City Union Bank financials

·Banking & FinanceChart ›
Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹2,442cr+27.7% on Q2 FY26
Net interest income
₹873cr+30.9% on Q2 FY26
Net profit
₹416cr+26.6% on Q2 FY26
EPS
₹4.20−5.2% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income2,4421,912+27.7%
Net interest income873667+30.9%
Operating profit661471+40.4%
Net profit416329+26.6%
EPS₹4.20₹4.43−5.2%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹2,442 crNet profit₹416 crNet interest margin3.4%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY22 and earlierAlpha Plus
16,860———
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
7,6896,8705,8345,271
—+17.8%+10.7%—
3,2312,8302,3162,123
—+22.2%+9.1%—
3.2%3.2%3.1%3.0%
2,3342,0141,6791,517
1,4901,3261,1241,016
—+18.0%+10.6%—
₹20.06₹17.85₹15.12₹13.67
—+18.0%+10.6%—
13.2%13.2%12.6%12.1%
Balance sheet & asset quality
83,89378,30863,52655,657
71,74365,87552,08145,526
—1.9%3.1%4.0%
—0.7%1.3%2.0%
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

CUB₹226.90

City Union Bank Ltd.

· Banking & Finance
₹ CrorePeersCSBBANKKARURVYSYAFEDERALBNKFIVESTARCHOLAHLDNGCDSLIIFLCAMSMcap ₹16,860 Cr
HighlightsMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————16,859.7
Interest Earned—5,270.65,834.06,869.87,688.5
Growth %, YoY——+10.7+17.8—
Net Interest Income—2,123.52,315.72,829.83,230.9
Growth %, YoY——+9.1+22.2—
NIM %, on assets—3.003.123.243.24
Operating Profit (PPOP)—1,516.71,678.62,014.22,334.2
Net Income—1,015.71,123.61,326.21,490.2
Growth %, YoY——+10.6+18.0—
EPS, Adj (current shares)—13.6715.1217.8520.06
Growth %, YoY——+10.6+18.0—
ROE %—12.0912.5813.2413.24
Balance Sheet & Asset Quality
Deposits—55,656.663,526.078,308.083,893.1
Advances—45,525.752,081.365,875.271,742.7
Gross NPA %—3.993.091.91—
Net NPA %—1.971.250.68—
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). NPA/CAR sourced from bank-level (standalone) filings. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

City Union Bank financials and key ratios

Prices at the previous close · figures from the company's filings with NSE

City Union Bank (NSE: CUB) had a market capitalisation of ₹22,481 crore at the previous close (₹226.90 a share), a PE ratio of 15.1 on the last four quarters' profit and a price-to-book ratio of 2.01. In FY26 its standalone net profit was ₹1,326 crore on net interest income of ₹2,830 crore; in Q2 FY27 (July–September 2026) it was ₹416 crore, up 26.6% year on year. Gross NPAs were 1.44% of advances on 30 September 2026.

City Union Bank Q2 FY27 results
filed 28 October 2026
Share price used
₹226.90 · previous close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

City Union Bank at a glance · consolidated

Market cap
₹22,481 Crat ₹226.90 · previous close
PE ratio (last 4 quarters)
15.117.0 on FY26 profit
Price to book (PB)
2.01book value ₹112.97 a share
ROE (FY26)
13.2%+0.7 pts vs FY25
Gross NPA
1.44%2.42% in Q2 FY26net NPA 0.48% · Q2 FY27
FII holding
17.40%−1.3 pts vs 30 Jun 2026no promoter group
Net worth
₹11,192 Cr+12.8% vs 30 Sep 202530 September 2026
CET1 ratio
20.43%30 September 2026
EPS (FY26)
₹17.88

Questions

What is the City Union Bank PE ratio today?

City Union Bank's PE ratio is 15.1 at the previous close (₹226.90 a share): a market capitalisation of ₹22,481 crore divided by consolidated net profit of ₹1,490 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹1,326 crore) it is 17.0.

What is the City Union Bank net worth?

City Union Bank's net worth — shareholders' equity in its consolidated balance sheet — was ₹11,192 crore on 30 September 2026, up 12.8% from ₹9,926 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹22,481 crore at the previous close.

What is the City Union Bank book value per share?

