| ₹ crore | Q2 FY27 | Q2 FY26 | Change |
|---|---|---|---|
| Total income | 2,300 | 2,009 | +14.5% |
| Net interest income | 699 | 596 | +17.2% |
| Operating profit | 383 | 304 | +25.9% |
| Net profit | 236 | 184 | +28.5% |
| EPS | ₹7.34 | ₹5.84 | +25.7% |
Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.
| Tap a line for its trend | Currentlast 12M | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
| 6,432 | — | — | — | — | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |
| 7,803 | 7,404 | 6,471 | 5,362 | 4,200 | ||
| — | +14.4% | +20.7% | +27.7% | — | ||
| 2,663 | 2,457 | 2,107 | 1,928 | 1,717 | ||
| — | +16.6% | +9.3% | +12.3% | — | ||
| 3.0% | 3.0% | 3.0% | 3.1% | — | ||
| 1,392 | 1,296 | 1,037 | 864 | 787 | ||
| 840 | 732 | 615 | 536 | 466 | ||
| — | +18.9% | +14.8% | +15.1% | — | ||
| ₹26.09 | ₹22.73 | ₹19.12 | ₹16.65 | ₹14.46 | ||
| — | +18.9% | +14.8% | +15.1% | — | ||
| 12.0% | 12.0% | 11.4% | 10.6% | — | ||
Balance sheet & asset quality | ||||||
| 76,839 | 72,583 | 60,031 | 49,353 | — | ||
| 64,127 | 60,022 | 51,047 | 40,925 | — | ||
| — | 2.5% | 3.0% | 3.2% | — | ||
| — | 0.9% | 1.1% | 1.1% | 1.0% | ||
From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Current/LTM TTM · last close | |
|---|---|---|---|---|---|---|
| Market Capitalization | — | — | — | — | 6,431.6 | |
| Interest Earned | 4,200.3 | 5,362.0 | 6,470.6 | 7,404.5 | 7,802.9 | |
| Growth %, YoY | — | +27.7 | +20.7 | +14.4 | — | |
| Net Interest Income | 1,717.0 | 1,927.9 | 2,106.6 | 2,456.5 | 2,662.5 | |
| Growth %, YoY | — | +12.3 | +9.3 | +16.6 | — | |
| NIM %, on assets | — | 3.06 | 3.01 | 2.98 | 2.98 | |
| Operating Profit (PPOP) | 786.7 | 864.4 | 1,037.0 | 1,295.8 | 1,391.6 | |
| Net Income | 465.6 | 536.0 | 615.3 | 731.6 | 840.0 | |
| Growth %, YoY | — | +15.1 | +14.8 | +18.9 | — | |
| EPS, Adj (current shares) | 14.46 | 16.65 | 19.12 | 22.73 | 26.09 | |
| Growth %, YoY | — | +15.1 | +14.8 | +18.9 | — | |
| ROE % | — | 10.57 | 11.44 | 11.97 | 11.97 | |
| Balance Sheet & Asset Quality | ||||||
| Deposits | — | 49,353.0 | 60,031.0 | 72,583.3 | 76,839.0 | |
| Advances | — | 40,924.6 | 51,046.9 | 60,021.8 | 64,126.6 | |
| Gross NPA % | — | 3.23 | 2.99 | 2.45 | — | |
| Net NPA % | 1.04 | 1.11 | 1.12 | 0.89 | — | |
Prices at the previous close · figures from the company's filings with NSE
DCB Bank (NSE: DCBBANK) had a market capitalisation of ₹6,437 crore at the previous close (₹199.80 a share), a PE ratio of 7.7 on the last four quarters' profit and a price-to-book ratio of 0.93. In FY26 its standalone net profit was ₹732 crore on net interest income of ₹2,457 crore; in Q2 FY27 (July–September 2026) it was ₹236 crore, up 28.5% year on year. Gross NPAs were 2.29% of advances on 30 September 2026. Promoters held 16.22% of the shares on 30 September 2026.
DCB Bank's PE ratio is 7.7 at the previous close (₹199.80 a share): a market capitalisation of ₹6,437 crore divided by consolidated net profit of ₹840 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹732 crore) it is 8.8.
