Equitas Small Finance Bank financials

·Banking & FinanceChart ›
Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹2,358cr+27.7% on Q2 FY26
Net interest income
₹1,026cr+32.6% on Q2 FY26
Net profit
₹218cr+803.4% on Q2 FY26
EPS
₹1.91+809.5% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income2,3581,846+27.7%
Net interest income1,026774+32.6%
Operating profit402241+67.3%
Net profit21824.1+803.4%
EPS₹1.91₹0.21+809.5%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹2,358 crNet profit₹218 crNet interest margin6.0%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
6,523————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
7,5546,7946,3125,4864,162
—+7.6%+15.0%+31.8%—
3,8873,3913,2523,0802,545
—+4.3%+5.6%+21.0%—
6.0%6.0%6.6%7.7%8.2%
1,5171,2651,3341,377—
704103147799574
—−29.9%−81.6%+39.3%—
₹6.17₹0.90₹1.29₹7.00₹5.03
—−29.9%−81.6%+39.3%—
1.7%1.7%2.4%14.4%12.2%
Balance sheet & asset quality
52,48346,53343,10736,12925,381
46,75142,75136,20930,96425,799
—2.6%2.9%0.0%—
—0.7%1.0%0.0%1.2%
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

EQUITASBNK₹57.17

Equitas Small Finance Bank Ltd.

· Banking & Finance
₹ CrorePeersUJJIVANSFBAUBANKFEDFINAEDELWEISSDCBBANKCSBBANKCRAMCCCAVENUEMcap ₹6,523 Cr
HighlightsMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————6,523.3
Interest Earned4,161.95,486.46,311.76,794.27,554.4
Growth %, YoY—+31.8+15.0+7.6—
Net Interest Income2,544.73,079.83,251.63,391.23,887.1
Growth %, YoY—+21.0+5.6+4.3—
NIM %, on assets8.227.676.635.985.98
Operating Profit (PPOP)—1,377.41,334.31,265.01,516.7
Net Income573.6799.0147.0103.1704.4
Growth %, YoY—+39.3-81.6-29.9—
EPS, Adj (current shares)5.037.001.290.906.17
Growth %, YoY—+39.3-81.6-29.9—
ROE %12.2014.362.441.691.69
Balance Sheet & Asset Quality
Deposits25,380.636,129.243,106.746,533.152,482.7
Advances25,798.630,964.336,208.942,751.346,751.5
Gross NPA %—0.032.892.60—
Net NPA %1.210.010.980.72—
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). NPA/CAR sourced from bank-level (standalone) filings. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Equitas Small Finance Bank financials and key ratios

Prices at the 30 October 2026 close · figures from the company's filings with NSE

Equitas Small Finance Bank (NSE: EQUITASBNK) had a market capitalisation of ₹6,131 crore at the 30 October 2026 close (₹53.59 a share), a PE ratio of 8.7 on the last four quarters' profit and a price-to-book ratio of 0.94. In FY26 its standalone net profit was ₹103 crore on net interest income of ₹3,391 crore; in Q2 FY27 (July–September 2026) it was ₹218 crore, up 803.4% year on year. Gross NPAs were 2.29% of advances on 30 September 2026.

Share price used
₹53.59 · 30 October 2026 close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

Equitas Small Finance Bank at a glance · consolidated

Market cap
₹6,131 Crat ₹53.59 · 30 Oct close
PE ratio (last 4 quarters)
8.759.5 on FY26 profit
Price to book (PB)
0.94book value ₹57.28 a share
ROE (FY26)
1.7%−0.8 pts vs FY25
Gross NPA
2.29%2.92% in Q2 FY26net NPA 0.70% · Q2 FY27
FII holding
15.80%+0.1 pts vs 30 Jun 2026no promoter group
Net worth
₹6,553 Cr+11.9% vs 30 Sep 202530 September 2026
CET1 ratio
16.35%30 September 2026
EPS (FY26)
₹0.90

Questions

What is the Equitas Small Finance Bank PE ratio today?

Equitas Small Finance Bank's PE ratio is 8.7 at the 30 October 2026 close (₹53.59 a share): a market capitalisation of ₹6,131 crore divided by consolidated net profit of ₹704 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹103 crore) it is 59.5.

What is the Equitas Small Finance Bank PB ratio (price to book value)?

Equitas Small Finance Bank's price-to-book (PB) ratio is 0.94 at the 30 October 2026 close: a market capitalisation of ₹6,131 crore divided by shareholders' equity (book value) of ₹6,553 crore on 30 September 2026. That is a book value of ₹57.28 per share against a share price of ₹53.59.

What is the Equitas Small Finance Bank book value per share?

Equitas Small Finance Bank's book value per share was ₹57.28 on 30 September 2026: shareholders' equity of ₹6,553 crore divided by the 114.41 crore shares in issue, up 11.5% from ₹51.36 a year earlier. The share price at the 30 October 2026 close was ₹53.59.

What is the Equitas Small Finance Bank market cap?

