In ₹ Crore except Per Share Latest Annual	KARURVYSYA FY26	CUB FY26	FEDERALBNK FY26	SOUTHBANK FY26	Peer Average
Valuation — at last close
P/E	12.96×	12.47×	19.27×	◆ 9.50×	13.75× -6%
P/B	2.31×	1.57×	2.04×	◆ 1.21×	1.61× +44%
Market Cap	₹32,537 Cr	₹16,567 Cr	₹83,909 Cr	₹13,821 Cr	₹38,099 Cr -15%
Growth
Revenue CAGR 3Y	—	—	◆ 19.18%	13.80%	16.49%
Revenue CAGR 5Y	—	10.32%	◆ 16.06%	—	13.19%
Net Income CAGR 3Y	—	—	12.18%	◆ 23.37%	17.77%
Revenue YoY (latest Q)	10.54%	◆ 27.73%	19.01%	11.68%	19.47% -46%
Net Income YoY (latest Q)	37.24%	26.58%	◆ 53.42%	21.26%	33.75% +10%
Profitability
NIM (banks)	◆ 3.86%	3.24%	3.12%	2.58%	2.98% +30%
Net Income Margin	◆ 19.08%	16.77%	13.08%	12.28%	14.04% +36%
Return on Common Equity	◆ 19.28%	13.24%	11.35%	13.54%	12.71% +52%
Return on Assets	◆ 1.96%	1.52%	1.18%	1.09%	1.26% +55%
Credit & Quality
Gross NPA (banks)	◆ 0.75%	1.91%	1.62%	1.43%	1.65% -55%
Cost/Income (banks)	◆ 41.98%	47.93%	52.52%	56.41%	52.29% -20%
Scale — latest FY
Revenue / Total Income	₹13,159 Cr	₹7,909 Cr	₹34,272 Cr	₹11,855 Cr	₹18,012 Cr -27%
Net Income	₹2,510 Cr	₹1,326 Cr	₹4,483 Cr	₹1,456 Cr	₹2,422 Cr +4%
Total Assets	₹1.37L Cr	₹97,024 Cr	₹4.02L Cr	₹1.42L Cr	₹2.14L Cr -36%
EPS	₹25.98	₹17.88	₹17.67	₹5.56	₹13.7 +90%
Book Value per Share	₹145.95	₹142.18	₹166.83	₹43.57	₹117.53 +24%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.