CSB Bank financials

Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹1,612cr+10.6% on Q2 FY26
Net interest income
₹510cr+20.4% on Q2 FY26
Net profit
₹183cr+14.0% on Q2 FY26
EPS
₹10.53+14.0% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income1,6121,458+10.6%
Net interest income510424+20.4%
Operating profit276279−1.3%
Net profit183160+14.0%
EPS₹10.53₹9.24+14.0%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹1,612 crNet profit₹183 crNet interest margin3.4%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
5,338————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
4,9814,5053,5972,9282,320
—+25.2%+22.9%+26.2%—
1,9061,7201,4761,4761,334
—+16.5%−0.0%+10.7%—
3.3%3.3%3.5%4.5%4.6%
1,1121,085910780—
687633594567547
—+6.6%+4.8%+3.6%—
₹39.59₹36.49₹34.22₹32.66₹31.54
—+6.6%+4.8%+3.6%—
13.5%13.5%14.3%16.2%17.1%
Balance sheet & asset quality
46,88944,24636,86129,71924,506
41,85239,84831,50724,33620,651
—1.7%1.6%1.5%—
—0.4%0.5%0.5%3,500.0%
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

CSBBANK₹307.60

CSB Bank Ltd.

· Banking & Finance
₹ CrorePeersSOUTHBANKCUBFEDERALBNKCRAMCDCBBANKCCAVENUEEDELWEISSEQUITASBNKMcap ₹5,338 Cr
HighlightsMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————5,338.1
Interest Earned2,319.72,927.53,597.14,505.24,981.4
Growth %, YoY—+26.2+22.9+25.2—
Net Interest Income1,333.81,476.41,476.21,720.31,905.9
Growth %, YoY—+10.7-0.0+16.5—
NIM %, on assets4.574.533.523.263.26
Operating Profit (PPOP)—779.9910.21,085.41,112.3
Net Income547.4566.8593.8633.2687.0
Growth %, YoY—+3.6+4.8+6.6—
EPS, Adj (current shares)31.5432.6634.2236.4939.59
Growth %, YoY—+3.6+4.8+6.6—
ROE %17.0916.1814.3113.4813.48
Balance Sheet & Asset Quality
Deposits24,505.829,718.836,861.544,245.946,889.2
Advances20,650.624,335.631,507.139,847.841,851.6
Gross NPA %—1.471.571.66—
Net NPA %3,500.000.510.520.40—
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). NPA/CAR sourced from bank-level (standalone) filings. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

CSB Bank financials and key ratios

Prices at the previous close · figures from the company's filings with NSE

CSB Bank (NSE: CSBBANK) had a market capitalisation of ₹5,338 crore at the previous close (₹307.60 a share), a PE ratio of 7.8 on the last four quarters' profit and a price-to-book ratio of 1.03. In FY26 its standalone net profit was ₹633 crore on net interest income of ₹1,720 crore; in Q2 FY27 (July–September 2026) it was ₹183 crore, up 14.0% year on year. Gross NPAs were 1.58% of advances on 30 September 2026. Promoters held 40.00% of the shares on 30 September 2026.

CSB Bank Q2 FY27 results
filed 23 October 2026
Share price used
₹307.60 · previous close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

CSB Bank at a glance · consolidated

Market cap
₹5,338 Crat ₹307.60 · previous close
PE ratio (last 4 quarters)
7.88.4 on FY26 profit
Price to book (PB)
1.03book value ₹300.02 a share
ROE (FY26)
13.5%−0.8 pts vs FY25
Gross NPA
1.58%1.81% in Q2 FY26net NPA 0.33% · Q2 FY27
Promoter holding
40.00%unchanged vs 30 Jun 202630 September 2026
Net worth
₹5,206 Cr+10.8% vs 30 Sep 202530 September 2026
CET1 ratio
18.54%30 September 2026
EPS (FY26)
₹36.50

Questions

What is the CSB Bank PE ratio today?

CSB Bank's PE ratio is 7.8 at the previous close (₹307.60 a share): a market capitalisation of ₹5,338 crore divided by consolidated net profit of ₹687 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹633 crore) it is 8.4.

What is the CSB Bank net worth?

CSB Bank's net worth — shareholders' equity in its consolidated balance sheet — was ₹5,206 crore on 30 September 2026, up 10.8% from ₹4,700 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹5,338 crore at the previous close.

