South Indian Bank quarterly results

Q2 FY27 · Jul–Sep 2026
₹ croreQ2 FY27Q2 FY26Change
Total income3,2642,923+11.7%
Net interest income1,116809+38.0%
Operating profit733536+36.7%
Net profit426352+21.3%
EPS₹1.63₹1.34+21.6%

Every quarter

₹ crore except per share
Tap a line for its trendQ2 FY27Sep 2026Q1 FY27Jun 2026Q4 FY26Mar 2026Q3 FY26Dec 2025Q2 FY26Sep 2025Q1 FY26Jun 2025Q4 FY25Mar 2025Q3 FY25Dec 2024Q2 FY25Sep 2024Q1 FY25Jun 2024Q4 FY24Mar 2024Q3 FY24Dec 2023Earlier quartersAlpha Plus
Interest income
Earlier quartersEvery year the company has filed comes with Alpha Plus.
2,2472,1082,0361,9631,8751,8831,9141,8951,8781,8411,8211,747
451448472498456364386404393408407399
86.263.643.648.361.256.339.446.452.029.521.219.0
11.67.77.78.614.959.633.424.931.335.425.419.5
2,7962,6282,5592,5182,4072,3622,3732,3712,3552,3142,2752,184
1,6801,6031,6441,6371,5981,5301,5051,5011,4721,4491,4001,365
1,1161,025915881809833868869882866875819
468380386486516622572447449422346452
3,2643,0072,9453,0032,9232,9842,9462,8182,8042,7362,6212,636
Operating
466459362437428427404419425423416463
385354359345361354353368356357371325
851812720782788782757787781780787788
733592581585536673683529550507433483
15984.334.480.463.323922466.111011340.648.5
Profit
574508547504473433459463440395393435
147130139130121111117121116101105130
426378407374352322342342325294287305
426378407374352322342342325294287305
Per share
₹1.63₹1.44₹1.56₹1.43₹1.34₹1.23₹1.31₹1.31₹1.24₹1.12₹1.35₹1.46
₹1.62₹1.44₹1.55₹1.43₹1.34₹1.23₹1.31₹1.31₹1.24₹1.12₹1.35₹1.46
0.00.00.00.00.00.00.00.00.00.00.00.0
Per share — as-filed variants
₹1.63₹1.44₹1.56₹1.43₹1.34₹1.23₹1.31₹1.31₹1.24₹1.12₹1.35₹1.46
₹1.62₹1.44₹1.55₹1.43₹1.34₹1.23₹1.31₹1.31₹1.24₹1.12₹1.35₹1.46
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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

SOUTHBANK₹56.57

South Indian Bank Ltd.

