Equitas Small Finance Bank quarterly results

·Banking & FinanceChart ›
Q2 FY27 · Jul–Sep 2026
₹ croreQ2 FY27Q2 FY26Change
Total income2,3581,846+27.7%
Net interest income1,026774+32.6%
Operating profit402241+67.3%
Net profit21824.1+803.4%
EPS₹1.91₹0.21+809.5%

Every quarter

₹ crore except per share
Tap a line for its trendQ2 FY27Sep 2026Q1 FY27Jun 2026Q4 FY26Mar 2026Q3 FY26Dec 2025Q2 FY26Sep 2025Q1 FY26Jun 2025Q4 FY25Mar 2025Q3 FY25Dec 2024Q2 FY25Sep 2024Q1 FY25Jun 2024Q4 FY24Mar 2024Q3 FY24Dec 2023Earlier quartersAlpha Plus
Interest income
Earlier quartersEvery year the company has filed comes with Alpha Plus.
1,8181,7551,6321,4951,4101,4341,4481,4251,3661,3251,2791,274
180175168169163161159164170154157149
67.330.136.927.644.153.736.923.218.922.08.75.8
0.80.10.00.00.00.00.00.00.00.00.00.0
2,0661,9601,8361,6921,6171,6491,6441,6121,5551,5011,4451,429
1,040931856840844863815794753699659644
1,0261,030980852774786829818802801786785
292255263289229292225238239209240205
2,3582,2152,1001,9811,8461,9411,8691,8501,7941,7101,6851,634
Operating
546549514516474460418425402375363346
369331327318288303325298289295288284
915880841834762763744724692670652630
402405402307241315311333350340375360
11516112419320761225824333030510784.4
Profit
28724427811433.5−29753.389.720.135.8268276
69.360.565.723.79.4−73.711.223.47.210.060.573.9
21818421390.024.1−22442.166.312.925.8208202
21818421390.024.1−22442.166.312.925.8208202
Per share
₹1.91₹1.61₹1.86₹0.79₹0.21−₹1.96₹0.37₹0.58₹0.11₹0.23₹1.83₹1.79
₹1.90₹1.60₹1.86₹0.79₹0.21−₹1.96₹0.37₹0.58₹0.11₹0.22₹1.81₹1.77
0.00.00.00.00.00.00.00.00.00.00.00.0
Per share — as-filed variants
₹1.91₹1.61₹1.86₹0.79₹0.21−₹1.96₹0.37₹0.58₹0.11₹0.23₹1.83₹1.79
₹1.90₹1.60₹1.86₹0.79₹0.21−₹1.96₹0.37₹0.58₹0.11₹0.22₹1.81₹1.77
Regulatory disclosures — filed alongside, not part of the P&L
8.0—4.0—15.4—0.7—————
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

EQUITASBNK₹57.17

Equitas Small Finance Bank Ltd.

