DCB Bank financials

Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹2,300cr+14.5% on Q2 FY26
Net interest income
₹699cr+17.2% on Q2 FY26
Net profit
₹236cr+28.5% on Q2 FY26
EPS
₹7.34+25.7% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income2,3002,009+14.5%
Net interest income699596+17.2%
Operating profit383304+25.9%
Net profit236184+28.5%
EPS₹7.34₹5.84+25.7%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹2,300 crNet profit₹236 crNet interest margin3.0%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
6,432————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
7,8037,4046,4715,3624,200
—+14.4%+20.7%+27.7%—
2,6632,4572,1071,9281,717
—+16.6%+9.3%+12.3%—
3.0%3.0%3.0%3.1%—
1,3921,2961,037864787
840732615536466
—+18.9%+14.8%+15.1%—
₹26.09₹22.73₹19.12₹16.65₹14.46
—+18.9%+14.8%+15.1%—
12.0%12.0%11.4%10.6%—
Balance sheet & asset quality
76,83972,58360,03149,353—
64,12760,02251,04740,925—
—2.5%3.0%3.2%—
—0.9%1.1%1.1%1.0%
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

DCBBANK₹199.80

DCB Bank Ltd.

· Banking & Finance
₹ CrorePeersCUBRBLBANKFEDERALBNKEDELWEISSCSBBANKCRAMCEQUITASBNKFEDFINAMcap ₹6,432 Cr
HighlightsMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————6,431.6
Interest Earned4,200.35,362.06,470.67,404.57,802.9
Growth %, YoY—+27.7+20.7+14.4—
Net Interest Income1,717.01,927.92,106.62,456.52,662.5
Growth %, YoY—+12.3+9.3+16.6—
NIM %, on assets—3.063.012.982.98
Operating Profit (PPOP)786.7864.41,037.01,295.81,391.6
Net Income465.6536.0615.3731.6840.0
Growth %, YoY—+15.1+14.8+18.9—
EPS, Adj (current shares)14.4616.6519.1222.7326.09
Growth %, YoY—+15.1+14.8+18.9—
ROE %—10.5711.4411.9711.97
Balance Sheet & Asset Quality
Deposits—49,353.060,031.072,583.376,839.0
Advances—40,924.651,046.960,021.864,126.6
Gross NPA %—3.232.992.45—
Net NPA %1.041.111.120.89—
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). NPA/CAR sourced from bank-level (standalone) filings. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

DCB Bank financials and key ratios

Prices at the previous close · figures from the company's filings with NSE

DCB Bank (NSE: DCBBANK) had a market capitalisation of ₹6,437 crore at the previous close (₹199.80 a share), a PE ratio of 7.7 on the last four quarters' profit and a price-to-book ratio of 0.93. In FY26 its standalone net profit was ₹732 crore on net interest income of ₹2,457 crore; in Q2 FY27 (July–September 2026) it was ₹236 crore, up 28.5% year on year. Gross NPAs were 2.29% of advances on 30 September 2026. Promoters held 16.22% of the shares on 30 September 2026.

DCB Bank Q2 FY27 results
filed 23 October 2026
Share price used
₹199.80 · previous close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

DCB Bank at a glance · consolidated

Market cap
₹6,437 Crat ₹199.80 · previous close
PE ratio (last 4 quarters)
7.78.8 on FY26 profit
Price to book (PB)
0.93book value ₹215.42 a share
ROE (FY26)
12.0%+0.5 pts vs FY25
Gross NPA
2.29%2.91% in Q2 FY26net NPA 0.73% · Q2 FY27
Promoter holding
16.22%unchanged vs 30 Jun 202630 September 2026
Dividend yield
0.73%₹1.45 a share in 12 months
Net worth
₹6,941 Cr+16.2% vs 30 Sep 202530 September 2026
CET1 ratio
14.57%30 September 2026

Questions

What is the DCB Bank PE ratio today?

DCB Bank's PE ratio is 7.7 at the previous close (₹199.80 a share): a market capitalisation of ₹6,437 crore divided by consolidated net profit of ₹840 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹732 crore) it is 8.8.

What is the DCB Bank net worth?

DCB Bank's net worth — shareholders' equity in its consolidated balance sheet — was ₹6,941 crore on 30 September 2026, up 16.2% from ₹5,973 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹6,437 crore at the previous close.

What is the DCB Bank book value per share?

DCB Bank's book value per share was ₹215.42 on 30 September 2026: shareholders' equity of ₹6,941 crore divided by the 32.22 crore shares in issue, up 13.7% from ₹189.51 a year earlier. The share price at the previous close was ₹199.80.