· Banking & Finance
AnnualQuarterly₹ CrorePeersFEDERALBNKCUBKARURVYSYASTYLSHAREINDIATMBRELIGARETSFINVMcap ₹14,808 Cr
View
In ₹ Crore except Per Share
3 Months Ending
Q3 FY24
31/12/2023
Q4 FY24
31/03/2024
Q1 FY25
30/06/2024
Q2 FY25
30/09/2024
Q3 FY25
31/12/2024
Q4 FY25
31/03/2025
Q1 FY26
30/06/2025
Q2 FY26
30/09/2025
Q3 FY26
31/12/2025
Q4 FY26
31/03/2026
Q1 FY27
30/06/2026
Q2 FY27
30/09/2026
Interest Income
+ Interest on Advances / Bills1,746.91,821.01,841.51,878.01,895.41,914.21,882.71,874.91,963.02,036.32,108.32,247.3
+ Income on Investments398.7407.1408.1393.4404.1386.5363.9456.1497.6471.9448.2450.6
+ Interest on RBI / Interbank19.021.229.552.046.439.456.361.248.343.663.686.2
+ Other Interest19.525.435.431.324.933.459.614.98.67.77.711.6
Interest Earned2,184.12,274.72,314.42,354.72,370.72,373.42,362.42,407.12,517.52,559.52,627.82,795.7
Interest Expended1,365.11,400.01,448.61,472.41,501.51,505.11,529.91,598.31,636.91,644.21,603.11,679.8
Net Interest Income819.0874.7865.8882.3869.3868.3832.6808.8880.7915.31,024.71,115.9
Other Income452.1345.9421.6449.4447.1572.3621.7515.5485.7385.8379.6468.1
Total Income2,636.22,620.62,736.02,804.12,817.82,945.82,984.12,922.63,003.32,945.33,007.43,263.8
Operating
+ Employee Cost462.8416.1422.7425.1419.4404.0427.3427.5437.1361.6458.8465.9
+ Other Operating Expenses324.9371.3357.2356.2367.9353.2354.5360.9344.7358.7353.7385.3
Operating Expenses787.7787.3779.9781.3787.3757.2781.8788.5781.8720.2812.5851.2
Operating Profit (PPOP)483.5433.2507.5550.4529.0683.4672.5535.9584.6580.9591.8732.8
Provisions & Contingencies48.540.6113.0110.066.1224.2239.363.380.434.484.3159.1
Profit
Pretax Income435.0392.6394.5440.3462.9459.3433.2472.6504.2546.5507.5573.7
Tax Expense129.6105.3100.6115.6120.9116.8111.1121.0129.7139.1129.8147.3
Net Income305.4287.3293.9324.8342.0342.4322.2351.6374.5407.4377.7426.3
Net Income to Common305.4287.3293.9324.8342.0342.4322.2351.6374.5407.4377.7426.3
Per Share
Basic EPS1.461.351.121.241.311.311.231.341.431.561.441.63
Diluted EPS1.461.351.121.241.311.311.231.341.431.551.441.62
Book Value per Share0.00.00.00.00.00.00.00.00.00.00.00.0
Per Share — as-filed variants
Basic EPS before Extraordinary Items1.461.351.121.241.311.311.231.341.431.561.441.63
Diluted EPS before Extraordinary Items1.461.351.121.241.311.311.231.341.431.551.441.62
Other Filed Concepts — mapped but not yet placed in the schedule
At1 Ratio0.010.010.010.010.01———————
Cet1 Ratio0.120.170.160.160.160.180.180.170.170.190.190.19
Expenditure Ex Provisions2,152.72,187.32,228.52,253.72,288.82,262.32,311.62,386.72,418.72,364.42,415.62,531.0
Face Value1.001.001.001.001.001.001.001.001.001.001.001.00
Filed Roa0.010.010.010.010.010.010.010.010.010.010.010.01
Gnpa Pct0.050.050.050.040.040.030.030.030.030.010.010.01
Gross Npa3,682.43,620.33,719.93,731.33,735.62,799.82,806.62,703.52,581.51,430.51,437.71,354.8
Net Npa1,212.31,134.61,151.51,073.11,056.1790.5591.4505.8425.9287.9267.5102.7
Nnpa Pct0.020.010.010.010.010.010.010.010.000.000.000.00
Paid Up Equity Capital209.3261.6261.6261.6261.6261.6261.6261.7261.7261.8261.8262.0
Pat Ordinary305.4287.3293.9324.8342.0342.4322.2351.6374.5407.4377.7426.3
As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: Q2 FY27 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

South Indian Bank Q2 FY27 results (July–September 2026)

Filed with NSE on Thursday, 15 October 2026 at 1:23 pm IST

South Indian Bank (NSE: SOUTHBANK) reported its Q2 FY27 results (July–September 2026) on Thursday, 15 October 2026 at 1:23 pm IST. Standalone net profit was ₹426 crore, up 21.3% from ₹351 crore in Q2 FY26 and up 12.8% from ₹378 crore in Q1 FY27. Net interest income (interest earned less interest paid) was ₹1,116 crore, up 38.0% on the year.

