South Indian Bank financials

Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹3,264cr+11.7% on Q2 FY26
Net interest income
₹1,116cr+38.0% on Q2 FY26
Net profit
₹426cr+21.3% on Q2 FY26
EPS
₹1.63+21.6% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income3,2642,923+11.7%
Net interest income1,116809+38.0%
Operating profit733536+36.7%
Net profit426352+21.3%
EPS₹1.63₹1.34+21.6%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹3,264 crNet profit₹426 crNet interest margin2.9%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
14,303————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
10,5019,8479,4138,6137,233
—+4.6%+9.3%+19.1%—
3,9373,4373,4863,332—
—−1.4%+4.6%——
2.6%2.6%2.9%2.8%—
2,4902,3742,2701,8681,508
1,5861,4561,3031,070775
—+11.7%+21.8%+38.0%—
₹6.06₹5.56₹4.98₹4.09₹2.96
—+11.7%+21.8%+38.0%—
13.5%13.5%13.8%12.1%—
Balance sheet & asset quality
1,37,2751,23,3411,07,5221,01,919—
1,08,38899,26085,68278,061—
—1.4%3.2%4.5%5.1%
—0.3%0.9%1.5%1.9%
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

SOUTHBANK₹54.64

South Indian Bank Ltd.

· Banking & Finance
₹ CrorePeersFEDERALBNKCUBKARURVYSYASTYLSHAREINDIATMBRELIGARETSFINVMcap ₹14,303 Cr
HighlightsMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————14,302.6
Interest Earned7,233.28,612.89,413.39,846.510,500.5
Growth %, YoY—+19.1+9.3+4.6—
Net Interest Income—3,332.13,485.63,437.43,936.6
Growth %, YoY——+4.6-1.4—
NIM %, on assets—2.842.882.582.58
Operating Profit (PPOP)1,507.61,867.82,270.32,373.92,490.1
Net Income775.31,070.21,303.11,455.61,585.9
Growth %, YoY—+38.0+21.8+11.7—
EPS, Adj (current shares)2.964.094.985.566.06
Growth %, YoY—+38.0+21.8+11.7—
ROE %—12.1313.7713.5413.54
Balance Sheet & Asset Quality
Deposits—1,01,919.11,07,522.21,23,340.91,37,274.9
Advances—78,060.785,682.199,259.81,08,388.2
Gross NPA %5.144.503.201.43—
Net NPA %1.861.460.920.29—
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). NPA/CAR sourced from bank-level (standalone) filings. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

South Indian Bank financials and key ratios

Prices at the 29 October 2026 close · figures from the company's filings with NSE

South Indian Bank (NSE: SOUTHBANK) had a market capitalisation of ₹14,819 crore at the 29 October 2026 close (₹56.57 a share), a PE ratio of 9.3 on the last four quarters' profit and a price-to-book ratio of 1.23. In FY26 its standalone net profit was ₹1,455 crore on net interest income of ₹3,437 crore; in Q2 FY27 (July–September 2026) it was ₹426 crore, up 21.3% year on year. Gross NPAs were 1.24% of advances on 30 September 2026.

Share price used
₹56.57 · 29 October 2026 close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

South Indian Bank at a glance · consolidated

Market cap
₹14,819 Crat ₹56.57 · 29 Oct close
PE ratio (last 4 quarters)
9.310.2 on FY26 profit
Price to book (PB)
1.23book value ₹46.11 a share
ROE (FY26)
13.5%−0.2 pts vs FY25
Gross NPA
1.24%2.93% in Q2 FY26net NPA 0.09% · Q2 FY27
FII holding
25.57%+0.2 pts vs 30 Jun 2026no promoter group
Dividend yield
0.80%₹0.45 a share in 12 months
Net worth
₹12,077 Cr+13.5% vs 30 Sep 202530 September 2026
CET1 ratio
18.71%30 September 2026

Questions

What is the South Indian Bank PE ratio today?

South Indian Bank's PE ratio is 9.3 at the 29 October 2026 close (₹56.57 a share): a market capitalisation of ₹14,819 crore divided by consolidated net profit of ₹1,586 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹1,456 crore) it is 10.2.

What is the South Indian Bank net worth?

South Indian Bank's net worth — shareholders' equity in its consolidated balance sheet — was ₹12,077 crore on 30 September 2026, up 13.5% from ₹10,636 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹14,819 crore at the 29 October 2026 close.

What is the South Indian Bank ROE?

In FY26, South Indian Bank's return on equity (ROE) was 13.5%. ROE is net profit divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 13.8%.

What is the South Indian Bank PB ratio (price to book value)?

South Indian Bank's price-to-book (PB) ratio is 1.23 at the 29 October 2026 close: a market capitalisation of ₹14,819 crore divided by shareholders' equity (book value) of ₹12,077 crore on 30 September 2026. That is a book value of ₹46.11 per share against a share price of ₹56.57.