What is the DCB Bank PB ratio (price to book value)?

DCB Bank's price-to-book (PB) ratio is 0.93 at the previous close: a market capitalisation of ₹6,437 crore divided by shareholders' equity (book value) of ₹6,941 crore on 30 September 2026. That is a book value of ₹215.42 per share against a share price of ₹199.80.

What is the DCB Bank ROE?

In FY26, DCB Bank's return on equity (ROE) was 12.0%. ROE is net profit divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 11.4%.

What is the DCB Bank NPA?

DCB Bank's gross non-performing assets (NPAs) were ₹1,489 crore, 2.29% of gross advances, on 30 September 2026 (2.91% a year earlier). Net NPAs were 0.73% of net advances (1.21% a year earlier).

What is the DCB Bank market cap?

DCB Bank's market capitalisation was ₹6,437 crore at the previous close: 32.22 crore shares at ₹199.80 each.

What is the DCB Bank EPS?

DCB Bank's basic earnings per share (EPS) were ₹23.01 in FY26, against ₹19.63 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹26.11.

What is the DCB Bank capital adequacy ratio?

DCB Bank's common equity tier 1 (CET1) ratio was 14.57% on 30 September 2026.

What is the DCB Bank CD ratio (credit-deposit ratio)?

DCB Bank's credit-deposit ratio was 83.5% on 30 September 2026: advances divided by deposits, from its standalone balance sheet.

What are the DCB Bank deposits and advances?

On 30 September 2026, DCB Bank's deposits were ₹76,839 crore, up 18.6% from a year earlier, and its advances (loans) were ₹64,127 crore, up 21.1% from a year earlier.

What is the DCB Bank dividend yield?

DCB Bank's dividend yield is 0.73% at the previous close: dividends of ₹1.45 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹199.80. They were ₹1.45 on 12 June 2026.

What is the DCB Bank dividend in 2026 and its record date?

In 2026, DCB Bank has declared one dividend: ₹1.45 with record date 12 June 2026.

What is the DCB Bank promoter holding?

Promoters held 16.22% of DCB Bank on 30 September 2026, down 0.01 percentage points from 16.23% the previous quarter and up 1.56 percentage points from 14.66% a year earlier, according to the shareholding pattern filed with NSE.

When are the DCB Bank next results?

DCB Bank has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

What is the DCB Bank shareholding pattern?

On 30 September 2026, DCB Bank's shares were held by promoters 16.22%, foreign portfolio investors (FII/FPI) 15.47%, domestic institutions (DII) 30.41% (including mutual funds at 25.35%) and retail and other non-institutional investors 37.91%. Over the year, FII holding was up 4.98 percentage points from 10.49% and DII holding was down 1.53 percentage points from 31.94%.

What are the DCB Bank latest quarterly results?

DCB Bank's latest results are for Q2 FY27 (July–September 2026), filed on 23 October 2026: standalone net profit ₹236 crore, up 28.5% from ₹184 crore in Q2 FY26; net interest income ₹699 crore, up 17.2% year on year.

What is the DCB Bank revenue and profit in FY26?

In FY26 (April 2025–March 2026), DCB Bank's standalone net profit was ₹732 crore, up 18.9% from ₹615 crore in FY25, on net interest income of ₹2,457 crore (up 16.6%). Over three years, from FY23, net profit was up 57.1%.

How does DCB Bank compare with its peers?

On FY26 consolidated figures, against City Union Bank, RBL Bank and Federal Bank: DCB Bank's return on equity of 12.0% is the second highest of the four (City Union Bank 13.2%, RBL Bank 5.4%, Federal Bank 11.4%; peer average 10.0%); its return on assets of 0.89% is the third highest of the four (City Union Bank 1.52%, RBL Bank 0.54%, Federal Bank 1.18%; peer average 1.08%); its gross NPA ratio of 2.45% is the highest of the four (City Union Bank 1.91%, RBL Bank 1.45%, Federal Bank 1.62%; peer average 1.66%).

DCB Bank vs City Union Bank: how do they compare?

In FY26, DCB Bank earned net profit of ₹732 crore, against ₹1,326 crore for City Union Bank. DCB Bank's return on equity was 12.0% (City Union Bank 13.2%) and its gross NPA ratio 2.45% (City Union Bank 1.91%).

Where do these DCB Bank figures come from?

From DCB Bank's own consolidated results, balance sheets and shareholding patterns filed with NSE. Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.