In ₹ Crore except Per Share Latest Annual	EQUITASBNK FY26	UJJIVANSFB FY26	AUBANK FY26	FEDFINA FY26	Peer Average
Valuation — at last close
P/E	72.94×	◆ 16.19×	26.27×	16.30×	19.59× +272%
P/B	◆ 1.22×	1.65×	3.48×	1.92×	2.35× -48%
Market Cap	₹7,491 Cr	₹11,229 Cr	₹69,596 Cr	₹5,613 Cr	₹28,813 Cr -74%
Growth
Revenue CAGR 3Y	23.65%	◆ 43.90%	32.75%	—	38.33% -38%
Revenue CAGR 5Y	16.84%	20.86%	◆ 27.55%	—	24.20% -30%
Net Income CAGR 3Y	-43.57%	-14.29%	◆ 22.75%	—	4.23% -1130%
Revenue YoY (latest Q)	27.69%	26.32%	22.17%	◆ 34.37%	27.62% 0%
Net Income YoY (latest Q)	◆ 803.41%	199.91%	52.92%	63.13%	105.32% +663%
Profitability
NIM (banks)	5.98%	7.36%	5.21%	◆ 8.16%	6.91% -13%
Net Income Margin	1.31%	8.62%	12.22%	◆ 15.45%	12.10% -89%
Return on Common Equity	1.69%	10.74%	◆ 14.22%	12.56%	12.51% -86%
Return on Assets	0.18%	1.32%	1.51%	◆ 2.28%	1.70% -89%
Credit & Quality
Total Debt/Equity	—	—	—	4.61×	4.61×
Gross NPA (banks)	2.60%	2.26%	◆ 2.03%	—	2.14% +21%
Cost/Income (banks)	71.67%	65.65%	57.91%	◆ 57.24%	60.27% +19%
Scale — latest FY
Revenue / Total Income	₹7,868 Cr	₹8,039 Cr	₹21,614 Cr	₹2,224 Cr	₹10,626 Cr -26%
Net Income	₹103 Cr	₹693 Cr	₹2,641 Cr	₹344 Cr	₹1,226 Cr -92%
Total Assets	₹60,610 Cr	₹57,541 Cr	₹1.92L Cr	₹16,875 Cr	₹88,738 Cr -32%
EPS	₹0.9	₹3.57	₹35.4	₹9.2	₹16.06 -94%
Book Value per Share	₹53.68	₹35.08	₹266.93	₹78.19	₹126.73 -58%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.