What is the South Indian Bank book value per share?

South Indian Bank's book value per share was ₹46.11 on 30 September 2026: shareholders' equity of ₹12,077 crore divided by the 261.95 crore shares in issue, up 13.4% from ₹40.65 a year earlier. The share price at the 29 October 2026 close was ₹56.57.

What are the South Indian Bank deposits and advances?

On 30 September 2026, South Indian Bank's deposits were ₹1,37,279 crore, up 18.7% from a year earlier, and its advances (loans) were ₹1,08,388 crore, up 20.2% from a year earlier.

What is the South Indian Bank market cap?

South Indian Bank's market capitalisation was ₹14,819 crore at the 29 October 2026 close: 261.95 crore shares at ₹56.57 each.

What is the South Indian Bank EPS?

South Indian Bank's basic earnings per share (EPS) were ₹5.56 in FY26, against ₹4.98 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹6.06.

What is the South Indian Bank capital adequacy ratio?

South Indian Bank's common equity tier 1 (CET1) ratio was 18.71% on 30 September 2026.

What is the South Indian Bank NPA?

South Indian Bank's gross non-performing assets (NPAs) were ₹1,355 crore, 1.24% of gross advances, on 30 September 2026 (2.93% a year earlier). Net NPAs were 0.09% of net advances (0.56% a year earlier).

What is the South Indian Bank CD ratio (credit-deposit ratio)?

South Indian Bank's credit-deposit ratio was 79.0% on 30 September 2026: advances divided by deposits, from its standalone balance sheet.

What is the South Indian Bank dividend yield?

South Indian Bank's dividend yield is 0.80% at the 29 October 2026 close: dividends of ₹0.45 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹56.57. They were ₹0.45 on 13 August 2026.

What is the South Indian Bank dividend in 2026 and its record date?

In 2026, South Indian Bank has declared one dividend: ₹0.45 with record date 13 August 2026.

What is the South Indian Bank promoter holding?

South Indian Bank has no promoter group: on 30 September 2026 promoters held 0% of its shares, according to the shareholding pattern filed with NSE. Foreign portfolio investors held 25.57% and domestic institutions 16.78%.

When are the South Indian Bank next results?

South Indian Bank has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

What is the South Indian Bank shareholding pattern?

On 30 September 2026, South Indian Bank's shares were held by foreign portfolio investors (FII/FPI) 25.57%, domestic institutions (DII) 16.78% (including mutual funds at 15.13%) and retail and other non-institutional investors 57.65%. Over the year, FII holding was up 7.66 percentage points from 17.91% and DII holding was up 4.86 percentage points from 11.92%.

How does the South Indian Bank PE ratio compare with its peers?

At the 29 October 2026 closing prices, on FY26 net profit, South Indian Bank's PE ratio is 10.2, the lowest of the four: Federal Bank 19.8, City Union Bank 17.0 and Karur Vysya Bank 13.7, a peer average of 16.8. Each is the company's market capitalisation at that price divided by its FY26 net profit.

South Indian Bank vs Federal Bank: how do they compare?

In FY26, South Indian Bank earned net profit of ₹1,456 crore, against ₹4,345 crore for Federal Bank. South Indian Bank's return on equity was 13.5% (Federal Bank 11.4%) and its gross NPA ratio 1.43% (Federal Bank 1.62%). At the 29 October 2026 close, South Indian Bank's market capitalisation was ₹14,819 crore against ₹85,988 crore for Federal Bank, and its PE ratio on FY26 profit 10.2 against 19.8.

What are the South Indian Bank latest quarterly results?

South Indian Bank's latest results are for Q2 FY27 (July–September 2026), filed on 15 October 2026: standalone net profit ₹426 crore, up 21.3% from ₹351 crore in Q2 FY26; net interest income ₹1,116 crore, up 38.0% year on year.

What is the South Indian Bank revenue and profit in FY26?

In FY26 (April 2025–March 2026), South Indian Bank's standalone net profit was ₹1,455 crore, up 11.7% from ₹1,303 crore in FY25, on net interest income of ₹3,437 crore (down 1.4%). Over three years, from FY23, net profit was up 87.7%.

How does South Indian Bank compare with its peers?

On FY26 consolidated figures, against Federal Bank, City Union Bank and Karur Vysya Bank: South Indian Bank's return on equity of 13.5% is the second highest of the four (Federal Bank 11.4%, City Union Bank 13.2%, Karur Vysya Bank 19.3%; peer average 14.6%); its return on assets of 1.09% is the lowest of the four (Federal Bank 1.18%, City Union Bank 1.52%, Karur Vysya Bank 1.96%; peer average 1.55%); its gross NPA ratio of 1.43% is the third highest of the four (Federal Bank 1.62%, City Union Bank 1.91%, Karur Vysya Bank 0.75%; peer average 1.43%).

Where do these South Indian Bank figures come from?

From South Indian Bank's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.