DCB Bank profitability ratios

Profitability Growth Asset quality Capital Dividend yield

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	12.0%	12.0%	11.4%	10.6%	—
	0.9%	0.9%	0.9%	0.9%	—
	3.0%	3.0%	3.0%	3.1%	—
	60.9%	60.9%	63.7%	64.0%	63.0%
	0.6%	0.6%	0.5%	0.4%	—
	2.5%	2.5%	2.6%	2.4%	—
	10.4%	10.4%	10.4%	8.1%	8.9%
	82.7%	82.7%	85.0%	82.9%	—
Additional
	25.5%	25.1%	25.7%	25.8%	25.8%
	—	5.8%	6.4%	7.3%	—

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

DCBBANK₹199.80

DCB Bank Ltd.

· Banking & Finance

₹ CrorePeersCUB RBLBANK FEDERALBNK EDELWEISS CSBBANK CRAMC EQUITASBNK FEDFINAMcap ₹6,432 Cr

Profitability Growth Asset Quality Capital Yield Analysis

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	—	10.57	11.44	11.97	11.97
Return on Assets	—	0.85	0.88	0.89	0.89
Margins & Efficiency
Net Interest Margin (on assets)	—	3.06	3.01	2.98	2.98
Cost to Income	63.00	64.01	63.70	60.87	60.87
Credit Cost (provisions / avg advances)	—	0.35	0.45	0.57	0.57
Operating Expenses / Avg Assets	—	2.44	2.60	2.45	2.45
Other Income Share of Total Income	8.88	8.13	10.39	10.35	10.35
Credit-Deposit Ratio	—	82.92	85.03	82.69	82.69
Additional
Effective Tax Rate	25.81	25.76	25.74	25.12	25.46
Dvd Payout Ratio	—	7.27	6.36	5.80	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.