹1,28,123 crore, up 16.0% from a year earlier, and its advances (loans) were ₹1,11,015 crore, up 20.4% from a year earlier.
Karur Vysya Bank's market capitalisation was ₹34,270 crore at the 29 October 2026 close: 96.67 crore shares at ₹354.50 each.
Karur Vysya Bank's common equity tier 1 (CET1) ratio was 17.97% on 30 September 2026.
In 2026, Karur Vysya Bank has declared one dividend: ₹2.60 with record date 24 July 2026.
Karur Vysya Bank's basic earnings per share (EPS) were ₹25.98 in FY26, against ₹24.13 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹30.61.
Karur Vysya Bank's gross non-performing assets (NPAs) were ₹765 crore, 0.69% of gross advances, on 30 September 2026 (0.76% a year earlier). Net NPAs were 0.18% of net advances (0.19% a year earlier).
Karur Vysya Bank's credit-deposit ratio was 86.7% on 30 September 2026: advances divided by deposits, from its standalone balance sheet.
Karur Vysya Bank's dividend yield is 0.73% at the 29 October 2026 close: dividends of ₹2.60 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹354.50. They were ₹2.60 on 24 July 2026.
Promoters held 1.95% of Karur Vysya Bank on 30 September 2026, down 0.12 percentage points from 2.07% the previous quarter and down 0.15 percentage points from 2.10% a year earlier, according to the shareholding pattern filed with NSE.
In FY26 (April 2025–March 2026), Karur Vysya Bank's standalone net profit was ₹2,510 crore, up 29.3% from ₹1,942 crore in FY25, on net interest income of ₹4,939 crore (up 15.9%).
On 30 September 2026, Karur Vysya Bank's shares were held by promoters 1.95%, foreign portfolio investors (FII/FPI) 18.10%, domestic institutions (DII) 42.10% (including mutual funds at 33.29%) and retail and other non-institutional investors 37.85%. Over the year, FII holding was up 2.29 percentage points from 15.81% and DII holding was up 2.13 percentage points from 39.97%.
At the 29 October 2026 closing prices, on FY26 net profit, Karur Vysya Bank's PE ratio is 13.7, the third highest of the four: City Union Bank 17.0, Federal Bank 19.8 and South Indian Bank 10.2, a peer average of 15.6. Each is the company's market capitalisation at that price divided by its FY26 net profit.
In FY26, Karur Vysya Bank earned net profit of ₹2,510 crore, against ₹1,326 crore for City Union Bank. Karur Vysya Bank's return on equity was 19.3% (City Union Bank 13.2%) and its gross NPA ratio 0.75% (City Union Bank 1.91%). At the 29 October 2026 close, Karur Vysya Bank's market capitalisation was ₹34,270 crore against ₹22,481 crore for City Union Bank, and its PE ratio on FY26 profit 13.7 against 17.0.
Karur Vysya Bank's latest results are for Q2 FY27 (July–September 2026), filed on 15 October 2026: standalone net profit ₹788 crore, up 37.2% from ₹574 crore in Q2 FY26; net interest income ₹1,497 crore, up 18.7% year on year.
Karur Vysya Bank has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.
On FY26 consolidated figures, against City Union Bank, Federal Bank and South Indian Bank: Karur Vysya Bank's return on equity of 19.3% is the highest of the four (City Union Bank 13.2%, Federal Bank 11.4%, South Indian Bank 13.5%; peer average 12.7%); its return on assets of 1.96% is the highest of the four (City Union Bank 1.52%, Federal Bank 1.18%, South Indian Bank 1.09%; peer average 1.26%); its gross NPA ratio of 0.75% is the lowest of the four (City Union Bank 1.91%, Federal Bank 1.62%, South Indian Bank 1.43%; peer average 1.65%).
From Karur Vysya Bank's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.
Consolidated figures from the company's filings with NSE; prices are NSE closing prices.