What is the CSB Bank book value per share?

CSB Bank's book value per share was ₹300.02 on 30 September 2026: shareholders' equity of ₹5,206 crore divided by the 17.35 crore shares in issue, up 10.8% from ₹270.85 a year earlier. The share price at the previous close was ₹307.60.

What is the CSB Bank PB ratio (price to book value)?

CSB Bank's price-to-book (PB) ratio is 1.03 at the previous close: a market capitalisation of ₹5,338 crore divided by shareholders' equity (book value) of ₹5,206 crore on 30 September 2026. That is a book value of ₹300.02 per share against a share price of ₹307.60.

What is the CSB Bank ROE?

In FY26, CSB Bank's return on equity (ROE) was 13.5%. ROE is net profit divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 14.3%.

What is the CSB Bank NPA?

CSB Bank's gross non-performing assets (NPAs) were ₹671 crore, 1.58% of gross advances, on 30 September 2026 (1.81% a year earlier). Net NPAs were 0.33% of net advances (0.52% a year earlier).

What is the CSB Bank market cap?

CSB Bank's market capitalisation was ₹5,338 crore at the previous close: 17.35 crore shares at ₹307.60 each.

What is the CSB Bank EPS?

CSB Bank's basic earnings per share (EPS) were ₹36.50 in FY26, against ₹34.23 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹39.60.

What is the CSB Bank capital adequacy ratio?

CSB Bank's common equity tier 1 (CET1) ratio was 18.54% on 30 September 2026.

What is the CSB Bank CD ratio (credit-deposit ratio)?

CSB Bank's credit-deposit ratio was 89.3% on 30 September 2026: advances divided by deposits, from its standalone balance sheet.

What are the CSB Bank deposits and advances?

On 30 September 2026, CSB Bank's deposits were ₹46,889 crore, up 18.3% from a year earlier, and its advances (loans) were ₹41,852 crore, up 22.2% from a year earlier.

What is the CSB Bank promoter holding?

Promoters held 40.00% of CSB Bank on 30 September 2026, unchanged from both the previous quarter and a year earlier, according to the shareholding pattern filed with NSE.

What is the CSB Bank shareholding pattern?

On 30 September 2026, CSB Bank's shares were held by promoters 40.00%, foreign portfolio investors (FII/FPI) 12.33%, domestic institutions (DII) 15.69% (including mutual funds at 13.15%) and retail and other non-institutional investors 29.94%. Over the year, FII holding was down 1.90 percentage points from 14.23% and DII holding was down 0.41 percentage points from 16.10%.

What are the CSB Bank latest quarterly results?

CSB Bank's latest results are for Q2 FY27 (July–September 2026), filed on 23 October 2026: standalone net profit ₹183 crore, up 14.0% from ₹160 crore in Q2 FY26; net interest income ₹510 crore, up 20.4% year on year.

What is the CSB Bank revenue and profit in FY26?

In FY26 (April 2025–March 2026), CSB Bank's standalone net profit was ₹633 crore, up 6.6% from ₹594 crore in FY25, on net interest income of ₹1,720 crore (up 16.5%). Over three years, from FY23, net profit was up 15.7%.

When are the CSB Bank next results?

CSB Bank has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

How does CSB Bank compare with its peers?

On FY26 consolidated figures, against South Indian Bank, City Union Bank and Federal Bank: CSB Bank's return on equity of 13.5% is the second highest of the four (South Indian Bank 13.5%, City Union Bank 13.2%, Federal Bank 11.4%; peer average 12.7%); its return on assets of 1.20% is the second highest of the four (South Indian Bank 1.09%, City Union Bank 1.52%, Federal Bank 1.18%; peer average 1.26%); its gross NPA ratio of 1.66% is the second highest of the four (South Indian Bank 1.43%, City Union Bank 1.91%, Federal Bank 1.62%; peer average 1.65%).

CSB Bank vs South Indian Bank: how do they compare?

In FY26, CSB Bank earned net profit of ₹633 crore, against ₹1,456 crore for South Indian Bank. CSB Bank's return on equity was 13.5% (South Indian Bank 13.5%) and its gross NPA ratio 1.66% (South Indian Bank 1.43%).

Where do these CSB Bank figures come from?

From CSB Bank's own consolidated results, balance sheets and shareholding patterns filed with NSE. Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.