DCB Bank's net worth — shareholders' equity in its consolidated balance sheet — was ₹6,941 crore on 30 September 2026, up 16.2% from ₹5,973 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹6,437 crore at the previous close.
DCB Bank's book value per share was ₹215.42 on 30 September 2026: shareholders' equity of ₹6,941 crore divided by the 32.22 crore shares in issue, up 13.7% from ₹189.51 a year earlier. The share price at the previous close was ₹199.80.
DCB Bank's price-to-book (PB) ratio is 0.93 at the previous close: a market capitalisation of ₹6,437 crore divided by shareholders' equity (book value) of ₹6,941 crore on 30 September 2026. That is a book value of ₹215.42 per share against a share price of ₹199.80.
In FY26, DCB Bank's return on equity (ROE) was 12.0%. ROE is net profit divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 11.4%.
DCB Bank's gross non-performing assets (NPAs) were ₹1,489 crore, 2.29% of gross advances, on 30 September 2026 (2.91% a year earlier). Net NPAs were 0.73% of net advances (1.21% a year earlier).
DCB Bank's market capitalisation was ₹6,437 crore at the previous close: 32.22 crore shares at ₹199.80 each.
DCB Bank's basic earnings per share (EPS) were ₹23.01 in FY26, against ₹19.63 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹26.11.
DCB Bank's common equity tier 1 (CET1) ratio was 14.57% on 30 September 2026.
DCB Bank's credit-deposit ratio was 83.5% on 30 September 2026: advances divided by deposits, from its standalone balance sheet.
On 30 September 2026, DCB Bank's deposits were ₹76,839 crore, up 18.6% from a year earlier, and its advances (loans) were ₹64,127 crore, up 21.1% from a year earlier.
DCB Bank's dividend yield is 0.73% at the previous close: dividends of ₹1.45 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹199.80. They were ₹1.45 on 12 June 2026.
In 2026, DCB Bank has declared one dividend: ₹1.45 with record date 12 June 2026.
Promoters held 16.22% of DCB Bank on 30 September 2026, down 0.01 percentage points from 16.23% the previous quarter and up 1.56 percentage points from 14.66% a year earlier, according to the shareholding pattern filed with NSE.
DCB Bank has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.
On 30 September 2026, DCB Bank's shares were held by promoters 16.22%, foreign portfolio investors (FII/FPI) 15.47%, domestic institutions (DII) 30.41% (including mutual funds at 25.35%) and retail and other non-institutional investors 37.91%. Over the year, FII holding was up 4.98 percentage points from 10.49% and DII holding was down 1.53 percentage points from 31.94%.
DCB Bank's latest results are for Q2 FY27 (July–September 2026), filed on 23 October 2026: standalone net profit ₹236 crore, up 28.5% from ₹184 crore in Q2 FY26; net interest income ₹699 crore, up 17.2% year on year.
In FY26 (April 2025–March 2026), DCB Bank's standalone net profit was ₹732 crore, up 18.9% from ₹615 crore in FY25, on net interest income of ₹2,457 crore (up 16.6%). Over three years, from FY23, net profit was up 57.1%.
On FY26 consolidated figures, against City Union Bank, RBL Bank and Federal Bank: DCB Bank's return on equity of 12.0% is the second highest of the four (City Union Bank 13.2%, RBL Bank 5.4%, Federal Bank 11.4%; peer average 10.0%); its return on assets of 0.89% is the third highest of the four (City Union Bank 1.52%, RBL Bank 0.54%, Federal Bank 1.18%; peer average 1.08%); its gross NPA ratio of 2.45% is the highest of the four (City Union Bank 1.91%, RBL Bank 1.45%, Federal Bank 1.62%; peer average 1.66%).
In FY26, DCB Bank earned net profit of ₹732 crore, against ₹1,326 crore for City Union Bank. DCB Bank's return on equity was 12.0% (City Union Bank 13.2%) and its gross NPA ratio 2.45% (City Union Bank 1.91%).
From DCB Bank's own consolidated results, balance sheets and shareholding patterns filed with NSE. Ratios are calculated by Alphave from those filings as each answer describes.
Consolidated figures from the company's filings with NSE; prices are NSE closing prices.