In ₹ Crore except Per Share Latest Annual | SOUTHBANK FY26 | FEDERALBNK FY26 | CUB FY26 | KARURVYSYA FY26 | Peer Median | |
|---|---|---|---|---|---|---|
| Valuation — at last close | ||||||
| P/E | ◆ 8.31× | 19.54× | — | — | 19.54× -57% | |
| P/B | ◆ 1.06× | 2.07× | — | — | 2.07× -49% | |
| Market Cap | ₹12,091 Cr | ₹85,080 Cr | — | — | ₹85,080 Cr -86% | |
| Growth | ||||||
| Revenue CAGR 3Y | 13.80% | ◆ 19.18% | — | — | 19.18% -28% | |
| Revenue CAGR 5Y | — | 16.06% | — | — | 16.06% | |
| Net Income CAGR 3Y | ◆ 23.37% | 12.18% | — | — | 12.18% +92% | |
| Revenue YoY (latest Q) | 0.78% | ◆ 7.55% | — | — | 7.55% -90% | |
| Net Income YoY (latest Q) | 17.22% | ◆ 37.06% | — | — | 37.06% -54% | |
| Profitability | ||||||
| NIM (banks) | 2.42% | ◆ 2.96% | — | — | 2.96% -18% | |
| Net Income Margin | 12.28% | ◆ 13.08% | — | — | 13.08% -6% | |
| Return on Common Equity | ◆ 12.76% | 10.57% | — | — | 10.57% +21% | |
| Return on Assets | 1.03% | ◆ 1.12% | — | — | 1.12% -8% | |
| Credit & Quality | ||||||
| Gross NPA (banks) | ◆ 1.43% | 1.62% | — | — | 1.62% -12% | |
| Cost/Income (banks) | 56.41% | ◆ 52.52% | — | — | 52.52% +7% | |
| Scale — latest FY | ||||||
| Revenue / Total Income | ₹11,855 Cr | ₹34,272 Cr | — | — | ₹34,272 Cr -65% | |
| Net Income | ₹1,456 Cr | ₹4,483 Cr | — | — | ₹4,483 Cr -68% | |
| Total Assets | ₹1.42L Cr | ₹4.02L Cr | — | — | ₹4.02L Cr -65% | |
| EPS | ₹5.56 | ₹17.67 | — | — | ₹17.67 -69% | |
| Book Value per Share | ₹43.57 | ₹166.83 | — | — | ₹166.83 -74% | |