· Banking & Finance
AnnualQuarterly₹ CrorePeersUJJIVANSFBAUBANKFEDFINAEDELWEISSDCBBANKCSBBANKCRAMCCCAVENUEMcap ₹6,523 Cr
View
In ₹ Crore except Per Share
3 Months Ending
Q3 FY24
31/12/2023
Q4 FY24
31/03/2024
Q1 FY25
30/06/2024
Q2 FY25
30/09/2024
Q3 FY25
31/12/2024
Q4 FY25
31/03/2025
Q1 FY26
30/06/2025
Q2 FY26
30/09/2025
Q3 FY26
31/12/2025
Q4 FY26
31/03/2026
Q1 FY27
30/06/2026
Q2 FY27
30/09/2026
Interest Income
+ Interest on Advances / Bills1,274.51,279.41,324.71,366.01,425.01,447.71,434.01,410.41,494.91,631.71,754.91,817.6
+ Income on Investments148.5156.6154.2170.0163.7159.4161.2162.9169.3167.6175.3180.4
+ Interest on RBI / Interbank5.88.722.018.923.236.953.744.127.636.930.167.3
+ Other Interest0.00.00.00.00.00.00.00.00.00.00.10.8
Interest Earned1,428.81,444.71,501.01,554.91,611.91,644.01,648.91,617.31,691.71,836.31,960.42,066.0
Interest Expended643.7658.8699.5752.6793.5814.5863.1843.7840.1856.2930.81,040.3
Net Interest Income785.1785.9801.5802.3818.4829.4785.7773.7851.6980.11,029.61,025.7
Other Income205.5240.5208.7238.9238.4225.4291.7228.9289.5263.5255.1291.5
Total Income1,634.31,685.11,709.71,793.81,850.31,869.41,940.51,846.31,981.12,099.82,215.52,357.5
Operating
+ Employee Cost346.0363.4374.7402.4425.5418.4460.0473.7516.3514.1548.7546.1
+ Other Operating Expenses284.3288.2295.1289.1298.5325.1302.7288.4317.6327.0331.3368.8
Operating Expenses630.3651.6669.8691.5723.9743.6762.7762.1833.9841.1880.0914.9
Operating Profit (PPOP)360.3374.8340.4349.7332.9311.3314.8240.6307.2402.5404.7402.4
Provisions & Contingencies84.4106.6304.6329.7243.1258.0612.2207.0193.5124.1160.7115.0
Profit
Pretax Income275.9268.235.820.189.753.3-297.533.5113.7278.3244.1287.4
Tax Expense73.960.510.07.223.411.2-73.79.423.765.760.569.3
Net Income202.0207.625.812.966.342.1-223.824.190.0212.7183.6218.0
Net Income to Common202.0207.625.812.966.342.1-223.824.190.0212.7183.6218.0
Per Share
Basic EPS1.791.830.230.110.580.37-1.960.210.791.861.611.91
Diluted EPS1.771.810.220.110.580.37-1.960.210.791.861.601.90
Book Value per Share0.00.00.00.00.00.00.00.00.00.00.00.0
Per Share — as-filed variants
Basic EPS before Extraordinary Items1.791.830.230.110.580.37-1.960.210.791.861.611.91
Diluted EPS before Extraordinary Items1.771.810.220.110.580.37-1.960.210.791.861.601.90
Regulatory Disclosures — filed alongside, not part of the P&L
Related-party Transactions — During the Period—————0.7—15.4—4.0—8.0
Other Filed Concepts — mapped but not yet placed in the schedule
At1 Ratio0.010.010.000.010.030.000.000.000.000.000.000.00
Cet1 Ratio0.000.210.210.180.180.180.170.160.170.170.160.16
Expenditure Ex Provisions1,274.01,310.41,369.31,444.11,517.51,558.11,625.81,605.71,674.01,697.31,810.81,955.1
Face Value10.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.00
Filed Roa0.000.000.000.000.000.00-0.000.000.000.000.000.00
Gnpa Pct0.030.000.000.000.000.030.030.030.030.030.020.02
Gross Npa750.3821.3889.01,022.81,071.91,067.71,036.01,081.91,116.11,134.91,100.41,086.3
Net Npa330.3360.9264.1330.3340.0354.2341.6357.8367.2306.1318.9325.0
Nnpa Pct0.010.000.000.000.000.010.010.010.010.010.010.01
Paid Up Equity Capital1,131.51,134.91,136.11,138.51,139.31,139.91,140.31,140.51,140.71,141.01,143.71,144.1
Pat Ordinary202.0207.625.812.966.342.1-223.824.190.0212.7183.6218.0
As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: Q2 FY27 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Equitas Small Finance Bank Q2 FY27 results (July–September 2026)

Filed with NSE on Thursday, 29 October 2026 at 2:51 pm IST

Equitas Small Finance Bank (NSE: EQUITASBNK) reported its Q2 FY27 results (July–September 2026) on Thursday, 29 October 2026 at 2:51 pm IST. Standalone net profit was ₹218 crore, up 803.4% from ₹24.1 crore in Q2 FY26 and up 18.8% from ₹184 crore in Q1 FY27. Net interest income (interest earned less interest paid) was ₹1,026 crore, up 32.6% on the year.

