IIFL Finance financials

·Banking & FinanceChart ›
Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹4,248cr+28.4% on Q2 FY26
Net interest income
₹2,161cr+50.2% on Q2 FY26
Net profit
₹805cr+92.6% on Q2 FY26
EPS
₹18.00+103.2% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income4,2483,309+28.4%
Net interest income2,1611,439+50.2%
Net profit805418+92.6%
EPS₹18.00₹8.86+103.2%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹4,248 crNet profit₹805 crNet interest margin8.3%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
23,910————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
15,30313,37410,23710,4908,447
—+30.6%−2.4%+24.2%—
7,4676,0365,3355,9564,147
—+13.2%−10.4%+43.6%—
7.7%7.7%8.2%10.3%8.4%
45.8%45.8%54.0%44.6%43.0%
2.8%2.8%2.8%2.0%−0.2%
2,6431,8175781,9741,608
—+214.2%−70.7%+22.8%—
₹58.61₹39.05₹8.91₹41.47₹35.28
—+338.5%−78.5%+17.5%—
12.6%12.6%3.1%15.9%18.0%
2.3%2.3%0.9%3.4%3.3%
Balance sheet
84,17370,91155,36450,95240,001
—+28.1%+8.7%+27.4%—
69,17669,17651,06846,69939,604
4.43×4.43×3.66×3.87×3.88×
5.70×5.70×4.85×5.18×5.20×
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

IIFL₹562.20

IIFL Finance Ltd.

· Banking & Finance
₹ CrorePeersMUTHOOTFINMANAPPURAMPOONAWALLAKARURVYSYAFIVESTARCUBKFINTECHCHOLAHLDNGMcap ₹23,910 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————23,910.4
Total Income8,447.110,490.510,237.113,373.815,302.6
Growth %, YoY—+24.2-2.4+30.6—
Net Interest Income4,147.45,955.75,334.86,036.47,467.3
Growth %, YoY—+43.6-10.4+13.2—
NIM %, on assets8.3910.328.207.707.70
Cost to Income %43.0044.5553.9945.8445.84
Credit Cost %, on avg loans-0.192.002.822.752.75
Net Income1,607.51,974.2578.21,816.72,642.8
Growth %, YoY—+22.8-70.7+214.2—
EPS, Adj (current shares)35.2841.478.9139.0558.61
Growth %, YoY—+17.5-78.5+338.5—
ROE %18.0015.853.1012.6112.61
ROA %3.253.420.892.322.32
Balance Sheet
Loans40,001.150,952.355,364.370,911.184,173.3
Growth %, YoY—+27.4+8.7+28.1—
Total Borrowings39,604.046,699.251,068.069,175.969,175.9
Debt/Equity ×3.883.873.664.434.43
Leverage (Assets/Equity) ×5.205.184.855.705.70
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

IIFL Finance financials and key ratios

Prices at the previous close · figures from the company's filings with NSE

IIFL Finance (NSE: IIFL) had a market capitalisation of ₹23,995 crore at the previous close (₹562.20 a share), a PE ratio of 9.6 on the last four quarters' profit and a price-to-book ratio of 1.55. In FY26 its consolidated net profit attributable to shareholders was ₹1,661 crore on revenue of ₹13,351 crore; in Q2 FY27 (July–September 2026) it was ₹766 crore, up 103.7% year on year. Promoters held 24.76% of the shares on 30 September 2026.

IIFL Finance Q2 FY27 results
July–September 2026
Share price used
₹562.20 · previous close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

IIFL Finance at a glance · consolidated

Market cap
₹23,995 Crat ₹562.20 · previous close
PE ratio (last 4 quarters)
9.614.4 on FY26 profit
Price to book (PB)
1.55book value ₹361.59 a share
ROE (FY26)
12.6%
Debt to equity
4.87net debt ₹75,473 Cr
Promoter holding
24.76%−0.1 pts vs 30 Jun 202630 September 2026
Dividend yield
0.71%₹4 a share in 12 months
Net worth
₹15,432 Cr+19.0% vs 30 Sep 202530 September 2026
EPS (FY26)
₹39.07

Questions

What is the IIFL Finance PE ratio today?

IIFL Finance's PE ratio is 9.6 at the previous close (₹562.20 a share): a market capitalisation of ₹23,995 crore divided by consolidated net profit attributable to shareholders of ₹2,493 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit attributable to shareholders (₹1,661 crore) it is 14.4.

