| ₹ crore | Q2 FY27 | Q2 FY26 | Change |
|---|---|---|---|
| Total income | 720 | 536 | +34.3% |
| Net interest income | 404 | 294 | +37.4% |
| Net profit | 131 | 80.2 | +63.1% |
| EPS | ₹3.56 | ₹2.15 | +65.6% |
Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.
| Tap a line for its trend | Currentlast 12M | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 |
|---|
| 5,532 | — | — | — | |
| 2,563 | 2,227 | 2,080 | 1,623 | |
| — | +7.1% | +28.1% | — | |
| 1,443 | 1,230 | 1,071 | 812 | |
| — | +14.8% | +31.9% | — | |
| 8.2% | 8.2% | 8.8% | 7.3% | |
| 57.2% | 57.2% | 56.1% | 55.8% | |
| 0.9% | 0.9% | 2.0% | 0.7% | |
| 434 | 344 | 225 | 245 | |
| — | +52.6% | −8.0% | — | |
| ₹11.59 | ₹9.18 | ₹6.02 | ₹6.54 | |
| — | +52.6% | −8.0% | — | |
| 12.6% | 12.6% | 9.4% | 10.8% | |
| 2.3% | 2.3% | 1.9% | 2.2% | |
Balance sheet | ||||
| 16,020 | 14,319 | 11,646 | 9,822 | |
| — | +22.9% | +18.6% | — | |
| 13,484 | 13,484 | 10,269 | 8,215 | |
| 4.61× | 4.61× | 4.03× | 3.63× | |
| 5.77× | 5.77× | 5.20× | 4.93× | |
From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Current/LTM TTM · last close | |
|---|---|---|---|---|---|---|
| Market Capitalization | — | — | — | — | 5,531.9 | |
| Total Income | — | 1,623.0 | 2,079.8 | 2,226.6 | 2,563.4 | |
| Growth %, YoY | — | — | +28.1 | +7.1 | — | |
| Net Interest Income | — | 812.1 | 1,070.8 | 1,229.8 | 1,443.3 | |
| Growth %, YoY | — | — | +31.9 | +14.8 | — | |
| NIM %, on assets | — | 7.29 | 8.78 | 8.16 | 8.16 | |
| Cost to Income % | — | 55.82 | 56.07 | 57.24 | 57.24 | |
| Credit Cost %, on avg loans | — | 0.67 | 2.02 | 0.89 | 0.89 | |
| Net Income | — | 244.7 | 225.2 | 343.6 | 433.6 | |
| Growth %, YoY | — | — | -8.0 | +52.6 | — | |
| EPS, Adj (current shares) | — | 6.54 | 6.02 | 9.18 | 11.59 | |
| Growth %, YoY | — | — | -8.0 | +52.6 | — | |
| ROE % | — | 10.82 | 9.37 | 12.56 | 12.56 | |
| ROA % | — | 2.20 | 1.85 | 2.28 | 2.28 | |
| Balance Sheet | ||||||
| Loans | — | 9,822.5 | 11,646.4 | 14,318.9 | 16,020.0 | |
| Growth %, YoY | — | — | +18.6 | +22.9 | — | |
| Total Borrowings | — | 8,214.6 | 10,268.7 | 13,484.1 | 13,484.1 | |
| Debt/Equity × | — | 3.63 | 4.03 | 4.61 | 4.61 | |
| Leverage (Assets/Equity) × | — | 4.93 | 5.20 | 5.77 | 5.77 | |
Prices at the previous close · figures from the company's filings with NSE
Fedbank Financial Services (NSE: FEDFINA) had a market capitalisation of ₹5,546 crore at the previous close (₹147.83 a share), a PE ratio of 12.8 on the last four quarters' profit and a price-to-book ratio of 1.75. In FY26 its consolidated net profit was ₹344 crore on revenue of ₹2,224 crore; in Q2 FY27 (July–September 2026) it was ₹131 crore, up 63.1% year on year. Promoters held 60.64% of the shares on 30 September 2026.
Fedbank Financial Services' PE ratio is 12.8 at the previous close (₹147.83 a share): a market capitalisation of ₹5,546 crore divided by consolidated net profit of ₹434 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹344 crore) it is 16.1.
Fedbank Financial Services' debt-to-equity ratio was 4.61 on 30 September 2026: borrowings, debt securities, deposits and subordinated debt of ₹14,602 crore against total equity of ₹3,165 crore. A year earlier, on 30 September 2025, it was 3.78.
Fedbank Financial Services' book value per share was ₹84.37 on 30 September 2026: shareholders' equity of ₹3,165 crore divided by the 37.51 crore shares in issue, up 16.3% from ₹72.52 a year earlier. The share price at the previous close was ₹147.83.
Fedbank Financial Services' price-to-book (PB) ratio is 1.75 at the previous close: a market capitalisation of ₹5,546 crore divided by shareholders' equity (book value) of ₹3,165 crore on 30 September 2026. That is a book value of ₹84.37 per share against a share price of ₹147.83.
Fedbank Financial Services' net worth — shareholders' equity in its consolidated balance sheet — was ₹3,165 crore on 30 September 2026, up 16.8% from ₹2,710 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹5,546 crore at the previous close.
Promoters held 60.64% of Fedbank Financial Services on 30 September 2026, down 0.03 percentage points from 60.67% the previous quarter and down 0.24 percentage points from 60.88% a year earlier, according to the shareholding pattern filed with NSE.
Fedbank Financial Services' market capitalisation was ₹5,546 crore at the previous close: 37.51 crore shares at ₹147.83 each.
Fedbank Financial Services' basic earnings per share (EPS) were ₹9.20 in FY26, against ₹6.06 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹11.65.
In FY26, Fedbank Financial Services earned net profit of ₹344 crore on revenue of ₹2,224 crore, against ₹1,003 crore on ₹9,509 crore for Manappuram Finance.
In FY26, Fedbank Financial Services' return on equity (ROE) was 12.6%. ROE is net profit divided by average shareholders' equity (the start and end of the year).
Fedbank Financial Services' latest results are for Q2 FY27 (July–September 2026), filed on 15 October 2026: consolidated net profit ₹131 crore, up 63.1% from ₹80.2 crore in Q2 FY26; revenue from operations ₹719 crore, up 34.4% year on year.
In FY26 (April 2025–March 2026), Fedbank Financial Services' consolidated net profit was ₹344 crore, up 52.6% from ₹225 crore in FY25, on revenue from operations of ₹2,224 crore (up 9.2%).
On 30 September 2026, Fedbank Financial Services' shares were held by promoters 60.64%, foreign portfolio investors (FII/FPI) 9.69%, domestic institutions (DII) 11.88% (including mutual funds at 5.24%) and retail and other non-institutional investors 17.79%. Over the year, FII holding was up 8.52 percentage points from 1.17% and DII holding was down 7.48 percentage points from 19.36%.
Fedbank Financial Services has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.
On FY26 consolidated figures, against Manappuram Finance, Five-Star Business Finance and Equitas Small Finance Bank: Fedbank Financial Services' return on equity of 12.6% is the second highest of the four (Manappuram Finance 7.1%, Five-Star Business Finance 16.1%, Equitas Small Finance Bank 1.7%; peer average 8.3%).
From Fedbank Financial Services' own consolidated results, balance sheets and shareholding patterns filed with NSE. Ratios are calculated by Alphave from those filings as each answer describes.
Consolidated figures from the company's filings with NSE; prices are NSE closing prices.