Q2 FY26 results (a year earlier)
31 October 2025
Q3 FY27 results due by
14 February 2027

Q2 FY27 at a glance · standalone

Net profit
₹218 Cr+803.4% vs Q2 FY26+18.8% vs Q1 FY27
Net interest income
₹1,026 Cr+32.6% vs Q2 FY26−0.4% vs Q1 FY27
Operating profit (before provisions)
₹402 Cr+67.3% vs Q2 FY26−0.6% vs Q1 FY27
Gross NPA
2.29%2.92% in Q2 FY262.42% in Q1 FY27₹1,086 Cr · net NPA 0.70%
Deposits
₹52,483 Cr+19.0% vs Q2 FY26
Advances (loans)
₹46,751 Cr+28.6% vs Q2 FY26

Questions

What was Equitas Small Finance Bank's net profit in Q2 FY27?

Standalone net profit was ₹218 crore, up 803.4% from ₹24.1 crore in Q2 FY26 and up 18.8% from ₹184 crore in Q1 FY27.

What was Equitas Small Finance Bank's net interest income in Q2 FY27?

Net interest income (interest earned less interest paid) was ₹1,026 crore, up 32.6% on the year. Operating profit before provisions was ₹402 crore, and provisions were ₹115 crore.

What were Equitas Small Finance Bank's NPAs in Q2 FY27?

Gross non-performing assets (NPAs) were ₹1,086 crore, 2.29% of gross advances, against 2.92% a year earlier and 2.42% in Q1 FY27. Net NPAs were 0.70% of net advances (0.98% a year earlier).

How were Equitas Small Finance Bank's Q2 FY27 results?

Both grew from a year earlier: net profit was up 803.4% at ₹218 crore and net interest income was up 32.6% at ₹1,026 crore. Gross NPAs were 2.29% of advances, against 2.92% a year earlier. Against Q1 FY27, net profit was up 18.8% and net interest income down 0.4%.

How much did Equitas Small Finance Bank's deposits and loans grow in Q2 FY27?

On 30 September 2026, deposits were ₹52,483 crore, up 19.0% from ₹44,094 crore a year earlier, and advances (loans) were ₹46,751 crore, up 28.6% from ₹36,352 crore a year earlier.

How has Equitas Small Finance Bank's profit changed over the last four quarters?

Net profit by quarter: ₹90 crore in Q3 FY26, ₹213 crore in Q4 FY26, ₹184 crore in Q1 FY27 and ₹218 crore in Q2 FY27. That is ₹704 crore over the four quarters. Net interest income: ₹852 crore, ₹980 crore, ₹1,030 crore and ₹1,026 crore.

What was Equitas Small Finance Bank's EPS in Q2 FY27?

Basic earnings per share were ₹1.91, against ₹0.21 in Q2 FY26.

What was Equitas Small Finance Bank's net profit in the first half of FY27?

Standalone net profit for the first half of FY27 (April–September 2026) was ₹402 crore, against a loss of ₹200 crore in the same months a year earlier. Net interest income was ₹2,055 crore, up 31.8%.

When did Equitas Small Finance Bank announce its Q2 FY27 results?

On Thursday, 29 October 2026 at 2:51 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 31 October 2025.

What was Equitas Small Finance Bank's net profit in FY26?

Standalone net profit was ₹103 crore in FY26 (April 2025–March 2026), down 29.9% from ₹147 crore in FY25. It was ₹799 crore in FY24 and ₹574 crore in FY23: down 82.0% over three years, an average fall of 43.6% a year.

What was Equitas Small Finance Bank's net interest income in FY26?

Net interest income was ₹3,391 crore in FY26 (April 2025–March 2026), up 4.3% from ₹3,252 crore in FY25. It was ₹3,080 crore in FY24 and ₹2,545 crore in FY23: up 33.3% over three years, 10.0% a year on average.

When will Equitas Small Finance Bank announce its Q3 FY27 results?

Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.

Where do these Equitas Small Finance Bank figures come from?

From Equitas Small Finance Bank's own standalone results filings to NSE, in ₹ crore as filed (Q2 FY27 on 29 October 2026). Growth compares the same standalone figures a year and a quarter earlier.

Standalone figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.