Equitas Small Finance Bank's market capitalisation was ₹6,131 crore at the 30 October 2026 close: 114.41 crore shares at ₹53.59 each.

What is the Equitas Small Finance Bank ROE?

In FY26, Equitas Small Finance Bank's return on equity (ROE) was 1.7%. ROE is net profit divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 2.4%.

What is the Equitas Small Finance Bank EPS?

Equitas Small Finance Bank's basic earnings per share (EPS) were ₹0.90 in FY26, against ₹1.29 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹6.17.

What is the Equitas Small Finance Bank net worth?

Equitas Small Finance Bank's net worth — shareholders' equity in its consolidated balance sheet — was ₹6,553 crore on 30 September 2026, up 11.9% from ₹5,858 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹6,131 crore at the 30 October 2026 close.

What is the Equitas Small Finance Bank promoter holding?

Equitas Small Finance Bank has no promoter group: on 30 September 2026 promoters held 0% of its shares, according to the shareholding pattern filed with NSE. Foreign portfolio investors held 15.80% and domestic institutions 52.24%.

What is the Equitas Small Finance Bank shareholding pattern?

On 30 September 2026, Equitas Small Finance Bank's shares were held by foreign portfolio investors (FII/FPI) 15.80%, domestic institutions (DII) 52.24% (including mutual funds at 46.78%) and retail and other non-institutional investors 31.96%. Over the year, FII holding was up 0.13 percentage points from 15.67% and DII holding was up 4.04 percentage points from 48.20%.

What is the Equitas Small Finance Bank NPA?

Equitas Small Finance Bank's gross non-performing assets (NPAs) were ₹1,086 crore, 2.29% of gross advances, on 30 September 2026 (2.92% a year earlier). Net NPAs were 0.70% of net advances (0.98% a year earlier).

What is the Equitas Small Finance Bank CD ratio (credit-deposit ratio)?

Equitas Small Finance Bank's credit-deposit ratio was 89.1% on 30 September 2026: advances divided by deposits, from its standalone balance sheet.

What is the Equitas Small Finance Bank capital adequacy ratio?

Equitas Small Finance Bank's common equity tier 1 (CET1) ratio was 16.35% on 30 September 2026.

What are the Equitas Small Finance Bank deposits and advances?

On 30 September 2026, Equitas Small Finance Bank's deposits were ₹52,483 crore, up 19.0% from a year earlier, and its advances (loans) were ₹46,751 crore, up 28.6% from a year earlier.

What are the Equitas Small Finance Bank latest quarterly results?

Equitas Small Finance Bank's latest results are for Q2 FY27 (July–September 2026), filed on 29 October 2026: standalone net profit ₹218 crore, up 803.4% from ₹24.1 crore in Q2 FY26; net interest income ₹1,026 crore, up 32.6% year on year.

What is the Equitas Small Finance Bank revenue and profit in FY26?

In FY26 (April 2025–March 2026), Equitas Small Finance Bank's standalone net profit was ₹103 crore, down 29.9% from ₹147 crore in FY25, on net interest income of ₹3,391 crore (up 4.3%). Over three years, from FY23, net profit was down 82.0%.

When are the Equitas Small Finance Bank next results?

Equitas Small Finance Bank has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

How does Equitas Small Finance Bank compare with its peers?

On FY26 consolidated figures, against Ujjivan Small Finance Bank, AU Small Finance Bank and Fedbank Financial Services: Equitas Small Finance Bank's return on equity of 1.7% is the lowest of the four (Ujjivan Small Finance Bank 10.7%, AU Small Finance Bank 14.2%, Fedbank Financial Services 12.6%; peer average 12.5%); its return on assets of 0.18% is the lowest of the four (Ujjivan Small Finance Bank 1.32%, AU Small Finance Bank 1.51%, Fedbank Financial Services 2.28%; peer average 1.70%).

How does the Equitas Small Finance Bank PE ratio compare with its peers?

At the 30 October 2026 closing prices, on FY26 net profit, Equitas Small Finance Bank's PE ratio is 59.5, the highest of the four: Ujjivan Small Finance Bank 15.0, AU Small Finance Bank 24.6 and Fedbank Financial Services 15.7, a peer average of 18.4. Each is the company's market capitalisation at that price divided by its FY26 net profit.

Equitas Small Finance Bank vs Ujjivan Small Finance Bank: how do they compare?

In FY26, Equitas Small Finance Bank earned net profit of ₹103 crore, against ₹693 crore for Ujjivan Small Finance Bank. Equitas Small Finance Bank's return on equity was 1.7% (Ujjivan Small Finance Bank 10.7%) and its gross NPA ratio 2.60% (Ujjivan Small Finance Bank 2.26%). At the 30 October 2026 close, Equitas Small Finance Bank's market capitalisation was ₹6,131 crore against ₹10,358 crore for Ujjivan Small Finance Bank, and its PE ratio on FY26 profit 59.5 against 15.0.

Where do these Equitas Small Finance Bank figures come from?

From Equitas Small Finance Bank's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 30 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.