In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Revenue from Operations | 10,249.4 | 10,210.9 | 13,350.8 | 14,344.2 | |
| Other Income | 241.0 | 26.2 | 23.0 | 19.3 | |
| Total Income | 10,490.5 | 10,237.1 | 13,373.8 | 14,363.5 | |
| Expenses | |||||
| + Employee Benefit Expense | 1,684.9 | 1,888.8 | 2,110.5 | 2,214.4 | |
| + Finance Costs | 3,882.9 | 4,169.5 | 5,717.4 | 6,148.0 | |
| + Depreciation & Amortisation | 180.8 | 188.6 | 210.6 | 226.5 | |
| + Other Expenses | 1,077.8 | 1,198.7 | 1,188.6 | 1,217.0 | |
| Total Expenses | 7,918.6 | 8,943.6 | 10,965.3 | 11,382.6 | |
| EBITDA | 6,394.6 | 5,625.4 | 8,313.5 | 9,336.2 | |
| EBIT | 6,213.8 | 5,436.9 | 8,102.9 | 9,109.7 | |
| Profit | |||||
| PBT before Exceptional Items | 2,571.9 | 1,293.5 | 2,408.6 | 2,980.9 | |
| + Exceptional Items | 0.0 | -586.5 | 0.0 | 0.0 | |
| Pretax Income | 2,571.9 | 707.0 | 2,408.6 | 2,980.9 | |
| + Current Tax | 608.2 | 359.2 | 396.1 | 636.3 | |
| + Deferred Tax | -10.5 | -230.4 | 195.8 | 89.0 | |
| Tax Expense | 597.7 | 128.9 | 591.9 | 725.3 | |
| Net Income | 1,974.2 | 578.2 | 1,816.7 | 2,255.7 | |
| + Net Income — Continuing Ops | 1,974.2 | 578.2 | 1,816.7 | 2,255.7 | |
| + Other Comprehensive Income | -17.3 | -13.3 | 15.4 | 36.8 | |
| Total Comprehensive Income | 1,956.9 | 564.9 | 1,832.1 | 2,292.5 | |
| Net Income to Common | 1,763.5 | 378.8 | 1,660.8 | 2,102.5 | |
| Minority Interest | 210.7 | 199.4 | 155.9 | 153.1 | |
| Per Share | |||||
| Basic EPS | 46.29 | 9.07 | 39.07 | 49.45 | |
| Diluted EPS | 45.71 | 8.73 | 38.75 | 49.15 | |
| Revenue Detail — as filed | |||||
| + Dividend Income | 0.1 | 2.2 | 0.0 | 0.0 | |
| + Fees & Commission Income | 410.7 | 485.6 | 498.1 | 511.5 | |
| + Net Gain on Fair Value Changes | 0.0 | 218.8 | 30.1 | 24.5 | |
| + Net Loss on Fair Value Changes | 180.9 | 0.0 | 0.0 | 56.7 | |
| Expense Detail — as filed | |||||
| + Impairment on Financial Instruments | 911.3 | 1,498.0 | 1,738.2 | 1,519.9 | |
| Other Comprehensive Income — detail | |||||
| + Other Comprehensive Income | -17.3 | -13.3 | 15.4 | 36.8 | |
| + Items NOT to be Reclassified to P&L | -6.6 | -3.7 | -7.8 | -12.1 | |
| + Tax on Items NOT to be Reclassified | -1.7 | -0.9 | -2.0 | -1.5 | |
| + Tax on Items NOT to be Reclassified — alt tag | -1.7 | — | — | — | |
| + Items to be Reclassified to P&L | -16.6 | -14.1 | 28.4 | 61.2 | |
| + Tax on Items to be Reclassified | -4.2 | -3.5 | 7.1 | 13.8 | |
| + Tax on Items to be Reclassified — alt tag | -4.2 | — | — | — | |
| Comprehensive Income — Owners of Parent | 1,747.8 | 367.5 | 1,675.7 | 2,130.6 | |
| Comprehensive Income — Non-controlling Interests | 209.1 | 197.4 | 156.4 | 161.9 | |
| Per Share — as-filed variants | |||||
| Basic EPS — Continuing Operations | 46.29 | 9.07 | 39.07 | 49.45 | |
| Diluted EPS — Continuing Operations | 45.71 | 8.73 | 38.75 | 49.15 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||
| Gross Profit | 10,249.4 | 10,210.9 | 13,350.8 | 14,344.2 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||
| Pretax Income (Adjusted, as filed) | 2,571.9 | 1,293.5 | 2,408.6 | 2,980.9 | |
| − Exceptional Items (reconciliation) | 0.0 | -586.5 | 0.0 | 0.0 | |
| Net Income Adj (tax-effected) | 1,974.2 | 1,057.8 | 1,816.7 | 2,255.7 | |
| EPS Adj | 46.29 | 16.59 | 39.07 | 49.45 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | |
| Filed Debt Equity | 0.04 | 0.04 | 0.04 | 0.05 | |
| Interest Earned | 9,838.6 | 9,504.3 | 11,753.7 | 12,893.6 | |
| Paid Up Equity Capital | 76.3 | 84.9 | 85.1 | 85.1 | |