What is the IIFL Finance PB ratio (price to book value)?

IIFL Finance's price-to-book (PB) ratio is 1.55 at the previous close: a market capitalisation of ₹23,995 crore divided by shareholders' equity (book value) of ₹15,432 crore on 30 September 2026. That is a book value of ₹361.59 per share against a share price of ₹562.20.

What is the IIFL Finance debt to equity ratio?

IIFL Finance's debt-to-equity ratio was 4.87 on 30 September 2026: borrowings, debt securities, deposits and subordinated debt of ₹83,794 crore against total equity of ₹17,215 crore. A year earlier, on 30 September 2025, it was 3.98.

What is the IIFL Finance market cap?

IIFL Finance's market capitalisation was ₹23,995 crore at the previous close: 42.68 crore shares at ₹562.20 each.

What is the IIFL Finance EPS?

IIFL Finance's basic earnings per share (EPS) were ₹39.07 in FY26, against ₹9.07 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹58.59.

What is the IIFL Finance dividend in 2026 and its record date?

In 2026, IIFL Finance has declared one dividend: ₹4 (interim) with record date 29 January 2026.

What is the IIFL Finance net worth?

IIFL Finance's net worth — shareholders' equity in its consolidated balance sheet — was ₹15,432 crore on 30 September 2026, up 19.0% from ₹12,970 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹23,995 crore at the previous close.

What is the IIFL Finance book value per share?

IIFL Finance's book value per share was ₹361.59 on 30 September 2026: shareholders' equity of ₹15,432 crore divided by the 42.68 crore shares in issue, up 18.5% from ₹305.17 a year earlier. The share price at the previous close was ₹562.20.

What is the IIFL Finance dividend yield?

IIFL Finance's dividend yield is 0.71% at the previous close: dividends of ₹4 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹562.20. They were ₹4 on 29 January 2026 (interim).

What is the IIFL Finance ROE?

In FY26, IIFL Finance's return on equity (ROE) was 12.6%. ROE is net profit attributable to shareholders divided by average shareholders' equity (the start and end of the year).

What is the IIFL Finance promoter holding?

Promoters held 24.76% of IIFL Finance on 30 September 2026, down 0.09 percentage points from 24.85% the previous quarter and down 0.11 percentage points from 24.87% a year earlier, according to the shareholding pattern filed with NSE.

When are the IIFL Finance next results?

IIFL Finance has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

What is the IIFL Finance shareholding pattern?

On 30 September 2026, IIFL Finance's shares were held by promoters 24.76%, foreign portfolio investors (FII/FPI) 25.64%, domestic institutions (DII) 7.85% (including mutual funds at 3.66%) and retail and other non-institutional investors 41.75%. Over the year, FII holding was down 1.12 percentage points from 26.76% and DII holding was down 1.28 percentage points from 9.13%.

What are the IIFL Finance latest quarterly results?

IIFL Finance's latest results are for Q2 FY27 (July–September 2026): consolidated net profit attributable to shareholders ₹766 crore, up 103.7% from ₹376 crore in Q2 FY26; revenue from operations ₹4,246 crore, up 28.5% year on year.

What is the IIFL Finance revenue and profit in FY26?

In FY26 (April 2025–March 2026), IIFL Finance's consolidated net profit attributable to shareholders was ₹1,661 crore, up 338.5% from ₹379 crore in FY25, on revenue from operations of ₹13,351 crore (up 30.8%). Over three years, from FY23, net profit was up 10.7%.

How does IIFL Finance compare with its peers?

On FY26 consolidated figures, against Muthoot Finance, Manappuram Finance and Poonawalla Fincorp: IIFL Finance's return on equity of 12.6% is the second highest of the four (Muthoot Finance 30.9%, Manappuram Finance 7.1%, Poonawalla Fincorp 5.9%; peer average 14.6%); its revenue growth over three years of 17.4% a year is the third highest of the four (Muthoot Finance 37.9% a year, Manappuram Finance 12.5% a year, Poonawalla Fincorp 51.9% a year; peer average 34.1% a year).

IIFL Finance vs Muthoot Finance: how do they compare?

In FY26, IIFL Finance earned net profit attributable to shareholders of ₹1,661 crore on revenue of ₹13,351 crore, against ₹10,590 crore on ₹31,209 crore for Muthoot Finance.

Where do these IIFL Finance figures come from?

From IIFL Finance's own consolidated results, balance sheets and shareholding patterns filed with NSE. Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.