South Indian Bank cash flow

Latest FY26

Cash from operations: ₹3,907cr−₹2,353 cr in FY25
Cash from investing: −₹5,465cr₹4,434 cr in FY25
Cash from financing: −₹561cr₹157 cr in FY25
Capital spending: ₹141cr−11.0% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Changes in working capital
Adjustments to reconcile profit — non-cash items						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	—	173	302	284	400
	—	38.9	140	176	175
	—	422	521	344	834
	—	−349	−2,520	2,282	−3,529
	—	−13,961	−8,195	−8,662	−10,434
	—	−79.8	385	1,014	1,193
	—	15,819	5,603	10,269	2,508
	—	361	−4.5	389	702
	—	1,790	−4,731	5,292	−9,560
Cash from operating activities
	2,132	1,957	1,757	1,529	1,109
	—	2,424	−3,768	6,097	−8,150
	—	4,380	−2,011	7,625	−7,042
	—	473	342	550	219
	—	3,907	−2,353	7,075	−7,261
	—	3,907	−2,353	7,075	−7,261
Cash from investing activities
	—	109	120	134	109
	—	31.6	38.0	48.4	3.3
	—	2.2	2.3	7.5	3.8
	—	−5,326	4,590	−1,811	−277
	—	−5,465	4,434	−1,986	−386
	—	−5,465	4,434	−1,986	−386
Cash from financing activities
	—	2.5	0.5	1,151	—
	—	2.5	0.5	1,151	0.0
	—	417	1,138	−3,082	3,699
	—	790	750	0.0	0.0
	—	85.4	154	145	0.0
	—	105	78.5	62.8	0.0
	—	0.0	0.0	0.0	175
	—	0.0	0.0	−9.4	0.0
	—	−561	157	−2,148	3,524
	—	−561	157	−2,148	3,524
	—	−2,119	2,238	2,942	−4,123
	—	−2,119	2,238	2,942	−4,123
	—	—	—	10,022	7,080
Reference items
	—	—	—	—	297
	3,766	3,766	−2,511	6,893	−7,374
	₹14.39	₹14.39	−₹9.59	₹26.33	−₹28.17
	3.93×	—	—	—	—
	—	2.68×	−1.81×	6.61×	−9.37×
	—	473	342	550	219
	—	85.4	154	145	—

Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

SOUTHBANK₹56.57

South Indian Bank Ltd.

· Banking & Finance

₹ CrorePeersFEDERALBNK CUB KARURVYSYA STYL SHAREINDIA TMB RELIGARE TSFINVMcap ₹14,808 Cr

View

In ₹ Crore except Per Share 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation	399.9	284.1	302.1	172.6	—
+ Finance Costs	175.4	175.8	140.0	38.9	—
+ Other Non-cash Items	833.9	344.2	520.6	422.4	—
Changes in Working Capital
+ Inventories	-3,529.1	2,282.3	-2,519.6	-349.5	—
+ Trade Receivables	-10,434.1	-8,661.7	-8,195.0	-13,960.8	—
+ Other Current Assets	1,193.1	1,013.9	385.1	-79.8	—
+ Trade Payables	2,508.3	10,269.0	5,603.1	15,818.7	—
+ Provisions	702.2	388.8	-4.5	361.2	—
Total Working Capital Changes	-9,559.6	5,292.4	-4,731.0	1,789.8	—
Cash from Operating Activities
Profit Before Tax (per I/S)	1,108.5	1,528.9	1,757.1	1,956.5	2,131.8
+ Total Adjustments (incl. Working Capital)	-8,150.4	6,096.5	-3,768.2	2,423.6	—
Cash from Operations (pre-tax)	-7,041.9	7,625.4	-2,011.1	4,380.1	—
+ Income Taxes Paid	218.9	550.2	341.8	473.5	—
Cash from Operating — before Extraordinary Items	-7,260.8	7,075.2	-2,353.0	3,906.6	—
Cash from Operating Activities	-7,260.8	7,075.2	-2,353.0	3,906.6	—
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)	109.5	133.8	120.2	109.3	—
+ Acq of Intangible Assets	3.3	48.4	38.0	31.6	—
+ Disp of Fixed Assets	3.8	7.5	2.3	2.2	—
+ Other Inflows / (Outflows) — Investing	-277.1	-1,811.3	4,590.0	-5,326.3	—
Cash from Investing — before Extraordinary Items	-386.1	-1,985.9	4,434.0	-5,465.0	—
Cash from Investing Activities	-386.1	-1,985.9	4,434.0	-5,465.0	—
Cash from Financing Activities
+ Proceeds from Issue of Shares	—	1,151.0	0.5	2.5	—
+ Proceeds from Issue of Shares (unclassified)	0.0	1,151.0	0.5	2.5	—
+ Proceeds from Borrowings	3,699.4	-3,081.8	1,138.4	416.5	—
+ Repayment of Borrowings	0.0	0.0	750.0	790.0	—
+ Interest Paid	0.0	144.7	153.5	85.4	—
+ Dividends Paid	0.0	62.8	78.5	104.7	—
+ Income Taxes (Paid) / Refund — Financing	175.4	0.0	0.0	0.0	—
+ Other Inflows / (Outflows) — Financing	0.0	-9.4	0.0	0.0	—
Cash from Financing — before Extraordinary Items	3,523.9	-2,147.6	156.9	-561.0	—
Cash from Financing Activities	3,523.9	-2,147.6	156.9	-561.0	—
Net Changes in Cash (pre-FX)	-4,122.9	2,941.7	2,237.9	-2,119.4	—
Net Changes in Cash	-4,122.9	2,941.7	2,237.9	-2,119.4	—
Closing Cash	7,080.5	10,022.2	—	—	—
Reference Items
EBITDA	297.1	—	—	—	—
Free Cash Flow (CFO − Capex)	-7,373.5	6,893.0	-2,511.2	3,765.8	3,765.8
Free Cash Flow per Basic Share	-28.17	26.33	-9.59	14.39	14.39
Price to Free Cash Flow	—	—	—	—	3.93
Cash Flow to Net Income	-9.37	6.61	-1.81	2.68	—
Cash Paid for Taxes	218.9	550.2	341.8	473.5	—
Cash Paid for Interest	—	144.7	153.5	85.4	—

As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.