City Union Bank's book value per share was ₹112.97 on 30 September 2026: shareholders' equity of ₹11,192 crore divided by the 99.08 crore shares in issue. The share price at the previous close was ₹226.90.

What is the City Union Bank PB ratio (price to book value)?

City Union Bank's price-to-book (PB) ratio is 2.01 at the previous close: a market capitalisation of ₹22,481 crore divided by shareholders' equity (book value) of ₹11,192 crore on 30 September 2026. That is a book value of ₹112.97 per share against a share price of ₹226.90.

What is the City Union Bank ROE?

In FY26, City Union Bank's return on equity (ROE) was 13.2%. ROE is net profit divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 12.6%.

What are the City Union Bank deposits and advances?

On 30 September 2026, City Union Bank's deposits were ₹83,893 crore, up 20.7% from a year earlier, and its advances (loans) were ₹71,743 crore, up 26.6% from a year earlier.

What is the City Union Bank market cap?

City Union Bank's market capitalisation was ₹22,481 crore at the previous close: 99.08 crore shares at ₹226.90 each.

What is the City Union Bank capital adequacy ratio?

City Union Bank's common equity tier 1 (CET1) ratio was 20.43% on 30 September 2026.

What is the City Union Bank dividend in 2026 and its record date?

In 2026, City Union Bank has declared one dividend: ₹2 with record date 31 July 2026.

What is the City Union Bank EPS?

City Union Bank's basic earnings per share (EPS) were ₹17.88 in FY26, against ₹15.17 in FY25.

What is the City Union Bank NPA?

City Union Bank's gross non-performing assets (NPAs) were ₹1,043 crore, 1.44% of gross advances, on 30 September 2026 (2.42% a year earlier). Net NPAs were 0.48% of net advances (0.90% a year earlier).

What is the City Union Bank CD ratio (credit-deposit ratio)?

City Union Bank's credit-deposit ratio was 85.5% on 30 September 2026: advances divided by deposits, from its standalone balance sheet.

What is the City Union Bank promoter holding?

City Union Bank has no promoter group: on 30 September 2026 promoters held 0% of its shares, according to the shareholding pattern filed with NSE. Foreign portfolio investors held 17.40% and domestic institutions 47.99%.

What is the City Union Bank revenue and profit in FY26?

In FY26 (April 2025–March 2026), City Union Bank's standalone net profit was ₹1,326 crore, up 18.0% from ₹1,124 crore in FY25, on net interest income of ₹2,830 crore (up 22.2%).

When are the City Union Bank next results?

City Union Bank has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

What is the City Union Bank shareholding pattern?

On 30 September 2026, City Union Bank's shares were held by foreign portfolio investors (FII/FPI) 17.40%, domestic institutions (DII) 47.99% (including mutual funds at 37.32%) and retail and other non-institutional investors 34.61%. Over the year, FII holding was down 8.56 percentage points from 25.96% and DII holding was up 11.24 percentage points from 36.75%.

What are the City Union Bank latest quarterly results?

City Union Bank's latest results are for Q2 FY27 (July–September 2026), filed on 28 October 2026: standalone net profit ₹416 crore, up 26.6% from ₹329 crore in Q2 FY26; net interest income ₹873 crore, up 30.9% year on year.

How does City Union Bank compare with its peers?

On FY26 consolidated figures, against CSB Bank, Karur Vysya Bank and Federal Bank: City Union Bank's return on equity of 13.2% is the third highest of the four (CSB Bank 13.5%, Karur Vysya Bank 19.3%, Federal Bank 11.4%; peer average 14.7%); its return on assets of 1.52% is the second highest of the four (CSB Bank 1.20%, Karur Vysya Bank 1.96%, Federal Bank 1.18%; peer average 1.45%); its gross NPA ratio of 1.91% is the highest of the four (CSB Bank 1.66%, Karur Vysya Bank 0.75%, Federal Bank 1.62%; peer average 1.34%).

City Union Bank vs CSB Bank: how do they compare?

In FY26, City Union Bank earned net profit of ₹1,326 crore, against ₹633 crore for CSB Bank. City Union Bank's return on equity was 13.2% (CSB Bank 13.5%) and its gross NPA ratio 1.91% (CSB Bank 1.66%).

Where do these City Union Bank figures come from?

From City Union Bank's own consolidated results, balance sheets and shareholding patterns filed with NSE. Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.