In ₹ Crore except Per Share Latest Annual | KARURVYSYA FY26 | CUB FY26 | FEDERALBNK FY26 | SOUTHBANK FY26 | Peer Median | |
|---|---|---|---|---|---|---|
| Valuation — at last close | ||||||
| P/E | — | — | 19.54× | ◆ 8.31× | 13.92× | |
| P/B | — | — | 2.07× | ◆ 1.06× | 1.56× | |
| Market Cap | — | — | ₹85,080 Cr | ₹12,091 Cr | ₹48,585 Cr | |
| Growth | ||||||
| Revenue CAGR 3Y | — | — | ◆ 19.18% | 13.80% | 16.49% | |
| Revenue CAGR 5Y | — | — | 16.06% | — | 16.06% | |
| Net Income CAGR 3Y | — | — | 12.18% | ◆ 23.37% | 17.77% | |
| Revenue YoY (latest Q) | — | — | ◆ 7.55% | 0.78% | 4.17% | |
| Net Income YoY (latest Q) | — | — | ◆ 37.06% | 17.22% | 27.14% | |
| Profitability | ||||||
| NIM (banks) | — | — | ◆ 2.96% | 2.42% | 2.69% | |
| Net Income Margin | — | — | ◆ 13.08% | 12.28% | 12.68% | |
| Return on Common Equity | — | — | 10.57% | ◆ 12.76% | 11.66% | |
| Return on Assets | — | — | ◆ 1.12% | 1.03% | 1.08% | |
| Credit & Quality | ||||||
| Gross NPA (banks) | — | — | 1.62% | ◆ 1.43% | 1.52% | |
| Cost/Income (banks) | — | — | ◆ 52.52% | 56.41% | 54.47% | |
| Scale — latest FY | ||||||
| Revenue / Total Income | — | — | ₹34,272 Cr | ₹11,855 Cr | ₹23,064 Cr | |
| Net Income | — | — | ₹4,483 Cr | ₹1,456 Cr | ₹2,970 Cr | |
| Total Assets | — | — | ₹4.02L Cr | ₹1.42L Cr | ₹2.72L Cr | |
| EPS | — | — | ₹17.67 | ₹5.56 | ₹11.62 | |
| Book Value per Share | — | — | ₹166.83 | ₹43.57 | ₹105.2 | |