In ₹ Crore except Per Share Latest Annual	SOUTHBANK FY26	FEDERALBNK FY26	CUB FY26	KARURVYSYA FY26	Peer Average
Valuation — at last close
P/E	◆ 10.17×	19.68×	12.69×	13.65×	15.34× -34%
P/B	◆ 1.30×	2.08×	1.60×	2.43×	2.04× -36%
Market Cap	₹14,808 Cr	₹85,696 Cr	₹16,860 Cr	₹34,268 Cr	₹45,608 Cr -68%
Growth
Revenue CAGR 3Y	13.80%	◆ 19.18%	—	—	19.18% -28%
Revenue CAGR 5Y	—	◆ 16.06%	10.32%	—	13.19%
Net Income CAGR 3Y	◆ 23.37%	12.18%	—	—	12.18% +92%
Revenue YoY (latest Q)	11.68%	19.01%	◆ 27.73%	10.54%	19.09% -39%
Net Income YoY (latest Q)	21.26%	◆ 53.42%	26.58%	37.24%	39.08% -46%
Profitability
NIM (banks)	2.58%	3.12%	3.24%	◆ 3.86%	3.41% -24%
Net Income Margin	12.28%	13.08%	16.77%	◆ 19.08%	16.31% -25%
Return on Common Equity	13.54%	11.35%	13.24%	◆ 19.28%	14.62% -7%
Return on Assets	1.09%	1.18%	1.52%	◆ 1.96%	1.55% -30%
Credit & Quality
Gross NPA (banks)	1.43%	1.62%	1.91%	◆ 0.75%	1.43% 0%
Cost/Income (banks)	56.41%	52.52%	47.93%	◆ 41.98%	47.48% +19%
Scale — latest FY
Revenue / Total Income	₹11,855 Cr	₹34,272 Cr	₹7,909 Cr	₹13,159 Cr	₹18,447 Cr -36%
Net Income	₹1,456 Cr	₹4,483 Cr	₹1,326 Cr	₹2,510 Cr	₹2,773 Cr -48%
Total Assets	₹1.42L Cr	₹4.02L Cr	₹97,024 Cr	₹1.37L Cr	₹2.12L Cr -33%
EPS	₹5.56	₹17.67	₹17.88	₹25.98	₹20.51 -73%
Book Value per Share	₹43.57	₹166.83	₹142.18	₹145.95	₹151.65 -71%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.