Q2 FY26 results (a year earlier)
16 October 2025
Q3 FY27 results due by
14 February 2027

Q2 FY27 at a glance · standalone

Net profit
₹426 Cr+21.3% vs Q2 FY26+12.8% vs Q1 FY27
Net interest income
₹1,116 Cr+38.0% vs Q2 FY26+8.9% vs Q1 FY27
Operating profit (before provisions)
₹732 Cr+36.8% vs Q2 FY26+23.8% vs Q1 FY27
Gross NPA
1.24%2.93% in Q2 FY261.38% in Q1 FY27₹1,355 Cr · net NPA 0.09%
Deposits
₹1,37,279 Cr+18.7% vs Q2 FY26
Advances (loans)
₹1,08,388 Cr+20.2% vs Q2 FY26

Questions

What was South Indian Bank's net profit in Q2 FY27?

Standalone net profit was ₹426 crore, up 21.3% from ₹351 crore in Q2 FY26 and up 12.8% from ₹378 crore in Q1 FY27.

What was South Indian Bank's net interest income in Q2 FY27?

Net interest income (interest earned less interest paid) was ₹1,116 crore, up 38.0% on the year. Operating profit before provisions was ₹732 crore, and provisions were ₹159 crore.

What were South Indian Bank's NPAs in Q2 FY27?

Gross non-performing assets (NPAs) were ₹1,355 crore, 1.24% of gross advances, against 2.93% a year earlier and 1.38% in Q1 FY27. Net NPAs were 0.09% of net advances (0.56% a year earlier).

How were South Indian Bank's Q2 FY27 results?

Both grew from a year earlier: net profit was up 21.3% at ₹426 crore and net interest income was up 38.0% at ₹1,116 crore. Gross NPAs were 1.24% of advances, against 2.93% a year earlier. Against Q1 FY27, net profit was up 12.8% and net interest income up 8.9%.

How much did South Indian Bank's deposits and loans grow in Q2 FY27?

On 30 September 2026, deposits were ₹1,37,279 crore, up 18.7% from ₹1,15,635 crore a year earlier, and advances (loans) were ₹1,08,388 crore, up 20.2% from ₹90,196 crore a year earlier.

What was South Indian Bank's net profit in the first half of FY27?

Standalone net profit for the first half of FY27 (April–September 2026) was ₹804 crore, up 19.4% from ₹673 crore in the same months a year earlier. Net interest income was ₹2,141 crore, up 30.4%.

What was South Indian Bank's EPS in Q2 FY27?

Basic earnings per share were ₹1.63, against ₹1.34 in Q2 FY26.

What was South Indian Bank's net profit in FY26?

Standalone net profit was ₹1,455 crore in FY26 (April 2025–March 2026), up 11.7% from ₹1,303 crore in FY25. It was ₹1,070 crore in FY24 and ₹775 crore in FY23: up 87.7% over three years, 23.4% a year on average.

When did South Indian Bank announce its Q2 FY27 results?

On Thursday, 15 October 2026 at 1:23 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 16 October 2025.

How has South Indian Bank's profit changed over the last four quarters?

Net profit by quarter: ₹374 crore in Q3 FY26, ₹408 crore in Q4 FY26, ₹378 crore in Q1 FY27 and ₹426 crore in Q2 FY27. That is ₹1,586 crore over the four quarters, up 16.8% from ₹1,357 crore in the four quarters before. Net interest income: ₹881 crore, ₹915 crore, ₹1,025 crore and ₹1,116 crore.

What was South Indian Bank's net interest income in FY26?

Net interest income was ₹3,437 crore in FY26 (April 2025–March 2026), down 1.4% from ₹3,486 crore in FY25. It was ₹3,332 crore in FY24 and ₹3,012 crore in FY23: up 14.1% over three years, 4.5% a year on average.

When will South Indian Bank announce its Q3 FY27 results?

Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.

Where do these South Indian Bank figures come from?

From South Indian Bank's own standalone results filings to NSE, in ₹ crore as filed (Q2 FY27 on 15 October 2026). Growth compares the same standalone figures a year and a quarter earlier.

Standalone figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.